Tales of an RSF Buyer (Part 3)

[jpinpb]

I don’t have kids of my own, but have a strong desire to buy/nest. I think it is admirable that men are thinking of their wives and family and the importance of having a house and I respect that greatly.

Not to go off on a tangent, but I think just as important is to make time for your loved ones, kids and wife. Probably more important than a house. Go to kids’ football games or whatever activity they into. As was discussed on another thread, I’ve noticed parents place so much importance on a house when most kids care about you throwing a football w/them.

Throughout my years growing up we rented and owned houses. It never made a difference to us kids. More of a difference for my mom. She liked to garden (green thumb)

Still, I love that you guys care about the happiness of your wives/kids/family. I’m sure that if a house matters this much, all the other little things do, too.

[raptorduck]

She’s talking to me again. I knew she would, eventually. It was a combination of renting after looking for 9 months in SD and 6 months before that up here. It was that house I messed up and lost and that one she wanted me to buy that I did not want. Finding a house we “both” love has not been easy. We have different tastes. My wife is spunky and opinionated. She’s got umph. I like that about her.

On the liquidity thing. I never said I am financially independent. I know a few yrs cash reserves is not ideal, but a lot of people barely have a few months salary in savings for emergencies. The Fed is not exactly encouraging saving these days. I realize Piggs are not average people and probably are far more liquid than the general population. My cushion is what I am comfortable with. Because I will continue to live below my means, the cushion should increase. But no, I can’t just stop working. Hence, why I am no rich man. Rich in loved ones, perhaps, but not financially so.

BTW. I define rich very parochially. I think it is beyond this thread to discuss the philosophy of wealth and compare and contrast the world state of social affairs. Rich has many colors and shades. Yes I grew up poor (in the “projects” of the Northeast), but my mother always made us feel that we were lucky and better off than most. I felt that way then, when she worked 3 low paying jobs to support us and we owned no car or TV set, so I am certainly not saying now that I am without. I am just not “rich” by my financial definition. Fortunate? Definately. But I don’t measure fortune with $$, or I should not anyway.

From that perspective, rich takes on new meaning and has nothing to do with money. One can be poor and be rich and be rich and be poor. I grew up feeling privilaged and learned from my mother that the only way to succeed is to work hard, real real hard. Lots (but certainly not all) of rich folks feel a sense of entitlement and long ago forgot the concept of “working” for what they want. In that respect, I don’t ever want to be rich.

Look, neither I nor my wife or our kids are any photoshopped image of “rich” with nannies and servants and drivers. Sure we like nice things. We want that big RSF house. I have owned Ferrari and Aston Martin cars, but that is because I like quality sports cars. You would more likely see one my cars parked at Hometown Buffet or Target than Jakes or Tiffanies (though I do love Jakes and my wife does love those celeste color bags). Incidentally, today I drive a $30k roadster I bought used. Love it more than that Ferrari I once had.

We are moving to SD to improve the quality of life for us and our kids and live in an area we consider perfect for raising families. All of you are already rich. You live in SD.

My little RSF buying update thread has already overstayed its welcome and perhaps we should let it be. I will post next month asking for rental advice and tips.

Thank you all for your comments. This is a good group of regulars on this board. Folks I would not mind meeting some day.

[raptorduck]

She’s talking to me again. I knew she would, eventually. It was a combination of renting after looking for 9 months in SD and 6 months before that up here. It was that house I messed up and lost and that one she wanted me to buy that I did not want. Finding a house we “both” love has not been easy. We have different tastes. My wife is spunky and opinionated. She’s got umph. I like that about her.

On the liquidity thing. I never said I am financially independent. I know a few yrs cash reserves is not ideal, but a lot of people barely have a few months salary in savings for emergencies. The Fed is not exactly encouraging saving these days. I realize Piggs are not average people and probably are far more liquid than the general population. My cushion is what I am comfortable with. Because I will continue to live below my means, the cushion should increase. But no, I can’t just stop working. Hence, why I am no rich man. Rich in loved ones, perhaps, but not financially so.

BTW. I define rich very parochially. I think it is beyond this thread to discuss the philosophy of wealth and compare and contrast the world state of social affairs. Rich has many colors and shades. Yes I grew up poor (in the “projects” of the Northeast), but my mother always made us feel that we were lucky and better off than most. I felt that way then, when she worked 3 low paying jobs to support us and we owned no car or TV set, so I am certainly not saying now that I am without. I am just not “rich” by my financial definition. Fortunate? Definately. But I don’t measure fortune with $$, or I should not anyway.

