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DWCAP
ParticipantId guess that construction and RE related industries are bigger here than in many other states. The bubble was in CA moreso than just about any other state, and the industries that supported it will have to suffer more here in CA than just about any other state.
Participant[quote=Navydoc]
As for home defense I kinda like the scary dog option. Nothing like a snarling animal that moves a lot faster than you do to instill fear. The burglar doesn’t need to know that the dog just wants to lick them to death.[/quote]Somehow, the snarling 15lb cat doesnt quiet get the same reaction, so I guess I am SOL. He does have the same intended purposes as your dog though.
(How many licks does it take to get to the center of a burgler? Bet that cat would love to find out.)
Participant[quote=Navydoc]
As for home defense I kinda like the scary dog option. Nothing like a snarling animal that moves a lot faster than you do to instill fear. The burglar doesn’t need to know that the dog just wants to lick them to death.[/quote]Somehow, the snarling 15lb cat doesnt quiet get the same reaction, so I guess I am SOL. He does have the same intended purposes as your dog though.
(How many licks does it take to get to the center of a burgler? Bet that cat would love to find out.)
Participant[quote=Navydoc]
As for home defense I kinda like the scary dog option. Nothing like a snarling animal that moves a lot faster than you do to instill fear. The burglar doesn’t need to know that the dog just wants to lick them to death.[/quote]Somehow, the snarling 15lb cat doesnt quiet get the same reaction, so I guess I am SOL. He does have the same intended purposes as your dog though.
(How many licks does it take to get to the center of a burgler? Bet that cat would love to find out.)
Participant[quote=Navydoc]
As for home defense I kinda like the scary dog option. Nothing like a snarling animal that moves a lot faster than you do to instill fear. The burglar doesn’t need to know that the dog just wants to lick them to death.[/quote]Somehow, the snarling 15lb cat doesnt quiet get the same reaction, so I guess I am SOL. He does have the same intended purposes as your dog though.
(How many licks does it take to get to the center of a burgler? Bet that cat would love to find out.)
Participant[quote=Navydoc]
As for home defense I kinda like the scary dog option. Nothing like a snarling animal that moves a lot faster than you do to instill fear. The burglar doesn’t need to know that the dog just wants to lick them to death.[/quote]Somehow, the snarling 15lb cat doesnt quiet get the same reaction, so I guess I am SOL. He does have the same intended purposes as your dog though.
(How many licks does it take to get to the center of a burgler? Bet that cat would love to find out.)
ParticipantI am interested in that pure silver belt. Stylish for a night out on the town; Functional as a diving belt (if heavy enough); and can be traded for goods if the world falls apart and we go Mad Max. Damn, gotta get me some more of those. Gives a whole new meaning to the words “money belt”.
ParticipantI am interested in that pure silver belt. Stylish for a night out on the town; Functional as a diving belt (if heavy enough); and can be traded for goods if the world falls apart and we go Mad Max. Damn, gotta get me some more of those. Gives a whole new meaning to the words “money belt”.
ParticipantI am interested in that pure silver belt. Stylish for a night out on the town; Functional as a diving belt (if heavy enough); and can be traded for goods if the world falls apart and we go Mad Max. Damn, gotta get me some more of those. Gives a whole new meaning to the words “money belt”.
ParticipantI am interested in that pure silver belt. Stylish for a night out on the town; Functional as a diving belt (if heavy enough); and can be traded for goods if the world falls apart and we go Mad Max. Damn, gotta get me some more of those. Gives a whole new meaning to the words “money belt”.
ParticipantI am interested in that pure silver belt. Stylish for a night out on the town; Functional as a diving belt (if heavy enough); and can be traded for goods if the world falls apart and we go Mad Max. Damn, gotta get me some more of those. Gives a whole new meaning to the words “money belt”.
ParticipantAt least they finally have a number on the “Shadow Inventory”. 700k homes owned by banks but not on a MLS. Remember when we use to debate about the existance of a shadow inventory in an meaningful way?
This article is also quoteing that as of December 2008 12% of all morgages were atleast 1 month late. Now here in March we have had a crumbling job market and 650k plus new filings for unemployment every week. I just dont see how this wont keep going for a long time if people cant get work. I wonder if we have already hit 15% for March 09.
On a side note, Obama’s plan is to refi a house up to 31% of a borrowers income. If the borrower is a two income household, and one income is lost, will the house be refied to 31% of only that one income? That could be a huge swing in payments!
ParticipantAt least they finally have a number on the “Shadow Inventory”. 700k homes owned by banks but not on a MLS. Remember when we use to debate about the existance of a shadow inventory in an meaningful way?
This article is also quoteing that as of December 2008 12% of all morgages were atleast 1 month late. Now here in March we have had a crumbling job market and 650k plus new filings for unemployment every week. I just dont see how this wont keep going for a long time if people cant get work. I wonder if we have already hit 15% for March 09.
On a side note, Obama’s plan is to refi a house up to 31% of a borrowers income. If the borrower is a two income household, and one income is lost, will the house be refied to 31% of only that one income? That could be a huge swing in payments!
ParticipantAt least they finally have a number on the “Shadow Inventory”. 700k homes owned by banks but not on a MLS. Remember when we use to debate about the existance of a shadow inventory in an meaningful way?
This article is also quoteing that as of December 2008 12% of all morgages were atleast 1 month late. Now here in March we have had a crumbling job market and 650k plus new filings for unemployment every week. I just dont see how this wont keep going for a long time if people cant get work. I wonder if we have already hit 15% for March 09.
On a side note, Obama’s plan is to refi a house up to 31% of a borrowers income. If the borrower is a two income household, and one income is lost, will the house be refied to 31% of only that one income? That could be a huge swing in payments!
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