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bluehairdave
Participant[quote=deadzone][quote=AN][quote=deadzone]Alternately, while my landlord is dealing with the plumbing and other maintenance issues, I am out surfing or playing golf. On weekends when the typical homeowner is spending all day at Home Depot, I am surfing or playing golf. Yeah you guys are right, home ownership rules and renting just kills your quality of life.[/quote]
I lived in my house for 3 years and my toilet haven’t broken once. How often does your toilet break? The biggest advantage buying have over renting is, in 30 years, all you’ll be paying for is the taxes and insurance on it while if you rent, you’ll have to deal with a much bigger expense. Dealing with rent on a fixed income won’t be fun. You’re at the mercy of your landlord. Much easier to retire with a peace of mind when you know or can predict all of your expenses. In 30 years, most of the money I save for retirement will all go to fun stuff. If I rent indefinitely, I would have to use some of the money I save for retirement for shelter. I would be scared to death if there’s any major inflation period while I’m renting and retired on fixed income.[/quote]Yes there are advantages/disadvantages to both owning and renting. But you guys with your “american dream” non-sense is tiring. For anyone who bought between 2004 and 2007, how is your dream working out for you?[/quote]
Its working out great actually! This ‘nonsense’ of the American Dream you talk about is pretty awesome!
I bought a house in 2007. Value is pretty much exactly what I bought it for and now im buying a nice big fat house with a large yard for my first child to play in. Its got a view and my current mortgage has been a great write off that I sure could use.
You see..While you have been pouting about how crappy everything is I have been working my ass off to make sure my family doesnt have to worry about where they will live in a few years or if they will be homeless. Some of us would rather “do” than to cry and whine about how everything sucks and instead we stand up and fulfill our obligations. If you have ever been really poor you might know the fear that is instinctive about becoming that poor again.
You see, America is the easiest place to make a buck and to get by and not have to worry about things like running water, power or destitute poverty. And I feel really bad if you think its such a bad place or such a lie to able to live comfortably. When really its quite simply a huge stroke of fortune to live here.
If you cant cut the mustard and it makes you feel better to knock down everyone else’s dreams as stupid. Then I guess go ahead. I hate to see you suffer more. These fake dreams as you call them are what most people might literally kill to obtain elsewhere.
Just to recap. Bought in 2007. Buying in 2011. Paid more in taxes in 2010 than im guessing you made the last 5 years from the sour postings you have made.
Self made and work from home and get to spend all day with my son and wife. Hell. the American Dream is AWESOME!
Participant[quote=briansd1][quote=bluehairdave]
Get married, buy a house, have a few kids buy a nicer and bigger house. Pay for college for the kids etc.. You know… Things that 90% of the rest of the world literally go to war to try to get the chance to do.[/quote]Propaganda.
If you want to do it, then do it. But if others don’t want to, let them be. What is it to you if other people don’t buy? More for you.
Like I said before, the guy I know rents a $1.2 million house in La Jolla for $3,700/mo including pool and garden service. The owner wanted $4,800/mo but the house had been sitting. I told him to offer $3,700 with 6 months paid in advance so the owner knew he was serious. He got a great deal.[/quote]
Yes of course. 10’s of thousands of years or human nature doing a very similar thing is propaganda. Im willing to bet if you go talk to a single renter who never married or didnt have kids etc and ask them their lifes greatest regrets. Your going to find out it gets very lonely and sad. Then add in trying to live under a landlord when your senior? Nothing to pass on to your kids in the form of an estate if you had them?
Im not saying everyone can or should buy a home but dont tell me its propaganda to go out in the world and scratch an instinctive itch to provide for your family and live comfortably and own land.
Sounds like sour grapes to me.
Participant[quote=briansd1][quote=bluehairdave]
Get married, buy a house, have a few kids buy a nicer and bigger house. Pay for college for the kids etc.. You know… Things that 90% of the rest of the world literally go to war to try to get the chance to do.[/quote]Propaganda.
If you want to do it, then do it. But if others don’t want to, let them be. What is it to you if other people don’t buy? More for you.
Like I said before, the guy I know rents a $1.2 million house in La Jolla for $3,700/mo including pool and garden service. The owner wanted $4,800/mo but the house had been sitting. I told him to offer $3,700 with 6 months paid in advance so the owner knew he was serious. He got a great deal.[/quote]
Yes of course. 10’s of thousands of years or human nature doing a very similar thing is propaganda. Im willing to bet if you go talk to a single renter who never married or didnt have kids etc and ask them their lifes greatest regrets. Your going to find out it gets very lonely and sad. Then add in trying to live under a landlord when your senior? Nothing to pass on to your kids in the form of an estate if you had them?
