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bearishgurl
Participant[quote=Eugene]It was 42 °F in Scripps Ranch last night. 39 °F the night before. Subtract a couple of degrees for Stonebridge. The smallest floor plan in Serenity is 4040 square feet. Unless builders go out of their way to insulate their houses (insulation thickness above what’s recommended for San Diego, triple glazed windows, hand-fitted weatherproofing strips on all doors), you’re looking at a $500/month cooling bill in the summer and a $500/month heating bill in the winter.[/quote]
I haven’t looked inside new developments but from what I’ve heard from people who have bought into them in South County, they are NOT very well insulated and DO NOT have triple-paned windows. In some cases such as in a condo, there is no insulation at all. I can tell by a drive-by how cheap some of the windows are and also the small size of windows used which pale in comparison to the older construction. I have also heard complaints of very narrow staircases, making it difficult to move larger furn. upstairs. And then you have the “space-saving” tandem garage design (3-car separated), that you can’t park in front of and still get into the other garage – LOL.
Our temperatures didn’t recently dip that low down here, even in 91914 and 91915. It does get hot out there though, probably at least ten degrees hotter than central Chula.
A $500 utility bill is astounding!!! Mine avgs. $55 a month year round and I have abt. 2200 SF. I would venture that the high ceilings, wasted alcoves/space and poor inland location are contributing to that problem.
Does anyone know how much an annual fire policy with a guaranteed-replacement-cost rider with $1000 deductible costs in Scripps Ranch for say, 2500 SF?? Just curious.
bearishgurl
Participant[quote=Eugene]It was 42 °F in Scripps Ranch last night. 39 °F the night before. Subtract a couple of degrees for Stonebridge. The smallest floor plan in Serenity is 4040 square feet. Unless builders go out of their way to insulate their houses (insulation thickness above what’s recommended for San Diego, triple glazed windows, hand-fitted weatherproofing strips on all doors), you’re looking at a $500/month cooling bill in the summer and a $500/month heating bill in the winter.[/quote]
I haven’t looked inside new developments but from what I’ve heard from people who have bought into them in South County, they are NOT very well insulated and DO NOT have triple-paned windows. In some cases such as in a condo, there is no insulation at all. I can tell by a drive-by how cheap some of the windows are and also the small size of windows used which pale in comparison to the older construction. I have also heard complaints of very narrow staircases, making it difficult to move larger furn. upstairs. And then you have the “space-saving” tandem garage design (3-car separated), that you can’t park in front of and still get into the other garage – LOL.
Our temperatures didn’t recently dip that low down here, even in 91914 and 91915. It does get hot out there though, probably at least ten degrees hotter than central Chula.
A $500 utility bill is astounding!!! Mine avgs. $55 a month year round and I have abt. 2200 SF. I would venture that the high ceilings, wasted alcoves/space and poor inland location are contributing to that problem.
Does anyone know how much an annual fire policy with a guaranteed-replacement-cost rider with $1000 deductible costs in Scripps Ranch for say, 2500 SF?? Just curious.
bearishgurl
Participant[quote=kcal09]Does anybody know how long the MR has to be paid in “Stonebridge”. Is it 15 year or longer?[/quote]
MR bonds are typically for 30 yrs. unless the developer has paid some up front. The developments I’ve seen where this has happened have 20-yr. bonds.
[quote=kcal09]Also, can it be extended if there is a need to raise more money?[/quote]
No, the bonds are used to build the initial infrastructure servicing the development (police & fire stns., schools, libaries, etc.).
Only HOA dues can be raised and each owner specially assessed by a majority vote of its Board.
bearishgurl
Participant[quote=kcal09]Does anybody know how long the MR has to be paid in “Stonebridge”. Is it 15 year or longer?[/quote]
MR bonds are typically for 30 yrs. unless the developer has paid some up front. The developments I’ve seen where this has happened have 20-yr. bonds.
[quote=kcal09]Also, can it be extended if there is a need to raise more money?[/quote]
No, the bonds are used to build the initial infrastructure servicing the development (police & fire stns., schools, libaries, etc.).
Only HOA dues can be raised and each owner specially assessed by a majority vote of its Board.
bearishgurl
Participant[quote=kcal09]Does anybody know how long the MR has to be paid in “Stonebridge”. Is it 15 year or longer?[/quote]
MR bonds are typically for 30 yrs. unless the developer has paid some up front. The developments I’ve seen where this has happened have 20-yr. bonds.
[quote=kcal09]Also, can it be extended if there is a need to raise more money?[/quote]
No, the bonds are used to build the initial infrastructure servicing the development (police & fire stns., schools, libaries, etc.).
Only HOA dues can be raised and each owner specially assessed by a majority vote of its Board.
bearishgurl
Participant[quote=kcal09]Does anybody know how long the MR has to be paid in “Stonebridge”. Is it 15 year or longer?[/quote]
MR bonds are typically for 30 yrs. unless the developer has paid some up front. The developments I’ve seen where this has happened have 20-yr. bonds.
[quote=kcal09]Also, can it be extended if there is a need to raise more money?[/quote]
No, the bonds are used to build the initial infrastructure servicing the development (police & fire stns., schools, libaries, etc.).
Only HOA dues can be raised and each owner specially assessed by a majority vote of its Board.
bearishgurl
Participant[quote=kcal09]Does anybody know how long the MR has to be paid in “Stonebridge”. Is it 15 year or longer?[/quote]
MR bonds are typically for 30 yrs. unless the developer has paid some up front. The developments I’ve seen where this has happened have 20-yr. bonds.