From that perspective, rich takes on new meaning and has nothing to do with money. One can be poor and be rich and be rich and be poor. I grew up feeling privilaged and learned from my mother that the only way to succeed is to work hard, real real hard. Lots (but certainly not all) of rich folks feel a sense of entitlement and long ago forgot the concept of “working” for what they want. In that respect, I don’t ever want to be rich.

Look, neither I nor my wife or our kids are any photoshopped image of “rich” with nannies and servants and drivers. Sure we like nice things. We want that big RSF house. I have owned Ferrari and Aston Martin cars, but that is because I like quality sports cars. You would more likely see one my cars parked at Hometown Buffet or Target than Jakes or Tiffanies (though I do love Jakes and my wife does love those celeste color bags). Incidentally, today I drive a $30k roadster I bought used. Love it more than that Ferrari I once had.

We are moving to SD to improve the quality of life for us and our kids and live in an area we consider perfect for raising families. All of you are already rich. You live in SD.

My little RSF buying update thread has already overstayed its welcome and perhaps we should let it be. I will post next month asking for rental advice and tips.

Thank you all for your comments. This is a good group of regulars on this board. Folks I would not mind meeting some day.

[raptorduck]

She’s talking to me again. I knew she would, eventually. It was a combination of renting after looking for 9 months in SD and 6 months before that up here. It was that house I messed up and lost and that one she wanted me to buy that I did not want. Finding a house we “both” love has not been easy. We have different tastes. My wife is spunky and opinionated. She’s got umph. I like that about her.

On the liquidity thing. I never said I am financially independent. I know a few yrs cash reserves is not ideal, but a lot of people barely have a few months salary in savings for emergencies. The Fed is not exactly encouraging saving these days. I realize Piggs are not average people and probably are far more liquid than the general population. My cushion is what I am comfortable with. Because I will continue to live below my means, the cushion should increase. But no, I can’t just stop working. Hence, why I am no rich man. Rich in loved ones, perhaps, but not financially so.

BTW. I define rich very parochially. I think it is beyond this thread to discuss the philosophy of wealth and compare and contrast the world state of social affairs. Rich has many colors and shades. Yes I grew up poor (in the “projects” of the Northeast), but my mother always made us feel that we were lucky and better off than most. I felt that way then, when she worked 3 low paying jobs to support us and we owned no car or TV set, so I am certainly not saying now that I am without. I am just not “rich” by my financial definition. Fortunate? Definately. But I don’t measure fortune with $$, or I should not anyway.

From that perspective, rich takes on new meaning and has nothing to do with money. One can be poor and be rich and be rich and be poor. I grew up feeling privilaged and learned from my mother that the only way to succeed is to work hard, real real hard. Lots (but certainly not all) of rich folks feel a sense of entitlement and long ago forgot the concept of “working” for what they want. In that respect, I don’t ever want to be rich.

Look, neither I nor my wife or our kids are any photoshopped image of “rich” with nannies and servants and drivers. Sure we like nice things. We want that big RSF house. I have owned Ferrari and Aston Martin cars, but that is because I like quality sports cars. You would more likely see one my cars parked at Hometown Buffet or Target than Jakes or Tiffanies (though I do love Jakes and my wife does love those celeste color bags). Incidentally, today I drive a $30k roadster I bought used. Love it more than that Ferrari I once had.

We are moving to SD to improve the quality of life for us and our kids and live in an area we consider perfect for raising families. All of you are already rich. You live in SD.

My little RSF buying update thread has already overstayed its welcome and perhaps we should let it be. I will post next month asking for rental advice and tips.

Thank you all for your comments. This is a good group of regulars on this board. Folks I would not mind meeting some day.

[raptorduck]

She’s talking to me again. I knew she would, eventually. It was a combination of renting after looking for 9 months in SD and 6 months before that up here. It was that house I messed up and lost and that one she wanted me to buy that I did not want. Finding a house we “both” love has not been easy. We have different tastes. My wife is spunky and opinionated. She’s got umph. I like that about her.

On the liquidity thing. I never said I am financially independent. I know a few yrs cash reserves is not ideal, but a lot of people barely have a few months salary in savings for emergencies. The Fed is not exactly encouraging saving these days. I realize Piggs are not average people and probably are far more liquid than the general population. My cushion is what I am comfortable with. Because I will continue to live below my means, the cushion should increase. But no, I can’t just stop working. Hence, why I am no rich man. Rich in loved ones, perhaps, but not financially so.

