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October 4, 2013 at 5:17 PM in reply to: OT: And you thought public employee unions were out of hand #766286October 4, 2013 at 5:06 PM in reply to: OT: And you thought public employee unions were out of hand #766283
bearishgurl
Participant[quote=tc]I am a union stagehand. And I find that to be unacceptable.
I can also assure everyone that reads this that the stagehands in the San Diego theaters make enough to take care of their families and pay for a mortgage on a small house and no more. And many of us work 60+ hours a week.
Also the average non-union stagehand earns $14 an hour with no retirement or healthcare. So when they end up in the ER guess who ends up paying the bill.
And on a final note next time you go to a concert and look up to the 140,000 pounds of equipment over your head. Who do you want hanging it? A person making just enough to share an apartment with a bunch of other drug attics or a guy who has a family and a home to take care of.[/quote]I’d want YOU to install it over my head, tc, with all of the professionalism you have always demonstrated.
You’re probably aware that SD isn’t NY and the salaries here are a far cry from those in NYC, yet the cost of living here is the same or close to NYC.
Some of these jobs which are “unionized” no doubt look like a walk in the park to a lot of these Piggs who likely couldn’t possibly perform them themselves. Nor would they live in the “small (modest?) house” you bought with your “lavish” union wages.
Case in point: your $14 hr non-union counterpart whose family may be regularly utilizing SD’s emergency rooms who may or may not be doing the exact same job as you and likely doesn’t stay past a year on the job.
Thanks for posting, tc.
Participant[quote=CA renter][quote=AN]CAR, sorry but your logic doesn’t make any sense. If you think landlord who are not pay market value taxes are getting a subsidy, then the same logic also apply to home owners who are not paying market value taxes. Renters are the ultimate payers of these subsidies because they have to pay higher income and sales tax to subsidize those long time owners. It doesn’t matter if they live in the house or not.[/quote]
Yes, of course the owner-occupied homeowners are also getting a subsidy if they’re not paying market property taxes. That’s a given. That’s why Prop 13 passed in the first place — so that people wouldn’t be taxed out of their own homes (primary residences) just because local RE prices were going up. That’s exactly how Howard Jarvis sold Prop 13 to the gullible voters who didn’t comprehend that the greatest beneficiaries of Prop 13 would be investors, not granny; and that the revenue lost because of Prop 13 would have to come from somewhere else.
This protection for owner-occupiers is the only subsidy that should exist (if any). It’s one thing to help people stay in their single, primary residences; it’s quite another to subsidize the profits of landlords, commercial/industrial property owners, and developers/owners of large tracts of land.
And it’s not just renters who pay these higher taxes and fees. We all do.[/quote]
No, it’s definitely not just “granny” who benefits from Prop 13. I would surmise that 80%+ of today’s Prop 13 “beneficiaries” are the very able-bodied children and grandchildren of “granny” who were deeded the home before or after granny’s death, are occupying it at present and paying approximately 1/10th of my tax bill, yet reside on either side and across the street from me :=0. Then you have the subset of “granny’s heir-landlords” who have been collecting rent for years and even decades on properties that they’re paying $350 to $800 annual taxes on which they “acquired” in the same manner as above.
I’m not leaving out the mega landlords of 200++ units and mega landowners (whether agricultural or industrial) who “inherited” these many parcels from their wealthy, enterprising parents or grandparents and, although they might be potentially fully subdivided, they pay but a song in property taxes on these many parcels (as CAR is referring to here).
Case in point: In the most expensive city in the state (SF), over 75% of building/pkg lot owners have assessments dating back to 1978 or earlier (+2% per yr) and are likely paying property taxes equal to 1/15th to 1/30th of their “market rate” tax bill. Yet, they are able to fetch among the highest rents in the state if they are not located in a “rent-controlled” district.
