[cadream]

I tried. Besides builders, no list agents took my verbal offers with pre-approval letter seriously unless I allowed them to be my agents. In terms of short sale/or Repos, banks preferred a higher offer and paying 2.5% commission to my offer at 2.5% reduction in price without commission. Anyone can explain?

[cadream]

I tried. Besides builders, no list agents took my verbal offers with pre-approval letter seriously unless I allowed them to be my agents. In terms of short sale/or Repos, banks preferred a higher offer and paying 2.5% commission to my offer at 2.5% reduction in price without commission. Anyone can explain?

[cadream]

I tried. Besides builders, no list agents took my verbal offers with pre-approval letter seriously unless I allowed them to be my agents. In terms of short sale/or Repos, banks preferred a higher offer and paying 2.5% commission to my offer at 2.5% reduction in price without commission. Anyone can explain?

[cadream]

I tried. Besides builders, no list agents took my verbal offers with pre-approval letter seriously unless I allowed them to be my agents. In terms of short sale/or Repos, banks preferred a higher offer and paying 2.5% commission to my offer at 2.5% reduction in price without commission. Anyone can explain?

[cadream]

I tried. Besides builders, no list agents took my verbal offers with pre-approval letter seriously unless I allowed them to be my agents. In terms of short sale/or Repos, banks preferred a higher offer and paying 2.5% commission to my offer at 2.5% reduction in price without commission. Anyone can explain?

[cadream]

It would be great if someone can educate me on buy vs. rent. I have been a home owner for 10 yrs and don’t know much about renting markets.

Here are my situations:

Want to live in a house in CV with 4br/3 car garage this year.

The tax bracket this year is in > 30% due to income > $250,000 and little reduction in mortgage interest of the current house. The interests made in the cash accounts all went to IRA. It was painful to mail a check of $$$$$ for additional tax couple days ago, let alone not getting a penny from the goverment refund program or child credit… The only ways i can reduce the tax are by max 401 count and flex acounts.

Busy in my professional job and don’t have time to open my own business for tax benefits.

Plan to buy a house in the range of 850k to 1 million with 30% down from a cash account to get a confirming rate around 6% for a 30 yr loan. The new limit of ~720k is going to set next week/month.

thanks.

[cadream]

It would be great if someone can educate me on buy vs. rent. I have been a home owner for 10 yrs and don’t know much about renting markets.

Here are my situations:

Want to live in a house in CV with 4br/3 car garage this year.

The tax bracket this year is in > 30% due to income > $250,000 and little reduction in mortgage interest of the current house. The interests made in the cash accounts all went to IRA. It was painful to mail a check of $$$$$ for additional tax couple days ago, let alone not getting a penny from the goverment refund program or child credit… The only ways i can reduce the tax are by max 401 count and flex acounts.

Busy in my professional job and don’t have time to open my own business for tax benefits.

Plan to buy a house in the range of 850k to 1 million with 30% down from a cash account to get a confirming rate around 6% for a 30 yr loan. The new limit of ~720k is going to set next week/month.

thanks.

[cadream]

It would be great if someone can educate me on buy vs. rent. I have been a home owner for 10 yrs and don’t know much about renting markets.

Here are my situations:

Want to live in a house in CV with 4br/3 car garage this year.

The tax bracket this year is in > 30% due to income > $250,000 and little reduction in mortgage interest of the current house. The interests made in the cash accounts all went to IRA. It was painful to mail a check of $$$$$ for additional tax couple days ago, let alone not getting a penny from the goverment refund program or child credit… The only ways i can reduce the tax are by max 401 count and flex acounts.

Busy in my professional job and don’t have time to open my own business for tax benefits.

Plan to buy a house in the range of 850k to 1 million with 30% down from a cash account to get a confirming rate around 6% for a 30 yr loan. The new limit of ~720k is going to set next week/month.

thanks.

[cadream]

It would be great if someone can educate me on buy vs. rent. I have been a home owner for 10 yrs and don’t know much about renting markets.

Here are my situations:

Want to live in a house in CV with 4br/3 car garage this year.

The tax bracket this year is in > 30% due to income > $250,000 and little reduction in mortgage interest of the current house. The interests made in the cash accounts all went to IRA. It was painful to mail a check of $$$$$ for additional tax couple days ago, let alone not getting a penny from the goverment refund program or child credit… The only ways i can reduce the tax are by max 401 count and flex acounts.

Busy in my professional job and don’t have time to open my own business for tax benefits.

Plan to buy a house in the range of 850k to 1 million with 30% down from a cash account to get a confirming rate around 6% for a 30 yr loan. The new limit of ~720k is going to set next week/month.

thanks.

[cadream]

It would be great if someone can educate me on buy vs. rent. I have been a home owner for 10 yrs and don’t know much about renting markets.

Here are my situations:

Want to live in a house in CV with 4br/3 car garage this year.

The tax bracket this year is in > 30% due to income > $250,000 and little reduction in mortgage interest of the current house. The interests made in the cash accounts all went to IRA. It was painful to mail a check of $$$$$ for additional tax couple days ago, let alone not getting a penny from the goverment refund program or child credit… The only ways i can reduce the tax are by max 401 count and flex acounts.

Busy in my professional job and don’t have time to open my own business for tax benefits.