BTW. I define rich very parochially. I think it is beyond this thread to discuss the philosophy of wealth and compare and contrast the world state of social affairs. Rich has many colors and shades. Yes I grew up poor (in the “projects” of the Northeast), but my mother always made us feel that we were lucky and better off than most. I felt that way then, when she worked 3 low paying jobs to support us and we owned no car or TV set, so I am certainly not saying now that I am without. I am just not “rich” by my financial definition. Fortunate? Definately. But I don’t measure fortune with $$, or I should not anyway.

From that perspective, rich takes on new meaning and has nothing to do with money. One can be poor and be rich and be rich and be poor. I grew up feeling privilaged and learned from my mother that the only way to succeed is to work hard, real real hard. Lots (but certainly not all) of rich folks feel a sense of entitlement and long ago forgot the concept of “working” for what they want. In that respect, I don’t ever want to be rich.

Look, neither I nor my wife or our kids are any photoshopped image of “rich” with nannies and servants and drivers. Sure we like nice things. We want that big RSF house. I have owned Ferrari and Aston Martin cars, but that is because I like quality sports cars. You would more likely see one my cars parked at Hometown Buffet or Target than Jakes or Tiffanies (though I do love Jakes and my wife does love those celeste color bags). Incidentally, today I drive a $30k roadster I bought used. Love it more than that Ferrari I once had.

We are moving to SD to improve the quality of life for us and our kids and live in an area we consider perfect for raising families. All of you are already rich. You live in SD.

My little RSF buying update thread has already overstayed its welcome and perhaps we should let it be. I will post next month asking for rental advice and tips.

Thank you all for your comments. This is a good group of regulars on this board. Folks I would not mind meeting some day.

[raptorduck]

She’s talking to me again. I knew she would, eventually. It was a combination of renting after looking for 9 months in SD and 6 months before that up here. It was that house I messed up and lost and that one she wanted me to buy that I did not want. Finding a house we “both” love has not been easy. We have different tastes. My wife is spunky and opinionated. She’s got umph. I like that about her.

On the liquidity thing. I never said I am financially independent. I know a few yrs cash reserves is not ideal, but a lot of people barely have a few months salary in savings for emergencies. The Fed is not exactly encouraging saving these days. I realize Piggs are not average people and probably are far more liquid than the general population. My cushion is what I am comfortable with. Because I will continue to live below my means, the cushion should increase. But no, I can’t just stop working. Hence, why I am no rich man. Rich in loved ones, perhaps, but not financially so.

BTW. I define rich very parochially. I think it is beyond this thread to discuss the philosophy of wealth and compare and contrast the world state of social affairs. Rich has many colors and shades. Yes I grew up poor (in the “projects” of the Northeast), but my mother always made us feel that we were lucky and better off than most. I felt that way then, when she worked 3 low paying jobs to support us and we owned no car or TV set, so I am certainly not saying now that I am without. I am just not “rich” by my financial definition. Fortunate? Definately. But I don’t measure fortune with $$, or I should not anyway.

From that perspective, rich takes on new meaning and has nothing to do with money. One can be poor and be rich and be rich and be poor. I grew up feeling privilaged and learned from my mother that the only way to succeed is to work hard, real real hard. Lots (but certainly not all) of rich folks feel a sense of entitlement and long ago forgot the concept of “working” for what they want. In that respect, I don’t ever want to be rich.

Look, neither I nor my wife or our kids are any photoshopped image of “rich” with nannies and servants and drivers. Sure we like nice things. We want that big RSF house. I have owned Ferrari and Aston Martin cars, but that is because I like quality sports cars. You would more likely see one my cars parked at Hometown Buffet or Target than Jakes or Tiffanies (though I do love Jakes and my wife does love those celeste color bags). Incidentally, today I drive a $30k roadster I bought used. Love it more than that Ferrari I once had.

We are moving to SD to improve the quality of life for us and our kids and live in an area we consider perfect for raising families. All of you are already rich. You live in SD.

My little RSF buying update thread has already overstayed its welcome and perhaps we should let it be. I will post next month asking for rental advice and tips.

Thank you all for your comments. This is a good group of regulars on this board. Folks I would not mind meeting some day.

[Kilohana]

I agree with the poster who encouraged Raptor to rent in his target area. I have been renting for nearly two years (outside of my target area) and must admit that it is an emotional drain. Knowing that my rental locations were temporary, I was reluctant to drop roots and become part of the community. As a result, I have a sense of disconnect that I can’t seem to shake.

