[bearishgurl]

[quote=pabloesqobar]Holy shit. I’m pretty sure I was addressing CAR, not you. What part of my post leads you to conclude that I hate women as a gender? . . . [/quote]

[quote=pabloesqobar]As for BG not being able to pass the psych exam, well . . . Big Surprise. Big. HUGE.[/quote]

I’m gratified to see that you’re “flabbergasted” here.

If I had the power to do so now, I’d set you up for your very own “psych” interview with the CDC…just for sh!ts and giggles ;=!

[bearishgurl]

[quote=pabloesqobar]Holy shit. I’m pretty sure I was addressing CAR, not you. What part of my post leads you to conclude that I hate women as a gender? . . . [/quote]

[quote=pabloesqobar]As for BG not being able to pass the psych exam, well . . . Big Surprise. Big. HUGE.[/quote]

I’m gratified to see that you’re “flabbergasted” here.

If I had the power to do so now, I’d set you up for your very own “psych” interview with the CDC…just for sh!ts and giggles ;=!

[bearishgurl]

[quote=pabloesqobar]Holy shit. I’m pretty sure I was addressing CAR, not you. What part of my post leads you to conclude that I hate women as a gender? . . . [/quote]

[quote=pabloesqobar]As for BG not being able to pass the psych exam, well . . . Big Surprise. Big. HUGE.[/quote]

I’m gratified to see that you’re “flabbergasted” here.

If I had the power to do so now, I’d set you up for your very own “psych” interview with the CDC…just for sh!ts and giggles ;=!

[bearishgurl]

[quote=pabloesqobar]Many people fail pre-employment psych exams. My wife (at the time) was worried about it when she was in the hiring process to join the SDPD. She made it thru fine, but many didn’t. There’s a good reason for that.[/quote]

Thank you for clarifying that. Most candidates cannot even GET to the “psych” exam part of the process because they couldn’t score high enough on the written exam, pass the physical exam, pass a strenuous background check, pass a polygraph and pass a credit check, lol! Of course, I passed all of these and was slated for training in GA (for 17 weeks, not 7 weeks as I previously stated). At that time, Public Law cut off the hiring age at 34 years, 10 months for these positions so I was unable to later reapply to a different agency for a similar position. Actually my “psych” interview took place in 1990.

These jobs are open to the public for a long period for a REASON, to garner as many applications as possible. The vast majority of applicants don’t make it to step 2 … or 3. A few Piggs posted that they felt these workers are feeding off some “gravy train.” Of course, they are all free to apply for the job themselves (if they are young enough or have previous POST training). At least you admitted you didn’t “need to.”

This is not the first time you have made insulting remarks to me, pablo. You have in the past come off on here sounding elitest and above reproach. I have a great memory ;=]

[bearishgurl]

[quote=pabloesqobar]Many people fail pre-employment psych exams. My wife (at the time) was worried about it when she was in the hiring process to join the SDPD. She made it thru fine, but many didn’t. There’s a good reason for that.[/quote]

Thank you for clarifying that. Most candidates cannot even GET to the “psych” exam part of the process because they couldn’t score high enough on the written exam, pass the physical exam, pass a strenuous background check, pass a polygraph and pass a credit check, lol! Of course, I passed all of these and was slated for training in GA (for 17 weeks, not 7 weeks as I previously stated). At that time, Public Law cut off the hiring age at 34 years, 10 months for these positions so I was unable to later reapply to a different agency for a similar position. Actually my “psych” interview took place in 1990.

These jobs are open to the public for a long period for a REASON, to garner as many applications as possible. The vast majority of applicants don’t make it to step 2 … or 3. A few Piggs posted that they felt these workers are feeding off some “gravy train.” Of course, they are all free to apply for the job themselves (if they are young enough or have previous POST training). At least you admitted you didn’t “need to.”

This is not the first time you have made insulting remarks to me, pablo. You have in the past come off on here sounding elitest and above reproach. I have a great memory ;=]

[bearishgurl]

[quote=pabloesqobar]Many people fail pre-employment psych exams. My wife (at the time) was worried about it when she was in the hiring process to join the SDPD. She made it thru fine, but many didn’t. There’s a good reason for that.[/quote]

Thank you for clarifying that. Most candidates cannot even GET to the “psych” exam part of the process because they couldn’t score high enough on the written exam, pass the physical exam, pass a strenuous background check, pass a polygraph and pass a credit check, lol! Of course, I passed all of these and was slated for training in GA (for 17 weeks, not 7 weeks as I previously stated). At that time, Public Law cut off the hiring age at 34 years, 10 months for these positions so I was unable to later reapply to a different agency for a similar position. Actually my “psych” interview took place in 1990.

These jobs are open to the public for a long period for a REASON, to garner as many applications as possible. The vast majority of applicants don’t make it to step 2 … or 3. A few Piggs posted that they felt these workers are feeding off some “gravy train.” Of course, they are all free to apply for the job themselves (if they are young enough or have previous POST training). At least you admitted you didn’t “need to.”

