Tales of an RSF buyer

[raptorduck]

The content of this post has been deleted at the request of the original poster.

[jpinpb]

That was a nice post and your wife is a lucky lady. When you do buy your dream home, enjoy it. I can tell you are not a flipper and you are doing your homework, buying in the very best area.

[LookoutBelow]

So what your saying is that YOUR WIFE is going to take the hit when you both realize and accept that you actually paid 200K + TOO MUCH for your home ?…..Thats a good tactic.

Correct me if Im wrong here, youre saying:…I know its a bad time to buy, and renting would be a smarter move until things settle down, but I've got oodles of money and I can afford to buy EVEN WHEN logic, business, common sense dictates otherwise, simply because I can. Plus it makes my wife happy to be a "owner" rather than a scummy old "renter".

 Am I right in this assumption ? 

I got bad news for you if thats the case…..People with "money"…tend to become people WITHOUT "Money" with decisions like that……

 Good luck raptor, let us know how THAT works out for you

[jpinpb]

Some things are more important than money. I tried to explain this to someone once. If I saw a place I loved and it was in my budget that I could afford, I would buy it. If it fell in value, I would not panic. There are no guarantees in life. If I lost my job and couldn’t afford the place, then I’d panic. If it lost value on paper, then it’s a bummer, but as long as I still love the place and can make the payments, then I wouldn’t care. But that’s just me and I know many people don’t think as I do.

[jpinpb]

Some things are more important than money. I tried to explain this to someone once. If I saw a place I loved and it was in my budget that I could afford, I would buy it. If it fell in value, I would not panic. There are no guarantees in life. If I lost my job and couldn’t afford the place, then I’d panic. If it lost value on paper, then it’s a bummer, but as long as I still love the place and can make the payments, then I wouldn’t care. But that’s just me and I know many people don’t think as I do.

[jpinpb]

Some things are more important than money. I tried to explain this to someone once. If I saw a place I loved and it was in my budget that I could afford, I would buy it. If it fell in value, I would not panic. There are no guarantees in life. If I lost my job and couldn’t afford the place, then I’d panic. If it lost value on paper, then it’s a bummer, but as long as I still love the place and can make the payments, then I wouldn’t care. But that’s just me and I know many people don’t think as I do.

[jpinpb]

Some things are more important than money. I tried to explain this to someone once. If I saw a place I loved and it was in my budget that I could afford, I would buy it. If it fell in value, I would not panic. There are no guarantees in life. If I lost my job and couldn’t afford the place, then I’d panic. If it lost value on paper, then it’s a bummer, but as long as I still love the place and can make the payments, then I wouldn’t care. But that’s just me and I know many people don’t think as I do.

[jpinpb]

Some things are more important than money. I tried to explain this to someone once. If I saw a place I loved and it was in my budget that I could afford, I would buy it. If it fell in value, I would not panic. There are no guarantees in life. If I lost my job and couldn’t afford the place, then I’d panic. If it lost value on paper, then it’s a bummer, but as long as I still love the place and can make the payments, then I wouldn’t care. But that’s just me and I know many people don’t think as I do.

[jpinpb]

[cashflow]

Best wishes in your search, not every housing decision is about money. Shows that you are doing your homework and a move from north to south means that you can afford the pricing.

Definitely keep lowballing the offers and never listen to the price the realtor wants to offer…they are not paying your mortgage. Realtors are paid by a percentage of what the deal closes at, therefore there is no such thing as a ‘buyers agent’. There is a conflict of interest built into the system already, so for us, if an agent is not listening to what we want, we go find one that will.

Personally I think the realtors that regularly post on here are 1 in a million as they show that they won’t believe the hype and consult their sellers/buyers accordingly.

[cashflow]

Best wishes in your search, not every housing decision is about money. Shows that you are doing your homework and a move from north to south means that you can afford the pricing.

Definitely keep lowballing the offers and never listen to the price the realtor wants to offer…they are not paying your mortgage. Realtors are paid by a percentage of what the deal closes at, therefore there is no such thing as a ‘buyers agent’. There is a conflict of interest built into the system already, so for us, if an agent is not listening to what we want, we go find one that will.