My husband and I finally decided that this time around, we should move to our target area (RSF) with the idea that this would be a trial run — does the community, school and location really suit us or not? We have lived in areas that were similar to RSF in Hawaii — one we loved, one we didn’t. The funny thing is that we thought we’d love the one that ended up not being a very good fit.

Buying a home (at least for us) is more than just picking out pretty house in the right zip code that fits our price range. It has to FEEL like home. I feel fortunate that as renters, we have the ability to sample the wares before we buy.

Raptor’s approach to home buying may or may not work for him, but I just don’t think I could find my home by driving around looking at random homes in an arbitrary price range. Sure, I’d find a house, but probably not my home. To me, the difference is too huge to ignore.

Raptor – go rent a house in Fairbanks. Let your wife make a few friends and begin her new life. Renting shouldn’t mean putting your life on hold – but it will if you don’t take full advantage of the freedom it provides.

-Kilohana, weary renter, housing bear until the bitter end

[Kilohana]

I agree with the poster who encouraged Raptor to rent in his target area. I have been renting for nearly two years (outside of my target area) and must admit that it is an emotional drain. Knowing that my rental locations were temporary, I was reluctant to drop roots and become part of the community. As a result, I have a sense of disconnect that I can’t seem to shake.

My husband and I finally decided that this time around, we should move to our target area (RSF) with the idea that this would be a trial run — does the community, school and location really suit us or not? We have lived in areas that were similar to RSF in Hawaii — one we loved, one we didn’t. The funny thing is that we thought we’d love the one that ended up not being a very good fit.

Buying a home (at least for us) is more than just picking out pretty house in the right zip code that fits our price range. It has to FEEL like home. I feel fortunate that as renters, we have the ability to sample the wares before we buy.

Raptor’s approach to home buying may or may not work for him, but I just don’t think I could find my home by driving around looking at random homes in an arbitrary price range. Sure, I’d find a house, but probably not my home. To me, the difference is too huge to ignore.

Raptor – go rent a house in Fairbanks. Let your wife make a few friends and begin her new life. Renting shouldn’t mean putting your life on hold – but it will if you don’t take full advantage of the freedom it provides.

-Kilohana, weary renter, housing bear until the bitter end

[Kilohana]

I agree with the poster who encouraged Raptor to rent in his target area. I have been renting for nearly two years (outside of my target area) and must admit that it is an emotional drain. Knowing that my rental locations were temporary, I was reluctant to drop roots and become part of the community. As a result, I have a sense of disconnect that I can’t seem to shake.

My husband and I finally decided that this time around, we should move to our target area (RSF) with the idea that this would be a trial run — does the community, school and location really suit us or not? We have lived in areas that were similar to RSF in Hawaii — one we loved, one we didn’t. The funny thing is that we thought we’d love the one that ended up not being a very good fit.

Buying a home (at least for us) is more than just picking out pretty house in the right zip code that fits our price range. It has to FEEL like home. I feel fortunate that as renters, we have the ability to sample the wares before we buy.

Raptor’s approach to home buying may or may not work for him, but I just don’t think I could find my home by driving around looking at random homes in an arbitrary price range. Sure, I’d find a house, but probably not my home. To me, the difference is too huge to ignore.

Raptor – go rent a house in Fairbanks. Let your wife make a few friends and begin her new life. Renting shouldn’t mean putting your life on hold – but it will if you don’t take full advantage of the freedom it provides.

-Kilohana, weary renter, housing bear until the bitter end

[Kilohana]

I agree with the poster who encouraged Raptor to rent in his target area. I have been renting for nearly two years (outside of my target area) and must admit that it is an emotional drain. Knowing that my rental locations were temporary, I was reluctant to drop roots and become part of the community. As a result, I have a sense of disconnect that I can’t seem to shake.

My husband and I finally decided that this time around, we should move to our target area (RSF) with the idea that this would be a trial run — does the community, school and location really suit us or not? We have lived in areas that were similar to RSF in Hawaii — one we loved, one we didn’t. The funny thing is that we thought we’d love the one that ended up not being a very good fit.

Buying a home (at least for us) is more than just picking out pretty house in the right zip code that fits our price range. It has to FEEL like home. I feel fortunate that as renters, we have the ability to sample the wares before we buy.

Raptor’s approach to home buying may or may not work for him, but I just don’t think I could find my home by driving around looking at random homes in an arbitrary price range. Sure, I’d find a house, but probably not my home. To me, the difference is too huge to ignore.

Raptor – go rent a house in Fairbanks. Let your wife make a few friends and begin her new life. Renting shouldn’t mean putting your life on hold – but it will if you don’t take full advantage of the freedom it provides.

