[AK]

VA rates are roughly comparable to conventional. Cal-Vet is another story … rates don’t seem to be terribly competitive at the moment.

The way I look at it … a low down payment, low fixed rate mortgage hedges against both inflation and deflation. Better than having all your cash tied up in illiquid paper wealth as unextractable home equity.

[AK]

All things being equal I say go VA, put down 5% to get a slightly lower funding fee, and save cash to preserve liquidity … PROVIDED the unit is in very good shape and can pass VA inspection, the complex itself is VA approved, and the local sellers/agents aren’t strongly biased against VA.

The VA regs can be a bit onerous and paternalistic, which just reflects the irony of the military as the ultimate paternalistic welfare state.

[AK]

All things being equal I say go VA, put down 5% to get a slightly lower funding fee, and save cash to preserve liquidity … PROVIDED the unit is in very good shape and can pass VA inspection, the complex itself is VA approved, and the local sellers/agents aren’t strongly biased against VA.

The VA regs can be a bit onerous and paternalistic, which just reflects the irony of the military as the ultimate paternalistic welfare state.

[AK]

All things being equal I say go VA, put down 5% to get a slightly lower funding fee, and save cash to preserve liquidity … PROVIDED the unit is in very good shape and can pass VA inspection, the complex itself is VA approved, and the local sellers/agents aren’t strongly biased against VA.

The VA regs can be a bit onerous and paternalistic, which just reflects the irony of the military as the ultimate paternalistic welfare state.

[AK]

All things being equal I say go VA, put down 5% to get a slightly lower funding fee, and save cash to preserve liquidity … PROVIDED the unit is in very good shape and can pass VA inspection, the complex itself is VA approved, and the local sellers/agents aren’t strongly biased against VA.

The VA regs can be a bit onerous and paternalistic, which just reflects the irony of the military as the ultimate paternalistic welfare state.

[AK]

All things being equal I say go VA, put down 5% to get a slightly lower funding fee, and save cash to preserve liquidity … PROVIDED the unit is in very good shape and can pass VA inspection, the complex itself is VA approved, and the local sellers/agents aren’t strongly biased against VA.

The VA regs can be a bit onerous and paternalistic, which just reflects the irony of the military as the ultimate paternalistic welfare state.

[AK]

I think the seller is contractually obligated to pay 6% or whatever commission is negotiated … more likely the listing agent will try to sneak in some dual agency paperwork or something else to keep the other 3%.

[AK]

I think the seller is contractually obligated to pay 6% or whatever commission is negotiated … more likely the listing agent will try to sneak in some dual agency paperwork or something else to keep the other 3%.

[AK]

I think the seller is contractually obligated to pay 6% or whatever commission is negotiated … more likely the listing agent will try to sneak in some dual agency paperwork or something else to keep the other 3%.

[AK]

I think the seller is contractually obligated to pay 6% or whatever commission is negotiated … more likely the listing agent will try to sneak in some dual agency paperwork or something else to keep the other 3%.

[AK]

I think the seller is contractually obligated to pay 6% or whatever commission is negotiated … more likely the listing agent will try to sneak in some dual agency paperwork or something else to keep the other 3%.

[AK]

Who were the fools who signed without reading? I bet it’s more likely the uneducated folks.

The entire closing process is designed to keep you from reading the papers or having a chance to get them reviewed.

Your loan docs arrive with just enough time to skim, sign, and FedEx off just in time to meet the closing deadline — this is no accident.

I know highly educated and financially astute people who got screwed by people they trusted. (I also believe that trusting “your own people,” whomever those people might be, leaves you wide-open to affinity fraud … but that’s a subject for another thread.)

[AK]

Who were the fools who signed without reading? I bet it’s more likely the uneducated folks.

The entire closing process is designed to keep you from reading the papers or having a chance to get them reviewed.

Your loan docs arrive with just enough time to skim, sign, and FedEx off just in time to meet the closing deadline — this is no accident.

I know highly educated and financially astute people who got screwed by people they trusted. (I also believe that trusting “your own people,” whomever those people might be, leaves you wide-open to affinity fraud … but that’s a subject for another thread.)

[AK]

Who were the fools who signed without reading? I bet it’s more likely the uneducated folks.

The entire closing process is designed to keep you from reading the papers or having a chance to get them reviewed.

Your loan docs arrive with just enough time to skim, sign, and FedEx off just in time to meet the closing deadline — this is no accident.

I know highly educated and financially astute people who got screwed by people they trusted. (I also believe that trusting “your own people,” whomever those people might be, leaves you wide-open to affinity fraud … but that’s a subject for another thread.)

[AK]

Who were the fools who signed without reading? I bet it’s more likely the uneducated folks.

The entire closing process is designed to keep you from reading the papers or having a chance to get them reviewed.

Your loan docs arrive with just enough time to skim, sign, and FedEx off just in time to meet the closing deadline — this is no accident.

I know highly educated and financially astute people who got screwed by people they trusted. (I also believe that trusting “your own people,” whomever those people might be, leaves you wide-open to affinity fraud … but that’s a subject for another thread.)

[Author]

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