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davelj
ParticipantJust an observation that’s related to this topic.
I have a friend who’s now 40-ish who lived in San Diego for about a decade. She was married, had a kid and got divorced when she was maybe 32. Two years ago she left San Diego and moved to Savannah, Georgia. She had reasons besides relationship (or lack thereof) issues for moving, but I’ll paraphrase her thoughts on dating in Southern California as a single mom in her late-30s, which she shared with me. For a little context, this woman is fairly attractive, takes care of herself and had invested in some surgical “enhancements.” She turned heads.
Anyhow, paraphrasing: “The problem with dating here [San Diego] is that most of the guys that I want to have a relationship with have too many options. For example, I really like [Name Withheld]. He’s 46 but he can date some hot 28-year old that doesn’t have a kid or a care in the world. So I have to compete with a lot of younger women with no kids AND all of the women who are in a similar situation to myself. My potential dating pool just gets older. [Name Withheld]’s dating pool just gets bigger because he can still date younger women if he wants to. It’s not fair.”
She was generalizing, of course. But there’s more than a grain of truth in her observation. Anyhow, she moved to Savannah, married a cop and I assume they’re both happy campers.
The point is that Southern California is a very difficult dating market, and particularly for women as they pass 40. The competition is fierce.
davelj
ParticipantJust an observation that’s related to this topic.
I have a friend who’s now 40-ish who lived in San Diego for about a decade. She was married, had a kid and got divorced when she was maybe 32. Two years ago she left San Diego and moved to Savannah, Georgia. She had reasons besides relationship (or lack thereof) issues for moving, but I’ll paraphrase her thoughts on dating in Southern California as a single mom in her late-30s, which she shared with me. For a little context, this woman is fairly attractive, takes care of herself and had invested in some surgical “enhancements.” She turned heads.
Anyhow, paraphrasing: “The problem with dating here [San Diego] is that most of the guys that I want to have a relationship with have too many options. For example, I really like [Name Withheld]. He’s 46 but he can date some hot 28-year old that doesn’t have a kid or a care in the world. So I have to compete with a lot of younger women with no kids AND all of the women who are in a similar situation to myself. My potential dating pool just gets older. [Name Withheld]’s dating pool just gets bigger because he can still date younger women if he wants to. It’s not fair.”
She was generalizing, of course. But there’s more than a grain of truth in her observation. Anyhow, she moved to Savannah, married a cop and I assume they’re both happy campers.
The point is that Southern California is a very difficult dating market, and particularly for women as they pass 40. The competition is fierce.
davelj
ParticipantJust an observation that’s related to this topic.
I have a friend who’s now 40-ish who lived in San Diego for about a decade. She was married, had a kid and got divorced when she was maybe 32. Two years ago she left San Diego and moved to Savannah, Georgia. She had reasons besides relationship (or lack thereof) issues for moving, but I’ll paraphrase her thoughts on dating in Southern California as a single mom in her late-30s, which she shared with me. For a little context, this woman is fairly attractive, takes care of herself and had invested in some surgical “enhancements.” She turned heads.
Anyhow, paraphrasing: “The problem with dating here [San Diego] is that most of the guys that I want to have a relationship with have too many options. For example, I really like [Name Withheld]. He’s 46 but he can date some hot 28-year old that doesn’t have a kid or a care in the world. So I have to compete with a lot of younger women with no kids AND all of the women who are in a similar situation to myself. My potential dating pool just gets older. [Name Withheld]’s dating pool just gets bigger because he can still date younger women if he wants to. It’s not fair.”
She was generalizing, of course. But there’s more than a grain of truth in her observation. Anyhow, she moved to Savannah, married a cop and I assume they’re both happy campers.
The point is that Southern California is a very difficult dating market, and particularly for women as they pass 40. The competition is fierce.
April 15, 2008 at 3:14 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187732davelj
Participantsandiego, I found your post to be uplifting. *Ba dum chhhh*
Two things…
One, does she have to go to a Plastic Surgeon to the Stars? $10K seems pretty steep for a new set of cannons. Here in SD there are many a good surgeon who will do this for $6K or so.
Second, if she can pay you back in “6 months” – let’s take her at her word – then she can put this procedure on a credit card and pay off the balance in, say, 7 months (adding in the impact of interest). Even at a high rate of interest, paying a loan off in 6 months doesn’t result in a very high dollar amount of interest paid (because the amortization is so rapid).