-Kilohana, weary renter, housing bear until the bitter end

[Kilohana]

I agree with the poster who encouraged Raptor to rent in his target area. I have been renting for nearly two years (outside of my target area) and must admit that it is an emotional drain. Knowing that my rental locations were temporary, I was reluctant to drop roots and become part of the community. As a result, I have a sense of disconnect that I can’t seem to shake.

My husband and I finally decided that this time around, we should move to our target area (RSF) with the idea that this would be a trial run — does the community, school and location really suit us or not? We have lived in areas that were similar to RSF in Hawaii — one we loved, one we didn’t. The funny thing is that we thought we’d love the one that ended up not being a very good fit.

Buying a home (at least for us) is more than just picking out pretty house in the right zip code that fits our price range. It has to FEEL like home. I feel fortunate that as renters, we have the ability to sample the wares before we buy.

Raptor’s approach to home buying may or may not work for him, but I just don’t think I could find my home by driving around looking at random homes in an arbitrary price range. Sure, I’d find a house, but probably not my home. To me, the difference is too huge to ignore.

Raptor – go rent a house in Fairbanks. Let your wife make a few friends and begin her new life. Renting shouldn’t mean putting your life on hold – but it will if you don’t take full advantage of the freedom it provides.

-Kilohana, weary renter, housing bear until the bitter end

[Coronita]

Raptorduck,

I feel sorry with for you. I got an idea. You said you got outbid by an extra $50k for an RSF. Tell you what. Sell me your RS4 for $30k, and pony up the remaining $30k to make up the $60k that is required to be on top of that last offer. You get to stop this nonsense of looking at an additional 250 homes, you're wife starts speaking to you again, and you help out a fellow piggington… It's truely a win – win -win situation for everyone involved (though some of us win more than others). Come on, you really want that E90 M3 in that near future anyway 🙂

 

Just kidding. I hope things return to normal for you. Sounds like you might want to bring home some flowers and treat Ms. Raptorduck to a nice spontaneous vacation on some island, though make sure you carry your own passport and tickets, otherwise Ms. Raptorduck might leave you stranded there…permanently….

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[Coronita]

Raptorduck,

I feel sorry with for you. I got an idea. You said you got outbid by an extra $50k for an RSF. Tell you what. Sell me your RS4 for $30k, and pony up the remaining $30k to make up the $60k that is required to be on top of that last offer. You get to stop this nonsense of looking at an additional 250 homes, you're wife starts speaking to you again, and you help out a fellow piggington… It's truely a win – win -win situation for everyone involved (though some of us win more than others). Come on, you really want that E90 M3 in that near future anyway 🙂

 

Just kidding. I hope things return to normal for you. Sounds like you might want to bring home some flowers and treat Ms. Raptorduck to a nice spontaneous vacation on some island, though make sure you carry your own passport and tickets, otherwise Ms. Raptorduck might leave you stranded there…permanently….

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[Coronita]

Raptorduck,

I feel sorry with for you. I got an idea. You said you got outbid by an extra $50k for an RSF. Tell you what. Sell me your RS4 for $30k, and pony up the remaining $30k to make up the $60k that is required to be on top of that last offer. You get to stop this nonsense of looking at an additional 250 homes, you're wife starts speaking to you again, and you help out a fellow piggington… It's truely a win – win -win situation for everyone involved (though some of us win more than others). Come on, you really want that E90 M3 in that near future anyway 🙂

 

Just kidding. I hope things return to normal for you. Sounds like you might want to bring home some flowers and treat Ms. Raptorduck to a nice spontaneous vacation on some island, though make sure you carry your own passport and tickets, otherwise Ms. Raptorduck might leave you stranded there…permanently….

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[Coronita]

Raptorduck,

I feel sorry with for you. I got an idea. You said you got outbid by an extra $50k for an RSF. Tell you what. Sell me your RS4 for $30k, and pony up the remaining $30k to make up the $60k that is required to be on top of that last offer. You get to stop this nonsense of looking at an additional 250 homes, you're wife starts speaking to you again, and you help out a fellow piggington… It's truely a win – win -win situation for everyone involved (though some of us win more than others). Come on, you really want that E90 M3 in that near future anyway 🙂

 

Just kidding. I hope things return to normal for you. Sounds like you might want to bring home some flowers and treat Ms. Raptorduck to a nice spontaneous vacation on some island, though make sure you carry your own passport and tickets, otherwise Ms. Raptorduck might leave you stranded there…permanently….

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

[Author]

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