[equalizer]

If you need new water heater, try the Rheem Professional series or the Bradford, they are the most reliable. They may cost few hundred more up front but will give peace of mind. We had put in Bradford (Cadillac of water heaters) in old place and it was great. In our current pad we have Rheem Pro and it has gone 7 years with no hassle. Get the one with highest R rating that will fit in your space. I believe they Rheem Pro and Bradford are only available to builders and independent installers not the retailers. I’ve found that HD and Lowes sell lower priced items.

[equalizer]

[quote=flu][quote=equalizer][quote=flu]I setup a 529 plan and have reached my target amount there.

[/quote]
You already have $200K per child? Good Job!
What are your stock picks again?

Harvard/Stanford/Cal Tech $50-52K per year.[/quote]

Vanguard Total International Stock Index Portfolio
Vanguard Total Stock Market Portfolio
Vanguard Income Portfolio
Vanguard Aggressive Growth Portfolio

I at one point had Vanguard High Yield Bond Portfolio but it had it’s run and got rid of it.
[/quote]
Yes, I do have Nevada 529 invested in Vanguard Star. I was just wondering out loud about your thoughts on stocks you mentioned earlier. I did buy a tech put a few weeks ago when VIX was mutliyear low, but I no longer have strong convictions to make necessary bold bets.

I mentioned that I feared that many tasks could be outsourced. I know companies such as Walgreens are starting to outsource some of their accounting. While IBM and others have outsourced many IT tasks, they are opening research centers overseas. While I am a huge skeptic (you may have missed that part), some of the work is probably decent and the research centers may be competitive? Your thoughts?

However, innovative jobs such as yours are very difficult to outsource. Do you think you could outsouce your mundance tasks such as testing? Are you at liberty to discuss any of your older Android work generically?

[equalizer]

[quote=flu][quote=equalizer][quote=flu]I setup a 529 plan and have reached my target amount there.

[/quote]
You already have $200K per child? Good Job!
What are your stock picks again?

Harvard/Stanford/Cal Tech $50-52K per year.[/quote]

Vanguard Total International Stock Index Portfolio
Vanguard Total Stock Market Portfolio
Vanguard Income Portfolio
Vanguard Aggressive Growth Portfolio

I at one point had Vanguard High Yield Bond Portfolio but it had it’s run and got rid of it.
[/quote]
Yes, I do have Nevada 529 invested in Vanguard Star. I was just wondering out loud about your thoughts on stocks you mentioned earlier. I did buy a tech put a few weeks ago when VIX was mutliyear low, but I no longer have strong convictions to make necessary bold bets.

I mentioned that I feared that many tasks could be outsourced. I know companies such as Walgreens are starting to outsource some of their accounting. While IBM and others have outsourced many IT tasks, they are opening research centers overseas. While I am a huge skeptic (you may have missed that part), some of the work is probably decent and the research centers may be competitive? Your thoughts?

However, innovative jobs such as yours are very difficult to outsource. Do you think you could outsouce your mundance tasks such as testing? Are you at liberty to discuss any of your older Android work generically?

[equalizer]

[quote=flu][quote=equalizer][quote=flu]I setup a 529 plan and have reached my target amount there.

[/quote]
You already have $200K per child? Good Job!
What are your stock picks again?

Harvard/Stanford/Cal Tech $50-52K per year.[/quote]

Vanguard Total International Stock Index Portfolio
Vanguard Total Stock Market Portfolio
Vanguard Income Portfolio
Vanguard Aggressive Growth Portfolio

I at one point had Vanguard High Yield Bond Portfolio but it had it’s run and got rid of it.
[/quote]
Yes, I do have Nevada 529 invested in Vanguard Star. I was just wondering out loud about your thoughts on stocks you mentioned earlier. I did buy a tech put a few weeks ago when VIX was mutliyear low, but I no longer have strong convictions to make necessary bold bets.

I mentioned that I feared that many tasks could be outsourced. I know companies such as Walgreens are starting to outsource some of their accounting. While IBM and others have outsourced many IT tasks, they are opening research centers overseas. While I am a huge skeptic (you may have missed that part), some of the work is probably decent and the research centers may be competitive? Your thoughts?

However, innovative jobs such as yours are very difficult to outsource. Do you think you could outsouce your mundance tasks such as testing? Are you at liberty to discuss any of your older Android work generically?

[equalizer]

[quote=flu][quote=equalizer][quote=flu]I setup a 529 plan and have reached my target amount there.

[/quote]
You already have $200K per child? Good Job!
What are your stock picks again?