Props 58 and 193 are to blame for these VERY widespread inequities, and, at the very least, as “progeny” of Prop 13, these sections should be abolished as their passing by the Legislature was NOT in keeping with the original intent of Prop 13 … that was, keeping granny and gramps in their homes until the last one moved in with a relative, into assisted living or died.
As it stands, granny’s (able-bodied) young “heirs” enjoy the same low assessment as “granny” did on into perpetuity no matter how much the neighborhood in question has increased in value over the years.
This is completely unfair to the surrounding “arms-length” homeowners who paid market prices for their homes in the era in which they bought them in, and, as I’ve said before here, it amounts to unjust enrichment to “granny’s” heirs at the expense of their neighbors.
I’m not against “inheriting” real property in CA but I am against an heir having the right to “inherit” granny’s low assessment.
As the years roll by, there are and will be less and less original homeowners as of April 1978 who are still residing in those same homes, yet the vast majority of these homes have never been marketed as they are still titled to individual(s) “within the family.” Since so many of them have no other redeeming qualities except their “ultra-low” assessment, this is the SOLE REASON why they are being retained by family members who would have otherwise sold them long ago, IMO.
Piggs are constantly complaining here about low inventory to choose from and Props 58/193 are the prime reason for this phenomenon. It isn’t going to get any better.
No other states in the US have these provisions in their laws … and rightly so. They will end up (indirectly) causing the fiscal demise of CA if they are not repealed, IMO.
ParticipantI visited CoveredCA today, and applied for coverage. I won’t be selecting a plan until they make available the actual names of providers in each plan they offer come Monday, 10/7. Just to double check that my current providers will be accepting the plan I choose.
I’m leaning towards the Blue Shield of CA Ultimate (Platinum) PPO for a variety of reasons, most notably that all my providers will accept it and they have a vast network of providers, some of which are located in the rural and semi-rural areas of the US which I regularly visit. And my visit to these providers does NOT have to be considered an “emergency” in order to be covered.
https://www.blueshieldca.com/bsca/find-a-plan/health-plans/individual-family/metal-level-plans.sp
Participant[quote=paramount][quote=UCGal]But to clarify – It’s not just sending federal workers home.
* It’s WIC (formula and milk for low income children)
* It’s IRS call centers (which are pretty busy right now because if you filed for extension – that deadline is 10/15.)
* It’s VA call centers. And applications for VA disability are on hold.
* The NIH has halted research.
* It looks like if you’re a green card applicant – your visa app is on hold, even though the clock is still ticking on your application. (I work with several VERY concerned folks.)
* New applications for small business loans aren’t being accepted.
* Locally – Miramar air base is shutting down the commissary, the day care, the youth sports programs, etc. This impacts a lot of families in San Diego. I would imagine it’s similar at North Island.[/quote]And it can be argued that many of those federal govt functions are unconstitutional anyway…
BTW, most are able to walk through the woods perfectly fine without govt help.[/quote]
Hi folks, I’m back in town trying to get groceries this evening but the commissary on 32nd St is now shut down, lol. I managed to go online today and activate all my Vons Just4U preference discounts and then brought in just four mfr coupons to the store with a list and my bill was $43.42 with a total savings of $42.38 (Just4U savings of $19.66 + Card Savings of $15.23 + paper (mfr) coupons of $7.49).
It can be done but it takes preparation before you enter the store. I’m going to miss my commissary privileges but sadly, they end when my youngest reaches age 18 … next summer … That is, IF this deadlock is resolved and they reopen before then, lol. I’ve had commissary privileges for more than 35 years and have shopped in three different commissaries (all improvements of the former) all at NAVSTA 32nd St.
Since none of them double coupons anymore, the prices at our local Vons, Ralphs and Albertsons are VERY cost-prohibitive (primarily for packaged groceries, personal and household items and sundries) unless you, as a consumer, play all the games they require to take advantage of the ultimate discounts they offer by having their card (for club savings) and repeat-buying of the same items to get further savings by first making a list online.
