Why I am leaving San Diego

[jpinpb]

[quote=FormerSanDiegan]
Example:
2010 Clairemont
400K purchase
2,000 rent
Monthly mortgage = 1574
monthly taxes ~ 400
[/quote]

Doing different math. Back in 1996 one could buy in Clairemont as a starter home w/minimum down.

Today’s numbers. 400k w/3.5 % down (+closing costs) 4.5% x 30 years comes to 1,956 + prop tax 333 + PMI? not sure, about 350? + insurance? 75? comes to about $2,700 a month.

Don’t want to do FHA, which is a high percentage of purchases lately. Even w/%5 down, those numbers work out to 1,925 + 333 + 350 +75 is close to $2,700.

Considering 92117 is not exactly prime SD and lagging school distrcit, I really wonder how many people have almost 100k to put 20% down and closing costs to live in Clairemont.

[bearishgurl]

[quote=protorio]So, we’re looking in La Mesa, hopefully within walking distance to the village. The 1940’s downtown is sleepy, but the pedestrian culture is why its in first place for me. . . .

I’ve really gotten my head around La Mesa – and for a costal kid (albeit Linda Vista), that’s saying a lot. Lots of families I know are moving out there from S/N Park, Normal Heights, etc. and getting interesting, large houses, walking to Riviera and downtown, mixing in with the august and stylish old folks from Mt. Helix at the Henry’s… Its a 25 minute bike ride to Blind Lady. 10 miles to the Big Bay. I rode my bike up Windsor Hill a few weeks ago, and was stunned at the view. La Mesa seemed closer than I’d always imagined it. Then I’m walking down Adams Ave in Normal Heights, and what’s looming in front of me? Mt. Helix.[/quote]

Lol, protorio, I’ve never lived in East County, but I love LM, too. Yes, the westerly (out the mouth of mission bay) AND easterly (churches, cross on helix, etc.) views from atop Windsor Hill ARE stunning!!

Many of my fav unusual over-the-top, “garish” (as joetsz would say) ’60’s abodes are situated on narrow, hairpin-turn roads on Mr. Helix (with limited lighting and guardrails…lol)! I have had vertigo since the mid-nineties and cannot tolerate this kind of road and I would feel unsafe driving them.

I also love cruising the village and browsing the antique, second-hand shops and bookstores there.

Out of all the areas you mentioned, I can see why families are gravitating to LM. Good luck in your search.

[bearishgurl]

[quote=protorio]So, we’re looking in La Mesa, hopefully within walking distance to the village. The 1940’s downtown is sleepy, but the pedestrian culture is why its in first place for me. . . .

I’ve really gotten my head around La Mesa – and for a costal kid (albeit Linda Vista), that’s saying a lot. Lots of families I know are moving out there from S/N Park, Normal Heights, etc. and getting interesting, large houses, walking to Riviera and downtown, mixing in with the august and stylish old folks from Mt. Helix at the Henry’s… Its a 25 minute bike ride to Blind Lady. 10 miles to the Big Bay. I rode my bike up Windsor Hill a few weeks ago, and was stunned at the view. La Mesa seemed closer than I’d always imagined it. Then I’m walking down Adams Ave in Normal Heights, and what’s looming in front of me? Mt. Helix.[/quote]

Lol, protorio, I’ve never lived in East County, but I love LM, too. Yes, the westerly (out the mouth of mission bay) AND easterly (churches, cross on helix, etc.) views from atop Windsor Hill ARE stunning!!

Many of my fav unusual over-the-top, “garish” (as joetsz would say) ’60’s abodes are situated on narrow, hairpin-turn roads on Mr. Helix (with limited lighting and guardrails…lol)! I have had vertigo since the mid-nineties and cannot tolerate this kind of road and I would feel unsafe driving them.

I also love cruising the village and browsing the antique, second-hand shops and bookstores there.

Out of all the areas you mentioned, I can see why families are gravitating to LM. Good luck in your search.

[bearishgurl]

[quote=protorio]So, we’re looking in La Mesa, hopefully within walking distance to the village. The 1940’s downtown is sleepy, but the pedestrian culture is why its in first place for me. . . .

