This is the terrible economic Pain we are feeling?

[ucodegen]

First.. fixing the link, it is

http://www.huduser.org/Publications/PDF/hisp_homeown9.pdf

The server seems iffy.. and the transfer hung and had to be restarted several times. It is running Microsoft-IIS/5.0 on Windows 2000, so don’t expect too much.

As for dependency, or correlation to home ownership, you have to be careful of doing a statistical analysis when all independent variables are not considered. The end result will be a dependent variable, being identified as an independent variable. (dependent=result, independent=causal)

From my personal experience and from the experience of my “parental unit” who used to work as a Mentor Teacher, LA City School District; the single most important variable to the success of the child is parental involvement in the child’s education. The best way to see this is to look at the children of immigrants and ask “Why do some succeed and some do not when coming from the same financial background and often same neighborhoods?” Many of the aspects in parents that give rise to being involved in their child’s growth, also give rise to ‘family trees’ that rapidly pull themselves into better financial condition that also make it easier for them to purchase houses (thereby the home ownership actually being a dependent variable of this characteristic). A converse comparison might be interesting in identifying descendants of homeowners and the ‘better off’, who themselves are no longer better off.

Others important variables are:
*Education level of the parents.
*Willingness of parents to further their education while working.
*Willingness of the parents to learn what their child is learning (if they don’t already), and to tutor the child themselves if necessary – working with the child on their education.

[DWCAP]

Surveyer,
You want facts. Sure. Here is a paper from Harvard that basically refutes alot of what your posts say. It is long too, but repeats in nausiating ways how current scientific attempts to show a benifit to ownership are at best problomatic and flawed.

http://www.jchs.harvard.edu/publications/markets/w04-11.pdf

A list of my favorite quotes:

-The influence of the disruption effect on both moving and non-moving students is a reminder of the difficulty in sorting out the impact of homeownership from the highly correlated impact of residential stability. In one recent attempt to do so, Denise DiPasquale and Edward Glaeser find that the length of residences is a more important determinant of community involvement than homeownership. Numerous studies seem to indicate that homeownership is
nevertheless still positively associated with the educational outcomes of children, but that these effects are exceedingly difficult to isolate. Joseph M. Harkness and Sandra J. Newman observe that while homeownership raises the educational attainment of children from higher-income families, these positive results do not extend to the long-term outcomes of children in lower income
families. In interpreting these results, Harkness and Newman observe that owning a home may exert financial pressure on the budget of a low-income family and actually negate whatever benefits that flow to more higher-income homeowners. Given this, they speculate that mechanisms other than homeownership – such as assisted rental housing – may serve to reduce residential mobility and hence provide an alternative means of improving the educational
attainment of lower-income children.

-Rohe and colleagues also noted the somewhat surprising failure of existing literature to focus on potential negative outcomes and an equally pronounced tendency to move quickly from correlation to causality.

-Allowing neighborhoods with high levels of homeownership to
block the construction of decent rental housing not only reduces the supply of affordable rental housing, but further reinforces the perception of the status differential between owning andrenting a home.

-Half of all minority households are renters, compared to only a quarter of white households. This difference reflects, in part, that minorities are younger, have lower incomes and are less likely to be married – all characteristics associated with a greater tendency to rent.
(anyone seen the studies that show that poor, minority students from single parent household are at significantly more risk for droping out of HS?)

-By expanding the range of choices available in the marketplace, and by attempting to endow rental housing with many of the attributes now commonly associated with owner occupied housing, the United States canmove beyond the false dichotomy of owning versus renting.

[DWCAP]

Surveyer,
You want facts. Sure. Here is a paper from Harvard that basically refutes alot of what your posts say. It is long too, but repeats in nausiating ways how current scientific attempts to show a benifit to ownership are at best problomatic and flawed.

http://www.jchs.harvard.edu/publications/markets/w04-11.pdf

A list of my favorite quotes:

-The influence of the disruption effect on both moving and non-moving students is a reminder of the difficulty in sorting out the impact of homeownership from the highly correlated impact of residential stability. In one recent attempt to do so, Denise DiPasquale and Edward Glaeser find that the length of residences is a more important determinant of community involvement than homeownership. Numerous studies seem to indicate that homeownership is
nevertheless still positively associated with the educational outcomes of children, but that these effects are exceedingly difficult to isolate. Joseph M. Harkness and Sandra J. Newman observe that while homeownership raises the educational attainment of children from higher-income families, these positive results do not extend to the long-term outcomes of children in lower income
families. In interpreting these results, Harkness and Newman observe that owning a home may exert financial pressure on the budget of a low-income family and actually negate whatever benefits that flow to more higher-income homeowners. Given this, they speculate that mechanisms other than homeownership – such as assisted rental housing – may serve to reduce residential mobility and hence provide an alternative means of improving the educational
attainment of lower-income children.

-Rohe and colleagues also noted the somewhat surprising failure of existing literature to focus on potential negative outcomes and an equally pronounced tendency to move quickly from correlation to causality.

-Allowing neighborhoods with high levels of homeownership to
block the construction of decent rental housing not only reduces the supply of affordable rental housing, but further reinforces the perception of the status differential between owning andrenting a home.