I currently seem to be able to “walk in the woods” okay “without govt help” in our local grocery chains but if one can’t make time in their day to organize themselves first before shopping, they will likely be ripped off in there, IMO.
For example, in the personal and household categories, most items (w/o “club savings”) are 2-4 times the price of the military commissary in the local grocery chain stores. It’s ridiculous and I don’t know how low-income people without military commissary privileges are actually surviving in SD.
ParticipantI forgot to mention that on CoveredCA (follow citydweller’s instructions here) you have to move your mouse over the first four plans offered on either the Bronze/Silver or Gold/Platinum pages in order to see a right arrow to click on the right side of the page, showing more choices in that category.
Participant[quote=citydweller]BG, thanks for pointing out the arrows, I had thought there were only 4 choices in each metal group, but you’re right, it looks like there are about 9 choices in each group. Now I have to do some more research 🙂
What is the difference between an EPO and PPO?[/quote]
citydweller, I posted this link explaining what an EPO is earlier in this thread:
http://www.ehow.com/facts_5003224_what-epo-health-plan.html
I’m reading it to be that EPO’s “Exclusive Provider Networks” tend to be small, localized networks around where the plan holder lives. Unless the plan’s documentation states otherwise, they don’t offer any coverage outside of that network.
Sharp individual plans (their HMOs offered on CoveredCA) feature the bulk of providers to choose from as being their own employees except for 225 (private practice) Sharp Community Medical Group providers to choose from at the Gold and Platinum level:
http://www.sharp.com/scmg/index.cfm
The rest of Sharp’s providers work directly for them (Sharp is one of the biggest employers in SD County with ~30K employees). Their POS Plan (they stop short of calling it a PPO because it more resembles an EPO … at least locally) is only offered to large groups and NOT on CoveredCA. Their Performance Plan is the ONLY one of their plans which is a “POS Plan.” Their other three plans (featured on CoveredCA at the Silver, Gold and Platinum levels) are HMOs.
https://www.sharphealthplan.com/index.php/plan-options/
https://www.sharphealthplan.com/index.php/find-a-doctor/
As I stated before here, my children were covered by Sharp HMOs and could not get coverage out-of-county with Sharp. As SK noted earlier here, all carriers’ plans will now have to, by law, cover emergency services to the extent they state they will on the plan documents.
This still doesn’t completely fix the problem of a SD-based college student under age 26 who is living out-of-county or out-of-state and who might want to seek routine or specific care in the location of their campus.
I stated earlier that all of my own five (very experienced) local physicians (ages 65-73) appeared to accept “Health Net.” Upon further research, I determined that only one of them will accept a HealthNet Plan offered on CoveredCA. This is because none of the Health Net Plans offered on CoveredCA are PPOs. They are all HMOs. I requested a provider directory for my region (SD County) last night from HealthNet, which was in my e-mail this morning. As NSR stated earlier in this thread, it is very small. As does Sharp’s local provider network, several medical specialties in HealthNet’s network have only 1-2 local providers to choose from (in SD County).
[quote=no_such_reality]There is one PPO available, Blue Shield in the San Diego region.
It covers 50% for out of network providers.
The Anthem EPO, also covers 50% for any out of network providers for emergency purposes.
In LA, the Anthem EPO has 8839 doctors in network. HealthNet, a much smaller competitor has 2316.
In San Diego, HealthNet isn’t a viable option, IMHO, they only have 216 primary care doctors in network.[/quote]
Thus, the Blue Shield of CA PPO is the only plan on CoveredCA which all my current providers will accept. From my research, it appears to be the only “true PPO” provided on the CoveredCA exchange for the SD Region (19) and is only offered at the Platinum level.
