[DWCAP]

The houses are very close in design and such. youd have to make a personal choice on that one. Id bet 6 go 1 way, a half dozen go the other. For me it would be an issue of quality of the upkeep/upgrades.
But when location is factored in, it isnt even a question. Id go for Rock Canyon every time. I wouldnt want to be on MM blvd, or anywhere near it. I like being in my backyard, and all that noise from the cars going by would drive me up a wall.
Infact, I have made a pledge that should I ever buy a house in MM, it will not be within 2 blocks in any direction of MM blvd. Same goes for Camino Ruiz and Black Mountain.

[DWCAP]

The houses are very close in design and such. youd have to make a personal choice on that one. Id bet 6 go 1 way, a half dozen go the other. For me it would be an issue of quality of the upkeep/upgrades.
But when location is factored in, it isnt even a question. Id go for Rock Canyon every time. I wouldnt want to be on MM blvd, or anywhere near it. I like being in my backyard, and all that noise from the cars going by would drive me up a wall.
Infact, I have made a pledge that should I ever buy a house in MM, it will not be within 2 blocks in any direction of MM blvd. Same goes for Camino Ruiz and Black Mountain.

[DWCAP]

[quote=djc]Thanks everyone for your replies.

gn – That’s about what I figured too. I do remember reading something recently about some legislature for renters in this situation, however I don’t recall if it ever went through, let alone if it was for CA.

DWCAP – That’s exactly what I plan to do when I pay the rent (I drop it off usually).

patb – My understanding is that my contract with the LL is independent of their ability to pay the mortgage. Until they are no longer the owners, I am liable and can be sued for non payment, court costs, etc. Please correct me if I am wrong.

Additionally, how does one go about doing the escrow option?[/quote]

I usually feel the “you are arnt paying your morgage so I wont pay my rent” thing is some sort of Morality issue. As far as I know, you owe rent to the LL until he no longer owns it or you move out at your contract end date. If he looses it while you are renting, then it sucks to be you. Take him to small claims court.

Most likly the guy will be honest with you if you are honest with him. Especially if you already know. Most people are not the aholes we credit them with being.

If I am wrong, please let me be the first to say I am sorry for your hassel. Just be glad it isnt you loseing the house. 🙂

I have no idea about the escrow option, that is something you would have to work out with the LL.

[DWCAP]

[quote=djc]Thanks everyone for your replies.

gn – That’s about what I figured too. I do remember reading something recently about some legislature for renters in this situation, however I don’t recall if it ever went through, let alone if it was for CA.

DWCAP – That’s exactly what I plan to do when I pay the rent (I drop it off usually).

patb – My understanding is that my contract with the LL is independent of their ability to pay the mortgage. Until they are no longer the owners, I am liable and can be sued for non payment, court costs, etc. Please correct me if I am wrong.

Additionally, how does one go about doing the escrow option?[/quote]

I usually feel the “you are arnt paying your morgage so I wont pay my rent” thing is some sort of Morality issue. As far as I know, you owe rent to the LL until he no longer owns it or you move out at your contract end date. If he looses it while you are renting, then it sucks to be you. Take him to small claims court.

Most likly the guy will be honest with you if you are honest with him. Especially if you already know. Most people are not the aholes we credit them with being.

If I am wrong, please let me be the first to say I am sorry for your hassel. Just be glad it isnt you loseing the house. 🙂

I have no idea about the escrow option, that is something you would have to work out with the LL.

[DWCAP]

[quote=djc]Thanks everyone for your replies.

gn – That’s about what I figured too. I do remember reading something recently about some legislature for renters in this situation, however I don’t recall if it ever went through, let alone if it was for CA.

DWCAP – That’s exactly what I plan to do when I pay the rent (I drop it off usually).

patb – My understanding is that my contract with the LL is independent of their ability to pay the mortgage. Until they are no longer the owners, I am liable and can be sued for non payment, court costs, etc. Please correct me if I am wrong.

Additionally, how does one go about doing the escrow option?[/quote]

I usually feel the “you are arnt paying your morgage so I wont pay my rent” thing is some sort of Morality issue. As far as I know, you owe rent to the LL until he no longer owns it or you move out at your contract end date. If he looses it while you are renting, then it sucks to be you. Take him to small claims court.

Most likly the guy will be honest with you if you are honest with him. Especially if you already know. Most people are not the aholes we credit them with being.

If I am wrong, please let me be the first to say I am sorry for your hassel. Just be glad it isnt you loseing the house. 🙂

I have no idea about the escrow option, that is something you would have to work out with the LL.

