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cantab
ParticipantNo offense, but this thread is advertising by HLS. And the rates quoted are not the lowest ever, although they are close. Last May I refinanced a $500K loan, 30 yr fixed, no points, 3rd party closing costs only, at 4.625%.
At the time, my experience was that Zillow mortgage quotes were by far the best way to find a good rate from a reliable broker. Essentially identical rates are quoted today through Zillow. Of course, your mileage may vary.
ParticipantHLS is wrong about cash-for-clunkers being taxable.
From http://www.cars.gov/faq#category-06Is the credit subject to being taxed as income to the consumers that participate in the program?
NO. The CARS Act expressly provides that the credit is not income for the consumer.
Do I have to pay State or local sales tax on the amount of the CARS program credit?
MAYBE. The question of whether a consumer must pay State or local sales tax on the amount of the CARS program credit depends on the sales tax law of each State or locality. Consumers should review the law of their respective States or consult a tax advisor to answer this question.
ParticipantHLS is wrong about cash-for-clunkers being taxable.
From http://www.cars.gov/faq#category-06Is the credit subject to being taxed as income to the consumers that participate in the program?
NO. The CARS Act expressly provides that the credit is not income for the consumer.
Do I have to pay State or local sales tax on the amount of the CARS program credit?
MAYBE. The question of whether a consumer must pay State or local sales tax on the amount of the CARS program credit depends on the sales tax law of each State or locality. Consumers should review the law of their respective States or consult a tax advisor to answer this question.
ParticipantHLS is wrong about cash-for-clunkers being taxable.
From http://www.cars.gov/faq#category-06Is the credit subject to being taxed as income to the consumers that participate in the program?
NO. The CARS Act expressly provides that the credit is not income for the consumer.
Do I have to pay State or local sales tax on the amount of the CARS program credit?
MAYBE. The question of whether a consumer must pay State or local sales tax on the amount of the CARS program credit depends on the sales tax law of each State or locality. Consumers should review the law of their respective States or consult a tax advisor to answer this question.
ParticipantHLS is wrong about cash-for-clunkers being taxable.
From http://www.cars.gov/faq#category-06Is the credit subject to being taxed as income to the consumers that participate in the program?
NO. The CARS Act expressly provides that the credit is not income for the consumer.
Do I have to pay State or local sales tax on the amount of the CARS program credit?
MAYBE. The question of whether a consumer must pay State or local sales tax on the amount of the CARS program credit depends on the sales tax law of each State or locality. Consumers should review the law of their respective States or consult a tax advisor to answer this question.
ParticipantHLS is wrong about cash-for-clunkers being taxable.
From http://www.cars.gov/faq#category-06Is the credit subject to being taxed as income to the consumers that participate in the program?
NO. The CARS Act expressly provides that the credit is not income for the consumer.
Do I have to pay State or local sales tax on the amount of the CARS program credit?
MAYBE. The question of whether a consumer must pay State or local sales tax on the amount of the CARS program credit depends on the sales tax law of each State or locality. Consumers should review the law of their respective States or consult a tax advisor to answer this question.
ParticipantThe article says 2.125 million for 2200 sqft in La Jolla, compared to 1.49 million in Palo Alto.
Like for like, Palo Alto is in fact more expensive than La Jolla. This is even true if you compare a view house in LJ with a non-view house in PA.
There is a lot of choice in LJ of houses with 2500 sqft under 1.5 million.
ParticipantThe article says 2.125 million for 2200 sqft in La Jolla, compared to 1.49 million in Palo Alto.
Like for like, Palo Alto is in fact more expensive than La Jolla. This is even true if you compare a view house in LJ with a non-view house in PA.
There is a lot of choice in LJ of houses with 2500 sqft under 1.5 million.
ParticipantThe article says 2.125 million for 2200 sqft in La Jolla, compared to 1.49 million in Palo Alto.
Like for like, Palo Alto is in fact more expensive than La Jolla. This is even true if you compare a view house in LJ with a non-view house in PA.
There is a lot of choice in LJ of houses with 2500 sqft under 1.5 million.
ParticipantThe article says 2.125 million for 2200 sqft in La Jolla, compared to 1.49 million in Palo Alto.
Like for like, Palo Alto is in fact more expensive than La Jolla. This is even true if you compare a view house in LJ with a non-view house in PA.
There is a lot of choice in LJ of houses with 2500 sqft under 1.5 million.
ParticipantThe article says 2.125 million for 2200 sqft in La Jolla, compared to 1.49 million in Palo Alto.
Like for like, Palo Alto is in fact more expensive than La Jolla. This is even true if you compare a view house in LJ with a non-view house in PA.
There is a lot of choice in LJ of houses with 2500 sqft under 1.5 million.
ParticipantPer square foot, this house is listed for more than recent SFR sales in La Jolla. See
http://www.redfin.com/CA/La-Jolla/2639-Caminito-Carino-92037/home/4879437
for example. Sold at $290/sqft.
ParticipantPer square foot, this house is listed for more than recent SFR sales in La Jolla. See
http://www.redfin.com/CA/La-Jolla/2639-Caminito-Carino-92037/home/4879437
for example. Sold at $290/sqft.
ParticipantPer square foot, this house is listed for more than recent SFR sales in La Jolla. See
http://www.redfin.com/CA/La-Jolla/2639-Caminito-Carino-92037/home/4879437
for example. Sold at $290/sqft.
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