[DWCAP]

[quote=afx114][quote=CONCHO]I like how our national plan to fix the problem of crappy healthcare insurance is to force everyone to purchase crappy healthcare insurance. What a country![/quote]

Again, where does “force” come into the equation? Lots of under-25s will be joining voluntarily because they will be able to get coverage much cheaper on their parents’ plan than if they went shopping for it on their own. The cost barrier has been lowered for millions of people, yet somehow this is “forcing” them into the system? They don’t have to sign up if they don’t want do. How is this a mandate?[/quote]

You are right AFX, no part of THIS PROVISION, of the health care plan forces participation. THe provision that forces participation doesnt take effect until 2014. Assuming we are talking some sort of longer term than 2010-2013, you are forced as a 22 year old to get insurance when you were previously not.

[DWCAP]

[quote=afx114][quote=CONCHO]I like how our national plan to fix the problem of crappy healthcare insurance is to force everyone to purchase crappy healthcare insurance. What a country![/quote]

Again, where does “force” come into the equation? Lots of under-25s will be joining voluntarily because they will be able to get coverage much cheaper on their parents’ plan than if they went shopping for it on their own. The cost barrier has been lowered for millions of people, yet somehow this is “forcing” them into the system? They don’t have to sign up if they don’t want do. How is this a mandate?[/quote]

You are right AFX, no part of THIS PROVISION, of the health care plan forces participation. THe provision that forces participation doesnt take effect until 2014. Assuming we are talking some sort of longer term than 2010-2013, you are forced as a 22 year old to get insurance when you were previously not.

[DWCAP]

[quote=afx114][quote=flu]My understanding of how this works is the following. The “premium” one pays at a company is just a fraction of the cost of the insurance payments to ensure that person. The other part which is the larger of the two are is the 75%+ portion comping from the company itself. So doesn’t insuring one more person, just cost the company providing the insurance more…If so, do companies really just eat the cost or does it really just pass the cost on down to everyone else with higher premiums? (I think it’s the later, judging by all the letters I’m getting from our benefits office)…[/quote]

Assume I’m a young, healthy student, and my parents have been paying $200/month over 4 years to have me on their insurance policy while in college. I never once went to the hospital or made an insurance claim. Where did that $9,600 go? It went to pay claims of people in the pool who did file claims. Now what happens if you add 2 million students with the same parameters to the pool? There’s an extra $19,200,000,000 to go around. Granted, some of those 2 million new young subscribers will file claims, but certainly not $19bln worth. Unless we’re also adding 2 million additional older subscribers who file lots of claims, it seems to me the math works out as beneficial to bring more younger people into the pool.[/quote]

This is the math that the health care bill was balanced upon. Basically saying that we will force the young to buy insurance, pooling thier money with older workers, and lowering the PER PERSON cost. Total Costs will go up, but per person, it will be cheaper. To account for the fact that alot of 18-26 year olds dont have alot of money, they let them jump on the parental plan.

[DWCAP]

[quote=afx114][quote=flu]My understanding of how this works is the following. The “premium” one pays at a company is just a fraction of the cost of the insurance payments to ensure that person. The other part which is the larger of the two are is the 75%+ portion comping from the company itself. So doesn’t insuring one more person, just cost the company providing the insurance more…If so, do companies really just eat the cost or does it really just pass the cost on down to everyone else with higher premiums? (I think it’s the later, judging by all the letters I’m getting from our benefits office)…[/quote]

Assume I’m a young, healthy student, and my parents have been paying $200/month over 4 years to have me on their insurance policy while in college. I never once went to the hospital or made an insurance claim. Where did that $9,600 go? It went to pay claims of people in the pool who did file claims. Now what happens if you add 2 million students with the same parameters to the pool? There’s an extra $19,200,000,000 to go around. Granted, some of those 2 million new young subscribers will file claims, but certainly not $19bln worth. Unless we’re also adding 2 million additional older subscribers who file lots of claims, it seems to me the math works out as beneficial to bring more younger people into the pool.[/quote]

This is the math that the health care bill was balanced upon. Basically saying that we will force the young to buy insurance, pooling thier money with older workers, and lowering the PER PERSON cost. Total Costs will go up, but per person, it will be cheaper. To account for the fact that alot of 18-26 year olds dont have alot of money, they let them jump on the parental plan.

[DWCAP]

[quote=afx114][quote=flu]My understanding of how this works is the following. The “premium” one pays at a company is just a fraction of the cost of the insurance payments to ensure that person. The other part which is the larger of the two are is the 75%+ portion comping from the company itself. So doesn’t insuring one more person, just cost the company providing the insurance more…If so, do companies really just eat the cost or does it really just pass the cost on down to everyone else with higher premiums? (I think it’s the later, judging by all the letters I’m getting from our benefits office)…[/quote]

Assume I’m a young, healthy student, and my parents have been paying $200/month over 4 years to have me on their insurance policy while in college. I never once went to the hospital or made an insurance claim. Where did that $9,600 go? It went to pay claims of people in the pool who did file claims. Now what happens if you add 2 million students with the same parameters to the pool? There’s an extra $19,200,000,000 to go around. Granted, some of those 2 million new young subscribers will file claims, but certainly not $19bln worth. Unless we’re also adding 2 million additional older subscribers who file lots of claims, it seems to me the math works out as beneficial to bring more younger people into the pool.[/quote]

This is the math that the health care bill was balanced upon. Basically saying that we will force the young to buy insurance, pooling thier money with older workers, and lowering the PER PERSON cost. Total Costs will go up, but per person, it will be cheaper. To account for the fact that alot of 18-26 year olds dont have alot of money, they let them jump on the parental plan.

