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DWCAP
ParticipantDidnt we just go through a period where a branch of the Government stepped in and bought down morgages to unheard of levels? Wasnt the target 4.5% and we got to 4.8% or something like that? Strange, it didnt fix anything, must of not been big enough. Lets do it BIGGER next time, that’s the trick.
So lets say it goes to 4.25% and everybody refi’s and is all happy and such cause they have hundreds of dollars extra every month to blow on Chinese and Japanese imports. House sales go through the roof, housing stops declining, Target and Wal Mart start hiring like mad and everything is just peachy! Yay Stimulus! Mission Accomplished! We can dress Ben B. in a flight suit and have him flown out to a cruise ship filled with boomers all taking a retirment vacation with their “unlocked” equity and a great big sign saying something like “IT’S ALWAYS A GOOD TIME TO BUY!” Itll be a ratings hit and Yun will be there as a commentator the entire time. No one wont buy a house.Cept, then we stop stoking interest rates and they go back up to atleast 6-7% (50%+ increase in rate BTW) due to the skyrocketing level of inflation induced by our 2 TRILLION dollar a year deficits (900b stimulus + 1T in defict spending in 2009, plus who knows what else is at hand, it is only Feb.) and massive money supply increases. This makes new buyers unable to buy due to NORMAL interest rates and BS jobs at target or the Outback serving shirmp on the barby and blooming onions.
Then guess what? Housing has to fall as itll be unaffordable again. Plus we will have trillions of new debt to pay back with taxes on our service sector jobs paying minimum wage plus tips. But who cares? We are only paying 4% on our Morgage!!!!
Yay Stimulus!Participant[quote=sdrealtor]Things are as bad as we are being led to beleive however many of us extrapolate things beyond the reality. If unemployment is 10% that means employment is 90%. Sales can be down but for the guy still making the few sales that are out there they are up.
A balanced view of reality is the key.[/quote]
If a balanced view of reality is key, then we need to admit that a lot of southern Ca is a 2 income household area. It is true 90% are still employeed, but it is also true that a far larger number than 90% will be effected. How many of you could maintain your standard of living without your spouses income?
Participant[quote=sdrealtor]Things are as bad as we are being led to beleive however many of us extrapolate things beyond the reality. If unemployment is 10% that means employment is 90%. Sales can be down but for the guy still making the few sales that are out there they are up.
A balanced view of reality is the key.[/quote]
If a balanced view of reality is key, then we need to admit that a lot of southern Ca is a 2 income household area. It is true 90% are still employeed, but it is also true that a far larger number than 90% will be effected. How many of you could maintain your standard of living without your spouses income?
Participant[quote=sdrealtor]Things are as bad as we are being led to beleive however many of us extrapolate things beyond the reality. If unemployment is 10% that means employment is 90%. Sales can be down but for the guy still making the few sales that are out there they are up.
A balanced view of reality is the key.[/quote]
If a balanced view of reality is key, then we need to admit that a lot of southern Ca is a 2 income household area. It is true 90% are still employeed, but it is also true that a far larger number than 90% will be effected. How many of you could maintain your standard of living without your spouses income?
Participant[quote=sdrealtor]Things are as bad as we are being led to beleive however many of us extrapolate things beyond the reality. If unemployment is 10% that means employment is 90%. Sales can be down but for the guy still making the few sales that are out there they are up.
A balanced view of reality is the key.[/quote]
If a balanced view of reality is key, then we need to admit that a lot of southern Ca is a 2 income household area. It is true 90% are still employeed, but it is also true that a far larger number than 90% will be effected. How many of you could maintain your standard of living without your spouses income?
Participant[quote=sdrealtor]Things are as bad as we are being led to beleive however many of us extrapolate things beyond the reality. If unemployment is 10% that means employment is 90%. Sales can be down but for the guy still making the few sales that are out there they are up.
A balanced view of reality is the key.[/quote]
If a balanced view of reality is key, then we need to admit that a lot of southern Ca is a 2 income household area. It is true 90% are still employeed, but it is also true that a far larger number than 90% will be effected. How many of you could maintain your standard of living without your spouses income?
Participant[quote=Allan from Fallbrook]sdr: One of our friends locally works on the staff of the Marshall Faulk Foundation. A couple of years back, I asked the Foundation for a small donation of a signed item that my youth football team could raffle to help raise money.
Marshall donated two signed helmets, two signed jerseys and multiple pictures and cards (all signed as well) to the team. He also got teammate Torry Holt to donate a signed helmet and signed jersey. Needless to say, we were completely blown away by the generosity. What made it truly amazing is the letter we received from him the following season asking if we needed anything for that year.
Truly a class act. I enjoyed watching him play for SDSU back in the day (back when they were good), but I really became a fan (of the person) after that act of incredible generosity.[/quote]
This is the kinda thing that would make me want to ‘collect’ IF/WHEN I ever got really wealthy. Id pay extra knowing I was promoting a class act, rather than another wanna be.
Participant[quote=Allan from Fallbrook]sdr: One of our friends locally works on the staff of the Marshall Faulk Foundation. A couple of years back, I asked the Foundation for a small donation of a signed item that my youth football team could raffle to help raise money.
