[Doofrat]

I made the mistake of thinking that the Internet would make people better informed decision makers. I think that the Internet has given people like the Piggingtons’ access to tools to share data and ideas, and somebody with an open mind can take that and make an informed decision. The other 99% of the population still just goes with whatever they hear and read in the popular media, or what their friends and colleagues parrot from the popular media. Of course we know that Real Estate and related industries advertise heavily in the media, and the government wasn’t about to go on television and say that housing is a huge bubble, so it isn’t a surprise that this got extended so far.
I’m thinking it’ll probably always be like this.

[Doofrat]

When I lived in Carlsbad, I found a tomato on the grill of my BBQ one night. Of course, it was quite the mystery as to how the tomato got there, but the mystery was soon solved when I fired up the grill one night and a mouse/rat came flying out the bottom of the grill.

After moving to Carmel Valley, I get the same thing, a small rat/mouse that visits the grill. And my wife often sees him run past the slider in the back yard.

I worked at a company on the hill directly across the street from the Torrey Pines golf course. They had a section of the wall where these rats lived and they had to remove dead rats from the wall every so often. They even had to leave part of the wall covered with just plywood so they could change the traps and collect dead rats every so often.

So the gist is that mice and rats are commonplace here and just about impossible to get rid of, at least we don’t have those giant roaches they have in other places.

[Doofrat]

When I lived in Carlsbad, I found a tomato on the grill of my BBQ one night. Of course, it was quite the mystery as to how the tomato got there, but the mystery was soon solved when I fired up the grill one night and a mouse/rat came flying out the bottom of the grill.

After moving to Carmel Valley, I get the same thing, a small rat/mouse that visits the grill. And my wife often sees him run past the slider in the back yard.

I worked at a company on the hill directly across the street from the Torrey Pines golf course. They had a section of the wall where these rats lived and they had to remove dead rats from the wall every so often. They even had to leave part of the wall covered with just plywood so they could change the traps and collect dead rats every so often.

So the gist is that mice and rats are commonplace here and just about impossible to get rid of, at least we don’t have those giant roaches they have in other places.

[Doofrat]

When I lived in Carlsbad, I found a tomato on the grill of my BBQ one night. Of course, it was quite the mystery as to how the tomato got there, but the mystery was soon solved when I fired up the grill one night and a mouse/rat came flying out the bottom of the grill.

After moving to Carmel Valley, I get the same thing, a small rat/mouse that visits the grill. And my wife often sees him run past the slider in the back yard.

I worked at a company on the hill directly across the street from the Torrey Pines golf course. They had a section of the wall where these rats lived and they had to remove dead rats from the wall every so often. They even had to leave part of the wall covered with just plywood so they could change the traps and collect dead rats every so often.

So the gist is that mice and rats are commonplace here and just about impossible to get rid of, at least we don’t have those giant roaches they have in other places.

[Doofrat]

When I lived in Carlsbad, I found a tomato on the grill of my BBQ one night. Of course, it was quite the mystery as to how the tomato got there, but the mystery was soon solved when I fired up the grill one night and a mouse/rat came flying out the bottom of the grill.

After moving to Carmel Valley, I get the same thing, a small rat/mouse that visits the grill. And my wife often sees him run past the slider in the back yard.

I worked at a company on the hill directly across the street from the Torrey Pines golf course. They had a section of the wall where these rats lived and they had to remove dead rats from the wall every so often. They even had to leave part of the wall covered with just plywood so they could change the traps and collect dead rats every so often.

So the gist is that mice and rats are commonplace here and just about impossible to get rid of, at least we don’t have those giant roaches they have in other places.

[Doofrat]

When I lived in Carlsbad, I found a tomato on the grill of my BBQ one night. Of course, it was quite the mystery as to how the tomato got there, but the mystery was soon solved when I fired up the grill one night and a mouse/rat came flying out the bottom of the grill.

After moving to Carmel Valley, I get the same thing, a small rat/mouse that visits the grill. And my wife often sees him run past the slider in the back yard.

