[danielwis]

[quote=waiting hawk][quote=danielwis]HLS you typed a bunch of hot air, and not much else.

There is nothing a mortgage broker can do that you can’t do for your self. I’ve gotten screwed by a mortgage broker on a purchase. On the other two, I found that I could and did do better than what they quoted.

Of course you can’t compare yesterdays rates to todays. Who said that? Of course rates depend on your credit score. Who said they didn’t? You threw a bunch of crap out there to try and make yourself sound “smart”. You failed.

Shop around and you’ll do your self well. Ignore the hot air that insist you use a broker.[/quote]

All 3 houses I bought I posted the scenerio of downpayment, ficos, purchase cost, and state on brokeroutpost.com forum where hundreds of brokers viewed the post and not 1 ever said “I can beat them”. Retail was the way to go for me. May not be the same for all but was for me.[/quote]

I agree. No sure way for all. I guess the point is, if you have questions regarding your mortgage broker, take a few minutes to call some lending institutions and see if he/she is in the ball park, or to see if you can do better on your own. Its not difficult or time consuming, and could save you thousands of dollars over the life of the loan. For those that would rather let the broker handle it without question, then I guess that works fine for them.

[danielwis]

[quote=waiting hawk][quote=danielwis]HLS you typed a bunch of hot air, and not much else.

There is nothing a mortgage broker can do that you can’t do for your self. I’ve gotten screwed by a mortgage broker on a purchase. On the other two, I found that I could and did do better than what they quoted.

Of course you can’t compare yesterdays rates to todays. Who said that? Of course rates depend on your credit score. Who said they didn’t? You threw a bunch of crap out there to try and make yourself sound “smart”. You failed.

Shop around and you’ll do your self well. Ignore the hot air that insist you use a broker.[/quote]

All 3 houses I bought I posted the scenerio of downpayment, ficos, purchase cost, and state on brokeroutpost.com forum where hundreds of brokers viewed the post and not 1 ever said “I can beat them”. Retail was the way to go for me. May not be the same for all but was for me.[/quote]

I agree. No sure way for all. I guess the point is, if you have questions regarding your mortgage broker, take a few minutes to call some lending institutions and see if he/she is in the ball park, or to see if you can do better on your own. Its not difficult or time consuming, and could save you thousands of dollars over the life of the loan. For those that would rather let the broker handle it without question, then I guess that works fine for them.

[danielwis]

[quote=waiting hawk][quote=danielwis]HLS you typed a bunch of hot air, and not much else.

There is nothing a mortgage broker can do that you can’t do for your self. I’ve gotten screwed by a mortgage broker on a purchase. On the other two, I found that I could and did do better than what they quoted.

Of course you can’t compare yesterdays rates to todays. Who said that? Of course rates depend on your credit score. Who said they didn’t? You threw a bunch of crap out there to try and make yourself sound “smart”. You failed.

Shop around and you’ll do your self well. Ignore the hot air that insist you use a broker.[/quote]

All 3 houses I bought I posted the scenerio of downpayment, ficos, purchase cost, and state on brokeroutpost.com forum where hundreds of brokers viewed the post and not 1 ever said “I can beat them”. Retail was the way to go for me. May not be the same for all but was for me.[/quote]

I agree. No sure way for all. I guess the point is, if you have questions regarding your mortgage broker, take a few minutes to call some lending institutions and see if he/she is in the ball park, or to see if you can do better on your own. Its not difficult or time consuming, and could save you thousands of dollars over the life of the loan. For those that would rather let the broker handle it without question, then I guess that works fine for them.

[danielwis]

[quote=waiting hawk][quote=danielwis]HLS you typed a bunch of hot air, and not much else.

There is nothing a mortgage broker can do that you can’t do for your self. I’ve gotten screwed by a mortgage broker on a purchase. On the other two, I found that I could and did do better than what they quoted.

Of course you can’t compare yesterdays rates to todays. Who said that? Of course rates depend on your credit score. Who said they didn’t? You threw a bunch of crap out there to try and make yourself sound “smart”. You failed.

Shop around and you’ll do your self well. Ignore the hot air that insist you use a broker.[/quote]

All 3 houses I bought I posted the scenerio of downpayment, ficos, purchase cost, and state on brokeroutpost.com forum where hundreds of brokers viewed the post and not 1 ever said “I can beat them”. Retail was the way to go for me. May not be the same for all but was for me.[/quote]

I agree. No sure way for all. I guess the point is, if you have questions regarding your mortgage broker, take a few minutes to call some lending institutions and see if he/she is in the ball park, or to see if you can do better on your own. Its not difficult or time consuming, and could save you thousands of dollars over the life of the loan. For those that would rather let the broker handle it without question, then I guess that works fine for them.

