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bearishgurl
ParticipantBeing a “Tri-Valley” gurl myself and a trained wine steward from the late ’70’s, I prefer Wente Bros. I personally don’t care for dry wines, exc. an occasional Merlot. My all time favorite is Wente Johannesburg Riesling and my second favorite is Fetzer Gewurtstraminer. Yes, waterboy, Vons DOES usually have good prices on wine!
I have never been to Temecula wineries but try (2x yr.) to tour the Russian River area of Sonoma Co., Napa Co. and/or Mendocino Co. Totally worth the trip and I have people to stay with. I’ve also been to a few wineries near Morgan Hill and also outside Solvang which was expensive, but fun.
For home use, I *always* drink white zin from a box or jug, due to cost and buy my favs and wine for guests on base (no tax) for the holidays.
Hey, sdr, I didn’t know such a place existed in SD – there are a couple of these “tasting rooms” in S. Lake Tahoe. I will round up some friends and try it out – Thx!!
ParticipantBeing a “Tri-Valley” gurl myself and a trained wine steward from the late ’70’s, I prefer Wente Bros. I personally don’t care for dry wines, exc. an occasional Merlot. My all time favorite is Wente Johannesburg Riesling and my second favorite is Fetzer Gewurtstraminer. Yes, waterboy, Vons DOES usually have good prices on wine!
I have never been to Temecula wineries but try (2x yr.) to tour the Russian River area of Sonoma Co., Napa Co. and/or Mendocino Co. Totally worth the trip and I have people to stay with. I’ve also been to a few wineries near Morgan Hill and also outside Solvang which was expensive, but fun.
For home use, I *always* drink white zin from a box or jug, due to cost and buy my favs and wine for guests on base (no tax) for the holidays.
Hey, sdr, I didn’t know such a place existed in SD – there are a couple of these “tasting rooms” in S. Lake Tahoe. I will round up some friends and try it out – Thx!!
Participant[quote=Ready411]Decent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.[/quote]
Ready411, when you mentioned “Central SD,” I took that to mean “Central SD.” The only community you have mentioned here that you are interested in that is located in “Central SD” is Normal Heights.
These other communities are in “North City” or “North SD.” I believe you absolutely can find a property in your price range in “North San Diego” which will be a cosmetic fixer or low-cost rehab between 25-50 yrs. old and with more SF than properties in “Central SD.”
Participant[quote=Ready411]Decent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.[/quote]
Ready411, when you mentioned “Central SD,” I took that to mean “Central SD.” The only community you have mentioned here that you are interested in that is located in “Central SD” is Normal Heights.
These other communities are in “North City” or “North SD.” I believe you absolutely can find a property in your price range in “North San Diego” which will be a cosmetic fixer or low-cost rehab between 25-50 yrs. old and with more SF than properties in “Central SD.”
Participant[quote=Ready411]Decent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.[/quote]
Ready411, when you mentioned “Central SD,” I took that to mean “Central SD.” The only community you have mentioned here that you are interested in that is located in “Central SD” is Normal Heights.
These other communities are in “North City” or “North SD.” I believe you absolutely can find a property in your price range in “North San Diego” which will be a cosmetic fixer or low-cost rehab between 25-50 yrs. old and with more SF than properties in “Central SD.”
Participant[quote=Ready411]Decent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.[/quote]
Ready411, when you mentioned “Central SD,” I took that to mean “Central SD.” The only community you have mentioned here that you are interested in that is located in “Central SD” is Normal Heights.
These other communities are in “North City” or “North SD.” I believe you absolutely can find a property in your price range in “North San Diego” which will be a cosmetic fixer or low-cost rehab between 25-50 yrs. old and with more SF than properties in “Central SD.”
Participant[quote=Ready411]Decent neighborhood – nicer parts of Clairemont, Linda Vista, Tierrasanta, Del Cerro, Normal Heights, etc. We know the areas within these communities can vary quite a bit.[/quote]
Ready411, when you mentioned “Central SD,” I took that to mean “Central SD.” The only community you have mentioned here that you are interested in that is located in “Central SD” is Normal Heights.