[DWCAP]

[quote=afx114][quote=flu]My understanding of how this works is the following. The “premium” one pays at a company is just a fraction of the cost of the insurance payments to ensure that person. The other part which is the larger of the two are is the 75%+ portion comping from the company itself. So doesn’t insuring one more person, just cost the company providing the insurance more…If so, do companies really just eat the cost or does it really just pass the cost on down to everyone else with higher premiums? (I think it’s the later, judging by all the letters I’m getting from our benefits office)…[/quote]

Assume I’m a young, healthy student, and my parents have been paying $200/month over 4 years to have me on their insurance policy while in college. I never once went to the hospital or made an insurance claim. Where did that $9,600 go? It went to pay claims of people in the pool who did file claims. Now what happens if you add 2 million students with the same parameters to the pool? There’s an extra $19,200,000,000 to go around. Granted, some of those 2 million new young subscribers will file claims, but certainly not $19bln worth. Unless we’re also adding 2 million additional older subscribers who file lots of claims, it seems to me the math works out as beneficial to bring more younger people into the pool.[/quote]

This is the math that the health care bill was balanced upon. Basically saying that we will force the young to buy insurance, pooling thier money with older workers, and lowering the PER PERSON cost. Total Costs will go up, but per person, it will be cheaper. To account for the fact that alot of 18-26 year olds dont have alot of money, they let them jump on the parental plan.

[DWCAP]

[quote=afx114][quote=flu]My understanding of how this works is the following. The “premium” one pays at a company is just a fraction of the cost of the insurance payments to ensure that person. The other part which is the larger of the two are is the 75%+ portion comping from the company itself. So doesn’t insuring one more person, just cost the company providing the insurance more…If so, do companies really just eat the cost or does it really just pass the cost on down to everyone else with higher premiums? (I think it’s the later, judging by all the letters I’m getting from our benefits office)…[/quote]

Assume I’m a young, healthy student, and my parents have been paying $200/month over 4 years to have me on their insurance policy while in college. I never once went to the hospital or made an insurance claim. Where did that $9,600 go? It went to pay claims of people in the pool who did file claims. Now what happens if you add 2 million students with the same parameters to the pool? There’s an extra $19,200,000,000 to go around. Granted, some of those 2 million new young subscribers will file claims, but certainly not $19bln worth. Unless we’re also adding 2 million additional older subscribers who file lots of claims, it seems to me the math works out as beneficial to bring more younger people into the pool.[/quote]

This is the math that the health care bill was balanced upon. Basically saying that we will force the young to buy insurance, pooling thier money with older workers, and lowering the PER PERSON cost. Total Costs will go up, but per person, it will be cheaper. To account for the fact that alot of 18-26 year olds dont have alot of money, they let them jump on the parental plan.

[DWCAP]

They dont need the DREAM act to become US citizens, the military route already exists:

[Quote]
Applying for U.S. Citizenship During Time of War
Any immigrant who enlists with the United States Armed Forces can apply for expedited naturalization. Because the United States is in a time of war, an immigrant—documented or undocumented—who serves in active-duty status may apply for expedited naturalization through military service. Immigrants who enlist during a time of war can apply for naturalization after only one day of service and have the citizenship application fee waived.
…..
To apply for naturalization through military service in a time of war, you must serve in active-duty status and honorably complete your term of service. If you do not honorably complete your term of service, you will lose your citizenship. [/quote]

http://www.ansarilawfirm.com/index.cfm/hurl/obj=321/ApplyingforUSCitizenshipNaturalizationThroughMilitaryServiceAustinTexasimmigrationandcitizenshiplawyer.cfm

The option to serve in the military for citizenship already is in place. I hear about in the news from time to time, about how XXXX active duty personel, from YYYY # of countries, became citizens.

Plus when they are done, they can get military benifits of college education, job training, housing, military contacts, etc etc etc.

We can debate the merits of the DREAM act, but ‘go home’ or ‘DREAM act’ are not the only options available to these people. Regardless if that is the way it is being protrayed.

