Forum Replies Created
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EJ
ParticipantThanks for the response, sdr. How would I protect my right to independent review but get across I am willing to let the listing agent keep the entire commission?
EJ
ParticipantThanks for the response, sdr. How would I protect my right to independent review but get across I am willing to let the listing agent keep the entire commission?
EJ
ParticipantThanks for the response, sdr. How would I protect my right to independent review but get across I am willing to let the listing agent keep the entire commission?
EJ
ParticipantI am also considering submitting an offer directly to a listing agent. Thanks for the info SDR, very helpful.
Does anyone have a template for writing an offer they would like to share, or can recommend a website?
I was going to add a comment at the end something like “this offer is pending review by buyers legal counsel” so I can have someone review details with my interest in mind before signing the purchase agreement. Do you think this makes the offer weak? If yes, how would I protect my right to independent review but get across I am willing to let the listing agent keep the entire commission?
I am really just interested in seeing if they will accept an offer at my price point. I would want to work out the details afterwards if they would consider the price. I have a pre-approval letter ready to go at the offer price.
Thanks in advance for any advice!
EJ
ParticipantI am also considering submitting an offer directly to a listing agent. Thanks for the info SDR, very helpful.
Does anyone have a template for writing an offer they would like to share, or can recommend a website?
I was going to add a comment at the end something like “this offer is pending review by buyers legal counsel” so I can have someone review details with my interest in mind before signing the purchase agreement. Do you think this makes the offer weak? If yes, how would I protect my right to independent review but get across I am willing to let the listing agent keep the entire commission?
I am really just interested in seeing if they will accept an offer at my price point. I would want to work out the details afterwards if they would consider the price. I have a pre-approval letter ready to go at the offer price.
Thanks in advance for any advice!
EJ
ParticipantI am also considering submitting an offer directly to a listing agent. Thanks for the info SDR, very helpful.
Does anyone have a template for writing an offer they would like to share, or can recommend a website?
I was going to add a comment at the end something like “this offer is pending review by buyers legal counsel” so I can have someone review details with my interest in mind before signing the purchase agreement. Do you think this makes the offer weak? If yes, how would I protect my right to independent review but get across I am willing to let the listing agent keep the entire commission?
I am really just interested in seeing if they will accept an offer at my price point. I would want to work out the details afterwards if they would consider the price. I have a pre-approval letter ready to go at the offer price.
Thanks in advance for any advice!
EJ
ParticipantI am also considering submitting an offer directly to a listing agent. Thanks for the info SDR, very helpful.
Does anyone have a template for writing an offer they would like to share, or can recommend a website?
I was going to add a comment at the end something like “this offer is pending review by buyers legal counsel” so I can have someone review details with my interest in mind before signing the purchase agreement. Do you think this makes the offer weak? If yes, how would I protect my right to independent review but get across I am willing to let the listing agent keep the entire commission?
I am really just interested in seeing if they will accept an offer at my price point. I would want to work out the details afterwards if they would consider the price. I have a pre-approval letter ready to go at the offer price.
Thanks in advance for any advice!
EJ
ParticipantI am also considering submitting an offer directly to a listing agent. Thanks for the info SDR, very helpful.
Does anyone have a template for writing an offer they would like to share, or can recommend a website?
I was going to add a comment at the end something like “this offer is pending review by buyers legal counsel” so I can have someone review details with my interest in mind before signing the purchase agreement. Do you think this makes the offer weak? If yes, how would I protect my right to independent review but get across I am willing to let the listing agent keep the entire commission?
I am really just interested in seeing if they will accept an offer at my price point. I would want to work out the details afterwards if they would consider the price. I have a pre-approval letter ready to go at the offer price.
Thanks in advance for any advice!
EJ
Participant[quote=WandGP]Frankly the best idea that I heard of to create jobs was to have never given out any bail-out funds to corporate giants, quasi-governmental entities, or banks. The federal government ONLY needed to give 1-2 million dollars to every individual age 60 + who had not retired yet. With the stipulation that they would retire immediately, invest a portion of their money, and immediately buy an American car or pay off their home. Wow, with over 30+ million American in this category now you have 30 million jobs opened. I know it’s an over-simplified strategy, but it least it gets over the pretense of just giving a damn handout to those that deserve it more than the likes of Bank of America.[/quote]
***MATH ALERT***
30 million peeps age 60+ and working (I am taking your word for this number), give them each 1 million dollars
3e7 * 1e6 = 3e13 = 30,000,000,000,000
That is 30 trillion, about twice our GDP, and ~37x the amount of the bank bailout. Not only is this not really in our federal budget, this would also would really piss of my retired parents with their fixed income. This would really piss off me too, I want a million dollars for cars and houses too.
EJ
Participant[quote=WandGP]Frankly the best idea that I heard of to create jobs was to have never given out any bail-out funds to corporate giants, quasi-governmental entities, or banks. The federal government ONLY needed to give 1-2 million dollars to every individual age 60 + who had not retired yet. With the stipulation that they would retire immediately, invest a portion of their money, and immediately buy an American car or pay off their home. Wow, with over 30+ million American in this category now you have 30 million jobs opened. I know it’s an over-simplified strategy, but it least it gets over the pretense of just giving a damn handout to those that deserve it more than the likes of Bank of America.[/quote]
***MATH ALERT***
30 million peeps age 60+ and working (I am taking your word for this number), give them each 1 million dollars
3e7 * 1e6 = 3e13 = 30,000,000,000,000
That is 30 trillion, about twice our GDP, and ~37x the amount of the bank bailout. Not only is this not really in our federal budget, this would also would really piss of my retired parents with their fixed income. This would really piss off me too, I want a million dollars for cars and houses too.
