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Washington DC had cell service on the subway for Verizon customers in 2001. You could text too if you didn’t mind using the numeric keypad. 444-6-22-4-1.

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Flyer, I hear the same voices from my company regularly over landline and cell both. What can I say, the cell-cell just sounds better than cell-landline.

I also have accidently done whatsapp calls rather than regular voice. They just sound bad by comparison and are much more likely to drop, which hasn’t happened in years to me on a voice call.

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I don’t want 5g. I can already stream video on 4g speed.

If one of the big 4 stays 4g and charges less, I predict it will do better than those who raise prices to fund a 5g buildout.

I used the PrivacyPro app to see how many data connections my phone was making when it wasn’t being used. It was awful, non stop. I blocked nearly all of them and now have longer battery life and less data use.

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I didn’t like the Uber Jump electric bike even though i like the e scooters.

It is heavy to lift up curbs and doesn’t feel as natural as a regular bike.

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Construction costs are really high now, and good people are backlogged.

I suggest keeping it simple or saving your $$ for the next downturn.

Oh for the 2012-13 days of $13/hr skilled labor!

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Try finding primary care providers who take mediCal north of DT and west of the 15.

I once did for a relative. Not easy. Some don’t take any at all, some take a fixed number and are completely full. On like the 8th call one of them said “we have a location in National City that takes mediCal” and that’s what we did.

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I had a $250 samsung ssd fail a week after install. It was suddenly just empty but working normally.

I still have it, but downgraded it from hosting my OS to a backup drive.

This was about 3 years ago.

I’ve had HDs fail, but never after a week.

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I agree, markets can stay irrational for a long time.

My two short positions (Uber and SNAP) are now about 1.2% of my net worth, and I would be comfortable with up to 8%, though not all in one sector.

Many people in San Diego are 200%+ invested in local real estate: e.g., they have a net worth of $400,000 and own a $800,000 house.

I don’t think that is a bad idea given the tax advantages and relatively low price of owning local real estate if you live here. However, in such situation it is also prudent to make your non-RE investments conservatively, or in areas that will benefit from a downturn.

Currently my only non-IRA stock position is in TUR, the Turkey ETF. I entered a couple weeks ago. The p/e of that market is about half that of the USA despite stronger growth. I think despite the instability there, the country is still committed to market capitalism and a recovery to even half of the 2015 price would be a huge return.

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I have less than 0 US equities, my shorts are more than longs.

Between SD properties and B grade muni bonds, I am already plenty exposed to a continued economic expansion.

Trying to time the market has worked out pretty well for me. Only on average is it bad advice.

I have read the full annual reports of Snap and Uber. Those are business models that are not even growing much anymore but still losing giant buckets of money. I wish I had timed my short sales better, but I am patient. I had to wait about 18 months before my subprime lending stock shorts fell.

I lost patience shorting RRC and PLAY about 12-18 months ago, missed out on some nice gains by covering too soon. I also missed a bullet, I was short DATA a few years ago, they just jumped on an acquisition.

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No scaredy, you still have student loans. Offer only open to those who paid their student loans off early and don’t qualify for Bernie Bucks.

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NY State just passed some really intense new rent control laws. They will primarily apply to NYC but other cities are allowed to adopt them. They basically got rid of every single exception to the old laws.

One old rule was if the tenant made 200k+ two years in a row you could raise the rent. Not anymore.

Another rule said if you initially charged less than allowed you could later go up to the controlled amount. Not anymore, your initial discount is fixed forever.

Also no more owner-move-in evictions without proving “exceptional hardship.”

No converting apartments to condos unless the majority of tenants buy units, so basically never.

SF’s rent control looks quite restrained by comparison. I think SF voters would pass similar rules if the state allowed them, and that could happen soon, either now or in 2 years when the legislature probably gets even more liberal. It is a big risk to buy a rental property in SF for this reason. Santa Monica as well.

With laws like this, it can make sense to either AirBNB, only rent to wealthy foreign students who are unlikely to stay long term, or just keep a unit empty while it appreciates.

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Astrid, if Bernie pays off my student loans I’ll take you out for a deluxe organic vegetarian dinner at People’s Co-op Garden Cafe. We’ll both be winners then! And I’m talking about apps, smoothies, entree, wine, and a desert. Socialism never tasted so good.

http://www.obgardencafe.coop/

(Seriously the food is really good and the airy building design and mix of indoor outdoor and rooftop seating is great. I am not even vegetarian. They have eggs and dairy so it isn’t just rabbit food.)

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Glad I never paid off my student loans then! At 2.8% fixed until I am in my mid 50s, why bother?

When I graduated I figured in a 30 year period at least one period of high inflation would effectively wipe them out. Who would have thought we’d instead see prolonged 1.5% inflation but a 78 year old socialist do it instead.

I’m feelin’ the Bern! Bring back the SALT while you’re at it.

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Flyer shows why we won’t have a recession in 2020.

Even as he talks gloomy, he’s a buyer, not a seller, of risk assets.

Same thing throughout the economy.

There are a million different economic stats, you can always find some that are bullish and bearish. Chicago Fed index of 85 economic indicators: growth picked up in May:

https://www.calculatedriskblog.com/2019/06/chicago-fed-index-points-to-pickup-in.html

Meanwhile: the stock market hits a new high, unemployment lowest in US history.

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“In the not too distant future, everything will be over data. ”

Despite having a fast cell and wifi both, whatsapp audio and facetime audio usually sound a lot worse and drops more than regular calls.

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