These other communities are in “North City” or “North SD.” I believe you absolutely can find a property in your price range in “North San Diego” which will be a cosmetic fixer or low-cost rehab between 25-50 yrs. old and with more SF than properties in “Central SD.”
Participant[quote=Ready411]By missing the boat, I mean in the price range and market that I am looking at, I do not believe I will be buying my dream house. But if a decent deal comes along, I will probably be second guessing myself and wondering if it really is the right deal. For those with more experience, has a decent neighborhood in central San Diego always been a tough market for 1st time buyers? My gut says no, but I have no point of reference.[/quote]
Ready411, Central SD has ALWAYS been tough in certain zips and neighborhoods for FT buyers. The way FT buyers usually were able to purchase a property < 5 mi. from dtn. SD was to buy a "fixer" or a "cosmetic fixer." Urban SD's SFR housing stock, particularly south of I-8 is 60-90 yrs. old (with very small pockets of 1970's dev), unless a lot was previously razed and rebuilt. In the zips where properties with redwood/cedar built ins, plaster walls, cove cielings, leaded glass, crown moulding, pier & post foundation, etc. are abundant, those properties are the "real deal" in that they cannot be duplicated easily or cheaply by builders today. There is a LOT OF COMPETITION for these properties in ANY condition because they are a finite commodity. I you will accept a fixer WWII box or 1950 ranch with outdated kitchens/baths and poss. 1 to 1-1/2 car gar, I think you will be able to find a well-located property with some "sweat equity" built in for bet. $330K and $400K if are patient and "hang tough." You might want to ask active realtor Piggs, but I believe your terms could get your offer accepted over other potentially equal offers, that is, offer to put 20% down and borrow 80% conv. and NOT ask for any closing-cost assistance or other concessions beyond the work/tenting that is necessary for termite clearance. When I was active in RE, the "FHA" program was not commonly used in CA so I do not know how an FHA offer is typically perceived by sellers today. I know that the program is now in use in CA because the FHA cap has been raised in recent years.
Participant[quote=Ready411]By missing the boat, I mean in the price range and market that I am looking at, I do not believe I will be buying my dream house. But if a decent deal comes along, I will probably be second guessing myself and wondering if it really is the right deal. For those with more experience, has a decent neighborhood in central San Diego always been a tough market for 1st time buyers? My gut says no, but I have no point of reference.[/quote]
Ready411, Central SD has ALWAYS been tough in certain zips and neighborhoods for FT buyers. The way FT buyers usually were able to purchase a property < 5 mi. from dtn. SD was to buy a "fixer" or a "cosmetic fixer." Urban SD's SFR housing stock, particularly south of I-8 is 60-90 yrs. old (with very small pockets of 1970's dev), unless a lot was previously razed and rebuilt. In the zips where properties with redwood/cedar built ins, plaster walls, cove cielings, leaded glass, crown moulding, pier & post foundation, etc. are abundant, those properties are the "real deal" in that they cannot be duplicated easily or cheaply by builders today. There is a LOT OF COMPETITION for these properties in ANY condition because they are a finite commodity. I you will accept a fixer WWII box or 1950 ranch with outdated kitchens/baths and poss. 1 to 1-1/2 car gar, I think you will be able to find a well-located property with some "sweat equity" built in for bet. $330K and $400K if are patient and "hang tough." You might want to ask active realtor Piggs, but I believe your terms could get your offer accepted over other potentially equal offers, that is, offer to put 20% down and borrow 80% conv. and NOT ask for any closing-cost assistance or other concessions beyond the work/tenting that is necessary for termite clearance. When I was active in RE, the "FHA" program was not commonly used in CA so I do not know how an FHA offer is typically perceived by sellers today. I know that the program is now in use in CA because the FHA cap has been raised in recent years.