This is not the first time you have made insulting remarks to me, pablo. You have in the past come off on here sounding elitest and above reproach. I have a great memory ;=]

[bearishgurl]

[quote=pabloesqobar]Many people fail pre-employment psych exams. My wife (at the time) was worried about it when she was in the hiring process to join the SDPD. She made it thru fine, but many didn’t. There’s a good reason for that.[/quote]

Thank you for clarifying that. Most candidates cannot even GET to the “psych” exam part of the process because they couldn’t score high enough on the written exam, pass the physical exam, pass a strenuous background check, pass a polygraph and pass a credit check, lol! Of course, I passed all of these and was slated for training in GA (for 17 weeks, not 7 weeks as I previously stated). At that time, Public Law cut off the hiring age at 34 years, 10 months for these positions so I was unable to later reapply to a different agency for a similar position. Actually my “psych” interview took place in 1990.

These jobs are open to the public for a long period for a REASON, to garner as many applications as possible. The vast majority of applicants don’t make it to step 2 … or 3. A few Piggs posted that they felt these workers are feeding off some “gravy train.” Of course, they are all free to apply for the job themselves (if they are young enough or have previous POST training). At least you admitted you didn’t “need to.”

This is not the first time you have made insulting remarks to me, pablo. You have in the past come off on here sounding elitest and above reproach. I have a great memory ;=]

[bearishgurl]

[quote=pabloesqobar]Many people fail pre-employment psych exams. My wife (at the time) was worried about it when she was in the hiring process to join the SDPD. She made it thru fine, but many didn’t. There’s a good reason for that.[/quote]

Thank you for clarifying that. Most candidates cannot even GET to the “psych” exam part of the process because they couldn’t score high enough on the written exam, pass the physical exam, pass a strenuous background check, pass a polygraph and pass a credit check, lol! Of course, I passed all of these and was slated for training in GA (for 17 weeks, not 7 weeks as I previously stated). At that time, Public Law cut off the hiring age at 34 years, 10 months for these positions so I was unable to later reapply to a different agency for a similar position. Actually my “psych” interview took place in 1990.

These jobs are open to the public for a long period for a REASON, to garner as many applications as possible. The vast majority of applicants don’t make it to step 2 … or 3. A few Piggs posted that they felt these workers are feeding off some “gravy train.” Of course, they are all free to apply for the job themselves (if they are young enough or have previous POST training). At least you admitted you didn’t “need to.”

This is not the first time you have made insulting remarks to me, pablo. You have in the past come off on here sounding elitest and above reproach. I have a great memory ;=]

[bearishgurl]

[quote=pabloesqobar]That’s cool you don’t want to do it. I’m at a point where I don’t want to either. No need to.[/quote]

Your last post the biggest load of nonsensical misogynistic BS hogwash I’ve read on this board in a long while. It’s clear that you have never visited a state prison and are clueless as to the typical duties of a worker there.

And even composed and delivered before the conclusion of your “busy” (lol) business day ;=]

Why don’t you go back to your office and see if you can drum up some more “billable hours/minutes?” Or get those sanction checks written and sent off for the all that stuff you let slide while you’ve been surfing with all of us lowly Piggs on the net??

[bearishgurl]

[quote=pabloesqobar]That’s cool you don’t want to do it. I’m at a point where I don’t want to either. No need to.[/quote]

Your last post the biggest load of nonsensical misogynistic BS hogwash I’ve read on this board in a long while. It’s clear that you have never visited a state prison and are clueless as to the typical duties of a worker there.

And even composed and delivered before the conclusion of your “busy” (lol) business day ;=]

Why don’t you go back to your office and see if you can drum up some more “billable hours/minutes?” Or get those sanction checks written and sent off for the all that stuff you let slide while you’ve been surfing with all of us lowly Piggs on the net??

[bearishgurl]

[quote=pabloesqobar]That’s cool you don’t want to do it. I’m at a point where I don’t want to either. No need to.[/quote]

Your last post the biggest load of nonsensical misogynistic BS hogwash I’ve read on this board in a long while. It’s clear that you have never visited a state prison and are clueless as to the typical duties of a worker there.

And even composed and delivered before the conclusion of your “busy” (lol) business day ;=]

Why don’t you go back to your office and see if you can drum up some more “billable hours/minutes?” Or get those sanction checks written and sent off for the all that stuff you let slide while you’ve been surfing with all of us lowly Piggs on the net??

[bearishgurl]

[quote=pabloesqobar]That’s cool you don’t want to do it. I’m at a point where I don’t want to either. No need to.[/quote]

Your last post the biggest load of nonsensical misogynistic BS hogwash I’ve read on this board in a long while. It’s clear that you have never visited a state prison and are clueless as to the typical duties of a worker there.

And even composed and delivered before the conclusion of your “busy” (lol) business day ;=]

Why don’t you go back to your office and see if you can drum up some more “billable hours/minutes?” Or get those sanction checks written and sent off for the all that stuff you let slide while you’ve been surfing with all of us lowly Piggs on the net??

