[hpi]

Japan’s case is a quite different actually. Seniors consist of a bigger and bigger faction of the population. The domestic spending was shrinking because more people relies on the pension … that’s why Japanese gov lowered the interest rate to boost the spending. Japanese use those cheap money to invest on US, Europe and East Asia’s stock market to make profit, which sort of compensates the loss in real estate. But the purpose of lowering interest rate is not to save the price of RE.

[hpi]

Japan’s case is a quite different actually. Seniors consist of a bigger and bigger faction of the population. The domestic spending was shrinking because more people relies on the pension … that’s why Japanese gov lowered the interest rate to boost the spending. Japanese use those cheap money to invest on US, Europe and East Asia’s stock market to make profit, which sort of compensates the loss in real estate. But the purpose of lowering interest rate is not to save the price of RE.

[hpi]

Japan’s case is a quite different actually. Seniors consist of a bigger and bigger faction of the population. The domestic spending was shrinking because more people relies on the pension … that’s why Japanese gov lowered the interest rate to boost the spending. Japanese use those cheap money to invest on US, Europe and East Asia’s stock market to make profit, which sort of compensates the loss in real estate. But the purpose of lowering interest rate is not to save the price of RE.

[hpi]

Japan’s case is a quite different actually. Seniors consist of a bigger and bigger faction of the population. The domestic spending was shrinking because more people relies on the pension … that’s why Japanese gov lowered the interest rate to boost the spending. Japanese use those cheap money to invest on US, Europe and East Asia’s stock market to make profit, which sort of compensates the loss in real estate. But the purpose of lowering interest rate is not to save the price of RE.

[hpi]

Japan’s case is a quite different actually. Seniors consist of a bigger and bigger faction of the population. The domestic spending was shrinking because more people relies on the pension … that’s why Japanese gov lowered the interest rate to boost the spending. Japanese use those cheap money to invest on US, Europe and East Asia’s stock market to make profit, which sort of compensates the loss in real estate. But the purpose of lowering interest rate is not to save the price of RE.

[hpi]

I am wondering what exactly percent of ARMers that have trouble if banks agree to give them a “reasonable” rate for reset (for example 6-6.5% of 30 year fix). From the point view of banks, this reduces their profit but greatly reduce the potential loss either. I don’t see why lender won’t do it if the foreclosure is forthcoming and letting the bank immediate write down $100k of loss at this market.

[hpi]

I am wondering what exactly percent of ARMers that have trouble if banks agree to give them a “reasonable” rate for reset (for example 6-6.5% of 30 year fix). From the point view of banks, this reduces their profit but greatly reduce the potential loss either. I don’t see why lender won’t do it if the foreclosure is forthcoming and letting the bank immediate write down $100k of loss at this market.

[hpi]

I am wondering what exactly percent of ARMers that have trouble if banks agree to give them a “reasonable” rate for reset (for example 6-6.5% of 30 year fix). From the point view of banks, this reduces their profit but greatly reduce the potential loss either. I don’t see why lender won’t do it if the foreclosure is forthcoming and letting the bank immediate write down $100k of loss at this market.

[hpi]

I am wondering what exactly percent of ARMers that have trouble if banks agree to give them a “reasonable” rate for reset (for example 6-6.5% of 30 year fix). From the point view of banks, this reduces their profit but greatly reduce the potential loss either. I don’t see why lender won’t do it if the foreclosure is forthcoming and letting the bank immediate write down $100k of loss at this market.

[hpi]

I am wondering what exactly percent of ARMers that have trouble if banks agree to give them a “reasonable” rate for reset (for example 6-6.5% of 30 year fix). From the point view of banks, this reduces their profit but greatly reduce the potential loss either. I don’t see why lender won’t do it if the foreclosure is forthcoming and letting the bank immediate write down $100k of loss at this market.

[hpi]

depends on

1. whether you are able to use your money, since you hold a lot of cash right now. If you can get very good return from stocks … probably it is reasonable to stay as renters for a few years.

2. the house price will not go down 30%, not mentioned the rent cost set a limit for how low the house price can be (comparing rent a house to own a similar house, it dones’t make sense to compare renting a 1 br apartment to owning a 3-4 br house with private yard)

3. what and where you want to buy. The bottom is different from area to area …

[hpi]

depends on

1. whether you are able to use your money, since you hold a lot of cash right now. If you can get very good return from stocks … probably it is reasonable to stay as renters for a few years.

2. the house price will not go down 30%, not mentioned the rent cost set a limit for how low the house price can be (comparing rent a house to own a similar house, it dones’t make sense to compare renting a 1 br apartment to owning a 3-4 br house with private yard)

3. what and where you want to buy. The bottom is different from area to area …

[hpi]

depends on

1. whether you are able to use your money, since you hold a lot of cash right now. If you can get very good return from stocks … probably it is reasonable to stay as renters for a few years.

2. the house price will not go down 30%, not mentioned the rent cost set a limit for how low the house price can be (comparing rent a house to own a similar house, it dones’t make sense to compare renting a 1 br apartment to owning a 3-4 br house with private yard)

3. what and where you want to buy. The bottom is different from area to area …

[hpi]

depends on

1. whether you are able to use your money, since you hold a lot of cash right now. If you can get very good return from stocks … probably it is reasonable to stay as renters for a few years.

2. the house price will not go down 30%, not mentioned the rent cost set a limit for how low the house price can be (comparing rent a house to own a similar house, it dones’t make sense to compare renting a 1 br apartment to owning a 3-4 br house with private yard)

3. what and where you want to buy. The bottom is different from area to area …

[hpi]

depends on

1. whether you are able to use your money, since you hold a lot of cash right now. If you can get very good return from stocks … probably it is reasonable to stay as renters for a few years.

2. the house price will not go down 30%, not mentioned the rent cost set a limit for how low the house price can be (comparing rent a house to own a similar house, it dones’t make sense to compare renting a 1 br apartment to owning a 3-4 br house with private yard)

3. what and where you want to buy. The bottom is different from area to area …

[Author]

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