[dharmagirl]

HarryBosch – I could not have said it better myself. I’m in my early 40s and have experienced/witnessed things in my life that I simply would not have thought possible 10 or 20 years ago.

I’ve seen good people work hard to raise kids who have viciously turned on them in adulthood; financially savvy people make a wrong move, become seriously ill, or incapacitated, and have everything they worked so hard for come crashing down. I’ve seen people literally be in the “Wrong place at the wrong time” and get screwed in irrevocable ways.

Yes, good planning is important but at the end of the day it’s all kind of a numbers game isnt it? One day, your number could be up and The Unexpected happens. Kind of like the film, “American Beauty”…doesnt Kevin Spacey announce – in the beginning of the film – that he didnt know he was going to die when he woke up that day?

I seriously doubt that any of you posters are in your 60s – at least the ones suggesting the woman move to Phoenix and work at St. Arbucks.

At 67, this woman may have some sort of a support system in Santa Barbara, however meager it may be. It could be terrifying for a woman that age to pick up and move to Phoenix and work with a bunch of smart-ass, tattooed and pierced baristas for $10/hour. If you’ve lived in a place for a while, understand how the “system” works there, it could be scary to pick up and move.

So, to all of you who say she is a “dum dum liberal” and all of that….let’s just hope that your life glides along according to your meticulous plans.

As HarryB says, “There but for the grace of God I go.”

You never know what the future has in store for you. Be grateful for what you have now, and be kind to the less fortunate.

Because Karma has a way of kicking ass.

[dharmagirl]

HarryBosch – I could not have said it better myself. I’m in my early 40s and have experienced/witnessed things in my life that I simply would not have thought possible 10 or 20 years ago.

I’ve seen good people work hard to raise kids who have viciously turned on them in adulthood; financially savvy people make a wrong move, become seriously ill, or incapacitated, and have everything they worked so hard for come crashing down. I’ve seen people literally be in the “Wrong place at the wrong time” and get screwed in irrevocable ways.

Yes, good planning is important but at the end of the day it’s all kind of a numbers game isnt it? One day, your number could be up and The Unexpected happens. Kind of like the film, “American Beauty”…doesnt Kevin Spacey announce – in the beginning of the film – that he didnt know he was going to die when he woke up that day?

I seriously doubt that any of you posters are in your 60s – at least the ones suggesting the woman move to Phoenix and work at St. Arbucks.

At 67, this woman may have some sort of a support system in Santa Barbara, however meager it may be. It could be terrifying for a woman that age to pick up and move to Phoenix and work with a bunch of smart-ass, tattooed and pierced baristas for $10/hour. If you’ve lived in a place for a while, understand how the “system” works there, it could be scary to pick up and move.

So, to all of you who say she is a “dum dum liberal” and all of that….let’s just hope that your life glides along according to your meticulous plans.

As HarryB says, “There but for the grace of God I go.”

You never know what the future has in store for you. Be grateful for what you have now, and be kind to the less fortunate.

Because Karma has a way of kicking ass.

[dharmagirl]

HarryBosch – I could not have said it better myself. I’m in my early 40s and have experienced/witnessed things in my life that I simply would not have thought possible 10 or 20 years ago.

I’ve seen good people work hard to raise kids who have viciously turned on them in adulthood; financially savvy people make a wrong move, become seriously ill, or incapacitated, and have everything they worked so hard for come crashing down. I’ve seen people literally be in the “Wrong place at the wrong time” and get screwed in irrevocable ways.

Yes, good planning is important but at the end of the day it’s all kind of a numbers game isnt it? One day, your number could be up and The Unexpected happens. Kind of like the film, “American Beauty”…doesnt Kevin Spacey announce – in the beginning of the film – that he didnt know he was going to die when he woke up that day?

I seriously doubt that any of you posters are in your 60s – at least the ones suggesting the woman move to Phoenix and work at St. Arbucks.