-Half of all minority households are renters, compared to only a quarter of white households. This difference reflects, in part, that minorities are younger, have lower incomes and are less likely to be married – all characteristics associated with a greater tendency to rent.
(anyone seen the studies that show that poor, minority students from single parent household are at significantly more risk for droping out of HS?)

-By expanding the range of choices available in the marketplace, and by attempting to endow rental housing with many of the attributes now commonly associated with owner occupied housing, the United States canmove beyond the false dichotomy of owning versus renting.

[DWCAP]

Surveyer,
You want facts. Sure. Here is a paper from Harvard that basically refutes alot of what your posts say. It is long too, but repeats in nausiating ways how current scientific attempts to show a benifit to ownership are at best problomatic and flawed.

http://www.jchs.harvard.edu/publications/markets/w04-11.pdf

A list of my favorite quotes:

-The influence of the disruption effect on both moving and non-moving students is a reminder of the difficulty in sorting out the impact of homeownership from the highly correlated impact of residential stability. In one recent attempt to do so, Denise DiPasquale and Edward Glaeser find that the length of residences is a more important determinant of community involvement than homeownership. Numerous studies seem to indicate that homeownership is
nevertheless still positively associated with the educational outcomes of children, but that these effects are exceedingly difficult to isolate. Joseph M. Harkness and Sandra J. Newman observe that while homeownership raises the educational attainment of children from higher-income families, these positive results do not extend to the long-term outcomes of children in lower income
families. In interpreting these results, Harkness and Newman observe that owning a home may exert financial pressure on the budget of a low-income family and actually negate whatever benefits that flow to more higher-income homeowners. Given this, they speculate that mechanisms other than homeownership – such as assisted rental housing – may serve to reduce residential mobility and hence provide an alternative means of improving the educational
attainment of lower-income children.

-Rohe and colleagues also noted the somewhat surprising failure of existing literature to focus on potential negative outcomes and an equally pronounced tendency to move quickly from correlation to causality.

-Allowing neighborhoods with high levels of homeownership to
block the construction of decent rental housing not only reduces the supply of affordable rental housing, but further reinforces the perception of the status differential between owning andrenting a home.

-Half of all minority households are renters, compared to only a quarter of white households. This difference reflects, in part, that minorities are younger, have lower incomes and are less likely to be married – all characteristics associated with a greater tendency to rent.
(anyone seen the studies that show that poor, minority students from single parent household are at significantly more risk for droping out of HS?)

-By expanding the range of choices available in the marketplace, and by attempting to endow rental housing with many of the attributes now commonly associated with owner occupied housing, the United States canmove beyond the false dichotomy of owning versus renting.

[DWCAP]

Surveyer,
You want facts. Sure. Here is a paper from Harvard that basically refutes alot of what your posts say. It is long too, but repeats in nausiating ways how current scientific attempts to show a benifit to ownership are at best problomatic and flawed.

http://www.jchs.harvard.edu/publications/markets/w04-11.pdf

A list of my favorite quotes:

-The influence of the disruption effect on both moving and non-moving students is a reminder of the difficulty in sorting out the impact of homeownership from the highly correlated impact of residential stability. In one recent attempt to do so, Denise DiPasquale and Edward Glaeser find that the length of residences is a more important determinant of community involvement than homeownership. Numerous studies seem to indicate that homeownership is
nevertheless still positively associated with the educational outcomes of children, but that these effects are exceedingly difficult to isolate. Joseph M. Harkness and Sandra J. Newman observe that while homeownership raises the educational attainment of children from higher-income families, these positive results do not extend to the long-term outcomes of children in lower income
families. In interpreting these results, Harkness and Newman observe that owning a home may exert financial pressure on the budget of a low-income family and actually negate whatever benefits that flow to more higher-income homeowners. Given this, they speculate that mechanisms other than homeownership – such as assisted rental housing – may serve to reduce residential mobility and hence provide an alternative means of improving the educational
attainment of lower-income children.

-Rohe and colleagues also noted the somewhat surprising failure of existing literature to focus on potential negative outcomes and an equally pronounced tendency to move quickly from correlation to causality.

-Allowing neighborhoods with high levels of homeownership to
block the construction of decent rental housing not only reduces the supply of affordable rental housing, but further reinforces the perception of the status differential between owning andrenting a home.

-Half of all minority households are renters, compared to only a quarter of white households. This difference reflects, in part, that minorities are younger, have lower incomes and are less likely to be married – all characteristics associated with a greater tendency to rent.
(anyone seen the studies that show that poor, minority students from single parent household are at significantly more risk for droping out of HS?)

-By expanding the range of choices available in the marketplace, and by attempting to endow rental housing with many of the attributes now commonly associated with owner occupied housing, the United States canmove beyond the false dichotomy of owning versus renting.