My current Aetna HDHP (beginning at just $93 per month in 2004, when I signed up) has gone up 385% since then. Since my carrier is leaving the state, I have no choice but to sign up with coveredca or a carrier off the exchange (sans any tax credit I am eligible for on the exchange). However, it has always had/has ALL the best doctors under its Aexcel designation available to me at all times, without referral.
http://www.aetna.com/docfind/pdf/aexcel_understanding.pdf
That is truly a sad commentary because I am (reluctantly) giving up an “affordable” HDHP with a HUGE nationwide provider network which included thousands of the very best doctors in the country who are in private practice. Although much more robust, my *new* plan’s rate will now (much) more than double what I am currently paying, that is, if I want to retain my longtime providers. But I can’t afford its monthly premiums without the tax credit :=0 because the only option for me on CoveredCA to keep those providers is to sign up for one of the most expensive plans on the exchange, the Blue Shield (Platinum) PPO.
I was perfectly happy with my 5000/3000 plan HDHP with copays of 40/50 and “free” preventative care as long as I could see a provider of my choice, at any time.
I wonder if the PTB who cobbled together the ACA really intended to double ++ the relatively-healthy insured’s HDHP individual premium by insidiously forcing the best carriers out of the biggest state’s market in the US and then disguising that exchange’s 100%++ “rate hike” with a “tax credit” of varying amounts (only for those who qualify for one).
The way I see it, since there are no longer any plans available ANYWHERE which are comparable to my “grandfathered plan,” the above is essentially what happened here in CA.
Study everything carefully, citydweller, to make SURE if you sign up on CoveredCA that you won’t be severely “watering down” your current coverage with a plan which will end up being unpalatable if something major should happen to you. Keep in mind that those plans on the exchange (especially the ones which end up being “free” or “nearly free” to the masses after tax credits and premium assistance) are subject to rate hikes for 2015 and beyond.
If you become really sick or gravely injured, CHOICE of providers is key and can mean the difference between life and death, IMO.
There are no longer any plans available which directly compare to “grandfathered” plans, citydweller. I just feel that those few individuals lucky enough to keep their “grandfathered” plans will not experience rate hikes to the degree of the plans on the exchange because hardly anyone is going to sign up for them (due to lack of tax credits being available). Also, the “sickest” people who will sign up on state exchanges are currently uninsured for a reason. That reason is that they were denied coverage in the past or were offered coverage but couldn’t afford the premium so declined it.
These aren’t the same subset of people who will now sign up for coverage OFF the exchanges (where your “grandfathered plan” comes from), IMO, as it is likely that the vast majority qualify for a tax credit (however small) to reduce their premium on an exchange plan. So, since the “grandfathered plans” (with all medically-underwritten insureds) are groups with far less risk, they likely won’t experience as high of or as many rate hikes from here on out, even if their carriers also offer plans on state exchanges.
Participant[quote=citydweller]The carriers/plans info is available at Covered California.
Click on “Resources”, then click on “Calculating Potential Insurance Cost”, then click “Get Started”.
Next, enter info, # of people in household, income, zip code and age. At the bottom of that page click the yellow button “See my options”.
Next will open a pop-up window with general information, you need to close that pop-up window. Underneath you will see the Bronze/Silver plans available in your area.
Choose the plan you’re interested in and click the “view details” button, then scroll up and click on “view plan benefits”.At the top of that page you can also click a button that will take you to the Gold/Platinum plans.
In San Diego it looks like the Silver Plans are Anthem Blue Cross EPO, and Health Net, Sharp or Kaiser HMO’s.[/quote]
Thanks, citydweller. I did this exercise and found out I’m eligible for one of the “Enhanced Silver 87” plans for “free” but I don’t want one because if I don’t use ALL of my monthly healthcare allowance, I will lose the balance. I’m probably going to sign up for a Platinum Plan for $34 – $57 mo out of pocket and get more bang for my buck and lower my deductible to nothing with a coinsurance (incl copays) of about $4000 (after tax credit and HC allowance). CoveredCA’s plan selection in SD County is sorry ass, IMHO. There is just one PPO with a marginal carrier. It appears that Blue Shield of CA will not be issuing plans in SD County. The masses down here seem to prefer HMOs so that is what they are getting. My feeling is that it has to do with our huge military presence using Tricare Standard/Prime and Tricare for Life PLUS the presence of one of the largest regional EPO’s in the country, Sharp Healthcare (who is offering several plans on the exchange). The masses here have long been trained to visit PCPs first, pull a number and wait their turn to recieve a referral to a “member” specialist.
