[an]

All these talk about 50% off peak brings back some good memories. Any guess on when we’ll see 50% off peak for the areas that haven’t seen 50% off? Not all of the areas that haven’t seen 50% peak are “ultra desirable” NCC. I love to get one of these house: http://www.sdlookup.com/MLS-110023279-6229_Canyon_Bluff_Ct_San_Diego_CA_92121 for 1/2 off peak.

[an]

All these talk about 50% off peak brings back some good memories. Any guess on when we’ll see 50% off peak for the areas that haven’t seen 50% off? Not all of the areas that haven’t seen 50% peak are “ultra desirable” NCC. I love to get one of these house: http://www.sdlookup.com/MLS-110023279-6229_Canyon_Bluff_Ct_San_Diego_CA_92121 for 1/2 off peak.

[an]

[quote=SK in CV][quote=Scarlett]
This part about living expenses is just a side story if you want and you want to make a big deal about it. Not sure why you are up in arms. Do you think getting a student loan so one can wear latest fashion, buy an iphone, iPad, starbucks, etc is smart?

[/quote]

Spent much time with college students lately? They’re still eating top ramen. It just costs more than it did when you were in college.[/quote]
My thought exactly. I know more than a few current and recent graduates. Those who have iPhone, iPad, etc. did/does not have student loans. Those who do have student loans have jobs, share bedrooms, etc.

[an]

[quote=SK in CV][quote=Scarlett]
This part about living expenses is just a side story if you want and you want to make a big deal about it. Not sure why you are up in arms. Do you think getting a student loan so one can wear latest fashion, buy an iphone, iPad, starbucks, etc is smart?

[/quote]

Spent much time with college students lately? They’re still eating top ramen. It just costs more than it did when you were in college.[/quote]
My thought exactly. I know more than a few current and recent graduates. Those who have iPhone, iPad, etc. did/does not have student loans. Those who do have student loans have jobs, share bedrooms, etc.

[an]

[quote=SK in CV][quote=Scarlett]
This part about living expenses is just a side story if you want and you want to make a big deal about it. Not sure why you are up in arms. Do you think getting a student loan so one can wear latest fashion, buy an iphone, iPad, starbucks, etc is smart?

[/quote]

Spent much time with college students lately? They’re still eating top ramen. It just costs more than it did when you were in college.[/quote]
My thought exactly. I know more than a few current and recent graduates. Those who have iPhone, iPad, etc. did/does not have student loans. Those who do have student loans have jobs, share bedrooms, etc.

[an]

[quote=SK in CV][quote=Scarlett]
This part about living expenses is just a side story if you want and you want to make a big deal about it. Not sure why you are up in arms. Do you think getting a student loan so one can wear latest fashion, buy an iphone, iPad, starbucks, etc is smart?

[/quote]

Spent much time with college students lately? They’re still eating top ramen. It just costs more than it did when you were in college.[/quote]
My thought exactly. I know more than a few current and recent graduates. Those who have iPhone, iPad, etc. did/does not have student loans. Those who do have student loans have jobs, share bedrooms, etc.

[an]

[quote=SK in CV][quote=Scarlett]
This part about living expenses is just a side story if you want and you want to make a big deal about it. Not sure why you are up in arms. Do you think getting a student loan so one can wear latest fashion, buy an iphone, iPad, starbucks, etc is smart?

[/quote]

Spent much time with college students lately? They’re still eating top ramen. It just costs more than it did when you were in college.[/quote]
My thought exactly. I know more than a few current and recent graduates. Those who have iPhone, iPad, etc. did/does not have student loans. Those who do have student loans have jobs, share bedrooms, etc.

[an]

[quote=Scarlett]AN, it is now harder for the more poor people to attend a good college. If the college bubble popped and college costs went down then it would make it easier – smaller student loans (if needed) or smaller amounts of money needed to be saved.

I still think that teaching kids survival skills and responsibity should be forced upon them, it’s a good life lesson.[/quote]
What make you think restricting student loans will bring on this supposed bubble? Last I check, there are plenty of well off Indian, Chinese, foreigners who would more than love to take these local’s spot and they can spend much much more.