I’ve really gotten my head around La Mesa – and for a costal kid (albeit Linda Vista), that’s saying a lot. Lots of families I know are moving out there from S/N Park, Normal Heights, etc. and getting interesting, large houses, walking to Riviera and downtown, mixing in with the august and stylish old folks from Mt. Helix at the Henry’s… Its a 25 minute bike ride to Blind Lady. 10 miles to the Big Bay. I rode my bike up Windsor Hill a few weeks ago, and was stunned at the view. La Mesa seemed closer than I’d always imagined it. Then I’m walking down Adams Ave in Normal Heights, and what’s looming in front of me? Mt. Helix.[/quote]

Lol, protorio, I’ve never lived in East County, but I love LM, too. Yes, the westerly (out the mouth of mission bay) AND easterly (churches, cross on helix, etc.) views from atop Windsor Hill ARE stunning!!

Many of my fav unusual over-the-top, “garish” (as joetsz would say) ’60’s abodes are situated on narrow, hairpin-turn roads on Mr. Helix (with limited lighting and guardrails…lol)! I have had vertigo since the mid-nineties and cannot tolerate this kind of road and I would feel unsafe driving them.

I also love cruising the village and browsing the antique, second-hand shops and bookstores there.

Out of all the areas you mentioned, I can see why families are gravitating to LM. Good luck in your search.

[bearishgurl]

[quote=protorio]So, we’re looking in La Mesa, hopefully within walking distance to the village. The 1940’s downtown is sleepy, but the pedestrian culture is why its in first place for me. . . .

I’ve really gotten my head around La Mesa – and for a costal kid (albeit Linda Vista), that’s saying a lot. Lots of families I know are moving out there from S/N Park, Normal Heights, etc. and getting interesting, large houses, walking to Riviera and downtown, mixing in with the august and stylish old folks from Mt. Helix at the Henry’s… Its a 25 minute bike ride to Blind Lady. 10 miles to the Big Bay. I rode my bike up Windsor Hill a few weeks ago, and was stunned at the view. La Mesa seemed closer than I’d always imagined it. Then I’m walking down Adams Ave in Normal Heights, and what’s looming in front of me? Mt. Helix.[/quote]

Lol, protorio, I’ve never lived in East County, but I love LM, too. Yes, the westerly (out the mouth of mission bay) AND easterly (churches, cross on helix, etc.) views from atop Windsor Hill ARE stunning!!

Many of my fav unusual over-the-top, “garish” (as joetsz would say) ’60’s abodes are situated on narrow, hairpin-turn roads on Mr. Helix (with limited lighting and guardrails…lol)! I have had vertigo since the mid-nineties and cannot tolerate this kind of road and I would feel unsafe driving them.

I also love cruising the village and browsing the antique, second-hand shops and bookstores there.

Out of all the areas you mentioned, I can see why families are gravitating to LM. Good luck in your search.

[bearishgurl]

[quote=protorio]So, we’re looking in La Mesa, hopefully within walking distance to the village. The 1940’s downtown is sleepy, but the pedestrian culture is why its in first place for me. . . .

I’ve really gotten my head around La Mesa – and for a costal kid (albeit Linda Vista), that’s saying a lot. Lots of families I know are moving out there from S/N Park, Normal Heights, etc. and getting interesting, large houses, walking to Riviera and downtown, mixing in with the august and stylish old folks from Mt. Helix at the Henry’s… Its a 25 minute bike ride to Blind Lady. 10 miles to the Big Bay. I rode my bike up Windsor Hill a few weeks ago, and was stunned at the view. La Mesa seemed closer than I’d always imagined it. Then I’m walking down Adams Ave in Normal Heights, and what’s looming in front of me? Mt. Helix.[/quote]

Lol, protorio, I’ve never lived in East County, but I love LM, too. Yes, the westerly (out the mouth of mission bay) AND easterly (churches, cross on helix, etc.) views from atop Windsor Hill ARE stunning!!