EJ
Participant[quote=WandGP]Frankly the best idea that I heard of to create jobs was to have never given out any bail-out funds to corporate giants, quasi-governmental entities, or banks. The federal government ONLY needed to give 1-2 million dollars to every individual age 60 + who had not retired yet. With the stipulation that they would retire immediately, invest a portion of their money, and immediately buy an American car or pay off their home. Wow, with over 30+ million American in this category now you have 30 million jobs opened. I know it’s an over-simplified strategy, but it least it gets over the pretense of just giving a damn handout to those that deserve it more than the likes of Bank of America.[/quote]
***MATH ALERT***
30 million peeps age 60+ and working (I am taking your word for this number), give them each 1 million dollars
3e7 * 1e6 = 3e13 = 30,000,000,000,000
That is 30 trillion, about twice our GDP, and ~37x the amount of the bank bailout. Not only is this not really in our federal budget, this would also would really piss of my retired parents with their fixed income. This would really piss off me too, I want a million dollars for cars and houses too.
EJ
Participant[quote=WandGP]Frankly the best idea that I heard of to create jobs was to have never given out any bail-out funds to corporate giants, quasi-governmental entities, or banks. The federal government ONLY needed to give 1-2 million dollars to every individual age 60 + who had not retired yet. With the stipulation that they would retire immediately, invest a portion of their money, and immediately buy an American car or pay off their home. Wow, with over 30+ million American in this category now you have 30 million jobs opened. I know it’s an over-simplified strategy, but it least it gets over the pretense of just giving a damn handout to those that deserve it more than the likes of Bank of America.[/quote]
***MATH ALERT***
30 million peeps age 60+ and working (I am taking your word for this number), give them each 1 million dollars
3e7 * 1e6 = 3e13 = 30,000,000,000,000
That is 30 trillion, about twice our GDP, and ~37x the amount of the bank bailout. Not only is this not really in our federal budget, this would also would really piss of my retired parents with their fixed income. This would really piss off me too, I want a million dollars for cars and houses too.
EJ
Participant[quote=WandGP]Frankly the best idea that I heard of to create jobs was to have never given out any bail-out funds to corporate giants, quasi-governmental entities, or banks. The federal government ONLY needed to give 1-2 million dollars to every individual age 60 + who had not retired yet. With the stipulation that they would retire immediately, invest a portion of their money, and immediately buy an American car or pay off their home. Wow, with over 30+ million American in this category now you have 30 million jobs opened. I know it’s an over-simplified strategy, but it least it gets over the pretense of just giving a damn handout to those that deserve it more than the likes of Bank of America.[/quote]
***MATH ALERT***
30 million peeps age 60+ and working (I am taking your word for this number), give them each 1 million dollars
3e7 * 1e6 = 3e13 = 30,000,000,000,000
That is 30 trillion, about twice our GDP, and ~37x the amount of the bank bailout. Not only is this not really in our federal budget, this would also would really piss of my retired parents with their fixed income. This would really piss off me too, I want a million dollars for cars and houses too.
December 9, 2009 at 10:12 AM in reply to: “Renegotiate” Your Loan – banks giving in to buyers in distress #492749EJ
Participant[quote=Misscotroneo]Hi..Im new to this site and this article grabbed me hard. I am very surprised to hear how angry and personal alot of people feel about someone who is hoping to renegotiate the terms,percent,principal amount or whatever they can on the loans they made. I dont like the way the ecomony is and so many people I know are choking on their mortgage payments. I am one of those choking on 8 mortgage payments. It seems you feel that I should just suffer and since I am lazy and or stupid I deserve this..?? Us real estate investors are neither,we put our necks out trying to make changes in our lives,in turn helps those who rent and not buy.we put down tons of money to purchase a property, and yes when things were good we didnt sit and stop and think,what if this all goes down the drain fast?How do I pay all this? Ive got 3 properties that I owe more than its worth now,and those were actually good investments at the time,NOW?I want to shoot myself everyday.The only reason i havent been foreclosed on is fom the cash flow of the other properties.(thank god above for that)If we can get the banks to drop the loan amount to fair price or renigotiate the terms it is better for all.We then can afford to keep our properties,not get foreclosed on,which is bad for the area.then when the average Joe comes to buy the value of his property is compared to the foreclosed ones. I may have stretched myself a little thin but I was able to afford it at the time.Renters leave due to layoffs,renters dont pay,destroy property,more crimes are commited,etc.Maybe instead of calling all of us idiots,think what it really means to put millions into property hoping to build wealth for your family and have all that money become worth nothing!!You should be villifying the county tax assesors, who raise taxes by doubling each year,the condo associations who double the fees several times a year, and the banks and brokerage houses that took billions of our hard earned money and gave it to their Big wheels, who LOST IT ALL!!I cant pay my property taxes,so they double it( 1 house is $16,000 a year now!!started at $2,500) and give it to JP Morgan to give a nice $3 million dollar bonus. THATS what the problem is.The banks took billions of dollars from us,you and me, so adjusting mortgages of those who have alot of money at risk is the least they can do!!!
and that is my rant…cheers[/quote]Misscotroneo = Casey Serin?
Get a job. Don’t buy things you can’t afford. Stop blaming other people for your mistakes.
“helps those who rent and not buy” … yeah right, I highly doubt you were trying to help improve the lives of the poor renters.
“How do I pay all this?” … maybe you should have thought that through before you signed 8 mortgages.
“I may have stretched myself a little thin” … do you think? Is this a reason to get a bailout?
“Renters leave due to layoffs,renters dont pay,destroy property,more crimes are commited,etc” … I thought you were trying to help the renters?
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