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enron_by_the_sea
Participant[quote=waiting hawk]
Hi enron who did you go with if I amy ask?[/quote]Based on recommendation of my coworkers I used amerisave.com
They have very good rates but they are not a good idea for everyone because,
(a) you need high credit score and good equity for a good rate
(b) You pay upfront for credit report (~30) and appraisal (~350) but your deal is not final and locked until those two items are complete. If your estimates were too far from reality then your deal can change.It worked out OK for me, but in hindsight you can get more or less the same deal (maybe 0.125% higher) from a good mortgage broker with far less uncertainties and (probably) better service.
Participant[quote=waiting hawk]
Hi enron who did you go with if I amy ask?[/quote]Based on recommendation of my coworkers I used amerisave.com
They have very good rates but they are not a good idea for everyone because,
(a) you need high credit score and good equity for a good rate
(b) You pay upfront for credit report (~30) and appraisal (~350) but your deal is not final and locked until those two items are complete. If your estimates were too far from reality then your deal can change.It worked out OK for me, but in hindsight you can get more or less the same deal (maybe 0.125% higher) from a good mortgage broker with far less uncertainties and (probably) better service.
ParticipantJust finished refi at 4.25% without absolutely any closing cost other than interest and taxes. 30-year fixed conforming
ParticipantJust finished refi at 4.25% without absolutely any closing cost other than interest and taxes. 30-year fixed conforming
ParticipantJust finished refi at 4.25% without absolutely any closing cost other than interest and taxes. 30-year fixed conforming
ParticipantJust finished refi at 4.25% without absolutely any closing cost other than interest and taxes. 30-year fixed conforming
ParticipantJust finished refi at 4.25% without absolutely any closing cost other than interest and taxes. 30-year fixed conforming
Participant[quote=flu]
Lol…. I’ll add
1) We don’t tax the rich enough
2) It’s Walmart’s fault
3) It’s Goodwill’s fault.
4) It’s because the estate taxes are too low
6) It’s because sale taxes are too high
7) It’s because we have an illegal immigration problem
8) Halmark made me spend on money to celebrate “My Secretary’s Nephew’s Son’s Sister’s former Roommate Day”.
9) Healthcare is too much
10) Healthcare is too little
11) Corporations keep outsourcing
12) Corporations keep insourcing
13) Corporations keep right sizing
14) Corporations keep left sizing
15) Those damn pesky chinese and asians. It’s all their fault….They’re stupid by they way, because they go to school….They keep making and sending us those crappy electronics even though we don’t want/need them, and end up polluting our landfills with non-green electronic stuff that is frequently thrown out….
—-Sent from my iPad XXXVII via Facebook——[/quote]
While we are at it, let me also bring Hitler, Mao and Stalin to this thread. It is their fault!!!
Participant[quote=flu]
Lol…. I’ll add
1) We don’t tax the rich enough
2) It’s Walmart’s fault
3) It’s Goodwill’s fault.
4) It’s because the estate taxes are too low
6) It’s because sale taxes are too high
7) It’s because we have an illegal immigration problem
8) Halmark made me spend on money to celebrate “My Secretary’s Nephew’s Son’s Sister’s former Roommate Day”.
9) Healthcare is too much
10) Healthcare is too little
11) Corporations keep outsourcing
12) Corporations keep insourcing
13) Corporations keep right sizing
14) Corporations keep left sizing
15) Those damn pesky chinese and asians. It’s all their fault….They’re stupid by they way, because they go to school….They keep making and sending us those crappy electronics even though we don’t want/need them, and end up polluting our landfills with non-green electronic stuff that is frequently thrown out….
—-Sent from my iPad XXXVII via Facebook——[/quote]
While we are at it, let me also bring Hitler, Mao and Stalin to this thread. It is their fault!!!
Participant[quote=flu]
Lol…. I’ll add
1) We don’t tax the rich enough
2) It’s Walmart’s fault
3) It’s Goodwill’s fault.
