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AK
Participant[quote=patientrenter]My brother-in-law, who is retired, gave me this advice even last year, when I had much more: It’s a lot more expensive than you think to retire. (He’s doing fine, but he knows what it’s like to have lots of time and the desire to travel, play golf, and engage in other amusements, and he knows it costs money.)
Don’t let the nostrums of the financial planners catering to the baby boomers fool you. Assets won’t earn enough in the foreseeable future to let you retire for most of your life for less than the cost of an average home.[/quote]
Well put patientrenter …
Or as this recent article from BusinessWeek puts it:
http://www.msnbc.msn.com/id/28814777
“The recession is making clear what we’ve suspected for a long time. The concept of not working and embracing leisure for the last third of one’s life isn’t practical for most people.”
Participant[quote=patientrenter]My brother-in-law, who is retired, gave me this advice even last year, when I had much more: It’s a lot more expensive than you think to retire. (He’s doing fine, but he knows what it’s like to have lots of time and the desire to travel, play golf, and engage in other amusements, and he knows it costs money.)
Don’t let the nostrums of the financial planners catering to the baby boomers fool you. Assets won’t earn enough in the foreseeable future to let you retire for most of your life for less than the cost of an average home.[/quote]
Well put patientrenter …
Or as this recent article from BusinessWeek puts it:
http://www.msnbc.msn.com/id/28814777
“The recession is making clear what we’ve suspected for a long time. The concept of not working and embracing leisure for the last third of one’s life isn’t practical for most people.”
Participant[quote=patientrenter]My brother-in-law, who is retired, gave me this advice even last year, when I had much more: It’s a lot more expensive than you think to retire. (He’s doing fine, but he knows what it’s like to have lots of time and the desire to travel, play golf, and engage in other amusements, and he knows it costs money.)
Don’t let the nostrums of the financial planners catering to the baby boomers fool you. Assets won’t earn enough in the foreseeable future to let you retire for most of your life for less than the cost of an average home.[/quote]
Well put patientrenter …
Or as this recent article from BusinessWeek puts it:
http://www.msnbc.msn.com/id/28814777
“The recession is making clear what we’ve suspected for a long time. The concept of not working and embracing leisure for the last third of one’s life isn’t practical for most people.”
Participant[quote=patientrenter]My brother-in-law, who is retired, gave me this advice even last year, when I had much more: It’s a lot more expensive than you think to retire. (He’s doing fine, but he knows what it’s like to have lots of time and the desire to travel, play golf, and engage in other amusements, and he knows it costs money.)
Don’t let the nostrums of the financial planners catering to the baby boomers fool you. Assets won’t earn enough in the foreseeable future to let you retire for most of your life for less than the cost of an average home.[/quote]
Well put patientrenter …
Or as this recent article from BusinessWeek puts it:
http://www.msnbc.msn.com/id/28814777
“The recession is making clear what we’ve suspected for a long time. The concept of not working and embracing leisure for the last third of one’s life isn’t practical for most people.”
Participant[quote=patientrenter]My brother-in-law, who is retired, gave me this advice even last year, when I had much more: It’s a lot more expensive than you think to retire. (He’s doing fine, but he knows what it’s like to have lots of time and the desire to travel, play golf, and engage in other amusements, and he knows it costs money.)
Don’t let the nostrums of the financial planners catering to the baby boomers fool you. Assets won’t earn enough in the foreseeable future to let you retire for most of your life for less than the cost of an average home.[/quote]
Well put patientrenter …
Or as this recent article from BusinessWeek puts it:
http://www.msnbc.msn.com/id/28814777
“The recession is making clear what we’ve suspected for a long time. The concept of not working and embracing leisure for the last third of one’s life isn’t practical for most people.”
ParticipantIt’s been a while since I’ve had close acquaintance with the video/computer gaming industry, but from what I remember it’s a tough way to make a living. I’m sure you earned every cent of your stash.