[quote=kcal09]Also, can it be extended if there is a need to raise more money?[/quote]
No, the bonds are used to build the initial infrastructure servicing the development (police & fire stns., schools, libaries, etc.).
Only HOA dues can be raised and each owner specially assessed by a majority vote of its Board.
bearishgurl
Participant[quote=garysears]. . . I threw the APN in the DPLU mapping site and it looks like there are environmental restrictions at a minimum.[/quote]
It this is true, Gary, then count on duking it out with County’s APCB and DPLU over CEQA issues from here on into eternity. Start out by paying for a lengthy “EIR” to be prepared. By the time your bill for all this is done and you can finally APPLY to bring water to the property, you will have spent more than the orig. asking price, IMO.
Remember, Lakeside is the home of the environmentally sensitive “donax reed” which grows up to 8 ft. tall, among other “valuable” flora and fauna. It’s what keeps the snakes alive. You and/or your high-priced engineer had better not accidentally step on any! Same prob. in Bonita – LOL!
bearishgurl
Participant[quote=garysears]. . . I threw the APN in the DPLU mapping site and it looks like there are environmental restrictions at a minimum.[/quote]
It this is true, Gary, then count on duking it out with County’s APCB and DPLU over CEQA issues from here on into eternity. Start out by paying for a lengthy “EIR” to be prepared. By the time your bill for all this is done and you can finally APPLY to bring water to the property, you will have spent more than the orig. asking price, IMO.
Remember, Lakeside is the home of the environmentally sensitive “donax reed” which grows up to 8 ft. tall, among other “valuable” flora and fauna. It’s what keeps the snakes alive. You and/or your high-priced engineer had better not accidentally step on any! Same prob. in Bonita – LOL!
bearishgurl
Participant[quote=garysears]. . . I threw the APN in the DPLU mapping site and it looks like there are environmental restrictions at a minimum.[/quote]
It this is true, Gary, then count on duking it out with County’s APCB and DPLU over CEQA issues from here on into eternity. Start out by paying for a lengthy “EIR” to be prepared. By the time your bill for all this is done and you can finally APPLY to bring water to the property, you will have spent more than the orig. asking price, IMO.
Remember, Lakeside is the home of the environmentally sensitive “donax reed” which grows up to 8 ft. tall, among other “valuable” flora and fauna. It’s what keeps the snakes alive. You and/or your high-priced engineer had better not accidentally step on any! Same prob. in Bonita – LOL!
bearishgurl
Participant[quote=garysears]. . . I threw the APN in the DPLU mapping site and it looks like there are environmental restrictions at a minimum.[/quote]
It this is true, Gary, then count on duking it out with County’s APCB and DPLU over CEQA issues from here on into eternity. Start out by paying for a lengthy “EIR” to be prepared. By the time your bill for all this is done and you can finally APPLY to bring water to the property, you will have spent more than the orig. asking price, IMO.
Remember, Lakeside is the home of the environmentally sensitive “donax reed” which grows up to 8 ft. tall, among other “valuable” flora and fauna. It’s what keeps the snakes alive. You and/or your high-priced engineer had better not accidentally step on any! Same prob. in Bonita – LOL!
bearishgurl
Participant[quote=garysears]. . . I threw the APN in the DPLU mapping site and it looks like there are environmental restrictions at a minimum.[/quote]
It this is true, Gary, then count on duking it out with County’s APCB and DPLU over CEQA issues from here on into eternity. Start out by paying for a lengthy “EIR” to be prepared. By the time your bill for all this is done and you can finally APPLY to bring water to the property, you will have spent more than the orig. asking price, IMO.
Remember, Lakeside is the home of the environmentally sensitive “donax reed” which grows up to 8 ft. tall, among other “valuable” flora and fauna. It’s what keeps the snakes alive. You and/or your high-priced engineer had better not accidentally step on any! Same prob. in Bonita – LOL!
bearishgurl
Participant[quote=garysears] . . . I think land prices might be really starting to crumble. One bank threw in the towel in late April, lowering the price for 9 acres raw land from 190k to 50k. That seems significant to me. That listing is still current if anyone is interested.[/quote]
Gary, if the parcel is in Lakeside zip, it most likely does not have sewer access, which means you will have to install septic and/or dig a leachfield. It could also be VERY cost-prohibitive to hook up to water, depending on how far you’ll have to go with with piping.
I checked on this a few years ago for a friend considering a lot in 91941 and it was going to cost about $6,800 to hook up to City water (all said and done) which was nearby in the alley. Metropolitan Water Dist. gets a premium (kickback) for all new water hookups in the County.
If you or any other Piggs are interested in the parcel, I recommend a “due diligence” be conducted on it before placing an offer.
bearishgurl
Participant[quote=garysears] . . . I think land prices might be really starting to crumble. One bank threw in the towel in late April, lowering the price for 9 acres raw land from 190k to 50k. That seems significant to me. That listing is still current if anyone is interested.[/quote]
Gary, if the parcel is in Lakeside zip, it most likely does not have sewer access, which means you will have to install septic and/or dig a leachfield. It could also be VERY cost-prohibitive to hook up to water, depending on how far you’ll have to go with with piping.
I checked on this a few years ago for a friend considering a lot in 91941 and it was going to cost about $6,800 to hook up to City water (all said and done) which was nearby in the alley. Metropolitan Water Dist. gets a premium (kickback) for all new water hookups in the County.
If you or any other Piggs are interested in the parcel, I recommend a “due diligence” be conducted on it before placing an offer.
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