At 67, this woman may have some sort of a support system in Santa Barbara, however meager it may be. It could be terrifying for a woman that age to pick up and move to Phoenix and work with a bunch of smart-ass, tattooed and pierced baristas for $10/hour. If you’ve lived in a place for a while, understand how the “system” works there, it could be scary to pick up and move.

So, to all of you who say she is a “dum dum liberal” and all of that….let’s just hope that your life glides along according to your meticulous plans.

As HarryB says, “There but for the grace of God I go.”

You never know what the future has in store for you. Be grateful for what you have now, and be kind to the less fortunate.

Because Karma has a way of kicking ass.

[dharmagirl]

HarryBosch – I could not have said it better myself. I’m in my early 40s and have experienced/witnessed things in my life that I simply would not have thought possible 10 or 20 years ago.

I’ve seen good people work hard to raise kids who have viciously turned on them in adulthood; financially savvy people make a wrong move, become seriously ill, or incapacitated, and have everything they worked so hard for come crashing down. I’ve seen people literally be in the “Wrong place at the wrong time” and get screwed in irrevocable ways.

Yes, good planning is important but at the end of the day it’s all kind of a numbers game isnt it? One day, your number could be up and The Unexpected happens. Kind of like the film, “American Beauty”…doesnt Kevin Spacey announce – in the beginning of the film – that he didnt know he was going to die when he woke up that day?

I seriously doubt that any of you posters are in your 60s – at least the ones suggesting the woman move to Phoenix and work at St. Arbucks.

At 67, this woman may have some sort of a support system in Santa Barbara, however meager it may be. It could be terrifying for a woman that age to pick up and move to Phoenix and work with a bunch of smart-ass, tattooed and pierced baristas for $10/hour. If you’ve lived in a place for a while, understand how the “system” works there, it could be scary to pick up and move.

So, to all of you who say she is a “dum dum liberal” and all of that….let’s just hope that your life glides along according to your meticulous plans.

As HarryB says, “There but for the grace of God I go.”

You never know what the future has in store for you. Be grateful for what you have now, and be kind to the less fortunate.

Because Karma has a way of kicking ass.

[dharmagirl]

HarryBosch – I could not have said it better myself. I’m in my early 40s and have experienced/witnessed things in my life that I simply would not have thought possible 10 or 20 years ago.

I’ve seen good people work hard to raise kids who have viciously turned on them in adulthood; financially savvy people make a wrong move, become seriously ill, or incapacitated, and have everything they worked so hard for come crashing down. I’ve seen people literally be in the “Wrong place at the wrong time” and get screwed in irrevocable ways.

Yes, good planning is important but at the end of the day it’s all kind of a numbers game isnt it? One day, your number could be up and The Unexpected happens. Kind of like the film, “American Beauty”…doesnt Kevin Spacey announce – in the beginning of the film – that he didnt know he was going to die when he woke up that day?

I seriously doubt that any of you posters are in your 60s – at least the ones suggesting the woman move to Phoenix and work at St. Arbucks.

At 67, this woman may have some sort of a support system in Santa Barbara, however meager it may be. It could be terrifying for a woman that age to pick up and move to Phoenix and work with a bunch of smart-ass, tattooed and pierced baristas for $10/hour. If you’ve lived in a place for a while, understand how the “system” works there, it could be scary to pick up and move.

So, to all of you who say she is a “dum dum liberal” and all of that….let’s just hope that your life glides along according to your meticulous plans.

As HarryB says, “There but for the grace of God I go.”

You never know what the future has in store for you. Be grateful for what you have now, and be kind to the less fortunate.

Because Karma has a way of kicking ass.

[dharmagirl]

I was under the impression that an agent (assigned by the bank) can simply show up at the property and change the locks if the occupant has not vacated in time.

Not sure if this is true.

[dharmagirl]

I was under the impression that an agent (assigned by the bank) can simply show up at the property and change the locks if the occupant has not vacated in time.

