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Doofrat
ParticipantRather than paying for the identity protection products, you can easily file your own fraud alerts. I know, it used to be difficult, but it’s really easy now. You can do it online at the second link, or even easier, by phone at the first link. The phone call takes you through an automated system and takes only about four minutes and creates an alert on all three bureaus. I was researching the sites you pay for because I’ve had to file a fraud alert before and it was a pain, but I needed something immediately, and found that the call in method was so easy, I didn’t need the pay systems. You just have to remember to re-do it every 90 days:
http://www.equifax.com/cs/Satellite/EFX_Content_C1/1165203975795/5-1/5-1_Layout.htm?packedargs=Locale%3Den_US
https://www.alerts.equifax.com/AutoFraud_Online/jsp/fraudAlert.jspDoofrat
ParticipantRather than paying for the identity protection products, you can easily file your own fraud alerts. I know, it used to be difficult, but it’s really easy now. You can do it online at the second link, or even easier, by phone at the first link. The phone call takes you through an automated system and takes only about four minutes and creates an alert on all three bureaus. I was researching the sites you pay for because I’ve had to file a fraud alert before and it was a pain, but I needed something immediately, and found that the call in method was so easy, I didn’t need the pay systems. You just have to remember to re-do it every 90 days:
http://www.equifax.com/cs/Satellite/EFX_Content_C1/1165203975795/5-1/5-1_Layout.htm?packedargs=Locale%3Den_US
https://www.alerts.equifax.com/AutoFraud_Online/jsp/fraudAlert.jspDoofrat
ParticipantRather than paying for the identity protection products, you can easily file your own fraud alerts. I know, it used to be difficult, but it’s really easy now. You can do it online at the second link, or even easier, by phone at the first link. The phone call takes you through an automated system and takes only about four minutes and creates an alert on all three bureaus. I was researching the sites you pay for because I’ve had to file a fraud alert before and it was a pain, but I needed something immediately, and found that the call in method was so easy, I didn’t need the pay systems. You just have to remember to re-do it every 90 days:
http://www.equifax.com/cs/Satellite/EFX_Content_C1/1165203975795/5-1/5-1_Layout.htm?packedargs=Locale%3Den_US
https://www.alerts.equifax.com/AutoFraud_Online/jsp/fraudAlert.jspDoofrat
ParticipantRather than paying for the identity protection products, you can easily file your own fraud alerts. I know, it used to be difficult, but it’s really easy now. You can do it online at the second link, or even easier, by phone at the first link. The phone call takes you through an automated system and takes only about four minutes and creates an alert on all three bureaus. I was researching the sites you pay for because I’ve had to file a fraud alert before and it was a pain, but I needed something immediately, and found that the call in method was so easy, I didn’t need the pay systems. You just have to remember to re-do it every 90 days:
http://www.equifax.com/cs/Satellite/EFX_Content_C1/1165203975795/5-1/5-1_Layout.htm?packedargs=Locale%3Den_US
https://www.alerts.equifax.com/AutoFraud_Online/jsp/fraudAlert.jspDoofrat
ParticipantRather than paying for the identity protection products, you can easily file your own fraud alerts. I know, it used to be difficult, but it’s really easy now. You can do it online at the second link, or even easier, by phone at the first link. The phone call takes you through an automated system and takes only about four minutes and creates an alert on all three bureaus. I was researching the sites you pay for because I’ve had to file a fraud alert before and it was a pain, but I needed something immediately, and found that the call in method was so easy, I didn’t need the pay systems. You just have to remember to re-do it every 90 days:
http://www.equifax.com/cs/Satellite/EFX_Content_C1/1165203975795/5-1/5-1_Layout.htm?packedargs=Locale%3Den_US
https://www.alerts.equifax.com/AutoFraud_Online/jsp/fraudAlert.jspDoofrat
Participantitalics off
So by Dave the Realtor’s reasoning, when OPEC raises production, prices should go up because:
1. As there is more oil on the market prices go down
2. As prices go down, there is more consumption
3. Because there is more consumption, prices go up
4. So a raise in production by OPEC equals higher prices
Doofrat
Participantitalics off
So by Dave the Realtor’s reasoning, when OPEC raises production, prices should go up because:
1. As there is more oil on the market prices go down
2. As prices go down, there is more consumption
3. Because there is more consumption, prices go up
4. So a raise in production by OPEC equals higher prices
Doofrat
Participantitalics off
So by Dave the Realtor’s reasoning, when OPEC raises production, prices should go up because:
1. As there is more oil on the market prices go down
2. As prices go down, there is more consumption
3. Because there is more consumption, prices go up
4. So a raise in production by OPEC equals higher prices
Doofrat
Participantitalics off
So by Dave the Realtor’s reasoning, when OPEC raises production, prices should go up because:
1. As there is more oil on the market prices go down
2. As prices go down, there is more consumption
3. Because there is more consumption, prices go up
4. So a raise in production by OPEC equals higher prices
Doofrat
Participantitalics off
So by Dave the Realtor’s reasoning, when OPEC raises production, prices should go up because:
1. As there is more oil on the market prices go down
2. As prices go down, there is more consumption
3. Because there is more consumption, prices go up
4. So a raise in production by OPEC equals higher prices
Doofrat
ParticipantSupply and demand did not cause the bubble, they (increased demand and less supply) were the result of loose credit. The loose credit is not there anymore and that is what’s causing demand to drop and therefore supply to increase.
I think trying to say that because there is so much supply, prices have come down and as a result more people will buy this supply at these lower prices is missing the root cause of the bubble and completely ignoring the role that loose credit has played.
Sure, a few people who can still get credit will pick up a few foreclosures, a few people might sell a house in another state and move here, etc. etc. etc., but unless the banks start giving out free money again, demand isn’t going to come back with any force IMHO.
Doofrat
ParticipantSupply and demand did not cause the bubble, they (increased demand and less supply) were the result of loose credit. The loose credit is not there anymore and that is what’s causing demand to drop and therefore supply to increase.
I think trying to say that because there is so much supply, prices have come down and as a result more people will buy this supply at these lower prices is missing the root cause of the bubble and completely ignoring the role that loose credit has played.
Sure, a few people who can still get credit will pick up a few foreclosures, a few people might sell a house in another state and move here, etc. etc. etc., but unless the banks start giving out free money again, demand isn’t going to come back with any force IMHO.
Doofrat
ParticipantSupply and demand did not cause the bubble, they (increased demand and less supply) were the result of loose credit. The loose credit is not there anymore and that is what’s causing demand to drop and therefore supply to increase.
I think trying to say that because there is so much supply, prices have come down and as a result more people will buy this supply at these lower prices is missing the root cause of the bubble and completely ignoring the role that loose credit has played.
Sure, a few people who can still get credit will pick up a few foreclosures, a few people might sell a house in another state and move here, etc. etc. etc., but unless the banks start giving out free money again, demand isn’t going to come back with any force IMHO.
Doofrat
ParticipantSupply and demand did not cause the bubble, they (increased demand and less supply) were the result of loose credit. The loose credit is not there anymore and that is what’s causing demand to drop and therefore supply to increase.
I think trying to say that because there is so much supply, prices have come down and as a result more people will buy this supply at these lower prices is missing the root cause of the bubble and completely ignoring the role that loose credit has played.
Sure, a few people who can still get credit will pick up a few foreclosures, a few people might sell a house in another state and move here, etc. etc. etc., but unless the banks start giving out free money again, demand isn’t going to come back with any force IMHO.
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