Lemme guess… her credit’s shot and she’s maxed out her credit cards…
April 15, 2008 at 3:14 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187749davelj
Participantsandiego, I found your post to be uplifting. *Ba dum chhhh*
Two things…
One, does she have to go to a Plastic Surgeon to the Stars? $10K seems pretty steep for a new set of cannons. Here in SD there are many a good surgeon who will do this for $6K or so.
Second, if she can pay you back in “6 months” – let’s take her at her word – then she can put this procedure on a credit card and pay off the balance in, say, 7 months (adding in the impact of interest). Even at a high rate of interest, paying a loan off in 6 months doesn’t result in a very high dollar amount of interest paid (because the amortization is so rapid).
Lemme guess… her credit’s shot and she’s maxed out her credit cards…
April 15, 2008 at 3:14 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187782davelj
Participantsandiego, I found your post to be uplifting. *Ba dum chhhh*
Two things…
One, does she have to go to a Plastic Surgeon to the Stars? $10K seems pretty steep for a new set of cannons. Here in SD there are many a good surgeon who will do this for $6K or so.
Second, if she can pay you back in “6 months” – let’s take her at her word – then she can put this procedure on a credit card and pay off the balance in, say, 7 months (adding in the impact of interest). Even at a high rate of interest, paying a loan off in 6 months doesn’t result in a very high dollar amount of interest paid (because the amortization is so rapid).
Lemme guess… her credit’s shot and she’s maxed out her credit cards…
April 15, 2008 at 3:14 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187792davelj
Participantsandiego, I found your post to be uplifting. *Ba dum chhhh*
Two things…
One, does she have to go to a Plastic Surgeon to the Stars? $10K seems pretty steep for a new set of cannons. Here in SD there are many a good surgeon who will do this for $6K or so.
Second, if she can pay you back in “6 months” – let’s take her at her word – then she can put this procedure on a credit card and pay off the balance in, say, 7 months (adding in the impact of interest). Even at a high rate of interest, paying a loan off in 6 months doesn’t result in a very high dollar amount of interest paid (because the amortization is so rapid).
Lemme guess… her credit’s shot and she’s maxed out her credit cards…
April 15, 2008 at 3:14 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187795davelj
Participantsandiego, I found your post to be uplifting. *Ba dum chhhh*
Two things…
One, does she have to go to a Plastic Surgeon to the Stars? $10K seems pretty steep for a new set of cannons. Here in SD there are many a good surgeon who will do this for $6K or so.
Second, if she can pay you back in “6 months” – let’s take her at her word – then she can put this procedure on a credit card and pay off the balance in, say, 7 months (adding in the impact of interest). Even at a high rate of interest, paying a loan off in 6 months doesn’t result in a very high dollar amount of interest paid (because the amortization is so rapid).
Lemme guess… her credit’s shot and she’s maxed out her credit cards…
April 15, 2008 at 1:57 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187658davelj
ParticipantAs others have suggested, don’t lend the money unless you’re willing to lose it all without complaining.
As Stan Grossman commented in Fargo: “We’re not a bank, Jerry.”
April 15, 2008 at 1:57 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187679davelj
ParticipantAs others have suggested, don’t lend the money unless you’re willing to lose it all without complaining.
As Stan Grossman commented in Fargo: “We’re not a bank, Jerry.”
April 15, 2008 at 1:57 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187709davelj
ParticipantAs others have suggested, don’t lend the money unless you’re willing to lose it all without complaining.
As Stan Grossman commented in Fargo: “We’re not a bank, Jerry.”
April 15, 2008 at 1:57 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187718davelj
ParticipantAs others have suggested, don’t lend the money unless you’re willing to lose it all without complaining.
As Stan Grossman commented in Fargo: “We’re not a bank, Jerry.”
April 15, 2008 at 1:57 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187727davelj
ParticipantAs others have suggested, don’t lend the money unless you’re willing to lose it all without complaining.
As Stan Grossman commented in Fargo: “We’re not a bank, Jerry.”
davelj
ParticipantFive whole years without an agency mortgage? Boy, bet that scares the bejesus out of folks. I believe a bankruptcy stays on your credit report for seven years. I’m thinking that anyone who walks is already assuming that they won’t be able to get a conforming mortgage for at least seven years. As someone posted above, this is a totally empty threat.
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