If I were to sign up for Sharp Platinum HMO, I sadly only have one local doctor out of five I currently see who is on Sharp’s “Premier Provider Directory” and that is only because he has privileges at Sharp Memorial Hospital in SD. Even their “Premier” list (Platinum on the exchange) is 85-90% doctors who work directly for them.
https://www.sharphealthplan.com/index.php/find-a-doctor/
The vast majority of the top physicians in town are independents (have their own practices). Most of them run clinical trials, are guest speakers in conferences, teach specialized procedures to medical students and are also well-known expert witnesses. Many of them own their own medical buildings in REITs or in direct partnership with other physicians and are also part-owners in standalone surgicenters and other buildings they regularly practice in. The majority of them are over the age of 65.
I don’t want to be misdiagnosed, prescribed the wrong drug, given the “runaround” or be operated on by a newbie or a cog working his/her “system” because they are not yet successful enough to pay their own malpractice premiums. SD County is very fortunate in that we HAVE many very experienced, competent and renowned doctors (and dentists) practicing here. For this reason, I don’t really want to drop them and change to lesser providers or a lesser system if I can possibly help it.
It’s all about CHOICE (which isn’t that good in Region 19 – SD) and I’m noticing that several NorCal ruralish regions on the exchange (which I’m considering “retiring” to) have Blue Shield and other PPOs to choose from (likely because they have little or no access to HMO/EPO providers). I would rather have that and be able to choose to have a planned diagnostic visit, treatment or surgery ~200 mi away in SF, UC Davis, etc by a highly experienced specialist of my choice.
I only have to worry about signing up for 2014 in SD right now and, of course, will have to take what is on offer. All h@ll could break loose for me between now and this time next year, when I have to sign up for 2015 so I guess I can do anything for one year :=0
Thanks again for the instructions, citydweller.
*****
Later edited to state that I qualify for “Enhanced Silver 73” plan, not 87 plan as previously stated. Upon further research, my drs all appear to take HealthNet so will further check out those offering(s) on the exchange.
Still later: Ahhhh …. I didn’t see the right arrow on the Platinum plans. I just found Blue Shield of CA Platinum PPO in SD at a $117 mo cost to me (after tax credits and HC Allowance). Perfect!
No worries … my decision is already made 🙂
Participant[quote=SK in CV][quote=bearishgurl]This just in:
Republicans playing games at the 11th hr (close of the Federal fiscal year in conjunction with inception of Obamacare enrollment period).
Is anyone surprised?[/quote]
Only peripherally related to this post, I think you mentioned that one of your concerns about exchange policies with small networks is the lack of coverage when traveling. One of the provisions of the law is that exchange plans can’t charge more for emergency room visits for out-of-network providers. If you have a $250 deductible for in-network, it’s the same for out-of-network providers.
And no, I’m not surprised. GOP legislators have figured out that the exchanges will function far beyond expectations. They’re panicking before it fully goes into effect.[/quote]
That’s good to know, SK. Thanks! If it applies to closed networks, such as most EPO’s, or exclusive-to-SD networks such as Sharp Healthcare, for example, I’ll consider them along with the Blue Shield PPO. Deductibles are less of a concern to me than carrier and network size/choice of providers.
Now, all we have to find out from CoveredCA is WHICH carriers/plans will be offered on WHICH metal level. This info has been available for months on other states’ exchange websites but not in CA yet.
ParticipantOh, I understand all that, ER. You’ve stated here repeatedly that your current residence will likely be your “forever home.”
I wasn’t sure whether your improvements were visible from the exterior of your property … or not. I surmised you had spent at least $100K on them because of your various descriptions here on what you installed.
