You need to get your friend to an attorney as soon as possible, whether a private attorney or a legal services attorney and of course the reverse mortgage is not necessarily a bad option in this case – What is bad, are some of the companies selling the reverse mortgage AND other “investment opportunities” – Even with limited details, this sounds like something that your friend should seek professional help may be you can try Meridian Financial(Meridianlendersonline.com), Inc, 310 SE Hernando Ave., Lake City, FL 32025, Call : 941-380-9166