Forum Replies Created
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AK
Participant[quote=jimmyle]I just got the Good Faith Estimate, and it seems like the numbers are all over the place.
Is it true that she is just trying to get approval right now and the numbers don’t matter that much?[/quote]
I’d call and e-mail to clarify the numbers. Things like loan payoff amount and daily interest charges are just guesses at this point but I’d definitely clear up any differences in things like origination fee, discount points, title insurance, and so on.
In my case the lender threw in $700 or so for an unnecessary appraisal and transfer taxes. I was assured those were just sloppy preparation and that the fees would be removed. I guess we’ll see … if not I’ll start screaming “RESPA violation.”
Sometimes I’m not sure how much GF is in the GFE. I think one of the problems is that the GFE has been offshored to BFE.
AK
Participant[quote=jimmyle]I just got the Good Faith Estimate, and it seems like the numbers are all over the place.
Is it true that she is just trying to get approval right now and the numbers don’t matter that much?[/quote]
I’d call and e-mail to clarify the numbers. Things like loan payoff amount and daily interest charges are just guesses at this point but I’d definitely clear up any differences in things like origination fee, discount points, title insurance, and so on.
In my case the lender threw in $700 or so for an unnecessary appraisal and transfer taxes. I was assured those were just sloppy preparation and that the fees would be removed. I guess we’ll see … if not I’ll start screaming “RESPA violation.”
Sometimes I’m not sure how much GF is in the GFE. I think one of the problems is that the GFE has been offshored to BFE.
AK
Participant[quote=jimmyle]I just got the Good Faith Estimate, and it seems like the numbers are all over the place.
Is it true that she is just trying to get approval right now and the numbers don’t matter that much?[/quote]
I’d call and e-mail to clarify the numbers. Things like loan payoff amount and daily interest charges are just guesses at this point but I’d definitely clear up any differences in things like origination fee, discount points, title insurance, and so on.
In my case the lender threw in $700 or so for an unnecessary appraisal and transfer taxes. I was assured those were just sloppy preparation and that the fees would be removed. I guess we’ll see … if not I’ll start screaming “RESPA violation.”
Sometimes I’m not sure how much GF is in the GFE. I think one of the problems is that the GFE has been offshored to BFE.
AK
Participant[quote=jimmyle]I just got the Good Faith Estimate, and it seems like the numbers are all over the place.
Is it true that she is just trying to get approval right now and the numbers don’t matter that much?[/quote]
I’d call and e-mail to clarify the numbers. Things like loan payoff amount and daily interest charges are just guesses at this point but I’d definitely clear up any differences in things like origination fee, discount points, title insurance, and so on.
In my case the lender threw in $700 or so for an unnecessary appraisal and transfer taxes. I was assured those were just sloppy preparation and that the fees would be removed. I guess we’ll see … if not I’ll start screaming “RESPA violation.”
Sometimes I’m not sure how much GF is in the GFE. I think one of the problems is that the GFE has been offshored to BFE.
AK
Participant[quote=jimmyle]I just got the Good Faith Estimate, and it seems like the numbers are all over the place.
Is it true that she is just trying to get approval right now and the numbers don’t matter that much?[/quote]
I’d call and e-mail to clarify the numbers. Things like loan payoff amount and daily interest charges are just guesses at this point but I’d definitely clear up any differences in things like origination fee, discount points, title insurance, and so on.
In my case the lender threw in $700 or so for an unnecessary appraisal and transfer taxes. I was assured those were just sloppy preparation and that the fees would be removed. I guess we’ll see … if not I’ll start screaming “RESPA violation.”
Sometimes I’m not sure how much GF is in the GFE. I think one of the problems is that the GFE has been offshored to BFE.
AK
ParticipantA number of federal and state laws might apply, but you really need advice from someone familiar with North Carolina and not from a bunch of California ****house lawyers π The only advice I can give in good conscience is to mix yourself a nice strong drink and relax. We have a number of highly qualified resident mixologists. Oh yeah, and wear sunscreen. (Though I guess even the sunscreen thing is being debated these days.)
