[cabal]

[quote=jpinpb]Price – something reasonable – I know, that’s relative. My preference is not go over 30k.

Style – The Camaro SS w/RS package, I’m looking at 37k, but I can get a fleet wholesale price and could pick it up for maybe 31k. But I’m not totally sold on it. I had a ’68 Camaro back in the day. A new Camaro is a nice retro nostalgia car and I hear great things about it, but I don’t need a muscle car. At the same time, I don’t want a boring, conservative car. I would like something sporty.

Speed – I don’t need a race car, but I would like something that will move if I need to.

MPG – something that will not suck down the dead dinos. Surprisingly, the Camaro gets decent mileage.

Seats – I had the two-seater TT and that’s fine by me. No kids and unless I’m winning a few million in the lottery, not planning on IVF or anything crazy. No kids planned. Two-seater is not a problem. Don’t plan on chauffeuring anyone around.

Doors – 2 or 4 is fine.

Definitely manual.

Size – not looking for a Hummer. Even after the accident, I still like small.

Another convertible would be great. Figure I’ll be settling for a sunrooof.

I thought about the Challenger, too. I think I’m partial to the Camaro. I also thought about a Mustang, since I used to have one of those, too. I drove that thing into the ground back in the day when I never took care of cars. That oil would get as thick as pea soup. I vouch they they are built tough.

I also hear that in 2011 I will be able to get a Fiat Abarth here in the U.S. and that seems like something fun.

I also wouldn’t mind getting another TT, but I think that’ll be out of my practical budget.[/quote]

My recommendation is to get the Camaro with the V8 (2ss) if you can afford it. You only live once. It’s going to be a collectors item in 30 years guaranteed, just like the late 60s version. I love both cars. I owned a 70 Challenger RT as a teenager, but my dream car has always been the 69 Camaro.

[img_assist|nid=13096|title=1969 Camaro|desc=|link=node|align=left|width=367|height=277]

[img_assist|nid=13097|title=2010 Camaro|desc=|link=node|align=left|width=400|height=300]

[cabal]

[quote=BillS78]Here’s my not so planned strategic default story.

I bought a house a little over 3 years ago for just under $570k. I was getting married that June after being together for 4 1/2 years. The loan amount was just about 5 times my annual income and less than 3 1/2 times our soon to be combined income. I was going to put 10% down but the mortgage broker said that I only needed to put down 3%, okay cool.

So we move in and then 2 months later she says she’s done, it’s over. Great. She gets stuck with the wedding deposits, and I have this big house that I don’t really want but at least I took back the engagement ring. I get a friend to move in thinking that this will be doable and I can salvage my 810 credit rating, I’m only 28 this will work out.

By July of 08 I’d had it, the market was continuing to drop and my house was just this big thing I didn’t need so I decided I wasn’t going to pay anymore, it’s a non-recourse loan they can have the house. I figure they’ll probably take it back before the end of the year. I’m kind of a minimalist, my car is a 99 civic, and have no other debts and I can start fresh.

Now it’s 20 months later and still no NOD. This is awesome. With all the money I’ve saved and made in the market this last year I could buy the exact same place down the street in the low $400Ks with 50% down. I wont but it’s nice how this has worked out.

I don’t blame anyone but myself, it was just a bad decision made for a relationship. I guess the moral of the story is when life gives you lemons make lemon aid, or just throw the lemons at your Ex.

Thank god I didn’t marry her and there’s no kids.[/quote]

If you don’t mind further sharing…

– Have you received pestering calls from bill collectors?

– What has happened to your credit score?

– Who is your lender?

– Are you current on property taxes?

– Are you concerned about qualifying for another mortgage?

FYI – I don’t agree with everything SD R says, but his comments are usually well balanced, measured, and insightful. He adds a lot of value to this board.

[cabal]

[quote=BillS78]Here’s my not so planned strategic default story.

I bought a house a little over 3 years ago for just under $570k. I was getting married that June after being together for 4 1/2 years. The loan amount was just about 5 times my annual income and less than 3 1/2 times our soon to be combined income. I was going to put 10% down but the mortgage broker said that I only needed to put down 3%, okay cool.

So we move in and then 2 months later she says she’s done, it’s over. Great. She gets stuck with the wedding deposits, and I have this big house that I don’t really want but at least I took back the engagement ring. I get a friend to move in thinking that this will be doable and I can salvage my 810 credit rating, I’m only 28 this will work out.

