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DWCAP
Participant[quote=doofrat]Dubai and Las Vegas are both hell holes in the desert, but Vegas has: Free Booze, Gambling, and Titty Dancers. What does Dubai have again?[/quote]
Proximity to Saudi Arabia, where-by their overpriced booze and women without burkas look like a freaking porn set to that area of the world.
ParticipantThe two most shopaholic women I know, coworkers, just announced to each other that they are not going to be buying much this year, hope to have their CC’s balance free by (March-Aug 2010) and that they are waiting for some good sales to pick up stuff. One of them wants to gift the “free” underware she will get from some buy 2 get 1 free sale she knows about.
A) that is just freaking weird, if one of my friends gave me underware I think I would slug him.
B) If these two are shutting down the presses, then the stores are F’d. ANd I mean F’d. One of these two shops DAILY. (I withhold judgement until after the holidays, this may just be a fad.)
ParticipantThe two most shopaholic women I know, coworkers, just announced to each other that they are not going to be buying much this year, hope to have their CC’s balance free by (March-Aug 2010) and that they are waiting for some good sales to pick up stuff. One of them wants to gift the “free” underware she will get from some buy 2 get 1 free sale she knows about.
A) that is just freaking weird, if one of my friends gave me underware I think I would slug him.
B) If these two are shutting down the presses, then the stores are F’d. ANd I mean F’d. One of these two shops DAILY. (I withhold judgement until after the holidays, this may just be a fad.)
ParticipantThe two most shopaholic women I know, coworkers, just announced to each other that they are not going to be buying much this year, hope to have their CC’s balance free by (March-Aug 2010) and that they are waiting for some good sales to pick up stuff. One of them wants to gift the “free” underware she will get from some buy 2 get 1 free sale she knows about.
A) that is just freaking weird, if one of my friends gave me underware I think I would slug him.
B) If these two are shutting down the presses, then the stores are F’d. ANd I mean F’d. One of these two shops DAILY. (I withhold judgement until after the holidays, this may just be a fad.)
ParticipantThe two most shopaholic women I know, coworkers, just announced to each other that they are not going to be buying much this year, hope to have their CC’s balance free by (March-Aug 2010) and that they are waiting for some good sales to pick up stuff. One of them wants to gift the “free” underware she will get from some buy 2 get 1 free sale she knows about.
A) that is just freaking weird, if one of my friends gave me underware I think I would slug him.
B) If these two are shutting down the presses, then the stores are F’d. ANd I mean F’d. One of these two shops DAILY. (I withhold judgement until after the holidays, this may just be a fad.)
ParticipantThe two most shopaholic women I know, coworkers, just announced to each other that they are not going to be buying much this year, hope to have their CC’s balance free by (March-Aug 2010) and that they are waiting for some good sales to pick up stuff. One of them wants to gift the “free” underware she will get from some buy 2 get 1 free sale she knows about.
A) that is just freaking weird, if one of my friends gave me underware I think I would slug him.
B) If these two are shutting down the presses, then the stores are F’d. ANd I mean F’d. One of these two shops DAILY. (I withhold judgement until after the holidays, this may just be a fad.)
Participant[quote=smshorttimer][quote=j]Sick to your budget.
Remember how we got to where we are. If the Fed stops buying loans, rates will skyrocket and home values will plummet, and you will be stuck with a house you can’t pay for or sell. 16% of Californians aren’t making their payments, so there will be plenty more chances to buy.
Sounds like a sells gimmick; most people get attached to a house and lose their heads. As I said, remember how we got here.[/quote]
Wasn’t there something in the news recently that the Fed’s actions had the effect of lowering mortgage rates by a third of a point? Not exactly a steep plunge.[/quote]
The news I saw was ~0.5 of a point over treasuries. But remember the FED is also buying treasuries driving that down too. IF the fed ever stops, I can easily see rates going up 0.75-1%. That would put average rates somewhere right around 5.75-6%, and that will cost the average monthly payment about 10% more in interest. I guess you need to define what a ‘steep plunge’ is to you.
Participant[quote=smshorttimer][quote=j]Sick to your budget.
Remember how we got to where we are. If the Fed stops buying loans, rates will skyrocket and home values will plummet, and you will be stuck with a house you can’t pay for or sell. 16% of Californians aren’t making their payments, so there will be plenty more chances to buy.