Here are some of my thoughts. This is no slam on Temecula, which is a nice town with some of my favorite restaurants. My thoughts reflect California and suburbia in general …
1. No car: Based on my experience in various parts of CA, you’ll be considered a freak or worse and you’ll draw unwanted attention from your neighbors and from law enforcement. Seriously, try being a single male walking around a suburb any time of day or night, especially if you fit some ethnic profile or another.
Most areas aren’t pedestrian-friendly. Where bike lanes and bikeways exist they tend to be for recreational purposes and are all but useless for functional transportation, though others have mentioned a few bike-friendly developments.
2. Utility bills: Expect to pay dearly for electricity.
3. Outdoor recreation: Look for an area with good air quality. Around here that means coastal areas.
4. Insurance: CA is a lousy place to get an individual policy.
5. FIOS: You lucky so-and-sos.
If you can live with a smaller house (also cheaper to heat and cool) you might be happier with something along the SR-78 corridor. There you’ll have better access to public transportation and recreational opportunities.
ParticipantIt’s been a while since I’ve had close acquaintance with the video/computer gaming industry, but from what I remember it’s a tough way to make a living. I’m sure you earned every cent of your stash.
Here are some of my thoughts. This is no slam on Temecula, which is a nice town with some of my favorite restaurants. My thoughts reflect California and suburbia in general …
1. No car: Based on my experience in various parts of CA, you’ll be considered a freak or worse and you’ll draw unwanted attention from your neighbors and from law enforcement. Seriously, try being a single male walking around a suburb any time of day or night, especially if you fit some ethnic profile or another.
Most areas aren’t pedestrian-friendly. Where bike lanes and bikeways exist they tend to be for recreational purposes and are all but useless for functional transportation, though others have mentioned a few bike-friendly developments.
2. Utility bills: Expect to pay dearly for electricity.
3. Outdoor recreation: Look for an area with good air quality. Around here that means coastal areas.
4. Insurance: CA is a lousy place to get an individual policy.
5. FIOS: You lucky so-and-sos.
If you can live with a smaller house (also cheaper to heat and cool) you might be happier with something along the SR-78 corridor. There you’ll have better access to public transportation and recreational opportunities.
ParticipantIt’s been a while since I’ve had close acquaintance with the video/computer gaming industry, but from what I remember it’s a tough way to make a living. I’m sure you earned every cent of your stash.
Here are some of my thoughts. This is no slam on Temecula, which is a nice town with some of my favorite restaurants. My thoughts reflect California and suburbia in general …
1. No car: Based on my experience in various parts of CA, you’ll be considered a freak or worse and you’ll draw unwanted attention from your neighbors and from law enforcement. Seriously, try being a single male walking around a suburb any time of day or night, especially if you fit some ethnic profile or another.
Most areas aren’t pedestrian-friendly. Where bike lanes and bikeways exist they tend to be for recreational purposes and are all but useless for functional transportation, though others have mentioned a few bike-friendly developments.
2. Utility bills: Expect to pay dearly for electricity.
3. Outdoor recreation: Look for an area with good air quality. Around here that means coastal areas.
4. Insurance: CA is a lousy place to get an individual policy.
5. FIOS: You lucky so-and-sos.
If you can live with a smaller house (also cheaper to heat and cool) you might be happier with something along the SR-78 corridor. There you’ll have better access to public transportation and recreational opportunities.
ParticipantIt’s been a while since I’ve had close acquaintance with the video/computer gaming industry, but from what I remember it’s a tough way to make a living. I’m sure you earned every cent of your stash.
Here are some of my thoughts. This is no slam on Temecula, which is a nice town with some of my favorite restaurants. My thoughts reflect California and suburbia in general …
1. No car: Based on my experience in various parts of CA, you’ll be considered a freak or worse and you’ll draw unwanted attention from your neighbors and from law enforcement. Seriously, try being a single male walking around a suburb any time of day or night, especially if you fit some ethnic profile or another.
Most areas aren’t pedestrian-friendly. Where bike lanes and bikeways exist they tend to be for recreational purposes and are all but useless for functional transportation, though others have mentioned a few bike-friendly developments.