Plan to buy a house in the range of 850k to 1 million with 30% down from a cash account to get a confirming rate around 6% for a 30 yr loan. The new limit of ~720k is going to set next week/month.

thanks.

[cadream]

All good comments and questions. Thanks.

The primary reason to buy a cv house this year is to get my son in a better elementary school. My principle is: to buy a house only when i can afford, and a house to me is the place for family happiness and not a tool for investment. I am prepared enough that I will not have to sell a house in the next 30 yrs.

WRT waiting for one more year to avoid $100,000 loss. It is hard to timing the CV housing market. Who know how much my family will loss/gain on a cv property in 30 yrs.

So why am i care about 2/3 commissions?

I have tested the cv house market by negotiating prices on properties of regular resales, new constructions, bankowned, and short sales with many listing agents in the last 6 months. I know when and how to buy a property in CV. I know the purchase agreement documents/escrow processing to protect my interest. If i do 2/3 of work in my future purchase, it may be reasonable to get 2/3 of the refund. It is not the $ amount that make difference in my life. It is the fairness.

Imagining myself as an agent, I would consider making >$8500 by doing some paper works. I like this board and just want to see if anyone is interested. If not, Redfin will be my back up.

Cadream

[cadream]

All good comments and questions. Thanks.

The primary reason to buy a cv house this year is to get my son in a better elementary school. My principle is: to buy a house only when i can afford, and a house to me is the place for family happiness and not a tool for investment. I am prepared enough that I will not have to sell a house in the next 30 yrs.

WRT waiting for one more year to avoid $100,000 loss. It is hard to timing the CV housing market. Who know how much my family will loss/gain on a cv property in 30 yrs.

So why am i care about 2/3 commissions?

I have tested the cv house market by negotiating prices on properties of regular resales, new constructions, bankowned, and short sales with many listing agents in the last 6 months. I know when and how to buy a property in CV. I know the purchase agreement documents/escrow processing to protect my interest. If i do 2/3 of work in my future purchase, it may be reasonable to get 2/3 of the refund. It is not the $ amount that make difference in my life. It is the fairness.

Imagining myself as an agent, I would consider making >$8500 by doing some paper works. I like this board and just want to see if anyone is interested. If not, Redfin will be my back up.

Cadream

[cadream]

All good comments and questions. Thanks.

The primary reason to buy a cv house this year is to get my son in a better elementary school. My principle is: to buy a house only when i can afford, and a house to me is the place for family happiness and not a tool for investment. I am prepared enough that I will not have to sell a house in the next 30 yrs.

WRT waiting for one more year to avoid $100,000 loss. It is hard to timing the CV housing market. Who know how much my family will loss/gain on a cv property in 30 yrs.

So why am i care about 2/3 commissions?

I have tested the cv house market by negotiating prices on properties of regular resales, new constructions, bankowned, and short sales with many listing agents in the last 6 months. I know when and how to buy a property in CV. I know the purchase agreement documents/escrow processing to protect my interest. If i do 2/3 of work in my future purchase, it may be reasonable to get 2/3 of the refund. It is not the $ amount that make difference in my life. It is the fairness.

Imagining myself as an agent, I would consider making >$8500 by doing some paper works. I like this board and just want to see if anyone is interested. If not, Redfin will be my back up.

Cadream

[cadream]

All good comments and questions. Thanks.

The primary reason to buy a cv house this year is to get my son in a better elementary school. My principle is: to buy a house only when i can afford, and a house to me is the place for family happiness and not a tool for investment. I am prepared enough that I will not have to sell a house in the next 30 yrs.

WRT waiting for one more year to avoid $100,000 loss. It is hard to timing the CV housing market. Who know how much my family will loss/gain on a cv property in 30 yrs.

So why am i care about 2/3 commissions?

I have tested the cv house market by negotiating prices on properties of regular resales, new constructions, bankowned, and short sales with many listing agents in the last 6 months. I know when and how to buy a property in CV. I know the purchase agreement documents/escrow processing to protect my interest. If i do 2/3 of work in my future purchase, it may be reasonable to get 2/3 of the refund. It is not the $ amount that make difference in my life. It is the fairness.

Imagining myself as an agent, I would consider making >$8500 by doing some paper works. I like this board and just want to see if anyone is interested. If not, Redfin will be my back up.

Cadream

[cadream]

All good comments and questions. Thanks.

The primary reason to buy a cv house this year is to get my son in a better elementary school. My principle is: to buy a house only when i can afford, and a house to me is the place for family happiness and not a tool for investment. I am prepared enough that I will not have to sell a house in the next 30 yrs.

WRT waiting for one more year to avoid $100,000 loss. It is hard to timing the CV housing market. Who know how much my family will loss/gain on a cv property in 30 yrs.

So why am i care about 2/3 commissions?

I have tested the cv house market by negotiating prices on properties of regular resales, new constructions, bankowned, and short sales with many listing agents in the last 6 months. I know when and how to buy a property in CV. I know the purchase agreement documents/escrow processing to protect my interest. If i do 2/3 of work in my future purchase, it may be reasonable to get 2/3 of the refund. It is not the $ amount that make difference in my life. It is the fairness.

Imagining myself as an agent, I would consider making >$8500 by doing some paper works. I like this board and just want to see if anyone is interested. If not, Redfin will be my back up.

Cadream

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