Harvard/Stanford/Cal Tech $50-52K per year.[/quote]

Vanguard Total International Stock Index Portfolio
Vanguard Total Stock Market Portfolio
Vanguard Income Portfolio
Vanguard Aggressive Growth Portfolio

I at one point had Vanguard High Yield Bond Portfolio but it had it’s run and got rid of it.
[/quote]
Yes, I do have Nevada 529 invested in Vanguard Star. I was just wondering out loud about your thoughts on stocks you mentioned earlier. I did buy a tech put a few weeks ago when VIX was mutliyear low, but I no longer have strong convictions to make necessary bold bets.

I mentioned that I feared that many tasks could be outsourced. I know companies such as Walgreens are starting to outsource some of their accounting. While IBM and others have outsourced many IT tasks, they are opening research centers overseas. While I am a huge skeptic (you may have missed that part), some of the work is probably decent and the research centers may be competitive? Your thoughts?

However, innovative jobs such as yours are very difficult to outsource. Do you think you could outsouce your mundance tasks such as testing? Are you at liberty to discuss any of your older Android work generically?

[equalizer]

[quote=flu][quote=equalizer][quote=flu]I setup a 529 plan and have reached my target amount there.

[/quote]
You already have $200K per child? Good Job!
What are your stock picks again?

Harvard/Stanford/Cal Tech $50-52K per year.[/quote]

Vanguard Total International Stock Index Portfolio
Vanguard Total Stock Market Portfolio
Vanguard Income Portfolio
Vanguard Aggressive Growth Portfolio

I at one point had Vanguard High Yield Bond Portfolio but it had it’s run and got rid of it.
[/quote]
Yes, I do have Nevada 529 invested in Vanguard Star. I was just wondering out loud about your thoughts on stocks you mentioned earlier. I did buy a tech put a few weeks ago when VIX was mutliyear low, but I no longer have strong convictions to make necessary bold bets.

I mentioned that I feared that many tasks could be outsourced. I know companies such as Walgreens are starting to outsource some of their accounting. While IBM and others have outsourced many IT tasks, they are opening research centers overseas. While I am a huge skeptic (you may have missed that part), some of the work is probably decent and the research centers may be competitive? Your thoughts?

However, innovative jobs such as yours are very difficult to outsource. Do you think you could outsouce your mundance tasks such as testing? Are you at liberty to discuss any of your older Android work generically?

[equalizer]

[quote=Eugene][quote]If you adopt tough building codes prices will rise too much and people can’t buy houses. Florida, on the other hand, gives free reign and hard working folks can at least have a nice cozy trailer home, unlike San Diego where many people have to commute from Riverside County[/quote]

Actually, this is not true.

The reason why Miami is cheaper than San Diego (ceteris paribus) is not so much tough building codes, as tough zoning regulations. We have lots of land that can’t be used for residential construction, and more land that is zoned at 1 or 2 acres per dwelling.

Earthquake building codes do not add much to the construction price.[/quote]
Builders used to claim that permits, codes, lumber prices, etc were the reason for the high prices, never mentioning your reasons or land prices.

Earthquake retrofit for buildings can be extremely expensive, esp for hospitals. USCD Medical Center Hillcrest has stated in past that retrofit is too expensive, better to raze the building. Those massive costs are of course being passed onto HMO rates.

BTW, the oldest buildings are government buildings that are most vulnerable with deferred maintenace that won’t get done with these massive budget shortfalls. And yes, these upgrades should be done.

[equalizer]

[quote=Eugene][quote]If you adopt tough building codes prices will rise too much and people can’t buy houses. Florida, on the other hand, gives free reign and hard working folks can at least have a nice cozy trailer home, unlike San Diego where many people have to commute from Riverside County[/quote]

Actually, this is not true.

The reason why Miami is cheaper than San Diego (ceteris paribus) is not so much tough building codes, as tough zoning regulations. We have lots of land that can’t be used for residential construction, and more land that is zoned at 1 or 2 acres per dwelling.

Earthquake building codes do not add much to the construction price.[/quote]
Builders used to claim that permits, codes, lumber prices, etc were the reason for the high prices, never mentioning your reasons or land prices.

Earthquake retrofit for buildings can be extremely expensive, esp for hospitals. USCD Medical Center Hillcrest has stated in past that retrofit is too expensive, better to raze the building. Those massive costs are of course being passed onto HMO rates.

BTW, the oldest buildings are government buildings that are most vulnerable with deferred maintenace that won’t get done with these massive budget shortfalls. And yes, these upgrades should be done.

[equalizer]

[quote=Eugene][quote]If you adopt tough building codes prices will rise too much and people can’t buy houses. Florida, on the other hand, gives free reign and hard working folks can at least have a nice cozy trailer home, unlike San Diego where many people have to commute from Riverside County[/quote]

Actually, this is not true.

