Remember the much maligned Greenspan recommendation to homeowners to go for an ARM
What? Rich is defaulter! When did he buy? Was that first payment default?
It must be the external antenna. Internet is buzzing with reports that iphone4 signal strength drops if you hold it too tightly with bare hands.
This one is the most technical evaluation but you can find more on youtube.
http://www.anandtech.com/show/3794/the-iphone-4-review/2
HCR was never about controlling costs or controlling premiums.
It was all about increasing coverage to people who could not pay for it by taking money from people who had it.
