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equalizer
Participantdavelj
the problem is mutual fund and pension managers always vote per bod wishes, it other peoples money they couldnt give a damn as long as they get their 1%+ fee every year. dont forget that prof jeremy siegel basically said to stay away from most tech stocks cause they dole out all profits to employee options diluting ind investor.
Participantdavelj
the problem is mutual fund and pension managers always vote per bod wishes, it other peoples money they couldnt give a damn as long as they get their 1%+ fee every year. dont forget that prof jeremy siegel basically said to stay away from most tech stocks cause they dole out all profits to employee options diluting ind investor.
Participantdavelj
the problem is mutual fund and pension managers always vote per bod wishes, it other peoples money they couldnt give a damn as long as they get their 1%+ fee every year. dont forget that prof jeremy siegel basically said to stay away from most tech stocks cause they dole out all profits to employee options diluting ind investor.
Participantdavelj
the problem is mutual fund and pension managers always vote per bod wishes, it other peoples money they couldnt give a damn as long as they get their 1%+ fee every year. dont forget that prof jeremy siegel basically said to stay away from most tech stocks cause they dole out all profits to employee options diluting ind investor.
Participantdavelj
the problem is mutual fund and pension managers always vote per bod wishes, it other peoples money they couldnt give a damn as long as they get their 1%+ fee every year. dont forget that prof jeremy siegel basically said to stay away from most tech stocks cause they dole out all profits to employee options diluting ind investor.
Participant[quote=temeculaguy]Find a landscape designer who has worked in palm springs/palm desert or has experience with xeriscape. On a recent trip to that area, I saw some amazingly beautiful yards that require almost no water or maintenance. Even strict hoa’s are allowing full lawn removal if they see and like the plans, I’m contemplating it myself. A few homes just did it in my tract and it looks awesome. Were not talking white rock gardens with red scalloped brick borders, low water landscaping can be the envy of the neighborhood if done well.[/quote]
can you post link to examples?Participant[quote=temeculaguy]Find a landscape designer who has worked in palm springs/palm desert or has experience with xeriscape. On a recent trip to that area, I saw some amazingly beautiful yards that require almost no water or maintenance. Even strict hoa’s are allowing full lawn removal if they see and like the plans, I’m contemplating it myself. A few homes just did it in my tract and it looks awesome. Were not talking white rock gardens with red scalloped brick borders, low water landscaping can be the envy of the neighborhood if done well.[/quote]
can you post link to examples?Participant[quote=temeculaguy]Find a landscape designer who has worked in palm springs/palm desert or has experience with xeriscape. On a recent trip to that area, I saw some amazingly beautiful yards that require almost no water or maintenance. Even strict hoa’s are allowing full lawn removal if they see and like the plans, I’m contemplating it myself. A few homes just did it in my tract and it looks awesome. Were not talking white rock gardens with red scalloped brick borders, low water landscaping can be the envy of the neighborhood if done well.[/quote]
can you post link to examples?Participant[quote=temeculaguy]Find a landscape designer who has worked in palm springs/palm desert or has experience with xeriscape. On a recent trip to that area, I saw some amazingly beautiful yards that require almost no water or maintenance. Even strict hoa’s are allowing full lawn removal if they see and like the plans, I’m contemplating it myself. A few homes just did it in my tract and it looks awesome. Were not talking white rock gardens with red scalloped brick borders, low water landscaping can be the envy of the neighborhood if done well.[/quote]
can you post link to examples?Participant[quote=temeculaguy]Find a landscape designer who has worked in palm springs/palm desert or has experience with xeriscape. On a recent trip to that area, I saw some amazingly beautiful yards that require almost no water or maintenance. Even strict hoa’s are allowing full lawn removal if they see and like the plans, I’m contemplating it myself. A few homes just did it in my tract and it looks awesome. Were not talking white rock gardens with red scalloped brick borders, low water landscaping can be the envy of the neighborhood if done well.[/quote]
can you post link to examples?Participant[quote=CA renter]paramount wrote:
And another thing: a good house is one that keeps you and your family safe and warm and is a roof over your head.