By July of 08 I’d had it, the market was continuing to drop and my house was just this big thing I didn’t need so I decided I wasn’t going to pay anymore, it’s a non-recourse loan they can have the house. I figure they’ll probably take it back before the end of the year. I’m kind of a minimalist, my car is a 99 civic, and have no other debts and I can start fresh.

Now it’s 20 months later and still no NOD. This is awesome. With all the money I’ve saved and made in the market this last year I could buy the exact same place down the street in the low $400Ks with 50% down. I wont but it’s nice how this has worked out.

I don’t blame anyone but myself, it was just a bad decision made for a relationship. I guess the moral of the story is when life gives you lemons make lemon aid, or just throw the lemons at your Ex.

Thank god I didn’t marry her and there’s no kids.[/quote]

If you don’t mind further sharing…

– Have you received pestering calls from bill collectors?

– What has happened to your credit score?

– Who is your lender?

– Are you current on property taxes?

– Are you concerned about qualifying for another mortgage?

FYI – I don’t agree with everything SD R says, but his comments are usually well balanced, measured, and insightful. He adds a lot of value to this board.

[cabal]

[quote=BillS78]Here’s my not so planned strategic default story.

I bought a house a little over 3 years ago for just under $570k. I was getting married that June after being together for 4 1/2 years. The loan amount was just about 5 times my annual income and less than 3 1/2 times our soon to be combined income. I was going to put 10% down but the mortgage broker said that I only needed to put down 3%, okay cool.

So we move in and then 2 months later she says she’s done, it’s over. Great. She gets stuck with the wedding deposits, and I have this big house that I don’t really want but at least I took back the engagement ring. I get a friend to move in thinking that this will be doable and I can salvage my 810 credit rating, I’m only 28 this will work out.

By July of 08 I’d had it, the market was continuing to drop and my house was just this big thing I didn’t need so I decided I wasn’t going to pay anymore, it’s a non-recourse loan they can have the house. I figure they’ll probably take it back before the end of the year. I’m kind of a minimalist, my car is a 99 civic, and have no other debts and I can start fresh.

Now it’s 20 months later and still no NOD. This is awesome. With all the money I’ve saved and made in the market this last year I could buy the exact same place down the street in the low $400Ks with 50% down. I wont but it’s nice how this has worked out.

I don’t blame anyone but myself, it was just a bad decision made for a relationship. I guess the moral of the story is when life gives you lemons make lemon aid, or just throw the lemons at your Ex.

Thank god I didn’t marry her and there’s no kids.[/quote]

If you don’t mind further sharing…

– Have you received pestering calls from bill collectors?

– What has happened to your credit score?

– Who is your lender?

– Are you current on property taxes?

– Are you concerned about qualifying for another mortgage?

FYI – I don’t agree with everything SD R says, but his comments are usually well balanced, measured, and insightful. He adds a lot of value to this board.

[cabal]

[quote=BillS78]Here’s my not so planned strategic default story.

I bought a house a little over 3 years ago for just under $570k. I was getting married that June after being together for 4 1/2 years. The loan amount was just about 5 times my annual income and less than 3 1/2 times our soon to be combined income. I was going to put 10% down but the mortgage broker said that I only needed to put down 3%, okay cool.

So we move in and then 2 months later she says she’s done, it’s over. Great. She gets stuck with the wedding deposits, and I have this big house that I don’t really want but at least I took back the engagement ring. I get a friend to move in thinking that this will be doable and I can salvage my 810 credit rating, I’m only 28 this will work out.

By July of 08 I’d had it, the market was continuing to drop and my house was just this big thing I didn’t need so I decided I wasn’t going to pay anymore, it’s a non-recourse loan they can have the house. I figure they’ll probably take it back before the end of the year. I’m kind of a minimalist, my car is a 99 civic, and have no other debts and I can start fresh.

Now it’s 20 months later and still no NOD. This is awesome. With all the money I’ve saved and made in the market this last year I could buy the exact same place down the street in the low $400Ks with 50% down. I wont but it’s nice how this has worked out.

I don’t blame anyone but myself, it was just a bad decision made for a relationship. I guess the moral of the story is when life gives you lemons make lemon aid, or just throw the lemons at your Ex.