Sounds like a sells gimmick; most people get attached to a house and lose their heads. As I said, remember how we got here.[/quote]
Wasn’t there something in the news recently that the Fed’s actions had the effect of lowering mortgage rates by a third of a point? Not exactly a steep plunge.[/quote]
The news I saw was ~0.5 of a point over treasuries. But remember the FED is also buying treasuries driving that down too. IF the fed ever stops, I can easily see rates going up 0.75-1%. That would put average rates somewhere right around 5.75-6%, and that will cost the average monthly payment about 10% more in interest. I guess you need to define what a ‘steep plunge’ is to you.
Participant[quote=smshorttimer][quote=j]Sick to your budget.
Remember how we got to where we are. If the Fed stops buying loans, rates will skyrocket and home values will plummet, and you will be stuck with a house you can’t pay for or sell. 16% of Californians aren’t making their payments, so there will be plenty more chances to buy.
Sounds like a sells gimmick; most people get attached to a house and lose their heads. As I said, remember how we got here.[/quote]
Wasn’t there something in the news recently that the Fed’s actions had the effect of lowering mortgage rates by a third of a point? Not exactly a steep plunge.[/quote]
The news I saw was ~0.5 of a point over treasuries. But remember the FED is also buying treasuries driving that down too. IF the fed ever stops, I can easily see rates going up 0.75-1%. That would put average rates somewhere right around 5.75-6%, and that will cost the average monthly payment about 10% more in interest. I guess you need to define what a ‘steep plunge’ is to you.
Participant[quote=smshorttimer][quote=j]Sick to your budget.
Remember how we got to where we are. If the Fed stops buying loans, rates will skyrocket and home values will plummet, and you will be stuck with a house you can’t pay for or sell. 16% of Californians aren’t making their payments, so there will be plenty more chances to buy.
Sounds like a sells gimmick; most people get attached to a house and lose their heads. As I said, remember how we got here.[/quote]
Wasn’t there something in the news recently that the Fed’s actions had the effect of lowering mortgage rates by a third of a point? Not exactly a steep plunge.[/quote]
The news I saw was ~0.5 of a point over treasuries. But remember the FED is also buying treasuries driving that down too. IF the fed ever stops, I can easily see rates going up 0.75-1%. That would put average rates somewhere right around 5.75-6%, and that will cost the average monthly payment about 10% more in interest. I guess you need to define what a ‘steep plunge’ is to you.
Participant[quote=smshorttimer][quote=j]Sick to your budget.
Remember how we got to where we are. If the Fed stops buying loans, rates will skyrocket and home values will plummet, and you will be stuck with a house you can’t pay for or sell. 16% of Californians aren’t making their payments, so there will be plenty more chances to buy.
Sounds like a sells gimmick; most people get attached to a house and lose their heads. As I said, remember how we got here.[/quote]
Wasn’t there something in the news recently that the Fed’s actions had the effect of lowering mortgage rates by a third of a point? Not exactly a steep plunge.[/quote]
The news I saw was ~0.5 of a point over treasuries. But remember the FED is also buying treasuries driving that down too. IF the fed ever stops, I can easily see rates going up 0.75-1%. That would put average rates somewhere right around 5.75-6%, and that will cost the average monthly payment about 10% more in interest. I guess you need to define what a ‘steep plunge’ is to you.
ParticipantMy vote is even, +/- 1%. The fear is better understood, but overall balance sheets are worse as noticed in increasing bankruptcies, credit is tighter, and unemployment is worse.
We already suffered a big drop last year, so this is the second year of the recession. The comparison is much easier. Things wont be good, just not falling like last year.
ParticipantMy vote is even, +/- 1%. The fear is better understood, but overall balance sheets are worse as noticed in increasing bankruptcies, credit is tighter, and unemployment is worse.
We already suffered a big drop last year, so this is the second year of the recession. The comparison is much easier. Things wont be good, just not falling like last year.
ParticipantMy vote is even, +/- 1%. The fear is better understood, but overall balance sheets are worse as noticed in increasing bankruptcies, credit is tighter, and unemployment is worse.
We already suffered a big drop last year, so this is the second year of the recession. The comparison is much easier. Things wont be good, just not falling like last year.
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