[DWCAP]

[quote=djc]Thanks everyone for your replies.

gn – That’s about what I figured too. I do remember reading something recently about some legislature for renters in this situation, however I don’t recall if it ever went through, let alone if it was for CA.

DWCAP – That’s exactly what I plan to do when I pay the rent (I drop it off usually).

patb – My understanding is that my contract with the LL is independent of their ability to pay the mortgage. Until they are no longer the owners, I am liable and can be sued for non payment, court costs, etc. Please correct me if I am wrong.

Additionally, how does one go about doing the escrow option?[/quote]

I usually feel the “you are arnt paying your morgage so I wont pay my rent” thing is some sort of Morality issue. As far as I know, you owe rent to the LL until he no longer owns it or you move out at your contract end date. If he looses it while you are renting, then it sucks to be you. Take him to small claims court.

Most likly the guy will be honest with you if you are honest with him. Especially if you already know. Most people are not the aholes we credit them with being.

If I am wrong, please let me be the first to say I am sorry for your hassel. Just be glad it isnt you loseing the house. 🙂

I have no idea about the escrow option, that is something you would have to work out with the LL.

[DWCAP]

[quote=djc]Thanks everyone for your replies.

gn – That’s about what I figured too. I do remember reading something recently about some legislature for renters in this situation, however I don’t recall if it ever went through, let alone if it was for CA.

DWCAP – That’s exactly what I plan to do when I pay the rent (I drop it off usually).

patb – My understanding is that my contract with the LL is independent of their ability to pay the mortgage. Until they are no longer the owners, I am liable and can be sued for non payment, court costs, etc. Please correct me if I am wrong.

Additionally, how does one go about doing the escrow option?[/quote]

I usually feel the “you are arnt paying your morgage so I wont pay my rent” thing is some sort of Morality issue. As far as I know, you owe rent to the LL until he no longer owns it or you move out at your contract end date. If he looses it while you are renting, then it sucks to be you. Take him to small claims court.

Most likly the guy will be honest with you if you are honest with him. Especially if you already know. Most people are not the aholes we credit them with being.

If I am wrong, please let me be the first to say I am sorry for your hassel. Just be glad it isnt you loseing the house. 🙂

I have no idea about the escrow option, that is something you would have to work out with the LL.

[DWCAP]

Would asking different branches of the same bank actually get you a range of quotes. Seems like that is a dumb idea, the same bank having different risk/loan policies at each branch.
Wouldnt it be better to ask different banks?

[DWCAP]

Would asking different branches of the same bank actually get you a range of quotes. Seems like that is a dumb idea, the same bank having different risk/loan policies at each branch.
Wouldnt it be better to ask different banks?

[DWCAP]

Would asking different branches of the same bank actually get you a range of quotes. Seems like that is a dumb idea, the same bank having different risk/loan policies at each branch.
Wouldnt it be better to ask different banks?

[DWCAP]

Would asking different branches of the same bank actually get you a range of quotes. Seems like that is a dumb idea, the same bank having different risk/loan policies at each branch.
Wouldnt it be better to ask different banks?

[DWCAP]

Would asking different branches of the same bank actually get you a range of quotes. Seems like that is a dumb idea, the same bank having different risk/loan policies at each branch.
Wouldnt it be better to ask different banks?

[DWCAP]

Call the LL, tell them you noticed that mixed in with your mail was some stuff about help for homeowners, and is everything ok. Hopefully they will be straight with you about it and then you can know what the plans are. If not then be prepared to move quick and plan on ending your lease as soon as it is up.
Give them a chance to come clean and do the right thing. Maybe they have a plan or something else you should know that they wont share unless asked.

[DWCAP]

Call the LL, tell them you noticed that mixed in with your mail was some stuff about help for homeowners, and is everything ok. Hopefully they will be straight with you about it and then you can know what the plans are. If not then be prepared to move quick and plan on ending your lease as soon as it is up.
Give them a chance to come clean and do the right thing. Maybe they have a plan or something else you should know that they wont share unless asked.

[DWCAP]

Call the LL, tell them you noticed that mixed in with your mail was some stuff about help for homeowners, and is everything ok. Hopefully they will be straight with you about it and then you can know what the plans are. If not then be prepared to move quick and plan on ending your lease as soon as it is up.
Give them a chance to come clean and do the right thing. Maybe they have a plan or something else you should know that they wont share unless asked.

[Author]

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