Participant[quote=Ready411]By missing the boat, I mean in the price range and market that I am looking at, I do not believe I will be buying my dream house. But if a decent deal comes along, I will probably be second guessing myself and wondering if it really is the right deal. For those with more experience, has a decent neighborhood in central San Diego always been a tough market for 1st time buyers? My gut says no, but I have no point of reference.[/quote]
Ready411, Central SD has ALWAYS been tough in certain zips and neighborhoods for FT buyers. The way FT buyers usually were able to purchase a property < 5 mi. from dtn. SD was to buy a "fixer" or a "cosmetic fixer." Urban SD's SFR housing stock, particularly south of I-8 is 60-90 yrs. old (with very small pockets of 1970's dev), unless a lot was previously razed and rebuilt. In the zips where properties with redwood/cedar built ins, plaster walls, cove cielings, leaded glass, crown moulding, pier & post foundation, etc. are abundant, those properties are the "real deal" in that they cannot be duplicated easily or cheaply by builders today. There is a LOT OF COMPETITION for these properties in ANY condition because they are a finite commodity. I you will accept a fixer WWII box or 1950 ranch with outdated kitchens/baths and poss. 1 to 1-1/2 car gar, I think you will be able to find a well-located property with some "sweat equity" built in for bet. $330K and $400K if are patient and "hang tough." You might want to ask active realtor Piggs, but I believe your terms could get your offer accepted over other potentially equal offers, that is, offer to put 20% down and borrow 80% conv. and NOT ask for any closing-cost assistance or other concessions beyond the work/tenting that is necessary for termite clearance. When I was active in RE, the "FHA" program was not commonly used in CA so I do not know how an FHA offer is typically perceived by sellers today. I know that the program is now in use in CA because the FHA cap has been raised in recent years.
Participant[quote=Ready411]By missing the boat, I mean in the price range and market that I am looking at, I do not believe I will be buying my dream house. But if a decent deal comes along, I will probably be second guessing myself and wondering if it really is the right deal. For those with more experience, has a decent neighborhood in central San Diego always been a tough market for 1st time buyers? My gut says no, but I have no point of reference.[/quote]
Ready411, Central SD has ALWAYS been tough in certain zips and neighborhoods for FT buyers. The way FT buyers usually were able to purchase a property < 5 mi. from dtn. SD was to buy a "fixer" or a "cosmetic fixer." Urban SD's SFR housing stock, particularly south of I-8 is 60-90 yrs. old (with very small pockets of 1970's dev), unless a lot was previously razed and rebuilt. In the zips where properties with redwood/cedar built ins, plaster walls, cove cielings, leaded glass, crown moulding, pier & post foundation, etc. are abundant, those properties are the "real deal" in that they cannot be duplicated easily or cheaply by builders today. There is a LOT OF COMPETITION for these properties in ANY condition because they are a finite commodity. I you will accept a fixer WWII box or 1950 ranch with outdated kitchens/baths and poss. 1 to 1-1/2 car gar, I think you will be able to find a well-located property with some "sweat equity" built in for bet. $330K and $400K if are patient and "hang tough." You might want to ask active realtor Piggs, but I believe your terms could get your offer accepted over other potentially equal offers, that is, offer to put 20% down and borrow 80% conv. and NOT ask for any closing-cost assistance or other concessions beyond the work/tenting that is necessary for termite clearance. When I was active in RE, the "FHA" program was not commonly used in CA so I do not know how an FHA offer is typically perceived by sellers today. I know that the program is now in use in CA because the FHA cap has been raised in recent years.