2. Utility bills: Expect to pay dearly for electricity.
3. Outdoor recreation: Look for an area with good air quality. Around here that means coastal areas.
4. Insurance: CA is a lousy place to get an individual policy.
5. FIOS: You lucky so-and-sos.
If you can live with a smaller house (also cheaper to heat and cool) you might be happier with something along the SR-78 corridor. There you’ll have better access to public transportation and recreational opportunities.
ParticipantIt’s been a while since I’ve had close acquaintance with the video/computer gaming industry, but from what I remember it’s a tough way to make a living. I’m sure you earned every cent of your stash.
Here are some of my thoughts. This is no slam on Temecula, which is a nice town with some of my favorite restaurants. My thoughts reflect California and suburbia in general …
1. No car: Based on my experience in various parts of CA, you’ll be considered a freak or worse and you’ll draw unwanted attention from your neighbors and from law enforcement. Seriously, try being a single male walking around a suburb any time of day or night, especially if you fit some ethnic profile or another.
Most areas aren’t pedestrian-friendly. Where bike lanes and bikeways exist they tend to be for recreational purposes and are all but useless for functional transportation, though others have mentioned a few bike-friendly developments.
2. Utility bills: Expect to pay dearly for electricity.
3. Outdoor recreation: Look for an area with good air quality. Around here that means coastal areas.
4. Insurance: CA is a lousy place to get an individual policy.
5. FIOS: You lucky so-and-sos.
If you can live with a smaller house (also cheaper to heat and cool) you might be happier with something along the SR-78 corridor. There you’ll have better access to public transportation and recreational opportunities.
ParticipantFirst of all let me say how amazed I am at your savings ability! I consider myself pretty frugal and I haven’t been able to save much at all these past few years!
With a wife and baby, a $250K mortgage might be pushing it just a little tiny bit, but in my opinion that’s not too far off.
I’m of the opinion that the lower end of the market has been bouncing and skidding off the bottom for the past few months. Look around … you might be able to find a nice townhouse or even a SFR in your price range. Just watch out for Mello-Roos, etc., in some of the newer developments!
Now if you’re waiting for 4S, Carlsbad, Encinitas, etc., to start tumbling down, open up a cold one and find yourself a good seat 🙂
ParticipantFirst of all let me say how amazed I am at your savings ability! I consider myself pretty frugal and I haven’t been able to save much at all these past few years!
With a wife and baby, a $250K mortgage might be pushing it just a little tiny bit, but in my opinion that’s not too far off.
I’m of the opinion that the lower end of the market has been bouncing and skidding off the bottom for the past few months. Look around … you might be able to find a nice townhouse or even a SFR in your price range. Just watch out for Mello-Roos, etc., in some of the newer developments!
Now if you’re waiting for 4S, Carlsbad, Encinitas, etc., to start tumbling down, open up a cold one and find yourself a good seat 🙂
ParticipantFirst of all let me say how amazed I am at your savings ability! I consider myself pretty frugal and I haven’t been able to save much at all these past few years!
With a wife and baby, a $250K mortgage might be pushing it just a little tiny bit, but in my opinion that’s not too far off.
I’m of the opinion that the lower end of the market has been bouncing and skidding off the bottom for the past few months. Look around … you might be able to find a nice townhouse or even a SFR in your price range. Just watch out for Mello-Roos, etc., in some of the newer developments!
Now if you’re waiting for 4S, Carlsbad, Encinitas, etc., to start tumbling down, open up a cold one and find yourself a good seat 🙂
ParticipantFirst of all let me say how amazed I am at your savings ability! I consider myself pretty frugal and I haven’t been able to save much at all these past few years!
With a wife and baby, a $250K mortgage might be pushing it just a little tiny bit, but in my opinion that’s not too far off.
I’m of the opinion that the lower end of the market has been bouncing and skidding off the bottom for the past few months. Look around … you might be able to find a nice townhouse or even a SFR in your price range. Just watch out for Mello-Roos, etc., in some of the newer developments!
Now if you’re waiting for 4S, Carlsbad, Encinitas, etc., to start tumbling down, open up a cold one and find yourself a good seat 🙂
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