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HLS
ParticipantAN…
You have mailmy address is [email protected]
HLS
ParticipantARMS have higher rates than 30 YR fixed now.
No longer makes sense.Jumbo market over $417K is about 6% right now.
Only about 2 weeks left to fund for FNMA.
They stop buying them Dec 31st, unless there is an extension.Conforming amount for San Diego county should be $556K starting January 1st, but new guidelines aren’t available yet.
It looks like anything over $556K could be 8%+ in January, unless some new programs kick in.
HLS
ParticipantARMS have higher rates than 30 YR fixed now.
No longer makes sense.Jumbo market over $417K is about 6% right now.
Only about 2 weeks left to fund for FNMA.
They stop buying them Dec 31st, unless there is an extension.Conforming amount for San Diego county should be $556K starting January 1st, but new guidelines aren’t available yet.
It looks like anything over $556K could be 8%+ in January, unless some new programs kick in.
HLS
ParticipantARMS have higher rates than 30 YR fixed now.
No longer makes sense.Jumbo market over $417K is about 6% right now.
Only about 2 weeks left to fund for FNMA.
They stop buying them Dec 31st, unless there is an extension.Conforming amount for San Diego county should be $556K starting January 1st, but new guidelines aren’t available yet.
It looks like anything over $556K could be 8%+ in January, unless some new programs kick in.
HLS
ParticipantARMS have higher rates than 30 YR fixed now.
No longer makes sense.Jumbo market over $417K is about 6% right now.
Only about 2 weeks left to fund for FNMA.
They stop buying them Dec 31st, unless there is an extension.Conforming amount for San Diego county should be $556K starting January 1st, but new guidelines aren’t available yet.
It looks like anything over $556K could be 8%+ in January, unless some new programs kick in.
HLS
ParticipantARMS have higher rates than 30 YR fixed now.
No longer makes sense.Jumbo market over $417K is about 6% right now.
Only about 2 weeks left to fund for FNMA.
They stop buying them Dec 31st, unless there is an extension.Conforming amount for San Diego county should be $556K starting January 1st, but new guidelines aren’t available yet.
It looks like anything over $556K could be 8%+ in January, unless some new programs kick in.
HLS
ParticipantFor those who qualified,
Wholesale 30 YR fixed rates were 5.25% on Weds.
They were 5.00% on Tuesday.Per FNMA guidelines, the best rate requires at least 20% equity and a mid credit score above 740.
Pricing is based on a matrix of credit score and equity. If you have at least 40% equity, your credit score can be as low as 620 to get the same rate. There are other options in between.
The wholesale rate comes with a 1% fee. (1 point)
plus title & escrow fees.Refinance or purchases have the same rate, unless you are paying off a HELOC that was not used to purchase the property.
A true no cost loan depends on loan amount. A $400K loan with no cost,no fees was 5.75% on Weds.
Rates change every day, and often change intra day.
Full doc only, no stated income.
Other guidelines could appply. HLSHLS
ParticipantFor those who qualified,
Wholesale 30 YR fixed rates were 5.25% on Weds.
They were 5.00% on Tuesday.Per FNMA guidelines, the best rate requires at least 20% equity and a mid credit score above 740.
Pricing is based on a matrix of credit score and equity. If you have at least 40% equity, your credit score can be as low as 620 to get the same rate. There are other options in between.
The wholesale rate comes with a 1% fee. (1 point)
plus title & escrow fees.Refinance or purchases have the same rate, unless you are paying off a HELOC that was not used to purchase the property.
A true no cost loan depends on loan amount. A $400K loan with no cost,no fees was 5.75% on Weds.
Rates change every day, and often change intra day.
Full doc only, no stated income.
Other guidelines could appply. HLSHLS
ParticipantFor those who qualified,
Wholesale 30 YR fixed rates were 5.25% on Weds.
They were 5.00% on Tuesday.Per FNMA guidelines, the best rate requires at least 20% equity and a mid credit score above 740.
Pricing is based on a matrix of credit score and equity. If you have at least 40% equity, your credit score can be as low as 620 to get the same rate. There are other options in between.
The wholesale rate comes with a 1% fee. (1 point)
plus title & escrow fees.Refinance or purchases have the same rate, unless you are paying off a HELOC that was not used to purchase the property.
A true no cost loan depends on loan amount. A $400K loan with no cost,no fees was 5.75% on Weds.
Rates change every day, and often change intra day.
Full doc only, no stated income.
Other guidelines could appply. HLSHLS
ParticipantFor those who qualified,
Wholesale 30 YR fixed rates were 5.25% on Weds.
They were 5.00% on Tuesday.Per FNMA guidelines, the best rate requires at least 20% equity and a mid credit score above 740.
Pricing is based on a matrix of credit score and equity. If you have at least 40% equity, your credit score can be as low as 620 to get the same rate. There are other options in between.
The wholesale rate comes with a 1% fee. (1 point)
plus title & escrow fees.Refinance or purchases have the same rate, unless you are paying off a HELOC that was not used to purchase the property.
A true no cost loan depends on loan amount. A $400K loan with no cost,no fees was 5.75% on Weds.
Rates change every day, and often change intra day.
Full doc only, no stated income.
Other guidelines could appply. HLSHLS
ParticipantFor those who qualified,
Wholesale 30 YR fixed rates were 5.25% on Weds.
They were 5.00% on Tuesday.Per FNMA guidelines, the best rate requires at least 20% equity and a mid credit score above 740.
Pricing is based on a matrix of credit score and equity. If you have at least 40% equity, your credit score can be as low as 620 to get the same rate. There are other options in between.
The wholesale rate comes with a 1% fee. (1 point)
plus title & escrow fees.Refinance or purchases have the same rate, unless you are paying off a HELOC that was not used to purchase the property.
A true no cost loan depends on loan amount. A $400K loan with no cost,no fees was 5.75% on Weds.
Rates change every day, and often change intra day.
Full doc only, no stated income.
Other guidelines could appply. HLSHLS
ParticipantCan probably remain unpaid for 5 years before a tax lien sale. It is different than a foreclosure,
Call the county assessor for confirmation.
HLS
ParticipantCan probably remain unpaid for 5 years before a tax lien sale. It is different than a foreclosure,
Call the county assessor for confirmation.
HLS
ParticipantCan probably remain unpaid for 5 years before a tax lien sale. It is different than a foreclosure,
Call the county assessor for confirmation.
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