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December 21, 2007 at 2:58 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122236December 21, 2007 at 2:58 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122383
cooperthedog
ParticipantOne last thought –
A 15% discount is actually a ~17.5% gain on the money you invest into the ESPP.
December 21, 2007 at 2:58 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122406ParticipantOne last thought –
A 15% discount is actually a ~17.5% gain on the money you invest into the ESPP.
December 21, 2007 at 2:58 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122460ParticipantOne last thought –
A 15% discount is actually a ~17.5% gain on the money you invest into the ESPP.
December 21, 2007 at 2:58 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122482ParticipantOne last thought –
A 15% discount is actually a ~17.5% gain on the money you invest into the ESPP.
December 21, 2007 at 2:58 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122229ParticipantOne last thought –
A 15% discount is actually a ~17.5% gain on the money you invest into the ESPP.
December 21, 2007 at 2:58 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122378ParticipantOne last thought –
A 15% discount is actually a ~17.5% gain on the money you invest into the ESPP.
December 21, 2007 at 2:58 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122401ParticipantOne last thought –
A 15% discount is actually a ~17.5% gain on the money you invest into the ESPP.
December 21, 2007 at 2:58 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122455ParticipantOne last thought –
A 15% discount is actually a ~17.5% gain on the money you invest into the ESPP.
December 21, 2007 at 2:58 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122477ParticipantOne last thought –
A 15% discount is actually a ~17.5% gain on the money you invest into the ESPP.
December 21, 2007 at 2:52 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122226ParticipantWould/are you purchasing your company’s stock on the open market (for your portfolio) vs. other investments?
If you consider your company a BUY:
Retain your ESPP shares until this changes.If your company is a SELL:
Flip the shares.If a HOLD:
Determine the value at which a decline would make it breakeven (cap gains vs. income tax), take into consideration the risk free rate of return of the flipped shares during the year holding period (or the avg. return of your portfolio, if you are agressive). Note that the breakeven point is ONLY breakeven if you hold your shares the full year, if you sell before that you are worse off (and if you hold into a serious decline to “save” on taxes, you are far worse off). Also consider that the actual discounted profit is relatively small for all the hassle (e.g. 10% of a 100k salary @ 15 % discount = $1500 with the spread between cap gains and 33% income at $270…The above generally applies to any investment. Consulting a tax advisor is always wise.
December 21, 2007 at 2:52 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122373ParticipantWould/are you purchasing your company’s stock on the open market (for your portfolio) vs. other investments?
If you consider your company a BUY:
Retain your ESPP shares until this changes.If your company is a SELL:
Flip the shares.If a HOLD:
Determine the value at which a decline would make it breakeven (cap gains vs. income tax), take into consideration the risk free rate of return of the flipped shares during the year holding period (or the avg. return of your portfolio, if you are agressive). Note that the breakeven point is ONLY breakeven if you hold your shares the full year, if you sell before that you are worse off (and if you hold into a serious decline to “save” on taxes, you are far worse off). Also consider that the actual discounted profit is relatively small for all the hassle (e.g. 10% of a 100k salary @ 15 % discount = $1500 with the spread between cap gains and 33% income at $270…The above generally applies to any investment. Consulting a tax advisor is always wise.
December 21, 2007 at 2:52 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122396ParticipantWould/are you purchasing your company’s stock on the open market (for your portfolio) vs. other investments?
If you consider your company a BUY:
Retain your ESPP shares until this changes.If your company is a SELL:
Flip the shares.If a HOLD:
Determine the value at which a decline would make it breakeven (cap gains vs. income tax), take into consideration the risk free rate of return of the flipped shares during the year holding period (or the avg. return of your portfolio, if you are agressive). Note that the breakeven point is ONLY breakeven if you hold your shares the full year, if you sell before that you are worse off (and if you hold into a serious decline to “save” on taxes, you are far worse off). Also consider that the actual discounted profit is relatively small for all the hassle (e.g. 10% of a 100k salary @ 15 % discount = $1500 with the spread between cap gains and 33% income at $270…The above generally applies to any investment. Consulting a tax advisor is always wise.
December 21, 2007 at 2:52 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122450ParticipantWould/are you purchasing your company’s stock on the open market (for your portfolio) vs. other investments?
If you consider your company a BUY:
Retain your ESPP shares until this changes.If your company is a SELL:
Flip the shares.If a HOLD:
Determine the value at which a decline would make it breakeven (cap gains vs. income tax), take into consideration the risk free rate of return of the flipped shares during the year holding period (or the avg. return of your portfolio, if you are agressive). Note that the breakeven point is ONLY breakeven if you hold your shares the full year, if you sell before that you are worse off (and if you hold into a serious decline to “save” on taxes, you are far worse off). Also consider that the actual discounted profit is relatively small for all the hassle (e.g. 10% of a 100k salary @ 15 % discount = $1500 with the spread between cap gains and 33% income at $270…The above generally applies to any investment. Consulting a tax advisor is always wise.
December 21, 2007 at 2:52 PM in reply to: Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment. #122472ParticipantWould/are you purchasing your company’s stock on the open market (for your portfolio) vs. other investments?
If you consider your company a BUY:
Retain your ESPP shares until this changes.If your company is a SELL:
Flip the shares.If a HOLD:
Determine the value at which a decline would make it breakeven (cap gains vs. income tax), take into consideration the risk free rate of return of the flipped shares during the year holding period (or the avg. return of your portfolio, if you are agressive). Note that the breakeven point is ONLY breakeven if you hold your shares the full year, if you sell before that you are worse off (and if you hold into a serious decline to “save” on taxes, you are far worse off). Also consider that the actual discounted profit is relatively small for all the hassle (e.g. 10% of a 100k salary @ 15 % discount = $1500 with the spread between cap gains and 33% income at $270…The above generally applies to any investment. Consulting a tax advisor is always wise.
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