My point is (as I stated much earlier in this thread), that I don’t think anyone can really predict whether paid-off MR will actually improve the ultimate sales price of a property over recent comparable sales. In any case, buyers who have to get mortgages have lenders who will have appraisals done and if the agreed-upon sales price exceeds the appraisal, the lender will only loan the buyer(s) what they are qualified to borrow and only up to a certain LTV. So these buyers may very well have to make up the difference to the sellers from their pockets if seller won’t lower their price down to their buyer’s appraisal amt. If they cannot do so, they will have to back out.
Prepaid MR might make a property more saleable and sell much faster than the sea of listings around them which still owe MR. Whether or not that translates into any more money for sellers who prepaid MR is anyone’s guess.
In your case, it doesn’t matter because your pay-off was deeply discounted from what you would have had to pay your CFD(s) over the long haul had you not retired your MRs. And you will certainly own the property longer than the break-even point which I think you stated was ~10 years. So you prepaid you MRs strictly to benefit yourself.
ParticipantThis just in:
Republicans playing games at the 11th hr (close of the Federal fiscal year in conjunction with inception of Obamacare enrollment period).
Is anyone surprised?
ParticipantER, you’ve made my point for me. If “zillow” values are actually correct, the old listings the on three links you just posted are now almost equal to (or beyond) “millenium boom prices,” regardless of the amount of MR still owed on them. They went back up because their micromarket shot up in price in the ensuing couple of years. This (partially) explains the amounts of your recent unsolicited offers.
A property being sold way below market as a short sale also has a tendency to shoot up in value after purchased/cleaned up a little.
Congrats, ER! MR paid off or not, you apparently purchased in an area of high demand. It will be interesting to see if this level of demand keeps up if the majority of properties begin listing (and selling) for OVER $1.5M and stay there.
Participant[quote=Blogstar]Died out riding bike.
Left 8 year old son.http://postcards.blogs.fortune.cnn.com/2013/09/19/joy-covey-amazon/?hpt=hp_t2%5B/quote%5D
I saw that yesterday. Very tragic, indeed.
Participant[quote=UCGal]BG –
Once again you assume that because it doesn’t fit your personal wishes/lifestyle/demographic – it’s invalid.Yes – you’re a baby boomer looking towards retirement. Yes – you do a lot of work downtown. Yes – you’ve only got one child left at home – soon to fly the nest. So for you – southbay is a good fit for your needs. That doesn’t make it the ideal spot for others, with different needs.
Not everyone buying houses is a baby boomer nearing retirement. In fact, I would assume that many home buyers are folks with minor age children, or planning on having children in the future. Most baby boomers have already purchased their primary home… although some might be looking for retirement homes to downsize to.
BG – you need to remember there are job centers outside of downtown. Sorrento Valley/sorrento mesa is a huge employment center. Probably more folks working there than downtown. (Based on traffic I’m pretty certain this is true.) Carlsbad has quite a few businesses/industries. The I-15 corridor from Scripps Ranch up through Rancho Bernardo has a number of large employers. Folks who work in these areas would not be well served by having a commute to the southbay.
True – the legal stuff is downtown because of the courthouse and jails – and that’s the field you’re in. But there are other industries in San Diego county – so living close to downtown might not do anything for your commute if you work in Carlsbad.
Please try to remember that not all home buyers have the same needs/wants that you do. I get frustrated by the way you attack folks who have different views.[/quote]
Uhh, except that you yourself have minor children and chose not to buy within a CFD, UCGal. You’re one of many thousands of parents who chose not to voluntarily pay this tax. As KPBS keeps telling us, “Mello Roos is the tax you choose.” In fact, you have stated here repeatedly that you are sending your kids to those dreaded (gasp!) SD City Schools. That’s all I’ve been saying here. There are many, many areas for housing choices in SD County but the main posters here (defending the “corrupt” mgmt of their own CFD’s?) make it sound to the public as if one has minor children that they are “forced” to pay MR to “get good schools.” It would have been more accurate for them to state that they were “forced” to pay MR to “get new schools.” We all know that the age of a school has nothing to do with the quality of education offered within it.