Im not saying everyone can or should buy a home but dont tell me its propaganda to go out in the world and scratch an instinctive itch to provide for your family and live comfortably and own land.
Sounds like sour grapes to me.
Participant[quote=briansd1][quote=bluehairdave]
Get married, buy a house, have a few kids buy a nicer and bigger house. Pay for college for the kids etc.. You know… Things that 90% of the rest of the world literally go to war to try to get the chance to do.[/quote]Propaganda.
If you want to do it, then do it. But if others don’t want to, let them be. What is it to you if other people don’t buy? More for you.
Like I said before, the guy I know rents a $1.2 million house in La Jolla for $3,700/mo including pool and garden service. The owner wanted $4,800/mo but the house had been sitting. I told him to offer $3,700 with 6 months paid in advance so the owner knew he was serious. He got a great deal.[/quote]
Yes of course. 10’s of thousands of years or human nature doing a very similar thing is propaganda. Im willing to bet if you go talk to a single renter who never married or didnt have kids etc and ask them their lifes greatest regrets. Your going to find out it gets very lonely and sad. Then add in trying to live under a landlord when your senior? Nothing to pass on to your kids in the form of an estate if you had them?
Im not saying everyone can or should buy a home but dont tell me its propaganda to go out in the world and scratch an instinctive itch to provide for your family and live comfortably and own land.
Sounds like sour grapes to me.
Participant[quote=briansd1][quote=bluehairdave]
Get married, buy a house, have a few kids buy a nicer and bigger house. Pay for college for the kids etc.. You know… Things that 90% of the rest of the world literally go to war to try to get the chance to do.[/quote]Propaganda.
If you want to do it, then do it. But if others don’t want to, let them be. What is it to you if other people don’t buy? More for you.
Like I said before, the guy I know rents a $1.2 million house in La Jolla for $3,700/mo including pool and garden service. The owner wanted $4,800/mo but the house had been sitting. I told him to offer $3,700 with 6 months paid in advance so the owner knew he was serious. He got a great deal.[/quote]
Yes of course. 10’s of thousands of years or human nature doing a very similar thing is propaganda. Im willing to bet if you go talk to a single renter who never married or didnt have kids etc and ask them their lifes greatest regrets. Your going to find out it gets very lonely and sad. Then add in trying to live under a landlord when your senior? Nothing to pass on to your kids in the form of an estate if you had them?
Im not saying everyone can or should buy a home but dont tell me its propaganda to go out in the world and scratch an instinctive itch to provide for your family and live comfortably and own land.
Sounds like sour grapes to me.
Participant[quote=briansd1][quote=bluehairdave]
Get married, buy a house, have a few kids buy a nicer and bigger house. Pay for college for the kids etc.. You know… Things that 90% of the rest of the world literally go to war to try to get the chance to do.[/quote]Propaganda.
If you want to do it, then do it. But if others don’t want to, let them be. What is it to you if other people don’t buy? More for you.
Like I said before, the guy I know rents a $1.2 million house in La Jolla for $3,700/mo including pool and garden service. The owner wanted $4,800/mo but the house had been sitting. I told him to offer $3,700 with 6 months paid in advance so the owner knew he was serious. He got a great deal.[/quote]
Yes of course. 10’s of thousands of years or human nature doing a very similar thing is propaganda. Im willing to bet if you go talk to a single renter who never married or didnt have kids etc and ask them their lifes greatest regrets. Your going to find out it gets very lonely and sad. Then add in trying to live under a landlord when your senior? Nothing to pass on to your kids in the form of an estate if you had them?
Im not saying everyone can or should buy a home but dont tell me its propaganda to go out in the world and scratch an instinctive itch to provide for your family and live comfortably and own land.
Sounds like sour grapes to me.
Participant[quote=SD Realtor]Deadzone to me the issue to buy or not to buy simply boils down to a personal choice. Anyone who buys because everyone around them is buying is doing so for the wrong reason. I could not put a number on it, but for most married couples, the choice to buy is made because one of the spouses wants a house plain and simple. So it is done in the name of harmony. I am not saying this is right or wrong, however it just is. Sales are down because inventory sucks and because homes are overpriced. They are not down because buyers have left the market. Buyers are frustrated with the market. Banks are still overpricing REOs and being stubborn with short sale approvals and quibbling over pricing. This has led to much longer shopping times for buyers.