If you don’t have 10% down on a 700k house, buy a cheaper house where your down payment is equal to 20%. Or would that house not be good enough for you?
I hear you, paramount, but one of the biggest problems with So Cal is the huge disparity in wealth and income. Back when I was growing up in L.A. during the 70s and 80s, middle-class neighborhoods were the norm. Let me define what I call “middle class”: **safe**, clean neighborhoods where the homes and yards were well-maintained, neighbors watched out for each other, usually one parent stayed home and the other worked in in jobs ranging from mechanic to engineering. The homes would range from 1,300sf to ~2,000sf, and had tile or Formica countertops and regular carpet (no marble floors for us regular folks!).
These days, those neighborhoods are in the minority. You either buy in “the hood” with SFHs filled with multiple families, gang members hanging around in driveways and on street corners, staring people down and making it VERY uncomfortable to let your kids play in the front yard or walk down the street, dirt yards filled with cars, etc…
…OR you’re forced to buy McMansions that have been built as though we are entertaining heads of state with 500sf grand foyers and granite countertops with stainless steel (commercial grade, no doubt!) appliances — for a princely sum of $800K or more.
It’s disgusting, but that’s where we are right now.
Many of us just want a safe, clean neighborhood for our kids. I’m perfectly fine with Formica countertops and linoleum/carpet flooring. We drive very basic cars and don’t wear jewelry or fancy clothing, but we DO want a clean, safe neighborhood with nice neighbors for our family. There is nothing wrong with that. What’s wrong is what people expect you to pay for it.
[/quote]
Wait, you can buy a nice townhouse in PQ or Poway for (overpriced) 500K. Not a SFH, but you asked about safe place for kids, I can find you nice places.Reminds me of a relative who replied to my hostile question “Why did you buy (at peak in 2005)” with “I dont want to live in a stupid noisy apt my whole life”. So many people justify home purchase because they weigh choice between buying 2500SF house and renting studio apt???
Participant[quote=CA renter]paramount wrote:
And another thing: a good house is one that keeps you and your family safe and warm and is a roof over your head.
If you don’t have 10% down on a 700k house, buy a cheaper house where your down payment is equal to 20%. Or would that house not be good enough for you?
I hear you, paramount, but one of the biggest problems with So Cal is the huge disparity in wealth and income. Back when I was growing up in L.A. during the 70s and 80s, middle-class neighborhoods were the norm. Let me define what I call “middle class”: **safe**, clean neighborhoods where the homes and yards were well-maintained, neighbors watched out for each other, usually one parent stayed home and the other worked in in jobs ranging from mechanic to engineering. The homes would range from 1,300sf to ~2,000sf, and had tile or Formica countertops and regular carpet (no marble floors for us regular folks!).
These days, those neighborhoods are in the minority. You either buy in “the hood” with SFHs filled with multiple families, gang members hanging around in driveways and on street corners, staring people down and making it VERY uncomfortable to let your kids play in the front yard or walk down the street, dirt yards filled with cars, etc…
…OR you’re forced to buy McMansions that have been built as though we are entertaining heads of state with 500sf grand foyers and granite countertops with stainless steel (commercial grade, no doubt!) appliances — for a princely sum of $800K or more.
It’s disgusting, but that’s where we are right now.
Many of us just want a safe, clean neighborhood for our kids. I’m perfectly fine with Formica countertops and linoleum/carpet flooring. We drive very basic cars and don’t wear jewelry or fancy clothing, but we DO want a clean, safe neighborhood with nice neighbors for our family. There is nothing wrong with that. What’s wrong is what people expect you to pay for it.
[/quote]
Wait, you can buy a nice townhouse in PQ or Poway for (overpriced) 500K. Not a SFH, but you asked about safe place for kids, I can find you nice places.Reminds me of a relative who replied to my hostile question “Why did you buy (at peak in 2005)” with “I dont want to live in a stupid noisy apt my whole life”. So many people justify home purchase because they weigh choice between buying 2500SF house and renting studio apt???