It might take a while to find an honest lawyer … so here are a few things I Googled up that might help you sleep better. The usual warnings about Internet legal “advice” apply, of course.
http://www.nolo.com/legal-encyclopedia/renters-foreclosure-what-are-their-30064.html
http://www.ehow.com/about_6684661_north-renter_s-rights-foreclosure-proceedings.html
You have our sympathy though. I’m sure even the landlords on the forums will agree your situation is kinda messed up.
AK
ParticipantA number of federal and state laws might apply, but you really need advice from someone familiar with North Carolina and not from a bunch of California ****house lawyers π The only advice I can give in good conscience is to mix yourself a nice strong drink and relax. We have a number of highly qualified resident mixologists. Oh yeah, and wear sunscreen. (Though I guess even the sunscreen thing is being debated these days.)
It might take a while to find an honest lawyer … so here are a few things I Googled up that might help you sleep better. The usual warnings about Internet legal “advice” apply, of course.
http://www.nolo.com/legal-encyclopedia/renters-foreclosure-what-are-their-30064.html
http://www.ehow.com/about_6684661_north-renter_s-rights-foreclosure-proceedings.html
You have our sympathy though. I’m sure even the landlords on the forums will agree your situation is kinda messed up.
AK
ParticipantA number of federal and state laws might apply, but you really need advice from someone familiar with North Carolina and not from a bunch of California ****house lawyers π The only advice I can give in good conscience is to mix yourself a nice strong drink and relax. We have a number of highly qualified resident mixologists. Oh yeah, and wear sunscreen. (Though I guess even the sunscreen thing is being debated these days.)
It might take a while to find an honest lawyer … so here are a few things I Googled up that might help you sleep better. The usual warnings about Internet legal “advice” apply, of course.
http://www.nolo.com/legal-encyclopedia/renters-foreclosure-what-are-their-30064.html
http://www.ehow.com/about_6684661_north-renter_s-rights-foreclosure-proceedings.html
You have our sympathy though. I’m sure even the landlords on the forums will agree your situation is kinda messed up.
AK
ParticipantA number of federal and state laws might apply, but you really need advice from someone familiar with North Carolina and not from a bunch of California ****house lawyers π The only advice I can give in good conscience is to mix yourself a nice strong drink and relax. We have a number of highly qualified resident mixologists. Oh yeah, and wear sunscreen. (Though I guess even the sunscreen thing is being debated these days.)
It might take a while to find an honest lawyer … so here are a few things I Googled up that might help you sleep better. The usual warnings about Internet legal “advice” apply, of course.
http://www.nolo.com/legal-encyclopedia/renters-foreclosure-what-are-their-30064.html
http://www.ehow.com/about_6684661_north-renter_s-rights-foreclosure-proceedings.html
You have our sympathy though. I’m sure even the landlords on the forums will agree your situation is kinda messed up.
AK
ParticipantA number of federal and state laws might apply, but you really need advice from someone familiar with North Carolina and not from a bunch of California ****house lawyers π The only advice I can give in good conscience is to mix yourself a nice strong drink and relax. We have a number of highly qualified resident mixologists. Oh yeah, and wear sunscreen. (Though I guess even the sunscreen thing is being debated these days.)
It might take a while to find an honest lawyer … so here are a few things I Googled up that might help you sleep better. The usual warnings about Internet legal “advice” apply, of course.
http://www.nolo.com/legal-encyclopedia/renters-foreclosure-what-are-their-30064.html
http://www.ehow.com/about_6684661_north-renter_s-rights-foreclosure-proceedings.html
You have our sympathy though. I’m sure even the landlords on the forums will agree your situation is kinda messed up.
August 7, 2011 at 10:44 PM in reply to: OK, we are down graded: AA+ (Still a long way from F+ guys) #715828AK
Participant(stupid double post)
August 7, 2011 at 10:44 PM in reply to: OK, we are down graded: AA+ (Still a long way from F+ guys) #715916AK
Participant(stupid double post)
August 7, 2011 at 10:44 PM in reply to: OK, we are down graded: AA+ (Still a long way from F+ guys) #716517AK
Participant(stupid double post)
August 7, 2011 at 10:44 PM in reply to: OK, we are down graded: AA+ (Still a long way from F+ guys) #716667AK
Participant(stupid double post)
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