Marshall donated two signed helmets, two signed jerseys and multiple pictures and cards (all signed as well) to the team. He also got teammate Torry Holt to donate a signed helmet and signed jersey. Needless to say, we were completely blown away by the generosity. What made it truly amazing is the letter we received from him the following season asking if we needed anything for that year.
Truly a class act. I enjoyed watching him play for SDSU back in the day (back when they were good), but I really became a fan (of the person) after that act of incredible generosity.[/quote]
This is the kinda thing that would make me want to ‘collect’ IF/WHEN I ever got really wealthy. Id pay extra knowing I was promoting a class act, rather than another wanna be.
Participant[quote=Allan from Fallbrook]sdr: One of our friends locally works on the staff of the Marshall Faulk Foundation. A couple of years back, I asked the Foundation for a small donation of a signed item that my youth football team could raffle to help raise money.
Marshall donated two signed helmets, two signed jerseys and multiple pictures and cards (all signed as well) to the team. He also got teammate Torry Holt to donate a signed helmet and signed jersey. Needless to say, we were completely blown away by the generosity. What made it truly amazing is the letter we received from him the following season asking if we needed anything for that year.
Truly a class act. I enjoyed watching him play for SDSU back in the day (back when they were good), but I really became a fan (of the person) after that act of incredible generosity.[/quote]
This is the kinda thing that would make me want to ‘collect’ IF/WHEN I ever got really wealthy. Id pay extra knowing I was promoting a class act, rather than another wanna be.
Participant[quote=Allan from Fallbrook]sdr: One of our friends locally works on the staff of the Marshall Faulk Foundation. A couple of years back, I asked the Foundation for a small donation of a signed item that my youth football team could raffle to help raise money.
Marshall donated two signed helmets, two signed jerseys and multiple pictures and cards (all signed as well) to the team. He also got teammate Torry Holt to donate a signed helmet and signed jersey. Needless to say, we were completely blown away by the generosity. What made it truly amazing is the letter we received from him the following season asking if we needed anything for that year.
Truly a class act. I enjoyed watching him play for SDSU back in the day (back when they were good), but I really became a fan (of the person) after that act of incredible generosity.[/quote]
This is the kinda thing that would make me want to ‘collect’ IF/WHEN I ever got really wealthy. Id pay extra knowing I was promoting a class act, rather than another wanna be.
Participant[quote=Allan from Fallbrook]sdr: One of our friends locally works on the staff of the Marshall Faulk Foundation. A couple of years back, I asked the Foundation for a small donation of a signed item that my youth football team could raffle to help raise money.
Marshall donated two signed helmets, two signed jerseys and multiple pictures and cards (all signed as well) to the team. He also got teammate Torry Holt to donate a signed helmet and signed jersey. Needless to say, we were completely blown away by the generosity. What made it truly amazing is the letter we received from him the following season asking if we needed anything for that year.
Truly a class act. I enjoyed watching him play for SDSU back in the day (back when they were good), but I really became a fan (of the person) after that act of incredible generosity.[/quote]
This is the kinda thing that would make me want to ‘collect’ IF/WHEN I ever got really wealthy. Id pay extra knowing I was promoting a class act, rather than another wanna be.
February 2, 2009 at 5:10 PM in reply to: West Mira Mesa comparison–Gaston Dr. and Rock Canyon Ct. #340122ParticipantThe houses are very close in design and such. youd have to make a personal choice on that one. Id bet 6 go 1 way, a half dozen go the other. For me it would be an issue of quality of the upkeep/upgrades.
But when location is factored in, it isnt even a question. Id go for Rock Canyon every time. I wouldnt want to be on MM blvd, or anywhere near it. I like being in my backyard, and all that noise from the cars going by would drive me up a wall.
Infact, I have made a pledge that should I ever buy a house in MM, it will not be within 2 blocks in any direction of MM blvd. Same goes for Camino Ruiz and Black Mountain.February 2, 2009 at 5:10 PM in reply to: West Mira Mesa comparison–Gaston Dr. and Rock Canyon Ct. #340447ParticipantThe houses are very close in design and such. youd have to make a personal choice on that one. Id bet 6 go 1 way, a half dozen go the other. For me it would be an issue of quality of the upkeep/upgrades.
But when location is factored in, it isnt even a question. Id go for Rock Canyon every time. I wouldnt want to be on MM blvd, or anywhere near it. I like being in my backyard, and all that noise from the cars going by would drive me up a wall.
Infact, I have made a pledge that should I ever buy a house in MM, it will not be within 2 blocks in any direction of MM blvd. Same goes for Camino Ruiz and Black Mountain.February 2, 2009 at 5:10 PM in reply to: West Mira Mesa comparison–Gaston Dr. and Rock Canyon Ct. #340544ParticipantThe houses are very close in design and such. youd have to make a personal choice on that one. Id bet 6 go 1 way, a half dozen go the other. For me it would be an issue of quality of the upkeep/upgrades.
But when location is factored in, it isnt even a question. Id go for Rock Canyon every time. I wouldnt want to be on MM blvd, or anywhere near it. I like being in my backyard, and all that noise from the cars going by would drive me up a wall.
Infact, I have made a pledge that should I ever buy a house in MM, it will not be within 2 blocks in any direction of MM blvd. Same goes for Camino Ruiz and Black Mountain. -
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