Participant[quote=CA renter]paramount wrote:
And another thing: a good house is one that keeps you and your family safe and warm and is a roof over your head.
If you don’t have 10% down on a 700k house, buy a cheaper house where your down payment is equal to 20%. Or would that house not be good enough for you?
I hear you, paramount, but one of the biggest problems with So Cal is the huge disparity in wealth and income. Back when I was growing up in L.A. during the 70s and 80s, middle-class neighborhoods were the norm. Let me define what I call “middle class”: **safe**, clean neighborhoods where the homes and yards were well-maintained, neighbors watched out for each other, usually one parent stayed home and the other worked in in jobs ranging from mechanic to engineering. The homes would range from 1,300sf to ~2,000sf, and had tile or Formica countertops and regular carpet (no marble floors for us regular folks!).
These days, those neighborhoods are in the minority. You either buy in “the hood” with SFHs filled with multiple families, gang members hanging around in driveways and on street corners, staring people down and making it VERY uncomfortable to let your kids play in the front yard or walk down the street, dirt yards filled with cars, etc…
…OR you’re forced to buy McMansions that have been built as though we are entertaining heads of state with 500sf grand foyers and granite countertops with stainless steel (commercial grade, no doubt!) appliances — for a princely sum of $800K or more.
It’s disgusting, but that’s where we are right now.
Many of us just want a safe, clean neighborhood for our kids. I’m perfectly fine with Formica countertops and linoleum/carpet flooring. We drive very basic cars and don’t wear jewelry or fancy clothing, but we DO want a clean, safe neighborhood with nice neighbors for our family. There is nothing wrong with that. What’s wrong is what people expect you to pay for it.
[/quote]
Wait, you can buy a nice townhouse in PQ or Poway for (overpriced) 500K. Not a SFH, but you asked about safe place for kids, I can find you nice places.Reminds me of a relative who replied to my hostile question “Why did you buy (at peak in 2005)” with “I dont want to live in a stupid noisy apt my whole life”. So many people justify home purchase because they weigh choice between buying 2500SF house and renting studio apt???
Participant[quote=CA renter]paramount wrote:
And another thing: a good house is one that keeps you and your family safe and warm and is a roof over your head.
If you don’t have 10% down on a 700k house, buy a cheaper house where your down payment is equal to 20%. Or would that house not be good enough for you?
I hear you, paramount, but one of the biggest problems with So Cal is the huge disparity in wealth and income. Back when I was growing up in L.A. during the 70s and 80s, middle-class neighborhoods were the norm. Let me define what I call “middle class”: **safe**, clean neighborhoods where the homes and yards were well-maintained, neighbors watched out for each other, usually one parent stayed home and the other worked in in jobs ranging from mechanic to engineering. The homes would range from 1,300sf to ~2,000sf, and had tile or Formica countertops and regular carpet (no marble floors for us regular folks!).
These days, those neighborhoods are in the minority. You either buy in “the hood” with SFHs filled with multiple families, gang members hanging around in driveways and on street corners, staring people down and making it VERY uncomfortable to let your kids play in the front yard or walk down the street, dirt yards filled with cars, etc…
…OR you’re forced to buy McMansions that have been built as though we are entertaining heads of state with 500sf grand foyers and granite countertops with stainless steel (commercial grade, no doubt!) appliances — for a princely sum of $800K or more.
It’s disgusting, but that’s where we are right now.
Many of us just want a safe, clean neighborhood for our kids. I’m perfectly fine with Formica countertops and linoleum/carpet flooring. We drive very basic cars and don’t wear jewelry or fancy clothing, but we DO want a clean, safe neighborhood with nice neighbors for our family. There is nothing wrong with that. What’s wrong is what people expect you to pay for it.
[/quote]
Wait, you can buy a nice townhouse in PQ or Poway for (overpriced) 500K. Not a SFH, but you asked about safe place for kids, I can find you nice places.Reminds me of a relative who replied to my hostile question “Why did you buy (at peak in 2005)” with “I dont want to live in a stupid noisy apt my whole life”. So many people justify home purchase because they weigh choice between buying 2500SF house and renting studio apt???
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