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(former)FormerSanDiegan
ParticipantIf it were me, I would keep it.
Participantsdr – I agree that it would be nice to have the same level as info you provide for all areas of the County. Thanks for providing it for your sub-market.
Participantsdr – I agree that it would be nice to have the same level as info you provide for all areas of the County. Thanks for providing it for your sub-market.
ParticipantAll the attention to North County (especially inland) bores me. I’d rather see more about central coastal SD. In fact
I’d rather hear about LA’s Westside than all the minute details regarding Carmel Valley. But that’s just me.I think all these areas are interconnected to some extent, so what’s wrong with hearing about all the so cal areas (even though some might be boring to you and me).
ParticipantAll the attention to North County (especially inland) bores me. I’d rather see more about central coastal SD. In fact
I’d rather hear about LA’s Westside than all the minute details regarding Carmel Valley. But that’s just me.I think all these areas are interconnected to some extent, so what’s wrong with hearing about all the so cal areas (even though some might be boring to you and me).
ParticipantI re-fied with an I/O loan in ’03 for my rental property purchased in ’02. I typically pay the equivalent of the fully amortized amount for most months. Between tenants or when there is a large expense (e.g. new hot water tank), I drop to the I/O only for cash flow purposes.
At the time of purchase my loan was 80% LTV. Currently It’s about 50-60% LTV. I could pay the loan off with other assets, but it makes more sense from a tax/investment planning in my case not to do so.
The problem I/O loans are those layered with others risks, such as 100% LTV, low FICO, minimal assets, etc.
In the right hands I/O loans are useful and non-toxic.
ParticipantI re-fied with an I/O loan in ’03 for my rental property purchased in ’02. I typically pay the equivalent of the fully amortized amount for most months. Between tenants or when there is a large expense (e.g. new hot water tank), I drop to the I/O only for cash flow purposes.
At the time of purchase my loan was 80% LTV. Currently It’s about 50-60% LTV. I could pay the loan off with other assets, but it makes more sense from a tax/investment planning in my case not to do so.
The problem I/O loans are those layered with others risks, such as 100% LTV, low FICO, minimal assets, etc.
In the right hands I/O loans are useful and non-toxic.
ParticipantIn related news there’s a new standard CAR disclosure form on Mummies, to go along with the red-legged frog and nuclear power plant disclosures.
Mummies ?
Buyer Beware !!!!ParticipantInflation figures are crap.. they don’t include energy or food … hmmm two things that are mandatory to spend on to survive… and two things that have very high inflation.
Wrong. Actually, the government reports Inflation, which includes food and energy as well as Core Inflation, which excludes food and energy. The reason is that food and energy prices are more volatile. It’s not that they believe those don’t matter, they just bounce up/down a lot faster than other prices. Long sustained period of rising energy prices eventually manifest themselves in the core inflation numbers because of production and transportation costs.
ParticipantAren’t there alot of geologic issues in Bay Park? Sliding and subsidence?
The areas that were developed in the early 1950’s still have many of the existing structures, and does not appear to be a problem. However, I know of a few pockets that have problems in areas where there was later development. E.g. – The rainy winter a few years ago (El NIno ?) when there was record rainfall a mini-mudslide resulted in a house being tagged and possibly later condemned. This was in the vicinity of Western Hills Park, near Jellet. Basically an area with a lot of surface relief in a small area. There may be other similar pockets where this is a problem.
Participantradelow – Burgerner is a busy street, but I consider adjacent streets to be one of the nice portions of BP(e.g. Grandview, DeerPark) as long as you are far enough south of Clairemont Drive. I’d agree that there are nicer areas just to the South and West off of Milton, though.
ParticipantRustico –
If I were to talk to your kids I’d simply tell him that you are too short for your weight.ParticipantI have no problem with someone taking another side of the argument. I am often one of the more bullish people in many threads on this board.
However, some TACT is useful.
It’s like showing up to a Weight watchers’ meeting and saying, “geez, most of you folks are pretty fat”
ParticipantPeople all say wait a year or two to buy. I have heard this since 2000
So, did you take their advice and buy in 2002 🙂
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