I worked at a company on the hill directly across the street from the Torrey Pines golf course. They had a section of the wall where these rats lived and they had to remove dead rats from the wall every so often. They even had to leave part of the wall covered with just plywood so they could change the traps and collect dead rats every so often.

So the gist is that mice and rats are commonplace here and just about impossible to get rid of, at least we don’t have those giant roaches they have in other places.

[Doofrat]

If your stock doesn’t move much and is relatively safe, then I’d wait for the LT gains, but remember that the state (Ca.) still taxes you fully on it (I could be wrong about this, but unfortunately, probably not).

If you have options, you can exercise and sell those before selling the ESPP because you’ll get whacked on the ST gains anyway, that’s what I always try to do.

Of course my company had stock that was all over the place, so my perspective is different. I saw a lot of co-workers trying to save a some money on taxes get hit with AMT (buying options) or seeing the stock drop 50% before they sold their ESPPs or options.

So from my perspective with the volatile stock, if it’s a good time to sell, don’t think about the tax consequences.

[Doofrat]

If your stock doesn’t move much and is relatively safe, then I’d wait for the LT gains, but remember that the state (Ca.) still taxes you fully on it (I could be wrong about this, but unfortunately, probably not).

If you have options, you can exercise and sell those before selling the ESPP because you’ll get whacked on the ST gains anyway, that’s what I always try to do.

Of course my company had stock that was all over the place, so my perspective is different. I saw a lot of co-workers trying to save a some money on taxes get hit with AMT (buying options) or seeing the stock drop 50% before they sold their ESPPs or options.

So from my perspective with the volatile stock, if it’s a good time to sell, don’t think about the tax consequences.

[Doofrat]

If your stock doesn’t move much and is relatively safe, then I’d wait for the LT gains, but remember that the state (Ca.) still taxes you fully on it (I could be wrong about this, but unfortunately, probably not).

If you have options, you can exercise and sell those before selling the ESPP because you’ll get whacked on the ST gains anyway, that’s what I always try to do.

Of course my company had stock that was all over the place, so my perspective is different. I saw a lot of co-workers trying to save a some money on taxes get hit with AMT (buying options) or seeing the stock drop 50% before they sold their ESPPs or options.

So from my perspective with the volatile stock, if it’s a good time to sell, don’t think about the tax consequences.

[Doofrat]

If your stock doesn’t move much and is relatively safe, then I’d wait for the LT gains, but remember that the state (Ca.) still taxes you fully on it (I could be wrong about this, but unfortunately, probably not).

If you have options, you can exercise and sell those before selling the ESPP because you’ll get whacked on the ST gains anyway, that’s what I always try to do.

Of course my company had stock that was all over the place, so my perspective is different. I saw a lot of co-workers trying to save a some money on taxes get hit with AMT (buying options) or seeing the stock drop 50% before they sold their ESPPs or options.

So from my perspective with the volatile stock, if it’s a good time to sell, don’t think about the tax consequences.

[Doofrat]

If your stock doesn’t move much and is relatively safe, then I’d wait for the LT gains, but remember that the state (Ca.) still taxes you fully on it (I could be wrong about this, but unfortunately, probably not).

If you have options, you can exercise and sell those before selling the ESPP because you’ll get whacked on the ST gains anyway, that’s what I always try to do.

Of course my company had stock that was all over the place, so my perspective is different. I saw a lot of co-workers trying to save a some money on taxes get hit with AMT (buying options) or seeing the stock drop 50% before they sold their ESPPs or options.

So from my perspective with the volatile stock, if it’s a good time to sell, don’t think about the tax consequences.

[Doofrat]

Seeing the second photo, I swear I can actually sense the musty/pet urine smell.

[Doofrat]

Seeing the second photo, I swear I can actually sense the musty/pet urine smell.

[Doofrat]

Seeing the second photo, I swear I can actually sense the musty/pet urine smell.

[Doofrat]

Seeing the second photo, I swear I can actually sense the musty/pet urine smell.

[Author]

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