[an]

[quote=Scarlett]AN, it is now harder for the more poor people to attend a good college. If the college bubble popped and college costs went down then it would make it easier – smaller student loans (if needed) or smaller amounts of money needed to be saved.

I still think that teaching kids survival skills and responsibity should be forced upon them, it’s a good life lesson.[/quote]
What make you think restricting student loans will bring on this supposed bubble? Last I check, there are plenty of well off Indian, Chinese, foreigners who would more than love to take these local’s spot and they can spend much much more.

[an]

[quote=Scarlett]AN, it is now harder for the more poor people to attend a good college. If the college bubble popped and college costs went down then it would make it easier – smaller student loans (if needed) or smaller amounts of money needed to be saved.

I still think that teaching kids survival skills and responsibity should be forced upon them, it’s a good life lesson.[/quote]
What make you think restricting student loans will bring on this supposed bubble? Last I check, there are plenty of well off Indian, Chinese, foreigners who would more than love to take these local’s spot and they can spend much much more.

[an]

[quote=Scarlett]AN, it is now harder for the more poor people to attend a good college. If the college bubble popped and college costs went down then it would make it easier – smaller student loans (if needed) or smaller amounts of money needed to be saved.

I still think that teaching kids survival skills and responsibity should be forced upon them, it’s a good life lesson.[/quote]
What make you think restricting student loans will bring on this supposed bubble? Last I check, there are plenty of well off Indian, Chinese, foreigners who would more than love to take these local’s spot and they can spend much much more.

[an]

[quote=Scarlett]AN, it is now harder for the more poor people to attend a good college. If the college bubble popped and college costs went down then it would make it easier – smaller student loans (if needed) or smaller amounts of money needed to be saved.

I still think that teaching kids survival skills and responsibity should be forced upon them, it’s a good life lesson.[/quote]
What make you think restricting student loans will bring on this supposed bubble? Last I check, there are plenty of well off Indian, Chinese, foreigners who would more than love to take these local’s spot and they can spend much much more.

[an]

[quote=bearishgurl]
AN, if they go to community college for the first two years, it only costs $26 per credit hour. YES, a student can save that amount in HS if their parents are strapped. They may even qualify for a fee waiver! A student loan entraps their future. All kinds of things happen after college. The decisions the student may want to make (in the prime time of their lives to get married and possibly start a family) are severely hampered by exhorbitant student loan debt previously taken out that will never go away, even if consolidated or deferred. I’ve seen this phenomenon repeatedly for +/- 40 year-old fairly “newly minted” attorneys and it is pathetic. They can’t even pay child support for kids they had while in college or after graduation and still be able to live and make their student-loan payments (after consolidation and deferral as long as they can get away with, lol).[/quote]
What does this prove? That some people career didn’t turn out to be as rosy as they hoped? Would 2 years in JC would have changed anything? What about all the other people who got student loans to pay for everything and got a kick ass career and was able to pay for all the student loans w/ ease?

[quote=bearishgurl][quote=AN] Most good schools are in expensive areas.[/quote]

I don’t agree that “most good schools” are in expensive areas. For instance, UC Davis is not situated in a particularly expensive area and it is a very good school for science majors.[/quote]
UCD is one example. For everyone UCD, there’s UCSD, UCSB, UCSF, UCLA, UCB, UCI.

[quote=bearishgurl]I don’t agree that blue collar workers are inferior or make less money than white collar workers. I don’t agree that blue collar workers have a worse life than white collar workers or that there is higher unemployment in blue collar trades than white collar jobs. Remember, blue collar workers typically don’t owe anything in student loans! They can begin their young lives afresh with a decent salary![/quote]
Where did I say blue collar workers are inferior or have a worse life? But they do on average make less than white collar: http://en.wikipedia.org/wiki/Household_income_in_the_United_States

Blue collar does have higher unemployment: http://useconomy.about.com/b/2009/04/14/unemployment-worse-for-blue-collar-industries.htm, http://www.reuters.com/article/2009/05/18/usa-unemployment-men-idUSN1450507420090518, http://www.ideastream.org/news/feature/29881, I can go on but you get the hint.