Will this crater the market? No. Will this lead to a long slogging sort of market? Yes.
However to get the affect you are looking for that will really shake things down, the rates WILL do the trick. Note also that this holds true for generic homes in the 400k – 800k range depending on the neighborhood. When you get into the higher end stuff, it holds true as well but is stickier.[/quote]
I agree. It think its ridiculous that people put their lives and plans on hold to ‘wait for the market’ I find that people who find excuses of why not to go do things tend to always just have the excuses left at the end of the day. Next thing you know your 50 years old and never owned a home. And for many people home ownership irregardless of the ‘market’ is a life long goal.
Get married, buy a house, have a few kids buy a nicer and bigger house. Pay for college for the kids etc.. You know… Things that 90% of the rest of the world literally go to war to try to get the chance to do.
Participant[quote=SD Realtor]Deadzone to me the issue to buy or not to buy simply boils down to a personal choice. Anyone who buys because everyone around them is buying is doing so for the wrong reason. I could not put a number on it, but for most married couples, the choice to buy is made because one of the spouses wants a house plain and simple. So it is done in the name of harmony. I am not saying this is right or wrong, however it just is. Sales are down because inventory sucks and because homes are overpriced. They are not down because buyers have left the market. Buyers are frustrated with the market. Banks are still overpricing REOs and being stubborn with short sale approvals and quibbling over pricing. This has led to much longer shopping times for buyers.
Will this crater the market? No. Will this lead to a long slogging sort of market? Yes.
However to get the affect you are looking for that will really shake things down, the rates WILL do the trick. Note also that this holds true for generic homes in the 400k – 800k range depending on the neighborhood. When you get into the higher end stuff, it holds true as well but is stickier.[/quote]
I agree. It think its ridiculous that people put their lives and plans on hold to ‘wait for the market’ I find that people who find excuses of why not to go do things tend to always just have the excuses left at the end of the day. Next thing you know your 50 years old and never owned a home. And for many people home ownership irregardless of the ‘market’ is a life long goal.
Get married, buy a house, have a few kids buy a nicer and bigger house. Pay for college for the kids etc.. You know… Things that 90% of the rest of the world literally go to war to try to get the chance to do.
Participant[quote=SD Realtor]Deadzone to me the issue to buy or not to buy simply boils down to a personal choice. Anyone who buys because everyone around them is buying is doing so for the wrong reason. I could not put a number on it, but for most married couples, the choice to buy is made because one of the spouses wants a house plain and simple. So it is done in the name of harmony. I am not saying this is right or wrong, however it just is. Sales are down because inventory sucks and because homes are overpriced. They are not down because buyers have left the market. Buyers are frustrated with the market. Banks are still overpricing REOs and being stubborn with short sale approvals and quibbling over pricing. This has led to much longer shopping times for buyers.
Will this crater the market? No. Will this lead to a long slogging sort of market? Yes.
However to get the affect you are looking for that will really shake things down, the rates WILL do the trick. Note also that this holds true for generic homes in the 400k – 800k range depending on the neighborhood. When you get into the higher end stuff, it holds true as well but is stickier.[/quote]
I agree. It think its ridiculous that people put their lives and plans on hold to ‘wait for the market’ I find that people who find excuses of why not to go do things tend to always just have the excuses left at the end of the day. Next thing you know your 50 years old and never owned a home. And for many people home ownership irregardless of the ‘market’ is a life long goal.
Get married, buy a house, have a few kids buy a nicer and bigger house. Pay for college for the kids etc.. You know… Things that 90% of the rest of the world literally go to war to try to get the chance to do.
Participant[quote=SD Realtor]Deadzone to me the issue to buy or not to buy simply boils down to a personal choice. Anyone who buys because everyone around them is buying is doing so for the wrong reason. I could not put a number on it, but for most married couples, the choice to buy is made because one of the spouses wants a house plain and simple. So it is done in the name of harmony. I am not saying this is right or wrong, however it just is. Sales are down because inventory sucks and because homes are overpriced. They are not down because buyers have left the market. Buyers are frustrated with the market. Banks are still overpricing REOs and being stubborn with short sale approvals and quibbling over pricing. This has led to much longer shopping times for buyers.
Will this crater the market? No. Will this lead to a long slogging sort of market? Yes.