Thank god I didn’t marry her and there’s no kids.[/quote]

If you don’t mind further sharing…

– Have you received pestering calls from bill collectors?

– What has happened to your credit score?

– Who is your lender?

– Are you current on property taxes?

– Are you concerned about qualifying for another mortgage?

FYI – I don’t agree with everything SD R says, but his comments are usually well balanced, measured, and insightful. He adds a lot of value to this board.

[cabal]

[quote=BillS78]Here’s my not so planned strategic default story.

I bought a house a little over 3 years ago for just under $570k. I was getting married that June after being together for 4 1/2 years. The loan amount was just about 5 times my annual income and less than 3 1/2 times our soon to be combined income. I was going to put 10% down but the mortgage broker said that I only needed to put down 3%, okay cool.

So we move in and then 2 months later she says she’s done, it’s over. Great. She gets stuck with the wedding deposits, and I have this big house that I don’t really want but at least I took back the engagement ring. I get a friend to move in thinking that this will be doable and I can salvage my 810 credit rating, I’m only 28 this will work out.

By July of 08 I’d had it, the market was continuing to drop and my house was just this big thing I didn’t need so I decided I wasn’t going to pay anymore, it’s a non-recourse loan they can have the house. I figure they’ll probably take it back before the end of the year. I’m kind of a minimalist, my car is a 99 civic, and have no other debts and I can start fresh.

Now it’s 20 months later and still no NOD. This is awesome. With all the money I’ve saved and made in the market this last year I could buy the exact same place down the street in the low $400Ks with 50% down. I wont but it’s nice how this has worked out.

I don’t blame anyone but myself, it was just a bad decision made for a relationship. I guess the moral of the story is when life gives you lemons make lemon aid, or just throw the lemons at your Ex.

Thank god I didn’t marry her and there’s no kids.[/quote]

If you don’t mind further sharing…

– Have you received pestering calls from bill collectors?

– What has happened to your credit score?

– Who is your lender?

– Are you current on property taxes?

– Are you concerned about qualifying for another mortgage?

FYI – I don’t agree with everything SD R says, but his comments are usually well balanced, measured, and insightful. He adds a lot of value to this board.

[cabal]

Proceeding with this action means a plan is in place and approved by TPTB. BofA won’t be allowed to flood the market with reos and pancake housing prices except in those areas where historical norms have been reached. More than likely the inventory will be transferred to holding entities and managed as rentals, introducing a few for sale when appropriate. No tsunami is coming except in areas that no one cares about like Detroit.

[cabal]

Proceeding with this action means a plan is in place and approved by TPTB. BofA won’t be allowed to flood the market with reos and pancake housing prices except in those areas where historical norms have been reached. More than likely the inventory will be transferred to holding entities and managed as rentals, introducing a few for sale when appropriate. No tsunami is coming except in areas that no one cares about like Detroit.

[cabal]

Proceeding with this action means a plan is in place and approved by TPTB. BofA won’t be allowed to flood the market with reos and pancake housing prices except in those areas where historical norms have been reached. More than likely the inventory will be transferred to holding entities and managed as rentals, introducing a few for sale when appropriate. No tsunami is coming except in areas that no one cares about like Detroit.

[cabal]

Proceeding with this action means a plan is in place and approved by TPTB. BofA won’t be allowed to flood the market with reos and pancake housing prices except in those areas where historical norms have been reached. More than likely the inventory will be transferred to holding entities and managed as rentals, introducing a few for sale when appropriate. No tsunami is coming except in areas that no one cares about like Detroit.

[cabal]

Proceeding with this action means a plan is in place and approved by TPTB. BofA won’t be allowed to flood the market with reos and pancake housing prices except in those areas where historical norms have been reached. More than likely the inventory will be transferred to holding entities and managed as rentals, introducing a few for sale when appropriate. No tsunami is coming except in areas that no one cares about like Detroit.

[cabal]

[quote]
Well, when the pool dude came out to replace the light they realized there is a kink in the conduit and it’s going to require breaking through the patio to find the kink and repair it, then replace spa light, then repair patio.e [/quote]

The problem you described is unclear. Why is the pool repairman messing with the conduit rather than simply replacing the light? Were the wires determined to be bad/shorted and subsequently removed all the way to the equipment? The fact that wires were successfully fished through during initial installation suggest no kinks or blockage. Further, electrical conduit cannot magically develop a kink lying dormant underground, nor is it possible to assemble with a kink as elbows have generous radiuses.