[DWCAP]

They dont need the DREAM act to become US citizens, the military route already exists:

[Quote]
Applying for U.S. Citizenship During Time of War
Any immigrant who enlists with the United States Armed Forces can apply for expedited naturalization. Because the United States is in a time of war, an immigrant—documented or undocumented—who serves in active-duty status may apply for expedited naturalization through military service. Immigrants who enlist during a time of war can apply for naturalization after only one day of service and have the citizenship application fee waived.
…..
To apply for naturalization through military service in a time of war, you must serve in active-duty status and honorably complete your term of service. If you do not honorably complete your term of service, you will lose your citizenship. [/quote]

http://www.ansarilawfirm.com/index.cfm/hurl/obj=321/ApplyingforUSCitizenshipNaturalizationThroughMilitaryServiceAustinTexasimmigrationandcitizenshiplawyer.cfm

The option to serve in the military for citizenship already is in place. I hear about in the news from time to time, about how XXXX active duty personel, from YYYY # of countries, became citizens.

Plus when they are done, they can get military benifits of college education, job training, housing, military contacts, etc etc etc.

We can debate the merits of the DREAM act, but ‘go home’ or ‘DREAM act’ are not the only options available to these people. Regardless if that is the way it is being protrayed.

[DWCAP]

They dont need the DREAM act to become US citizens, the military route already exists:

[Quote]
Applying for U.S. Citizenship During Time of War
Any immigrant who enlists with the United States Armed Forces can apply for expedited naturalization. Because the United States is in a time of war, an immigrant—documented or undocumented—who serves in active-duty status may apply for expedited naturalization through military service. Immigrants who enlist during a time of war can apply for naturalization after only one day of service and have the citizenship application fee waived.
…..
To apply for naturalization through military service in a time of war, you must serve in active-duty status and honorably complete your term of service. If you do not honorably complete your term of service, you will lose your citizenship. [/quote]

http://www.ansarilawfirm.com/index.cfm/hurl/obj=321/ApplyingforUSCitizenshipNaturalizationThroughMilitaryServiceAustinTexasimmigrationandcitizenshiplawyer.cfm

The option to serve in the military for citizenship already is in place. I hear about in the news from time to time, about how XXXX active duty personel, from YYYY # of countries, became citizens.

Plus when they are done, they can get military benifits of college education, job training, housing, military contacts, etc etc etc.

We can debate the merits of the DREAM act, but ‘go home’ or ‘DREAM act’ are not the only options available to these people. Regardless if that is the way it is being protrayed.

[DWCAP]

They dont need the DREAM act to become US citizens, the military route already exists:

[Quote]
Applying for U.S. Citizenship During Time of War
Any immigrant who enlists with the United States Armed Forces can apply for expedited naturalization. Because the United States is in a time of war, an immigrant—documented or undocumented—who serves in active-duty status may apply for expedited naturalization through military service. Immigrants who enlist during a time of war can apply for naturalization after only one day of service and have the citizenship application fee waived.
…..
To apply for naturalization through military service in a time of war, you must serve in active-duty status and honorably complete your term of service. If you do not honorably complete your term of service, you will lose your citizenship. [/quote]

http://www.ansarilawfirm.com/index.cfm/hurl/obj=321/ApplyingforUSCitizenshipNaturalizationThroughMilitaryServiceAustinTexasimmigrationandcitizenshiplawyer.cfm

The option to serve in the military for citizenship already is in place. I hear about in the news from time to time, about how XXXX active duty personel, from YYYY # of countries, became citizens.

Plus when they are done, they can get military benifits of college education, job training, housing, military contacts, etc etc etc.

We can debate the merits of the DREAM act, but ‘go home’ or ‘DREAM act’ are not the only options available to these people. Regardless if that is the way it is being protrayed.

[DWCAP]

They dont need the DREAM act to become US citizens, the military route already exists:

[Quote]
Applying for U.S. Citizenship During Time of War
Any immigrant who enlists with the United States Armed Forces can apply for expedited naturalization. Because the United States is in a time of war, an immigrant—documented or undocumented—who serves in active-duty status may apply for expedited naturalization through military service. Immigrants who enlist during a time of war can apply for naturalization after only one day of service and have the citizenship application fee waived.
…..
To apply for naturalization through military service in a time of war, you must serve in active-duty status and honorably complete your term of service. If you do not honorably complete your term of service, you will lose your citizenship. [/quote]

http://www.ansarilawfirm.com/index.cfm/hurl/obj=321/ApplyingforUSCitizenshipNaturalizationThroughMilitaryServiceAustinTexasimmigrationandcitizenshiplawyer.cfm

The option to serve in the military for citizenship already is in place. I hear about in the news from time to time, about how XXXX active duty personel, from YYYY # of countries, became citizens.

Plus when they are done, they can get military benifits of college education, job training, housing, military contacts, etc etc etc.

We can debate the merits of the DREAM act, but ‘go home’ or ‘DREAM act’ are not the only options available to these people. Regardless if that is the way it is being protrayed.

[DWCAP]

I dont understand your point Arraya. Are you advocating that SD will fall by 90%?

[DWCAP]

I dont understand your point Arraya. Are you advocating that SD will fall by 90%?

[DWCAP]

I dont understand your point Arraya. Are you advocating that SD will fall by 90%?

[Author]

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