[DWCAP]

Surveyer,
You want facts. Sure. Here is a paper from Harvard that basically refutes alot of what your posts say. It is long too, but repeats in nausiating ways how current scientific attempts to show a benifit to ownership are at best problomatic and flawed.

http://www.jchs.harvard.edu/publications/markets/w04-11.pdf

A list of my favorite quotes:

-The influence of the disruption effect on both moving and non-moving students is a reminder of the difficulty in sorting out the impact of homeownership from the highly correlated impact of residential stability. In one recent attempt to do so, Denise DiPasquale and Edward Glaeser find that the length of residences is a more important determinant of community involvement than homeownership. Numerous studies seem to indicate that homeownership is
nevertheless still positively associated with the educational outcomes of children, but that these effects are exceedingly difficult to isolate. Joseph M. Harkness and Sandra J. Newman observe that while homeownership raises the educational attainment of children from higher-income families, these positive results do not extend to the long-term outcomes of children in lower income
families. In interpreting these results, Harkness and Newman observe that owning a home may exert financial pressure on the budget of a low-income family and actually negate whatever benefits that flow to more higher-income homeowners. Given this, they speculate that mechanisms other than homeownership – such as assisted rental housing – may serve to reduce residential mobility and hence provide an alternative means of improving the educational
attainment of lower-income children.

-Rohe and colleagues also noted the somewhat surprising failure of existing literature to focus on potential negative outcomes and an equally pronounced tendency to move quickly from correlation to causality.

-Allowing neighborhoods with high levels of homeownership to
block the construction of decent rental housing not only reduces the supply of affordable rental housing, but further reinforces the perception of the status differential between owning andrenting a home.

-Half of all minority households are renters, compared to only a quarter of white households. This difference reflects, in part, that minorities are younger, have lower incomes and are less likely to be married – all characteristics associated with a greater tendency to rent.
(anyone seen the studies that show that poor, minority students from single parent household are at significantly more risk for droping out of HS?)

-By expanding the range of choices available in the marketplace, and by attempting to endow rental housing with many of the attributes now commonly associated with owner occupied housing, the United States canmove beyond the false dichotomy of owning versus renting.

[DWCAP]

And just one more to show that in the area of science meeting politics, especially around education, is at best misunderstood and at worst, half lies.

Try working some of those numbers into these studies and see what comes out. Considering states can be as much as 24% off and still meet education requirments, I have a feeling that more than one or two studies needs to be looked at again for statistical flaws.

[DWCAP]

And just one more to show that in the area of science meeting politics, especially around education, is at best misunderstood and at worst, half lies.

Try working some of those numbers into these studies and see what comes out. Considering states can be as much as 24% off and still meet education requirments, I have a feeling that more than one or two studies needs to be looked at again for statistical flaws.

[DWCAP]

And just one more to show that in the area of science meeting politics, especially around education, is at best misunderstood and at worst, half lies.

Try working some of those numbers into these studies and see what comes out. Considering states can be as much as 24% off and still meet education requirments, I have a feeling that more than one or two studies needs to be looked at again for statistical flaws.

[DWCAP]

And just one more to show that in the area of science meeting politics, especially around education, is at best misunderstood and at worst, half lies.

Try working some of those numbers into these studies and see what comes out. Considering states can be as much as 24% off and still meet education requirments, I have a feeling that more than one or two studies needs to be looked at again for statistical flaws.

[DWCAP]

And just one more to show that in the area of science meeting politics, especially around education, is at best misunderstood and at worst, half lies.

Try working some of those numbers into these studies and see what comes out. Considering states can be as much as 24% off and still meet education requirments, I have a feeling that more than one or two studies needs to be looked at again for statistical flaws.

[Anonymous]

Submitted by DrChaos on April 3, 2008 – 5:24pm.

One thing which I know is true:

Children have no idea whether the house they’re in is rented or owned unless somebody tells them. There’s no need to. And they don’t care.

Umm, yeah…Until the owner tells you you have to “move”. Then you can bet your bottom dollar the kids will care, dude.

As long as you can afford the home, owning a home is always better than renting when you have children. Always.

[Anonymous]

Submitted by DrChaos on April 3, 2008 – 5:24pm.

One thing which I know is true:

Children have no idea whether the house they’re in is rented or owned unless somebody tells them. There’s no need to. And they don’t care.

Umm, yeah…Until the owner tells you you have to “move”. Then you can bet your bottom dollar the kids will care, dude.

As long as you can afford the home, owning a home is always better than renting when you have children. Always.

[Anonymous]

Submitted by DrChaos on April 3, 2008 – 5:24pm.

One thing which I know is true:

Children have no idea whether the house they’re in is rented or owned unless somebody tells them. There’s no need to. And they don’t care.

Umm, yeah…Until the owner tells you you have to “move”. Then you can bet your bottom dollar the kids will care, dude.

As long as you can afford the home, owning a home is always better than renting when you have children. Always.

[Anonymous]

Submitted by DrChaos on April 3, 2008 – 5:24pm.

One thing which I know is true:

Children have no idea whether the house they’re in is rented or owned unless somebody tells them. There’s no need to. And they don’t care.

Umm, yeah…Until the owner tells you you have to “move”. Then you can bet your bottom dollar the kids will care, dude.

As long as you can afford the home, owning a home is always better than renting when you have children. Always.

[Author]

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