Many of my fav unusual over-the-top, “garish” (as joetsz would say) ’60’s abodes are situated on narrow, hairpin-turn roads on Mr. Helix (with limited lighting and guardrails…lol)! I have had vertigo since the mid-nineties and cannot tolerate this kind of road and I would feel unsafe driving them.

I also love cruising the village and browsing the antique, second-hand shops and bookstores there.

Out of all the areas you mentioned, I can see why families are gravitating to LM. Good luck in your search.

[joec]

[quote=briansd1][quote=jpinpb]
For me, I guess as long as I can rent somewhere decent, then buying isn’t an urgency. It would be nice to find something to buy close to what I’m renting in my area.[/quote]

Exactly. I’m the same. I don’t need to buy to be happy. Just save the difference.[/quote]

I think in certain areas (coastal here probably, but definitely downtown San Francisco), it has NEVER been possible to buy for a price similar to rent. It was never meant to be like that in those areas and I don’t think it ever will be like that.

[joec]

[quote=briansd1][quote=jpinpb]
For me, I guess as long as I can rent somewhere decent, then buying isn’t an urgency. It would be nice to find something to buy close to what I’m renting in my area.[/quote]

Exactly. I’m the same. I don’t need to buy to be happy. Just save the difference.[/quote]

I think in certain areas (coastal here probably, but definitely downtown San Francisco), it has NEVER been possible to buy for a price similar to rent. It was never meant to be like that in those areas and I don’t think it ever will be like that.

[joec]

[quote=briansd1][quote=jpinpb]
For me, I guess as long as I can rent somewhere decent, then buying isn’t an urgency. It would be nice to find something to buy close to what I’m renting in my area.[/quote]

Exactly. I’m the same. I don’t need to buy to be happy. Just save the difference.[/quote]

I think in certain areas (coastal here probably, but definitely downtown San Francisco), it has NEVER been possible to buy for a price similar to rent. It was never meant to be like that in those areas and I don’t think it ever will be like that.

[joec]

[quote=briansd1][quote=jpinpb]
For me, I guess as long as I can rent somewhere decent, then buying isn’t an urgency. It would be nice to find something to buy close to what I’m renting in my area.[/quote]

Exactly. I’m the same. I don’t need to buy to be happy. Just save the difference.[/quote]

I think in certain areas (coastal here probably, but definitely downtown San Francisco), it has NEVER been possible to buy for a price similar to rent. It was never meant to be like that in those areas and I don’t think it ever will be like that.

[joec]

[quote=briansd1][quote=jpinpb]
For me, I guess as long as I can rent somewhere decent, then buying isn’t an urgency. It would be nice to find something to buy close to what I’m renting in my area.[/quote]

Exactly. I’m the same. I don’t need to buy to be happy. Just save the difference.[/quote]

I think in certain areas (coastal here probably, but definitely downtown San Francisco), it has NEVER been possible to buy for a price similar to rent. It was never meant to be like that in those areas and I don’t think it ever will be like that.

[jpinpb]

[quote=joec]I think in certain areas (coastal here probably, but definitely downtown San Francisco), it has NEVER been possible to buy for a price similar to rent. It was never meant to be like that in those areas and I don’t think it ever will be like that.[/quote]

I have in the past and it was possible.

[jpinpb]

[quote=joec]I think in certain areas (coastal here probably, but definitely downtown San Francisco), it has NEVER been possible to buy for a price similar to rent. It was never meant to be like that in those areas and I don’t think it ever will be like that.[/quote]

I have in the past and it was possible.

[jpinpb]

[quote=joec]I think in certain areas (coastal here probably, but definitely downtown San Francisco), it has NEVER been possible to buy for a price similar to rent. It was never meant to be like that in those areas and I don’t think it ever will be like that.[/quote]

I have in the past and it was possible.

[jpinpb]

[quote=joec]I think in certain areas (coastal here probably, but definitely downtown San Francisco), it has NEVER been possible to buy for a price similar to rent. It was never meant to be like that in those areas and I don’t think it ever will be like that.[/quote]

I have in the past and it was possible.

[Author]

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