4) It’s because the estate taxes are too low
6) It’s because sale taxes are too high
7) It’s because we have an illegal immigration problem
8) Halmark made me spend on money to celebrate “My Secretary’s Nephew’s Son’s Sister’s former Roommate Day”.
9) Healthcare is too much
10) Healthcare is too little
11) Corporations keep outsourcing
12) Corporations keep insourcing
13) Corporations keep right sizing
14) Corporations keep left sizing
15) Those damn pesky chinese and asians. It’s all their fault….They’re stupid by they way, because they go to school….They keep making and sending us those crappy electronics even though we don’t want/need them, and end up polluting our landfills with non-green electronic stuff that is frequently thrown out….
—-Sent from my iPad XXXVII via Facebook——[/quote]
While we are at it, let me also bring Hitler, Mao and Stalin to this thread. It is their fault!!!
Participant[quote=flu]
Lol…. I’ll add
1) We don’t tax the rich enough
2) It’s Walmart’s fault
3) It’s Goodwill’s fault.
4) It’s because the estate taxes are too low
6) It’s because sale taxes are too high
7) It’s because we have an illegal immigration problem
8) Halmark made me spend on money to celebrate “My Secretary’s Nephew’s Son’s Sister’s former Roommate Day”.
9) Healthcare is too much
10) Healthcare is too little
11) Corporations keep outsourcing
12) Corporations keep insourcing
13) Corporations keep right sizing
14) Corporations keep left sizing
15) Those damn pesky chinese and asians. It’s all their fault….They’re stupid by they way, because they go to school….They keep making and sending us those crappy electronics even though we don’t want/need them, and end up polluting our landfills with non-green electronic stuff that is frequently thrown out….
—-Sent from my iPad XXXVII via Facebook——[/quote]
While we are at it, let me also bring Hitler, Mao and Stalin to this thread. It is their fault!!!
Participant[quote=flu]
Lol…. I’ll add
1) We don’t tax the rich enough
2) It’s Walmart’s fault
3) It’s Goodwill’s fault.
4) It’s because the estate taxes are too low
6) It’s because sale taxes are too high
7) It’s because we have an illegal immigration problem
8) Halmark made me spend on money to celebrate “My Secretary’s Nephew’s Son’s Sister’s former Roommate Day”.
9) Healthcare is too much
10) Healthcare is too little
11) Corporations keep outsourcing
12) Corporations keep insourcing
13) Corporations keep right sizing
14) Corporations keep left sizing
15) Those damn pesky chinese and asians. It’s all their fault….They’re stupid by they way, because they go to school….They keep making and sending us those crappy electronics even though we don’t want/need them, and end up polluting our landfills with non-green electronic stuff that is frequently thrown out….
—-Sent from my iPad XXXVII via Facebook——[/quote]
While we are at it, let me also bring Hitler, Mao and Stalin to this thread. It is their fault!!!
ParticipantGov. – Whitman [ Nothing against Brown, but we need a republican there to guard against the 64% democrats in the assembly.]
Senate – Boxer [Would have voted for Fiorina, but thinking that Boxer is a better choice if we have President Palin in 2012 which we will.]
Lt. gov, Treasurer, controller, Att General – Republicans. Their philosophy is best for these offices
Sec. of State, Ins. Commissioner – Democrats. Their philosophy is best for these offices
Prop. 20 – YES.
All other prop.s – NO
– “Preserve the gridlock” voter
ParticipantGov. – Whitman [ Nothing against Brown, but we need a republican there to guard against the 64% democrats in the assembly.]
Senate – Boxer [Would have voted for Fiorina, but thinking that Boxer is a better choice if we have President Palin in 2012 which we will.]
Lt. gov, Treasurer, controller, Att General – Republicans. Their philosophy is best for these offices
Sec. of State, Ins. Commissioner – Democrats. Their philosophy is best for these offices
Prop. 20 – YES.
All other prop.s – NO
– “Preserve the gridlock” voter
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