[an]

Even if you keep your loan for 30 years, if you don’t want to pay the whole 30 years, you can 1) continue to pay what you’re paying, which will reduce 30 years down to less than the # years you have left on your current loan or 2) you can pay the new lower payment amount and after the end of your current loan, you can take the $ you saved and pay off the rest of the loan. You can do 1 or 2 and you’ll be paying less interest over the same span of time.

[an]

Even if you keep your loan for 30 years, if you don’t want to pay the whole 30 years, you can 1) continue to pay what you’re paying, which will reduce 30 years down to less than the # years you have left on your current loan or 2) you can pay the new lower payment amount and after the end of your current loan, you can take the $ you saved and pay off the rest of the loan. You can do 1 or 2 and you’ll be paying less interest over the same span of time.

[an]

[quote=recordsclerk]No cost at all? Everything rolled into the loan, including appraisal. That’s pretty good. I just closed on cash-out 15 year when rates were a little higher.[/quote]
Yep, none at all. It’s a no cash out refi. The credits I get back will cover all costs.

[an]

[quote=recordsclerk]No cost at all? Everything rolled into the loan, including appraisal. That’s pretty good. I just closed on cash-out 15 year when rates were a little higher.[/quote]
Yep, none at all. It’s a no cash out refi. The credits I get back will cover all costs.

[an]

[quote=recordsclerk]No cost at all? Everything rolled into the loan, including appraisal. That’s pretty good. I just closed on cash-out 15 year when rates were a little higher.[/quote]
Yep, none at all. It’s a no cash out refi. The credits I get back will cover all costs.

[an]

[quote=recordsclerk]No cost at all? Everything rolled into the loan, including appraisal. That’s pretty good. I just closed on cash-out 15 year when rates were a little higher.[/quote]
Yep, none at all. It’s a no cash out refi. The credits I get back will cover all costs.

[an]

[quote=recordsclerk]No cost at all? Everything rolled into the loan, including appraisal. That’s pretty good. I just closed on cash-out 15 year when rates were a little higher.[/quote]
Yep, none at all. It’s a no cash out refi. The credits I get back will cover all costs.

[an]

[quote=afx114]I’m in the process of refi’ing from 4.75 to 4.35 4 months after buying. Lowering our mortgage around $90/month, it’ll pay for the minimal fees pretty quickly.[/quote]
I’m in the process of refi’ing as well. I got 4.375 w/ no cost through Sheldon.

[an]

[quote=afx114]I’m in the process of refi’ing from 4.75 to 4.35 4 months after buying. Lowering our mortgage around $90/month, it’ll pay for the minimal fees pretty quickly.[/quote]
I’m in the process of refi’ing as well. I got 4.375 w/ no cost through Sheldon.

[an]

[quote=afx114]I’m in the process of refi’ing from 4.75 to 4.35 4 months after buying. Lowering our mortgage around $90/month, it’ll pay for the minimal fees pretty quickly.[/quote]
I’m in the process of refi’ing as well. I got 4.375 w/ no cost through Sheldon.

[an]

[quote=afx114]I’m in the process of refi’ing from 4.75 to 4.35 4 months after buying. Lowering our mortgage around $90/month, it’ll pay for the minimal fees pretty quickly.[/quote]
I’m in the process of refi’ing as well. I got 4.375 w/ no cost through Sheldon.

[an]

[quote=afx114]I’m in the process of refi’ing from 4.75 to 4.35 4 months after buying. Lowering our mortgage around $90/month, it’ll pay for the minimal fees pretty quickly.[/quote]
I’m in the process of refi’ing as well. I got 4.375 w/ no cost through Sheldon.

[an]

At this rate, we probably will see QEn.

[an]

At this rate, we probably will see QEn.

[an]

At this rate, we probably will see QEn.

[Author]

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