The reason why Miami is cheaper than San Diego (ceteris paribus) is not so much tough building codes, as tough zoning regulations. We have lots of land that can’t be used for residential construction, and more land that is zoned at 1 or 2 acres per dwelling.

Earthquake building codes do not add much to the construction price.[/quote]
Builders used to claim that permits, codes, lumber prices, etc were the reason for the high prices, never mentioning your reasons or land prices.

Earthquake retrofit for buildings can be extremely expensive, esp for hospitals. USCD Medical Center Hillcrest has stated in past that retrofit is too expensive, better to raze the building. Those massive costs are of course being passed onto HMO rates.

BTW, the oldest buildings are government buildings that are most vulnerable with deferred maintenace that won’t get done with these massive budget shortfalls. And yes, these upgrades should be done.

[equalizer]

[quote=Eugene][quote]If you adopt tough building codes prices will rise too much and people can’t buy houses. Florida, on the other hand, gives free reign and hard working folks can at least have a nice cozy trailer home, unlike San Diego where many people have to commute from Riverside County[/quote]

Actually, this is not true.

The reason why Miami is cheaper than San Diego (ceteris paribus) is not so much tough building codes, as tough zoning regulations. We have lots of land that can’t be used for residential construction, and more land that is zoned at 1 or 2 acres per dwelling.

Earthquake building codes do not add much to the construction price.[/quote]
Builders used to claim that permits, codes, lumber prices, etc were the reason for the high prices, never mentioning your reasons or land prices.

Earthquake retrofit for buildings can be extremely expensive, esp for hospitals. USCD Medical Center Hillcrest has stated in past that retrofit is too expensive, better to raze the building. Those massive costs are of course being passed onto HMO rates.

BTW, the oldest buildings are government buildings that are most vulnerable with deferred maintenace that won’t get done with these massive budget shortfalls. And yes, these upgrades should be done.

[equalizer]

[quote=Eugene][quote]If you adopt tough building codes prices will rise too much and people can’t buy houses. Florida, on the other hand, gives free reign and hard working folks can at least have a nice cozy trailer home, unlike San Diego where many people have to commute from Riverside County[/quote]

Actually, this is not true.

The reason why Miami is cheaper than San Diego (ceteris paribus) is not so much tough building codes, as tough zoning regulations. We have lots of land that can’t be used for residential construction, and more land that is zoned at 1 or 2 acres per dwelling.

Earthquake building codes do not add much to the construction price.[/quote]
Builders used to claim that permits, codes, lumber prices, etc were the reason for the high prices, never mentioning your reasons or land prices.

Earthquake retrofit for buildings can be extremely expensive, esp for hospitals. USCD Medical Center Hillcrest has stated in past that retrofit is too expensive, better to raze the building. Those massive costs are of course being passed onto HMO rates.

BTW, the oldest buildings are government buildings that are most vulnerable with deferred maintenace that won’t get done with these massive budget shortfalls. And yes, these upgrades should be done.

[equalizer]

[quote=gandalf]What happened in Japan today was awful, just awful, beyond words.

Building codes are so important. Saved hundreds of thousands of lives.

[/quote]
Yes, that’s why my subject line was “Japan’s Strict Building Codes Saved Lives”. I didn’t think anyone would take my hyberpole literally without having to out put a disclaimer. I have put a disclaimer now. Happy now?

[equalizer]

[quote=gandalf]What happened in Japan today was awful, just awful, beyond words.

Building codes are so important. Saved hundreds of thousands of lives.

[/quote]
Yes, that’s why my subject line was “Japan’s Strict Building Codes Saved Lives”. I didn’t think anyone would take my hyberpole literally without having to out put a disclaimer. I have put a disclaimer now. Happy now?

[equalizer]

[quote=gandalf]What happened in Japan today was awful, just awful, beyond words.

Building codes are so important. Saved hundreds of thousands of lives.

[/quote]
Yes, that’s why my subject line was “Japan’s Strict Building Codes Saved Lives”. I didn’t think anyone would take my hyberpole literally without having to out put a disclaimer. I have put a disclaimer now. Happy now?

[equalizer]

[quote=gandalf]What happened in Japan today was awful, just awful, beyond words.

Building codes are so important. Saved hundreds of thousands of lives.

[/quote]
Yes, that’s why my subject line was “Japan’s Strict Building Codes Saved Lives”. I didn’t think anyone would take my hyberpole literally without having to out put a disclaimer. I have put a disclaimer now. Happy now?

[Author]

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