[danielwis]

[quote=waiting hawk][quote=danielwis]HLS you typed a bunch of hot air, and not much else.

There is nothing a mortgage broker can do that you can’t do for your self. I’ve gotten screwed by a mortgage broker on a purchase. On the other two, I found that I could and did do better than what they quoted.

Of course you can’t compare yesterdays rates to todays. Who said that? Of course rates depend on your credit score. Who said they didn’t? You threw a bunch of crap out there to try and make yourself sound “smart”. You failed.

Shop around and you’ll do your self well. Ignore the hot air that insist you use a broker.[/quote]

All 3 houses I bought I posted the scenerio of downpayment, ficos, purchase cost, and state on brokeroutpost.com forum where hundreds of brokers viewed the post and not 1 ever said “I can beat them”. Retail was the way to go for me. May not be the same for all but was for me.[/quote]

I agree. No sure way for all. I guess the point is, if you have questions regarding your mortgage broker, take a few minutes to call some lending institutions and see if he/she is in the ball park, or to see if you can do better on your own. Its not difficult or time consuming, and could save you thousands of dollars over the life of the loan. For those that would rather let the broker handle it without question, then I guess that works fine for them.

[danielwis]

So according to some here, it probably really didn’t happen, because the guy is having financial problems? I guess they should investigate him for any unresolved bank robberies or home break ins, because, you know, he’s having financial problems.

[danielwis]

So according to some here, it probably really didn’t happen, because the guy is having financial problems? I guess they should investigate him for any unresolved bank robberies or home break ins, because, you know, he’s having financial problems.

[danielwis]

So according to some here, it probably really didn’t happen, because the guy is having financial problems? I guess they should investigate him for any unresolved bank robberies or home break ins, because, you know, he’s having financial problems.

[danielwis]

So according to some here, it probably really didn’t happen, because the guy is having financial problems? I guess they should investigate him for any unresolved bank robberies or home break ins, because, you know, he’s having financial problems.

[danielwis]

So according to some here, it probably really didn’t happen, because the guy is having financial problems? I guess they should investigate him for any unresolved bank robberies or home break ins, because, you know, he’s having financial problems.

[danielwis]

Didn’t sound staged to me.

And the guys brakes were toast.

AS far as recent reports, I don’t think there has been a dramatic increase. Two things have changed:

1. Toyota can’t ignore these incidents, or easily dismiss as driver error anymore.
2. The public is now being heard/listened to. There were hundreds of these reports (around 2000 if I remember correctly), before this hit the news big time. The spot light is on, where as before the reports were ignored, explained away, or denied.

[danielwis]

Didn’t sound staged to me.

And the guys brakes were toast.

AS far as recent reports, I don’t think there has been a dramatic increase. Two things have changed:

1. Toyota can’t ignore these incidents, or easily dismiss as driver error anymore.
2. The public is now being heard/listened to. There were hundreds of these reports (around 2000 if I remember correctly), before this hit the news big time. The spot light is on, where as before the reports were ignored, explained away, or denied.

[danielwis]

Didn’t sound staged to me.

And the guys brakes were toast.

AS far as recent reports, I don’t think there has been a dramatic increase. Two things have changed:

1. Toyota can’t ignore these incidents, or easily dismiss as driver error anymore.
2. The public is now being heard/listened to. There were hundreds of these reports (around 2000 if I remember correctly), before this hit the news big time. The spot light is on, where as before the reports were ignored, explained away, or denied.

[danielwis]

Didn’t sound staged to me.

And the guys brakes were toast.

AS far as recent reports, I don’t think there has been a dramatic increase. Two things have changed:

1. Toyota can’t ignore these incidents, or easily dismiss as driver error anymore.
2. The public is now being heard/listened to. There were hundreds of these reports (around 2000 if I remember correctly), before this hit the news big time. The spot light is on, where as before the reports were ignored, explained away, or denied.

[danielwis]

Didn’t sound staged to me.

And the guys brakes were toast.

AS far as recent reports, I don’t think there has been a dramatic increase. Two things have changed:

1. Toyota can’t ignore these incidents, or easily dismiss as driver error anymore.
2. The public is now being heard/listened to. There were hundreds of these reports (around 2000 if I remember correctly), before this hit the news big time. The spot light is on, where as before the reports were ignored, explained away, or denied.

[Author]

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