UCGal, I don’t know where you are seeing anywhere on this forum that I have been trying to “sell” south county. There are newer-developed areas in South County which have the exact same problems as those in North County! I actually tell people to stay away from them!
I know exactly where all the job centers are. I was HERE when they were all but a twinkle in a developer’s eye and began with just one cul-de-sac, remember?
The whole jist of my posts on this thread were that every buyer has a different list of requirements for their next home. It was just the opposite of my own wants and needs (fwiw, I don’t need a 1/2 AC+ lot and only have one vehicle to park). A mcmansion located six feet from the next one in a high-priced subdivision encumbered with high MR and high HOA dues is NOT a one-size-fits-all solution for every buyer, not even for every buyer in the $1M+ range.
ER, correct me if I’m wrong, but I understood you to state here that you were SURE that EVERY prospective buyer in SD County in the $1M+ range would fall head over heels for your house when they became aware that you prepaid your MR and would be glad to compensate you in your sales price for your prepayment. And no matter where their target shopping area was located, they could be “drawn” and “led” by their agent/broker to your listing because of this fact.
***
I DO believe ER can get reimbursed for his MR prepayment NOW upon sale but I think if he has been getting unsolicited offers for over $300K more than he paid for the property (1.5 yrs ago?), then those offers have much more to do with his extensive (interior and exterior?) rehab of it and the fact that the market has gone up since he bought it than the fact that he prepaid his MR. In other words, he may have gotten some of the same offers if he DIDN’T prepay his MR strictly due to demand for SantaLuz and the dearth of current decent listings behind his gate.
Oh, and btw, folks, there are several threads on this forum detailing the travails of homeowners lamenting their continuous reptile encroachment in that “outer-lizardia” (spdrun’s words, however fitting) bastion here in SD County known as Stonebridge.
I have a suggestion. Maybe that nice local power station y’all have out there can serve double-duty as a reptile eradicator. Just gather all your reptiles up from your neighbors one by one in plastic trash cans, drop them at the base of the station, crack open a cold one and sit and watch them fry while they crawl up the pipes!
zzzzzzzzzz
That’s your “free” solution, that is, until a whole new crop of them hatch and the cycle repeats, lol.
Participant[quote=earlyretirement]It just seems like sometimes you have an almost hatred for this area. Or at the very least, stern disdain for the area.[/quote]
I don’t know where you read that here. I posted recently that I viewed ALL the SantaLuz videos on a thread you posted and really liked it! I especially liked the elevation and the round lots with pano views.
HOWEVER, I don’t like the way the city/county has allowed the developers for rest of your zip code to sandwich in 9-10 units per AC in most tracts and charge ~$600K to $1.3M? for each unit, LOL. From the aerial view, some tracts’ houses/PUDS don’t even appear to have enough setback to park a typical 15-16′ long mid-size or full-size vehicle in the driveway (without it hanging over the sidewalk and curb).
This phenomenon isn’t exclusive to 92127. Subdivisions in 91914 and 91915 are notorious for this type of ultra-crowded (what I call “listen-to-your-neighbor’s-toilet-flush”) construction. And just try to pass another car going the opposite direction on one of these streets after dark, when they are lined from end to end with parallel parked cars. You have to slow down to 5 mph and hope you don’t bump rear-view mirrors with the oncoming vehicle!
The developers gypped many of these buyers paying Big Bucks and the Highest MR In The County out of a standard city lot and a standard setback and got away with it. Ask yourself how that happened.
But the buyers continued to swarm in, only to get ripped off in MR overpayments and in the misuse of their MR funds.
It’s astounding to me.
But as you said, ER, a lot of people really don’t care about all these messy, boring details. They think they have bought into a particular lifestyle and for as long as it lasts, they’re going to keep on keepin’ on :=0
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