However to get the affect you are looking for that will really shake things down, the rates WILL do the trick. Note also that this holds true for generic homes in the 400k – 800k range depending on the neighborhood. When you get into the higher end stuff, it holds true as well but is stickier.[/quote]
I agree. It think its ridiculous that people put their lives and plans on hold to ‘wait for the market’ I find that people who find excuses of why not to go do things tend to always just have the excuses left at the end of the day. Next thing you know your 50 years old and never owned a home. And for many people home ownership irregardless of the ‘market’ is a life long goal.
Get married, buy a house, have a few kids buy a nicer and bigger house. Pay for college for the kids etc.. You know… Things that 90% of the rest of the world literally go to war to try to get the chance to do.
Participant[quote=SD Realtor]Deadzone to me the issue to buy or not to buy simply boils down to a personal choice. Anyone who buys because everyone around them is buying is doing so for the wrong reason. I could not put a number on it, but for most married couples, the choice to buy is made because one of the spouses wants a house plain and simple. So it is done in the name of harmony. I am not saying this is right or wrong, however it just is. Sales are down because inventory sucks and because homes are overpriced. They are not down because buyers have left the market. Buyers are frustrated with the market. Banks are still overpricing REOs and being stubborn with short sale approvals and quibbling over pricing. This has led to much longer shopping times for buyers.
Will this crater the market? No. Will this lead to a long slogging sort of market? Yes.
However to get the affect you are looking for that will really shake things down, the rates WILL do the trick. Note also that this holds true for generic homes in the 400k – 800k range depending on the neighborhood. When you get into the higher end stuff, it holds true as well but is stickier.[/quote]
I agree. It think its ridiculous that people put their lives and plans on hold to ‘wait for the market’ I find that people who find excuses of why not to go do things tend to always just have the excuses left at the end of the day. Next thing you know your 50 years old and never owned a home. And for many people home ownership irregardless of the ‘market’ is a life long goal.
Get married, buy a house, have a few kids buy a nicer and bigger house. Pay for college for the kids etc.. You know… Things that 90% of the rest of the world literally go to war to try to get the chance to do.
Participant[quote=flu]You folks have nothing to worry about…Because Internet Bubble 3.0 is forming and people are pretty soon going to start jumping on this stupid bandwagon again, and then when people’s 401k and trading accounts goes up (on paper), everyone will feel richer and spend more money (which they don’t have)……..
Because just remember…Some folks that bought into the LinkedIn IPO are now seeing $92/share and hoping to retire form it….Because remember how Internet Economics work. It only matters how much revenue the company is generating, and not so much how much the company is bleeding red……
(end sarcasm…sort of…)[/quote]anyone who is investing in those for more than a few weeks is crazy. They aren’t even worth anywhere near a fraction of the stock prices. I run a successful internet firm and we all laugh at it. You see them rushing out because even these companies cant believe what people think they are worth.
Participant[quote=flu]You folks have nothing to worry about…Because Internet Bubble 3.0 is forming and people are pretty soon going to start jumping on this stupid bandwagon again, and then when people’s 401k and trading accounts goes up (on paper), everyone will feel richer and spend more money (which they don’t have)……..
Because just remember…Some folks that bought into the LinkedIn IPO are now seeing $92/share and hoping to retire form it….Because remember how Internet Economics work. It only matters how much revenue the company is generating, and not so much how much the company is bleeding red……
(end sarcasm…sort of…)[/quote]anyone who is investing in those for more than a few weeks is crazy. They aren’t even worth anywhere near a fraction of the stock prices. I run a successful internet firm and we all laugh at it. You see them rushing out because even these companies cant believe what people think they are worth.
Participant[quote=flu]You folks have nothing to worry about…Because Internet Bubble 3.0 is forming and people are pretty soon going to start jumping on this stupid bandwagon again, and then when people’s 401k and trading accounts goes up (on paper), everyone will feel richer and spend more money (which they don’t have)……..
Because just remember…Some folks that bought into the LinkedIn IPO are now seeing $92/share and hoping to retire form it….Because remember how Internet Economics work. It only matters how much revenue the company is generating, and not so much how much the company is bleeding red……
(end sarcasm…sort of…)[/quote]anyone who is investing in those for more than a few weeks is crazy. They aren’t even worth anywhere near a fraction of the stock prices. I run a successful internet firm and we all laugh at it. You see them rushing out because even these companies cant believe what people think they are worth.
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