[AK]

Yeah, I guess it’ll drive up costs for employers and policyholders.

No, I don’t think it’s practical for many young adults to purchase private health insurance … it’s hard to qualify for an individual policy unless you’re in absolutely perfect health, and that age group gets raked over the coals for car insurance. And let’s face it, a car is a necessity, especially since relying on public transit shrinks the pool of potential jobs drastically.

No, I don’t think that young adults are net beneficiaries because when they do get their own insurance, they’ll be required to pay higher premiums to subsidize old farts like myself.

I don’t think this is necessarily a blue state / red state issue, since the trend of covering adult children started in some of the reddest states of all.

[AK]

USAA’s customer service ain’t all that great either, sad to say. My loan closed on time but I had my moments of doubt and pain.

I’ve heard it said that one should go to a mortgage broker to get ripped off, and to a direct lender for incompetence. Great choice 🙂

[AK]

USAA’s customer service ain’t all that great either, sad to say. My loan closed on time but I had my moments of doubt and pain.

I’ve heard it said that one should go to a mortgage broker to get ripped off, and to a direct lender for incompetence. Great choice 🙂

[AK]

USAA’s customer service ain’t all that great either, sad to say. My loan closed on time but I had my moments of doubt and pain.

I’ve heard it said that one should go to a mortgage broker to get ripped off, and to a direct lender for incompetence. Great choice 🙂

[AK]

USAA’s customer service ain’t all that great either, sad to say. My loan closed on time but I had my moments of doubt and pain.

I’ve heard it said that one should go to a mortgage broker to get ripped off, and to a direct lender for incompetence. Great choice 🙂

[AK]

USAA’s customer service ain’t all that great either, sad to say. My loan closed on time but I had my moments of doubt and pain.

I’ve heard it said that one should go to a mortgage broker to get ripped off, and to a direct lender for incompetence. Great choice 🙂

[AK]

My understanding is that mortgage brokers make somewhere around 1% – 2% on each loan … obviously more if you’re getting ****ed.

I say look for your own backup financing, tell the other agent that you need his loan terms well before the end of the financing contingency period, and run the numbers to see which way you’re better off.

I’d also make sure there’s no prepayment penalty, so if you do get ****ed on that loan you can refinance.

[AK]

My understanding is that mortgage brokers make somewhere around 1% – 2% on each loan … obviously more if you’re getting ****ed.

I say look for your own backup financing, tell the other agent that you need his loan terms well before the end of the financing contingency period, and run the numbers to see which way you’re better off.

I’d also make sure there’s no prepayment penalty, so if you do get ****ed on that loan you can refinance.

[AK]

My understanding is that mortgage brokers make somewhere around 1% – 2% on each loan … obviously more if you’re getting ****ed.

I say look for your own backup financing, tell the other agent that you need his loan terms well before the end of the financing contingency period, and run the numbers to see which way you’re better off.

I’d also make sure there’s no prepayment penalty, so if you do get ****ed on that loan you can refinance.

[AK]

My understanding is that mortgage brokers make somewhere around 1% – 2% on each loan … obviously more if you’re getting ****ed.

I say look for your own backup financing, tell the other agent that you need his loan terms well before the end of the financing contingency period, and run the numbers to see which way you’re better off.

I’d also make sure there’s no prepayment penalty, so if you do get ****ed on that loan you can refinance.

[AK]

My understanding is that mortgage brokers make somewhere around 1% – 2% on each loan … obviously more if you’re getting ****ed.

I say look for your own backup financing, tell the other agent that you need his loan terms well before the end of the financing contingency period, and run the numbers to see which way you’re better off.

I’d also make sure there’s no prepayment penalty, so if you do get ****ed on that loan you can refinance.

[AK]

VA rates are roughly comparable to conventional. Cal-Vet is another story … rates don’t seem to be terribly competitive at the moment.

The way I look at it … a low down payment, low fixed rate mortgage hedges against both inflation and deflation. Better than having all your cash tied up in illiquid paper wealth as unextractable home equity.

[AK]

VA rates are roughly comparable to conventional. Cal-Vet is another story … rates don’t seem to be terribly competitive at the moment.

The way I look at it … a low down payment, low fixed rate mortgage hedges against both inflation and deflation. Better than having all your cash tied up in illiquid paper wealth as unextractable home equity.

[AK]

VA rates are roughly comparable to conventional. Cal-Vet is another story … rates don’t seem to be terribly competitive at the moment.

The way I look at it … a low down payment, low fixed rate mortgage hedges against both inflation and deflation. Better than having all your cash tied up in illiquid paper wealth as unextractable home equity.

[AK]

VA rates are roughly comparable to conventional. Cal-Vet is another story … rates don’t seem to be terribly competitive at the moment.

The way I look at it … a low down payment, low fixed rate mortgage hedges against both inflation and deflation. Better than having all your cash tied up in illiquid paper wealth as unextractable home equity.

[Author]

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