[an]

“1000/kid/month is above average even for infants. As kids grow older, they get cheaper.”

I totally agree. It’s all relative to how much you want to spoil your children. For the basic needs, it shouldn’t cost that much. I know families who don’t make all that much but can afford 4 kids and a house and able to save. They might not get all the luxury stuff but the kids don’t feel like they’re missing on anything they need to have either. It’s really how you raise your kids.

[an]

“1000/kid/month is above average even for infants. As kids grow older, they get cheaper.”

I totally agree. It’s all relative to how much you want to spoil your children. For the basic needs, it shouldn’t cost that much. I know families who don’t make all that much but can afford 4 kids and a house and able to save. They might not get all the luxury stuff but the kids don’t feel like they’re missing on anything they need to have either. It’s really how you raise your kids.

[an]

“1000/kid/month is above average even for infants. As kids grow older, they get cheaper.”

I totally agree. It’s all relative to how much you want to spoil your children. For the basic needs, it shouldn’t cost that much. I know families who don’t make all that much but can afford 4 kids and a house and able to save. They might not get all the luxury stuff but the kids don’t feel like they’re missing on anything they need to have either. It’s really how you raise your kids.

[an]

Jimmy, base on your other posts, it seems like you’re quite antsy to buy and that you want to buy soon. There are part of Mira Mesa that’s holding up fine now but at the end of the day, it’s still Mira Mesa. So when the bottom hit, they will probably be all affected the same %. Many people on here don’t expect the housing market to hit bottom until 2011, which is 4 years away. If you save religiously for the next four years, you can easily down 30-50% of the most expensive house in Mira Mesa. Also, if no major disaster happen, your salary in 4 years will be higher than what it is now. Since you’re set on buying in Mira Mesa and based on your income, the thought of stretching shouldn’t even cross your mind.

[an]

Jimmy, base on your other posts, it seems like you’re quite antsy to buy and that you want to buy soon. There are part of Mira Mesa that’s holding up fine now but at the end of the day, it’s still Mira Mesa. So when the bottom hit, they will probably be all affected the same %. Many people on here don’t expect the housing market to hit bottom until 2011, which is 4 years away. If you save religiously for the next four years, you can easily down 30-50% of the most expensive house in Mira Mesa. Also, if no major disaster happen, your salary in 4 years will be higher than what it is now. Since you’re set on buying in Mira Mesa and based on your income, the thought of stretching shouldn’t even cross your mind.

[an]

Jimmy, base on your other posts, it seems like you’re quite antsy to buy and that you want to buy soon. There are part of Mira Mesa that’s holding up fine now but at the end of the day, it’s still Mira Mesa. So when the bottom hit, they will probably be all affected the same %. Many people on here don’t expect the housing market to hit bottom until 2011, which is 4 years away. If you save religiously for the next four years, you can easily down 30-50% of the most expensive house in Mira Mesa. Also, if no major disaster happen, your salary in 4 years will be higher than what it is now. Since you’re set on buying in Mira Mesa and based on your income, the thought of stretching shouldn’t even cross your mind.

[an]

Jimmy, base on your other posts, it seems like you’re quite antsy to buy and that you want to buy soon. There are part of Mira Mesa that’s holding up fine now but at the end of the day, it’s still Mira Mesa. So when the bottom hit, they will probably be all affected the same %. Many people on here don’t expect the housing market to hit bottom until 2011, which is 4 years away. If you save religiously for the next four years, you can easily down 30-50% of the most expensive house in Mira Mesa. Also, if no major disaster happen, your salary in 4 years will be higher than what it is now. Since you’re set on buying in Mira Mesa and based on your income, the thought of stretching shouldn’t even cross your mind.

[an]

I don’t think so. At least that’s not what I’m noticing w/ my foreign mutual funds. These funds are run by American companies with American $. They just happen to either buy publicly traded foreign company in American market or converting it to foreign currency to invest in foreign companies. It’s not like the mutual fund just convert the $ into Yen and do nothing with it and converting it.

[an]

I don’t think so. At least that’s not what I’m noticing w/ my foreign mutual funds. These funds are run by American companies with American $. They just happen to either buy publicly traded foreign company in American market or converting it to foreign currency to invest in foreign companies. It’s not like the mutual fund just convert the $ into Yen and do nothing with it and converting it.

[an]

I don’t think so. At least that’s not what I’m noticing w/ my foreign mutual funds. These funds are run by American companies with American $. They just happen to either buy publicly traded foreign company in American market or converting it to foreign currency to invest in foreign companies. It’s not like the mutual fund just convert the $ into Yen and do nothing with it and converting it.

[an]

I don’t think so. At least that’s not what I’m noticing w/ my foreign mutual funds. These funds are run by American companies with American $. They just happen to either buy publicly traded foreign company in American market or converting it to foreign currency to invest in foreign companies. It’s not like the mutual fund just convert the $ into Yen and do nothing with it and converting it.

[an]

then you’re not really stretching yourself are ya?
You can still stretch even if you have sufficient rainy day fund because your monthly expense is at the high end of the allowable range base set by the bank base on your monthly income. At least that’s how I see it.

[an]

then you’re not really stretching yourself are ya?
You can still stretch even if you have sufficient rainy day fund because your monthly expense is at the high end of the allowable range base set by the bank base on your monthly income. At least that’s how I see it.

[an]

then you’re not really stretching yourself are ya?
You can still stretch even if you have sufficient rainy day fund because your monthly expense is at the high end of the allowable range base set by the bank base on your monthly income. At least that’s how I see it.

[an]

then you’re not really stretching yourself are ya?
You can still stretch even if you have sufficient rainy day fund because your monthly expense is at the high end of the allowable range base set by the bank base on your monthly income. At least that’s how I see it.

[Author]

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