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BGinRB
Participant[quote=Oxford]I just got off the phone with another lender and he said he could close in 20 days and says he gets “getting screwed by BOA” calls all week. I had a rate of 4.875% with 1/2 point with them. New guy offers 4.875 with 2 points.
I am not sure what to do now and starting to boil over. Do I wait it out? How long? Start a new loan process? Will the seller work with me on this?
[/quote]aimloan.com has 4.875 with no points if your credit score is 740 or better.
Participant[quote=Oxford]I just got off the phone with another lender and he said he could close in 20 days and says he gets “getting screwed by BOA” calls all week. I had a rate of 4.875% with 1/2 point with them. New guy offers 4.875 with 2 points.
I am not sure what to do now and starting to boil over. Do I wait it out? How long? Start a new loan process? Will the seller work with me on this?
[/quote]aimloan.com has 4.875 with no points if your credit score is 740 or better.
Participant[quote=Oxford]I just got off the phone with another lender and he said he could close in 20 days and says he gets “getting screwed by BOA” calls all week. I had a rate of 4.875% with 1/2 point with them. New guy offers 4.875 with 2 points.
I am not sure what to do now and starting to boil over. Do I wait it out? How long? Start a new loan process? Will the seller work with me on this?
[/quote]aimloan.com has 4.875 with no points if your credit score is 740 or better.
Participant[quote=Oxford]I just got off the phone with another lender and he said he could close in 20 days and says he gets “getting screwed by BOA” calls all week. I had a rate of 4.875% with 1/2 point with them. New guy offers 4.875 with 2 points.
I am not sure what to do now and starting to boil over. Do I wait it out? How long? Start a new loan process? Will the seller work with me on this?
[/quote]aimloan.com has 4.875 with no points if your credit score is 740 or better.
Participant[quote=propertysearchaddiction]
We won’t make any offers until October. I would like to wait until the $8,000 tax credit expires or wait to see if it turns into $15,000. There are also about 20 homes to be auctioned this month so I would like to wait and see if that actually happens. [/quote]
Make an offer before the status of the credit is known and drag the closing for few weeks.
If it does not get extended/replaced try to get some price adjustment based on that or close quickly, in time to capture it.
If it gets extended/inflated enjoy it.Participant[quote=propertysearchaddiction]
We won’t make any offers until October. I would like to wait until the $8,000 tax credit expires or wait to see if it turns into $15,000. There are also about 20 homes to be auctioned this month so I would like to wait and see if that actually happens. [/quote]
Make an offer before the status of the credit is known and drag the closing for few weeks.
If it does not get extended/replaced try to get some price adjustment based on that or close quickly, in time to capture it.
If it gets extended/inflated enjoy it.Participant[quote=propertysearchaddiction]
We won’t make any offers until October. I would like to wait until the $8,000 tax credit expires or wait to see if it turns into $15,000. There are also about 20 homes to be auctioned this month so I would like to wait and see if that actually happens. [/quote]
Make an offer before the status of the credit is known and drag the closing for few weeks.
If it does not get extended/replaced try to get some price adjustment based on that or close quickly, in time to capture it.
If it gets extended/inflated enjoy it.Participant[quote=propertysearchaddiction]
We won’t make any offers until October. I would like to wait until the $8,000 tax credit expires or wait to see if it turns into $15,000. There are also about 20 homes to be auctioned this month so I would like to wait and see if that actually happens. [/quote]
Make an offer before the status of the credit is known and drag the closing for few weeks.
If it does not get extended/replaced try to get some price adjustment based on that or close quickly, in time to capture it.
If it gets extended/inflated enjoy it.Participant[quote=propertysearchaddiction]
We won’t make any offers until October. I would like to wait until the $8,000 tax credit expires or wait to see if it turns into $15,000. There are also about 20 homes to be auctioned this month so I would like to wait and see if that actually happens. [/quote]
Make an offer before the status of the credit is known and drag the closing for few weeks.
If it does not get extended/replaced try to get some price adjustment based on that or close quickly, in time to capture it.
If it gets extended/inflated enjoy it.September 11, 2009 at 10:45 AM in reply to: Greed + Stupidity = a Wells Fargo senior vice president #455511ParticipantWonderful – banks receive taxpayer money in all kinds of forms and ways so they can foreclose on people scammed by SEC-regulated scammer and party all the time.
Can’t wait to see the bonuses they’ll receive for doing such a great job.
September 11, 2009 at 10:45 AM in reply to: Greed + Stupidity = a Wells Fargo senior vice president #455704ParticipantWonderful – banks receive taxpayer money in all kinds of forms and ways so they can foreclose on people scammed by SEC-regulated scammer and party all the time.
Can’t wait to see the bonuses they’ll receive for doing such a great job.
September 11, 2009 at 10:45 AM in reply to: Greed + Stupidity = a Wells Fargo senior vice president #456043ParticipantWonderful – banks receive taxpayer money in all kinds of forms and ways so they can foreclose on people scammed by SEC-regulated scammer and party all the time.
Can’t wait to see the bonuses they’ll receive for doing such a great job.
September 11, 2009 at 10:45 AM in reply to: Greed + Stupidity = a Wells Fargo senior vice president #456116ParticipantWonderful – banks receive taxpayer money in all kinds of forms and ways so they can foreclose on people scammed by SEC-regulated scammer and party all the time.
Can’t wait to see the bonuses they’ll receive for doing such a great job.
September 11, 2009 at 10:45 AM in reply to: Greed + Stupidity = a Wells Fargo senior vice president #456306ParticipantWonderful – banks receive taxpayer money in all kinds of forms and ways so they can foreclose on people scammed by SEC-regulated scammer and party all the time.
Can’t wait to see the bonuses they’ll receive for doing such a great job.
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