Not sure if this is true.

[dharmagirl]

I was under the impression that an agent (assigned by the bank) can simply show up at the property and change the locks if the occupant has not vacated in time.

Not sure if this is true.

[dharmagirl]

I was under the impression that an agent (assigned by the bank) can simply show up at the property and change the locks if the occupant has not vacated in time.

Not sure if this is true.

[dharmagirl]

I was under the impression that an agent (assigned by the bank) can simply show up at the property and change the locks if the occupant has not vacated in time.

Not sure if this is true.

[dharmagirl]

We’re buying a 20 yr old house that is an REO.

My Reasons:

1. I like the privacy of larger lots. Our new house is on .60 acres and I won’t have to listen to my neighbors arguing, or their kids screaming all of the time.

2. Many of the new floorplans in Temecula are geared to families of 4+ people. For a married couple, it’s lots of wasted space. We don’t need a “loft” or hobby/game room in addition to 4 bdrms. If we have a master, two rooms for offices and a guest room we’re happy.

3. I’ve heard that older construction is more solid. During the boom, builders put together homes as quickly as possible to meet the heavy demand.

4. I prefer an established neighborhood that is NOT full of owners who did 100+% financing in the last 3 years. The number of NODs/REOs within a 2.5 mile radius of Redhawk is substantially higher than it is for my new ‘hood.

5. The building materials used in the new homes I’ve seen seem cheap.

HOWEVER, Marion, if I were in your shoes – and single – I would probably opt to buy a newer home that doesnt need a lot of maintenance.

There are existing homes out there that are in decent shape. I saw a house in Crowne Hill some months ago (Hussar Ct) that was built in 2005 and NEVER lived in (I think an investor had purchased it). It was nicely done, about 2800 sq feet, 10K sf lot, and the price wasnt bad. I think it’s an REO now.

So much of this is really about your own personal tastes and needs. There is something to be said for being able to choose your own cabinet colors, tile, carpet, etc.

Let us know what you end up doing.

[dharmagirl]

We’re buying a 20 yr old house that is an REO.

My Reasons:

1. I like the privacy of larger lots. Our new house is on .60 acres and I won’t have to listen to my neighbors arguing, or their kids screaming all of the time.

2. Many of the new floorplans in Temecula are geared to families of 4+ people. For a married couple, it’s lots of wasted space. We don’t need a “loft” or hobby/game room in addition to 4 bdrms. If we have a master, two rooms for offices and a guest room we’re happy.

3. I’ve heard that older construction is more solid. During the boom, builders put together homes as quickly as possible to meet the heavy demand.

4. I prefer an established neighborhood that is NOT full of owners who did 100+% financing in the last 3 years. The number of NODs/REOs within a 2.5 mile radius of Redhawk is substantially higher than it is for my new ‘hood.

5. The building materials used in the new homes I’ve seen seem cheap.

HOWEVER, Marion, if I were in your shoes – and single – I would probably opt to buy a newer home that doesnt need a lot of maintenance.

There are existing homes out there that are in decent shape. I saw a house in Crowne Hill some months ago (Hussar Ct) that was built in 2005 and NEVER lived in (I think an investor had purchased it). It was nicely done, about 2800 sq feet, 10K sf lot, and the price wasnt bad. I think it’s an REO now.

So much of this is really about your own personal tastes and needs. There is something to be said for being able to choose your own cabinet colors, tile, carpet, etc.

Let us know what you end up doing.

[dharmagirl]

We’re buying a 20 yr old house that is an REO.

My Reasons:

1. I like the privacy of larger lots. Our new house is on .60 acres and I won’t have to listen to my neighbors arguing, or their kids screaming all of the time.

2. Many of the new floorplans in Temecula are geared to families of 4+ people. For a married couple, it’s lots of wasted space. We don’t need a “loft” or hobby/game room in addition to 4 bdrms. If we have a master, two rooms for offices and a guest room we’re happy.