[bearishgurl]

[quote=pabloesqobar]That’s cool you don’t want to do it. I’m at a point where I don’t want to either. No need to.[/quote]

Your last post the biggest load of nonsensical misogynistic BS hogwash I’ve read on this board in a long while. It’s clear that you have never visited a state prison and are clueless as to the typical duties of a worker there.

And even composed and delivered before the conclusion of your “busy” (lol) business day ;=]

Why don’t you go back to your office and see if you can drum up some more “billable hours/minutes?” Or get those sanction checks written and sent off for the all that stuff you let slide while you’ve been surfing with all of us lowly Piggs on the net??

[bearishgurl]

[quote=UCGal]* chula vista has big lots and fewer mello roos.[/quote]

I just want to clear up this misconception. 50-60% of Chula Vista actually HAS Mello Roos. However, the City encompasses 5 zip codes and is approximately 7 miles long by 13 miles wide. 91910 has the most larger lots but 91911, 91913 and 91914 also have properties with big lots (9K + sf).

What has been going on in 4S and surrounds in the last 3 years already happened in 91915 (Otay Ranch and parts of Eastlake Trails) beginning early 2006. This area is slightly older than 4S (first tracts finished in 2000). The values in Otay Ranch are further along in normalizing. There is SOME shadow inventory still left but most distressed units there have been foreclosed on or are in the process. There have been a few successful mods that I know of. 91915 has the highest MR in South County but it is not as high as the 4S MR. Much of the MR in Otay Ranch is also paid down an additional 3-5 years over that of 4S. One tract in 91913 paid off their MR in May 2007. Another set of tracts in 91910 will have their “street-bond” MR’s paid off in 2012. Since the City of Chula Vista debuted the formation of CFD’s in San Diego County in 1987, the residents here have all witnessed the results of this “experiment” first-hand and we have now come full circle.

The reality is that household funds that would have been spent on paint, siding, roof, windows, sod, concrete, etc, over the years has often had to go to MR when a choice had to be made. Many of the late 80’s/early 90’s built homes in these affected tracts have not been properly maintained. In some areas, sheets were still up on many windows up to three years after community buildout.

It’s very clear to anyone who can do the math that exorbitant MR obligations are not sustainable on a yearly basis for the average homeowner. Especially for a first-time buyer with no impounds who has to consciously budget for it. It is one of THE key causes of default, IMO. Add HOA dues to the MR and it is a recipe for disaster for a young family, especially one that is growing and/or depends on only ONE income.

Besides most of the units in 4S and surrounds originally selling for inflated prices during the “bubble-era,” the exorbitant MR in combination with HOA dues are the reasons why there is currently such heavy distress in the area, IMHO.

I believe 4S and surrounds still have several years to go to see stabilization of values. Some of its CFD’s bond-payback periods are for 5-10 years longer than Otay Ranch. We have all yet to see how this area will come out of the wash.

[bearishgurl]

[quote=UCGal]* chula vista has big lots and fewer mello roos.[/quote]

I just want to clear up this misconception. 50-60% of Chula Vista actually HAS Mello Roos. However, the City encompasses 5 zip codes and is approximately 7 miles long by 13 miles wide. 91910 has the most larger lots but 91911, 91913 and 91914 also have properties with big lots (9K + sf).

What has been going on in 4S and surrounds in the last 3 years already happened in 91915 (Otay Ranch and parts of Eastlake Trails) beginning early 2006. This area is slightly older than 4S (first tracts finished in 2000). The values in Otay Ranch are further along in normalizing. There is SOME shadow inventory still left but most distressed units there have been foreclosed on or are in the process. There have been a few successful mods that I know of. 91915 has the highest MR in South County but it is not as high as the 4S MR. Much of the MR in Otay Ranch is also paid down an additional 3-5 years over that of 4S. One tract in 91913 paid off their MR in May 2007. Another set of tracts in 91910 will have their “street-bond” MR’s paid off in 2012. Since the City of Chula Vista debuted the formation of CFD’s in San Diego County in 1987, the residents here have all witnessed the results of this “experiment” first-hand and we have now come full circle.

The reality is that household funds that would have been spent on paint, siding, roof, windows, sod, concrete, etc, over the years has often had to go to MR when a choice had to be made. Many of the late 80’s/early 90’s built homes in these affected tracts have not been properly maintained. In some areas, sheets were still up on many windows up to three years after community buildout.

It’s very clear to anyone who can do the math that exorbitant MR obligations are not sustainable on a yearly basis for the average homeowner. Especially for a first-time buyer with no impounds who has to consciously budget for it. It is one of THE key causes of default, IMO. Add HOA dues to the MR and it is a recipe for disaster for a young family, especially one that is growing and/or depends on only ONE income.

Besides most of the units in 4S and surrounds originally selling for inflated prices during the “bubble-era,” the exorbitant MR in combination with HOA dues are the reasons why there is currently such heavy distress in the area, IMHO.

I believe 4S and surrounds still have several years to go to see stabilization of values. Some of its CFD’s bond-payback periods are for 5-10 years longer than Otay Ranch. We have all yet to see how this area will come out of the wash.

[Author]

Posts