Personally I think the realtors that regularly post on here are 1 in a million as they show that they won’t believe the hype and consult their sellers/buyers accordingly.

[cashflow]

Best wishes in your search, not every housing decision is about money. Shows that you are doing your homework and a move from north to south means that you can afford the pricing.

Definitely keep lowballing the offers and never listen to the price the realtor wants to offer…they are not paying your mortgage. Realtors are paid by a percentage of what the deal closes at, therefore there is no such thing as a ‘buyers agent’. There is a conflict of interest built into the system already, so for us, if an agent is not listening to what we want, we go find one that will.

Personally I think the realtors that regularly post on here are 1 in a million as they show that they won’t believe the hype and consult their sellers/buyers accordingly.

[cashflow]

Best wishes in your search, not every housing decision is about money. Shows that you are doing your homework and a move from north to south means that you can afford the pricing.

Definitely keep lowballing the offers and never listen to the price the realtor wants to offer…they are not paying your mortgage. Realtors are paid by a percentage of what the deal closes at, therefore there is no such thing as a ‘buyers agent’. There is a conflict of interest built into the system already, so for us, if an agent is not listening to what we want, we go find one that will.

Personally I think the realtors that regularly post on here are 1 in a million as they show that they won’t believe the hype and consult their sellers/buyers accordingly.

[cashflow]

Best wishes in your search, not every housing decision is about money. Shows that you are doing your homework and a move from north to south means that you can afford the pricing.

Definitely keep lowballing the offers and never listen to the price the realtor wants to offer…they are not paying your mortgage. Realtors are paid by a percentage of what the deal closes at, therefore there is no such thing as a ‘buyers agent’. There is a conflict of interest built into the system already, so for us, if an agent is not listening to what we want, we go find one that will.

Personally I think the realtors that regularly post on here are 1 in a million as they show that they won’t believe the hype and consult their sellers/buyers accordingly.

[raptorduck]

LOB. I say nothing negative about renters. I have been a renter and put off buying my first house longer than my peers. I paid cash for it.

I am where I am because I have made good financial decisions. I am well within my comfort zone. If my new RSF homes looses so much value that I am underwater after a 30% down payment and paying 15% below asking, I will be just fine. As I said, it is not an investment. It is my future home.

If my wife leaves me for the pool boy and I have to sell it at a loss, as jpinpb said, it is just money. I don’t waste it, but sometimes you loose some of it. Life goes on. Watching your $$ does not mean your world ends when you permanently misplace a few.

[Dukehorn]

Life isn’t always about money.

Though I (and my dad) warned my sister not to buy in San Diego and hold off for one or two more years, she and her husband pulled the trigger in ’06. Yeah, her house has lost 10%, but they plan on being in for the long haul and the two of them make over $200k.

It offends my sensibilities to go into a bad investment, but her rationale was that her husband was itching to buy a home after living for 8 years in a tiny rental in NYC and if sometimes you lose a bit of money to placate the family that’s fine.

A marriage isn’t about a monetary bottom line, so give raptor a break.

[sdrealtor]

Just curious as to what metro area in the Northeast you are from. I grew up there also and fell it is a great place to be from.

As for writing offers, I write whatever my client wants me to. It’s not my job to decide what a buyer should pay and I dont worry about insulting anyone. I do let my buyers know that I have been very successful at getting homes well below market prices when I can write a letter justifying the offer. My justification always includes market conditions, market direction and seller opportunity costs invovled in dismissing the offer.

Sometimes it works, sometimes it doesnt. Sometimes it royally pisses off the listing agent. I dont care. I just do my job which is to represent my client as if I’m spending my own money. If you agent doesnt do this, you probably have the wrong one.

FWIW, I dont take clients from this board and am not looking to get your business but rather provide sound advice.

[raptorduck]

SDR. I have seen you provide consistenly sound and honest advice on this board.

I first lived in Manhattan, but mostly in Connecticut. I just did not like growing up in the NE. Good memories from prep school, but overall not for me. I liked Florida much better. But then I came to Cali for the military (to SD actually) and boom I was done for. No way I was going back East after comming here. Even Florida paled in comparison. See my top 25 reasons I love SD post for my colorful whys. I have been here ever since.