Participant[quote=Ready411]By missing the boat, I mean in the price range and market that I am looking at, I do not believe I will be buying my dream house. But if a decent deal comes along, I will probably be second guessing myself and wondering if it really is the right deal. For those with more experience, has a decent neighborhood in central San Diego always been a tough market for 1st time buyers? My gut says no, but I have no point of reference.[/quote]
Ready411, Central SD has ALWAYS been tough in certain zips and neighborhoods for FT buyers. The way FT buyers usually were able to purchase a property < 5 mi. from dtn. SD was to buy a "fixer" or a "cosmetic fixer." Urban SD's SFR housing stock, particularly south of I-8 is 60-90 yrs. old (with very small pockets of 1970's dev), unless a lot was previously razed and rebuilt. In the zips where properties with redwood/cedar built ins, plaster walls, cove cielings, leaded glass, crown moulding, pier & post foundation, etc. are abundant, those properties are the "real deal" in that they cannot be duplicated easily or cheaply by builders today. There is a LOT OF COMPETITION for these properties in ANY condition because they are a finite commodity. I you will accept a fixer WWII box or 1950 ranch with outdated kitchens/baths and poss. 1 to 1-1/2 car gar, I think you will be able to find a well-located property with some "sweat equity" built in for bet. $330K and $400K if are patient and "hang tough." You might want to ask active realtor Piggs, but I believe your terms could get your offer accepted over other potentially equal offers, that is, offer to put 20% down and borrow 80% conv. and NOT ask for any closing-cost assistance or other concessions beyond the work/tenting that is necessary for termite clearance. When I was active in RE, the "FHA" program was not commonly used in CA so I do not know how an FHA offer is typically perceived by sellers today. I know that the program is now in use in CA because the FHA cap has been raised in recent years.
Participant[quote=CA renter]
It’s not dependent on the market cycle (i.e.: when prices are high), but rather when they need/want to sell.You and I have very different opinions as to the “wealth” of these local owners. Most of them are very regular families who happened to buy a home before the crazy credit bubble destroyed affordability. We know a lot of people in these older neighborhoods, and very few of them are what I would call “rich” or “wealthy.” All of them have been devastated by the lack of returns on fixed-income investments, and those who had stock have also lost a tremendous amount of “wealth.” I cannot overstate how much the Fed has decimated the financial plans of many older families (and young ones, too!).
There were plenty of homes for reasonable prices for most of our local history. What’s happened in the past decade is an anomally, it is NOT the norm.
I acknowledge that it’s a leap of faith, but it’s a bet I’m willing to make. All that’s required is lots and lots of patience.
Mind you, we’re looking in the older sections. We have no interest in the newer, “upscale” planned communities. We are seeing more and more properties lately that are getting close to what we’re looking for…and they are NOT flying off the shelf like they were just a few years ago.
Patience… ;)[/quote]
CAR, I wholeheartedly agree with everything you’re saying here. Patience . . . and “stamina” are GOOD. I, too, am not “going anywhere” and have “time.” He who is the last through the door before it closes wins :}
Participant[quote=CA renter]
It’s not dependent on the market cycle (i.e.: when prices are high), but rather when they need/want to sell.You and I have very different opinions as to the “wealth” of these local owners. Most of them are very regular families who happened to buy a home before the crazy credit bubble destroyed affordability. We know a lot of people in these older neighborhoods, and very few of them are what I would call “rich” or “wealthy.” All of them have been devastated by the lack of returns on fixed-income investments, and those who had stock have also lost a tremendous amount of “wealth.” I cannot overstate how much the Fed has decimated the financial plans of many older families (and young ones, too!).
There were plenty of homes for reasonable prices for most of our local history. What’s happened in the past decade is an anomally, it is NOT the norm.
I acknowledge that it’s a leap of faith, but it’s a bet I’m willing to make. All that’s required is lots and lots of patience.
Mind you, we’re looking in the older sections. We have no interest in the newer, “upscale” planned communities. We are seeing more and more properties lately that are getting close to what we’re looking for…and they are NOT flying off the shelf like they were just a few years ago.
Patience… ;)[/quote]
CAR, I wholeheartedly agree with everything you’re saying here. Patience . . . and “stamina” are GOOD. I, too, am not “going anywhere” and have “time.” He who is the last through the door before it closes wins :}
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