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ParticipantCAR, according to Zillow, their tax in 2010 was $9300 with assess value of $633k, which equate to ~1.47% (I assume this includes MR). If you offer full price at $570k, your monthly Tax + MR would be ~$700. Add in $100 for HOA and you have ~$800 for taxes and HOA. Using Aimloan.com, and 20% down, your monthly payment would be between $2,177.01 and $2,310.49, assuming you can qualify and how much you want to pay in points. Add in another $800/month for tax + MR + HOA and your total expense would be $2977 to $3100/month. Assuming your tax bracket is 25%, your tax deduction would be bet ~$500-600/month. So, if you count deduction from interest alone (assuming you’re right and the deduction of taxes cover maintenance), then your total monthly payment after deduction would would be ~$2500/month. How much can that house rent for today?
Also, 2% increase in taxes only apply if your house assessment actually go up. If it goes down, then your taxes goes down.
Participant[quote=ocrenter][quote=sdrealtor]CAR
Quick questions for ya. You said MR, HOA and property taxes were $900. How much were the property taxes of that $900? My guess would be $700ish? If so, is it really $200 (or whatever) of MR and HOA that is holding you back?[/quote]CAR, would love to see a link of this house in question.[/quote]
+1Participant[quote=ocrenter][quote=sdrealtor]CAR
Quick questions for ya. You said MR, HOA and property taxes were $900. How much were the property taxes of that $900? My guess would be $700ish? If so, is it really $200 (or whatever) of MR and HOA that is holding you back?[/quote]CAR, would love to see a link of this house in question.[/quote]
+1Participant[quote=ocrenter][quote=sdrealtor]CAR
Quick questions for ya. You said MR, HOA and property taxes were $900. How much were the property taxes of that $900? My guess would be $700ish? If so, is it really $200 (or whatever) of MR and HOA that is holding you back?[/quote]CAR, would love to see a link of this house in question.[/quote]
+1Participant[quote=ocrenter][quote=sdrealtor]CAR
Quick questions for ya. You said MR, HOA and property taxes were $900. How much were the property taxes of that $900? My guess would be $700ish? If so, is it really $200 (or whatever) of MR and HOA that is holding you back?[/quote]CAR, would love to see a link of this house in question.[/quote]
+1Participant[quote=ocrenter][quote=sdrealtor]CAR
Quick questions for ya. You said MR, HOA and property taxes were $900. How much were the property taxes of that $900? My guess would be $700ish? If so, is it really $200 (or whatever) of MR and HOA that is holding you back?[/quote]CAR, would love to see a link of this house in question.[/quote]
+1August 20, 2011 at 11:04 AM in reply to: Can we start talking SERIOUSLY about qualified GOP candidates? #721745Participant[quote=briansd1]Is a candidate serious if he/she can’t win?
Intellectually serious? Or can seriously win?[/quote]
This is why I seriously think we need at least one more party. I don’t agree 100% with either of the two parties right now (conservative financially and liberal socially) .August 20, 2011 at 11:04 AM in reply to: Can we start talking SERIOUSLY about qualified GOP candidates? #721838Participant[quote=briansd1]Is a candidate serious if he/she can’t win?
Intellectually serious? Or can seriously win?[/quote]
This is why I seriously think we need at least one more party. I don’t agree 100% with either of the two parties right now (conservative financially and liberal socially) .August 20, 2011 at 11:04 AM in reply to: Can we start talking SERIOUSLY about qualified GOP candidates? #722437Participant[quote=briansd1]Is a candidate serious if he/she can’t win?
Intellectually serious? Or can seriously win?[/quote]
This is why I seriously think we need at least one more party. I don’t agree 100% with either of the two parties right now (conservative financially and liberal socially) .August 20, 2011 at 11:04 AM in reply to: Can we start talking SERIOUSLY about qualified GOP candidates? #722594Participant[quote=briansd1]Is a candidate serious if he/she can’t win?
Intellectually serious? Or can seriously win?[/quote]
This is why I seriously think we need at least one more party. I don’t agree 100% with either of the two parties right now (conservative financially and liberal socially) .August 20, 2011 at 11:04 AM in reply to: Can we start talking SERIOUSLY about qualified GOP candidates? #722958Participant[quote=briansd1]Is a candidate serious if he/she can’t win?
Intellectually serious? Or can seriously win?[/quote]
This is why I seriously think we need at least one more party. I don’t agree 100% with either of the two parties right now (conservative financially and liberal socially) .August 20, 2011 at 9:53 AM in reply to: Can we start talking SERIOUSLY about qualified GOP candidates? #721672Participant[quote=DataAgent]I like Gary Johnson too. But he stands zero chance of being the top GOP candidate. Gary wants to legalize pot and that position is in direct conflict with core Republican values.[/quote]
Totally agree. I like Johnson too. Him and Paul are my top two picks, in that order, but Paul have more chance than Johnson.August 20, 2011 at 9:53 AM in reply to: Can we start talking SERIOUSLY about qualified GOP candidates? #721766Participant[quote=DataAgent]I like Gary Johnson too. But he stands zero chance of being the top GOP candidate. Gary wants to legalize pot and that position is in direct conflict with core Republican values.[/quote]
Totally agree. I like Johnson too. Him and Paul are my top two picks, in that order, but Paul have more chance than Johnson.August 20, 2011 at 9:53 AM in reply to: Can we start talking SERIOUSLY about qualified GOP candidates? #722366Participant[quote=DataAgent]I like Gary Johnson too. But he stands zero chance of being the top GOP candidate. Gary wants to legalize pot and that position is in direct conflict with core Republican values.[/quote]
Totally agree. I like Johnson too. Him and Paul are my top two picks, in that order, but Paul have more chance than Johnson. -
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