A blockage is possible from dirt entering at the openings during installation or seeping into a failed joint due to improper gluing (roots unlikely due to no water). You might try flushing out the conduit using high pressure water first. Another option is to rent and run a borescope into the conduit to pinpoint the blockage followed by contacting a plumber to inquire if a tool exists small enough to snake it. This may minimize tearing out the old patio. Personally, I would not tear out a patio for a spa light even if costs are recovered. I’m picky on fit and finish and the replacement concrete will never match the original. If possible, I would rather dig and lay new conduit and move the spa light as a last resort. Good luck.

[cabal]

[quote]
Well, when the pool dude came out to replace the light they realized there is a kink in the conduit and it’s going to require breaking through the patio to find the kink and repair it, then replace spa light, then repair patio.e [/quote]

The problem you described is unclear. Why is the pool repairman messing with the conduit rather than simply replacing the light? Were the wires determined to be bad/shorted and subsequently removed all the way to the equipment? The fact that wires were successfully fished through during initial installation suggest no kinks or blockage. Further, electrical conduit cannot magically develop a kink lying dormant underground, nor is it possible to assemble with a kink as elbows have generous radiuses.

A blockage is possible from dirt entering at the openings during installation or seeping into a failed joint due to improper gluing (roots unlikely due to no water). You might try flushing out the conduit using high pressure water first. Another option is to rent and run a borescope into the conduit to pinpoint the blockage followed by contacting a plumber to inquire if a tool exists small enough to snake it. This may minimize tearing out the old patio. Personally, I would not tear out a patio for a spa light even if costs are recovered. I’m picky on fit and finish and the replacement concrete will never match the original. If possible, I would rather dig and lay new conduit and move the spa light as a last resort. Good luck.

[cabal]

[quote]
Well, when the pool dude came out to replace the light they realized there is a kink in the conduit and it’s going to require breaking through the patio to find the kink and repair it, then replace spa light, then repair patio.e [/quote]

The problem you described is unclear. Why is the pool repairman messing with the conduit rather than simply replacing the light? Were the wires determined to be bad/shorted and subsequently removed all the way to the equipment? The fact that wires were successfully fished through during initial installation suggest no kinks or blockage. Further, electrical conduit cannot magically develop a kink lying dormant underground, nor is it possible to assemble with a kink as elbows have generous radiuses.

A blockage is possible from dirt entering at the openings during installation or seeping into a failed joint due to improper gluing (roots unlikely due to no water). You might try flushing out the conduit using high pressure water first. Another option is to rent and run a borescope into the conduit to pinpoint the blockage followed by contacting a plumber to inquire if a tool exists small enough to snake it. This may minimize tearing out the old patio. Personally, I would not tear out a patio for a spa light even if costs are recovered. I’m picky on fit and finish and the replacement concrete will never match the original. If possible, I would rather dig and lay new conduit and move the spa light as a last resort. Good luck.

[cabal]

[quote]
Well, when the pool dude came out to replace the light they realized there is a kink in the conduit and it’s going to require breaking through the patio to find the kink and repair it, then replace spa light, then repair patio.e [/quote]

The problem you described is unclear. Why is the pool repairman messing with the conduit rather than simply replacing the light? Were the wires determined to be bad/shorted and subsequently removed all the way to the equipment? The fact that wires were successfully fished through during initial installation suggest no kinks or blockage. Further, electrical conduit cannot magically develop a kink lying dormant underground, nor is it possible to assemble with a kink as elbows have generous radiuses.

A blockage is possible from dirt entering at the openings during installation or seeping into a failed joint due to improper gluing (roots unlikely due to no water). You might try flushing out the conduit using high pressure water first. Another option is to rent and run a borescope into the conduit to pinpoint the blockage followed by contacting a plumber to inquire if a tool exists small enough to snake it. This may minimize tearing out the old patio. Personally, I would not tear out a patio for a spa light even if costs are recovered. I’m picky on fit and finish and the replacement concrete will never match the original. If possible, I would rather dig and lay new conduit and move the spa light as a last resort. Good luck.

[Author]

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