3. I’ve heard that older construction is more solid. During the boom, builders put together homes as quickly as possible to meet the heavy demand.

4. I prefer an established neighborhood that is NOT full of owners who did 100+% financing in the last 3 years. The number of NODs/REOs within a 2.5 mile radius of Redhawk is substantially higher than it is for my new ‘hood.

5. The building materials used in the new homes I’ve seen seem cheap.

HOWEVER, Marion, if I were in your shoes – and single – I would probably opt to buy a newer home that doesnt need a lot of maintenance.

There are existing homes out there that are in decent shape. I saw a house in Crowne Hill some months ago (Hussar Ct) that was built in 2005 and NEVER lived in (I think an investor had purchased it). It was nicely done, about 2800 sq feet, 10K sf lot, and the price wasnt bad. I think it’s an REO now.

So much of this is really about your own personal tastes and needs. There is something to be said for being able to choose your own cabinet colors, tile, carpet, etc.

Let us know what you end up doing.

[dharmagirl]

We’re buying a 20 yr old house that is an REO.

My Reasons:

1. I like the privacy of larger lots. Our new house is on .60 acres and I won’t have to listen to my neighbors arguing, or their kids screaming all of the time.

2. Many of the new floorplans in Temecula are geared to families of 4+ people. For a married couple, it’s lots of wasted space. We don’t need a “loft” or hobby/game room in addition to 4 bdrms. If we have a master, two rooms for offices and a guest room we’re happy.

3. I’ve heard that older construction is more solid. During the boom, builders put together homes as quickly as possible to meet the heavy demand.

4. I prefer an established neighborhood that is NOT full of owners who did 100+% financing in the last 3 years. The number of NODs/REOs within a 2.5 mile radius of Redhawk is substantially higher than it is for my new ‘hood.

5. The building materials used in the new homes I’ve seen seem cheap.

HOWEVER, Marion, if I were in your shoes – and single – I would probably opt to buy a newer home that doesnt need a lot of maintenance.

There are existing homes out there that are in decent shape. I saw a house in Crowne Hill some months ago (Hussar Ct) that was built in 2005 and NEVER lived in (I think an investor had purchased it). It was nicely done, about 2800 sq feet, 10K sf lot, and the price wasnt bad. I think it’s an REO now.

So much of this is really about your own personal tastes and needs. There is something to be said for being able to choose your own cabinet colors, tile, carpet, etc.

Let us know what you end up doing.

[dharmagirl]

We’re buying a 20 yr old house that is an REO.

My Reasons:

1. I like the privacy of larger lots. Our new house is on .60 acres and I won’t have to listen to my neighbors arguing, or their kids screaming all of the time.

2. Many of the new floorplans in Temecula are geared to families of 4+ people. For a married couple, it’s lots of wasted space. We don’t need a “loft” or hobby/game room in addition to 4 bdrms. If we have a master, two rooms for offices and a guest room we’re happy.

3. I’ve heard that older construction is more solid. During the boom, builders put together homes as quickly as possible to meet the heavy demand.

4. I prefer an established neighborhood that is NOT full of owners who did 100+% financing in the last 3 years. The number of NODs/REOs within a 2.5 mile radius of Redhawk is substantially higher than it is for my new ‘hood.

5. The building materials used in the new homes I’ve seen seem cheap.

HOWEVER, Marion, if I were in your shoes – and single – I would probably opt to buy a newer home that doesnt need a lot of maintenance.

There are existing homes out there that are in decent shape. I saw a house in Crowne Hill some months ago (Hussar Ct) that was built in 2005 and NEVER lived in (I think an investor had purchased it). It was nicely done, about 2800 sq feet, 10K sf lot, and the price wasnt bad. I think it’s an REO now.

So much of this is really about your own personal tastes and needs. There is something to be said for being able to choose your own cabinet colors, tile, carpet, etc.

Let us know what you end up doing.

[Author]

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