Forum Replies Created
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AuthorPosts
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edna_mode
ParticipantArraya sez:
[quote]fwiw – Out of the 780 billion in active student loans, only 40% are being serviced. The rest are in default or being deferred.[/quote]Deferral includes time spent in graduate school.
It think it would be fairer to distinguish between the people who are focusing their efforts trying to cure cancer for less than minimum wage (when you factor in the 80 hour weeks) from people who are spending their time less productively.
And sadly, considering how much worse the academic job is these days, I’m afraid even highly trained postdocs number among the defaults…
edna_mode
ParticipantArraya sez:
[quote]fwiw – Out of the 780 billion in active student loans, only 40% are being serviced. The rest are in default or being deferred.[/quote]Deferral includes time spent in graduate school.
It think it would be fairer to distinguish between the people who are focusing their efforts trying to cure cancer for less than minimum wage (when you factor in the 80 hour weeks) from people who are spending their time less productively.
And sadly, considering how much worse the academic job is these days, I’m afraid even highly trained postdocs number among the defaults…
edna_mode
ParticipantArraya sez:
[quote]fwiw – Out of the 780 billion in active student loans, only 40% are being serviced. The rest are in default or being deferred.[/quote]Deferral includes time spent in graduate school.
It think it would be fairer to distinguish between the people who are focusing their efforts trying to cure cancer for less than minimum wage (when you factor in the 80 hour weeks) from people who are spending their time less productively.
And sadly, considering how much worse the academic job is these days, I’m afraid even highly trained postdocs number among the defaults…
edna_mode
ParticipantArraya sez:
[quote]fwiw – Out of the 780 billion in active student loans, only 40% are being serviced. The rest are in default or being deferred.[/quote]Deferral includes time spent in graduate school.
It think it would be fairer to distinguish between the people who are focusing their efforts trying to cure cancer for less than minimum wage (when you factor in the 80 hour weeks) from people who are spending their time less productively.
And sadly, considering how much worse the academic job is these days, I’m afraid even highly trained postdocs number among the defaults…
edna_mode
ParticipantI’m more wondering if this is the “shoeshine boy talking about stocks” moment for gold, and time for smart money to sell.
edna_mode
ParticipantI’m more wondering if this is the “shoeshine boy talking about stocks” moment for gold, and time for smart money to sell.
edna_mode
ParticipantI’m more wondering if this is the “shoeshine boy talking about stocks” moment for gold, and time for smart money to sell.
edna_mode
ParticipantI’m more wondering if this is the “shoeshine boy talking about stocks” moment for gold, and time for smart money to sell.
edna_mode
ParticipantI’m more wondering if this is the “shoeshine boy talking about stocks” moment for gold, and time for smart money to sell.
edna_mode
ParticipantThought on prop 17 (continuous insurance discount portability), following the law of unintended consequences:
Mercury Insurance is the biggest sponsor of this prop (like PG&E for prop 16 the energy one). It is really unclear what happens to soldiers who have been deployed, who sell their cars and cancel their insurance because they don’t need it, and then come back. Since a bigger pool of people will qualify for the discount, a smaller pool must logically pick up the difference in premiums. I can’t figure out if that smaller pool will include people who have left the state or the country.
Basically, I’ll only vote yes on a prop if it clears the following hurdles:
1) Do I fully understand what it is offering? (This is where most fail, because they are so badly written)
2) Do I agree it is a good idea?
3) Do I think that this is an effective implementation?No wonder it takes me so long to vote…
edna_mode
ParticipantThought on prop 17 (continuous insurance discount portability), following the law of unintended consequences:
Mercury Insurance is the biggest sponsor of this prop (like PG&E for prop 16 the energy one). It is really unclear what happens to soldiers who have been deployed, who sell their cars and cancel their insurance because they don’t need it, and then come back. Since a bigger pool of people will qualify for the discount, a smaller pool must logically pick up the difference in premiums. I can’t figure out if that smaller pool will include people who have left the state or the country.
Basically, I’ll only vote yes on a prop if it clears the following hurdles:
1) Do I fully understand what it is offering? (This is where most fail, because they are so badly written)
2) Do I agree it is a good idea?
3) Do I think that this is an effective implementation?No wonder it takes me so long to vote…
edna_mode
ParticipantThought on prop 17 (continuous insurance discount portability), following the law of unintended consequences:
Mercury Insurance is the biggest sponsor of this prop (like PG&E for prop 16 the energy one). It is really unclear what happens to soldiers who have been deployed, who sell their cars and cancel their insurance because they don’t need it, and then come back. Since a bigger pool of people will qualify for the discount, a smaller pool must logically pick up the difference in premiums. I can’t figure out if that smaller pool will include people who have left the state or the country.
Basically, I’ll only vote yes on a prop if it clears the following hurdles:
1) Do I fully understand what it is offering? (This is where most fail, because they are so badly written)
2) Do I agree it is a good idea?
3) Do I think that this is an effective implementation?No wonder it takes me so long to vote…
edna_mode
ParticipantThought on prop 17 (continuous insurance discount portability), following the law of unintended consequences:
Mercury Insurance is the biggest sponsor of this prop (like PG&E for prop 16 the energy one). It is really unclear what happens to soldiers who have been deployed, who sell their cars and cancel their insurance because they don’t need it, and then come back. Since a bigger pool of people will qualify for the discount, a smaller pool must logically pick up the difference in premiums. I can’t figure out if that smaller pool will include people who have left the state or the country.
Basically, I’ll only vote yes on a prop if it clears the following hurdles:
1) Do I fully understand what it is offering? (This is where most fail, because they are so badly written)
2) Do I agree it is a good idea?
3) Do I think that this is an effective implementation?No wonder it takes me so long to vote…
edna_mode
ParticipantThought on prop 17 (continuous insurance discount portability), following the law of unintended consequences:
Mercury Insurance is the biggest sponsor of this prop (like PG&E for prop 16 the energy one). It is really unclear what happens to soldiers who have been deployed, who sell their cars and cancel their insurance because they don’t need it, and then come back. Since a bigger pool of people will qualify for the discount, a smaller pool must logically pick up the difference in premiums. I can’t figure out if that smaller pool will include people who have left the state or the country.
Basically, I’ll only vote yes on a prop if it clears the following hurdles:
1) Do I fully understand what it is offering? (This is where most fail, because they are so badly written)
2) Do I agree it is a good idea?
3) Do I think that this is an effective implementation?No wonder it takes me so long to vote…
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