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bob2007
ParticipantLooks like the CDs are combined with the other accounts. From the FDIC web site:
http://www.fdic.gov/deposit/deposits/insuringdeposits/Single Accounts
These are deposit accounts owned by one person and titled in that person’s name only. All of your single accounts at the same insured bank are added together and the total is insured up to $100,000. For example, if you have a checking account and a CD at the same insured bank, and both accounts are in your name only, the two accounts are added together and the total is insured up to $100,000.ParticipantDoes anyone have an understanding of the FDIC insurance on CDs at the same institution? A joint account for example:
– $200k insured in savings/checking combined ($100k each member)
– You then take out up to a $200k CD. I “think” that the total of all CDs you have at a single bank may be insured up to $200k for the joint account.Does anyone know if this is indeed the case?
ParticipantDoes anyone have an understanding of the FDIC insurance on CDs at the same institution? A joint account for example:
– $200k insured in savings/checking combined ($100k each member)
– You then take out up to a $200k CD. I “think” that the total of all CDs you have at a single bank may be insured up to $200k for the joint account.Does anyone know if this is indeed the case?
ParticipantDoes anyone have an understanding of the FDIC insurance on CDs at the same institution? A joint account for example:
– $200k insured in savings/checking combined ($100k each member)
– You then take out up to a $200k CD. I “think” that the total of all CDs you have at a single bank may be insured up to $200k for the joint account.Does anyone know if this is indeed the case?
July 28, 2007 at 9:48 AM in reply to: My Jan 08 Puts on CFC lookin sweet after past two days….. #68339ParticipantHi,
I have never done a put, but it sounds interesting.
JWM, do you have a rough idea of what % up or down you are for all your puts combined? Just wondering about the ratio.July 28, 2007 at 9:48 AM in reply to: My Jan 08 Puts on CFC lookin sweet after past two days….. #68408ParticipantHi,
I have never done a put, but it sounds interesting.
JWM, do you have a rough idea of what % up or down you are for all your puts combined? Just wondering about the ratio.ParticipantThe Internet is no substitute for evaluation a property. Pictures just don’t provide the feel of the location (streets, noise, etc). I decided not to use a certain Realtor when I found out he did not attend caravans. I selected an agent that went to caravans and knew what I wanted so we did not waste entire weekends going to properties that we would not like. Like any sales profession, if you know what you have to sell, you tend to sell it better/faster.
ParticipantThe Internet is no substitute for evaluation a property. Pictures just don’t provide the feel of the location (streets, noise, etc). I decided not to use a certain Realtor when I found out he did not attend caravans. I selected an agent that went to caravans and knew what I wanted so we did not waste entire weekends going to properties that we would not like. Like any sales profession, if you know what you have to sell, you tend to sell it better/faster.
ParticipantLJR,
“I don’t hire former self employed entrepreneurs. They just aren’t a good fit.”
I’m not in that category, but exactly what are they not fit to do?
ParticipantLJR,
“I don’t hire former self employed entrepreneurs. They just aren’t a good fit.”
I’m not in that category, but exactly what are they not fit to do?
Participant“What you and the other permabull losers need to understand is that there is no compulsion to buy a house…NONE.”
If you really felt that way, you would not post the way you do.
Participant“What you and the other permabull losers need to understand is that there is no compulsion to buy a house…NONE.”
If you really felt that way, you would not post the way you do.
ParticipantJWM,
“I have no debt, cash and time. What do the FBs have besides a stucco box and a mountain of debt ???”
Play that scenario over the last 10 years and see where it gets you. I wouldn’t put it all in a house either. With diversified investments and houses it’s worked out well for most people. With you attitude I think you will need a lot more time than you think. You may have some good points, but they may not be considered because your so angry all the time.
If you truly believe your own posts, then you should forget about housing for the next 2-3 years and focus on better things. Why hang around and bash everyone who writes something you don’t agree with?
ParticipantJWM,
“I have no debt, cash and time. What do the FBs have besides a stucco box and a mountain of debt ???”
Play that scenario over the last 10 years and see where it gets you. I wouldn’t put it all in a house either. With diversified investments and houses it’s worked out well for most people. With you attitude I think you will need a lot more time than you think. You may have some good points, but they may not be considered because your so angry all the time.
If you truly believe your own posts, then you should forget about housing for the next 2-3 years and focus on better things. Why hang around and bash everyone who writes something you don’t agree with?
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