[an]

[quote=bearishgurl]
AN, if they go to community college for the first two years, it only costs $26 per credit hour. YES, a student can save that amount in HS if their parents are strapped. They may even qualify for a fee waiver! A student loan entraps their future. All kinds of things happen after college. The decisions the student may want to make (in the prime time of their lives to get married and possibly start a family) are severely hampered by exhorbitant student loan debt previously taken out that will never go away, even if consolidated or deferred. I’ve seen this phenomenon repeatedly for +/- 40 year-old fairly “newly minted” attorneys and it is pathetic. They can’t even pay child support for kids they had while in college or after graduation and still be able to live and make their student-loan payments (after consolidation and deferral as long as they can get away with, lol).[/quote]
What does this prove? That some people career didn’t turn out to be as rosy as they hoped? Would 2 years in JC would have changed anything? What about all the other people who got student loans to pay for everything and got a kick ass career and was able to pay for all the student loans w/ ease?

[quote=bearishgurl][quote=AN] Most good schools are in expensive areas.[/quote]

I don’t agree that “most good schools” are in expensive areas. For instance, UC Davis is not situated in a particularly expensive area and it is a very good school for science majors.[/quote]
UCD is one example. For everyone UCD, there’s UCSD, UCSB, UCSF, UCLA, UCB, UCI.

[quote=bearishgurl]I don’t agree that blue collar workers are inferior or make less money than white collar workers. I don’t agree that blue collar workers have a worse life than white collar workers or that there is higher unemployment in blue collar trades than white collar jobs. Remember, blue collar workers typically don’t owe anything in student loans! They can begin their young lives afresh with a decent salary![/quote]
Where did I say blue collar workers are inferior or have a worse life? But they do on average make less than white collar: http://en.wikipedia.org/wiki/Household_income_in_the_United_States

Blue collar does have higher unemployment: http://useconomy.about.com/b/2009/04/14/unemployment-worse-for-blue-collar-industries.htm, http://www.reuters.com/article/2009/05/18/usa-unemployment-men-idUSN1450507420090518, http://www.ideastream.org/news/feature/29881, I can go on but you get the hint.

[an]

[quote=bearishgurl]
AN, if they go to community college for the first two years, it only costs $26 per credit hour. YES, a student can save that amount in HS if their parents are strapped. They may even qualify for a fee waiver! A student loan entraps their future. All kinds of things happen after college. The decisions the student may want to make (in the prime time of their lives to get married and possibly start a family) are severely hampered by exhorbitant student loan debt previously taken out that will never go away, even if consolidated or deferred. I’ve seen this phenomenon repeatedly for +/- 40 year-old fairly “newly minted” attorneys and it is pathetic. They can’t even pay child support for kids they had while in college or after graduation and still be able to live and make their student-loan payments (after consolidation and deferral as long as they can get away with, lol).[/quote]
What does this prove? That some people career didn’t turn out to be as rosy as they hoped? Would 2 years in JC would have changed anything? What about all the other people who got student loans to pay for everything and got a kick ass career and was able to pay for all the student loans w/ ease?

[quote=bearishgurl][quote=AN] Most good schools are in expensive areas.[/quote]

I don’t agree that “most good schools” are in expensive areas. For instance, UC Davis is not situated in a particularly expensive area and it is a very good school for science majors.[/quote]
UCD is one example. For everyone UCD, there’s UCSD, UCSB, UCSF, UCLA, UCB, UCI.

[quote=bearishgurl]I don’t agree that blue collar workers are inferior or make less money than white collar workers. I don’t agree that blue collar workers have a worse life than white collar workers or that there is higher unemployment in blue collar trades than white collar jobs. Remember, blue collar workers typically don’t owe anything in student loans! They can begin their young lives afresh with a decent salary![/quote]
Where did I say blue collar workers are inferior or have a worse life? But they do on average make less than white collar: http://en.wikipedia.org/wiki/Household_income_in_the_United_States

Blue collar does have higher unemployment: http://useconomy.about.com/b/2009/04/14/unemployment-worse-for-blue-collar-industries.htm, http://www.reuters.com/article/2009/05/18/usa-unemployment-men-idUSN1450507420090518, http://www.ideastream.org/news/feature/29881, I can go on but you get the hint.

[Author]

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