I love Cali, but love it more the more south I go. I like LA more than the Bay Area and SD more than LA. But I like the Bay Area more than any other place in the U.S. that is not in Cali.

[Allan from Fallbrook]

raptor: I live in San Diego, but the SF/Bay Area will always be home to me. That being said, the Bay Area now is nothing like it was when I was growing up.

Palo Alto/Los Altos/LAH/Mountain View were all quiet bedroom communities, and the Silicon Valley was just beginning it’s existence. Aside from a few large employers (IBM, Lockheed, Ford Aerospace) and Stanford University, there really wasn’t much going on in our neck of the woods.

Once the Silicon Valley exploded, the place changed and in every sense of the word. We were up there last Thanksgiving for vacation and I didn’t recognize entire swathes of Mountain View, Sunnyvale, Palo Alto, etc.

I guess my point would be this: The place had a lot more appeal 25+ years ago than it does now. My dad and I used to go to Stanford football games on Saturdays. You could get in for less than ten bucks, and concessions were cheap. Same went for Niner, Raider, and Giants games. Lift tickets at Squaw and Heavenly were affordable, and the lines were short.

Once the money arrived, so did the a-hole mentality that went with it, and now you have 11,000sf French chateaux lining the hills of Palo Alto and Los Altos. I don’t blame you for preferring RSF to that.

[raptorduck]

Allan. I actually moved to the Bay Area around 25 years ago from San Diego, with a break in there when I lived in SD again about 8 yrs ago.

I like the Bay Area and really like the LA/LAH/MV area a lot. I have lived in MV, PA, LA, and Berkeley over those years and now San Jose the past 8. It has changed, but it is still nice. My complaint is not so much the high cost of housing as it is what those big $$ buy you. Not much. Ranch homes abound up here. I don’t like ranch homes. There are few homes like you find in RSF, and when they hit the market, they are twice the RSF price. Selection just is not there up here.

Silicon Valley is a special place and I do appreciate it for what it is, but my family wants back to SD and that is what matters. I am lucky to be able to accomodate them.

[raptorduck]

Allan. I actually moved to the Bay Area around 25 years ago from San Diego, with a break in there when I lived in SD again about 8 yrs ago.

I like the Bay Area and really like the LA/LAH/MV area a lot. I have lived in MV, PA, LA, and Berkeley over those years and now San Jose the past 8. It has changed, but it is still nice. My complaint is not so much the high cost of housing as it is what those big $$ buy you. Not much. Ranch homes abound up here. I don’t like ranch homes. There are few homes like you find in RSF, and when they hit the market, they are twice the RSF price. Selection just is not there up here.

Silicon Valley is a special place and I do appreciate it for what it is, but my family wants back to SD and that is what matters. I am lucky to be able to accomodate them.

[raptorduck]

Allan. I actually moved to the Bay Area around 25 years ago from San Diego, with a break in there when I lived in SD again about 8 yrs ago.

I like the Bay Area and really like the LA/LAH/MV area a lot. I have lived in MV, PA, LA, and Berkeley over those years and now San Jose the past 8. It has changed, but it is still nice. My complaint is not so much the high cost of housing as it is what those big $$ buy you. Not much. Ranch homes abound up here. I don’t like ranch homes. There are few homes like you find in RSF, and when they hit the market, they are twice the RSF price. Selection just is not there up here.

Silicon Valley is a special place and I do appreciate it for what it is, but my family wants back to SD and that is what matters. I am lucky to be able to accomodate them.

[raptorduck]

Allan. I actually moved to the Bay Area around 25 years ago from San Diego, with a break in there when I lived in SD again about 8 yrs ago.

I like the Bay Area and really like the LA/LAH/MV area a lot. I have lived in MV, PA, LA, and Berkeley over those years and now San Jose the past 8. It has changed, but it is still nice. My complaint is not so much the high cost of housing as it is what those big $$ buy you. Not much. Ranch homes abound up here. I don’t like ranch homes. There are few homes like you find in RSF, and when they hit the market, they are twice the RSF price. Selection just is not there up here.

Silicon Valley is a special place and I do appreciate it for what it is, but my family wants back to SD and that is what matters. I am lucky to be able to accomodate them.

[raptorduck]

Allan. I actually moved to the Bay Area around 25 years ago from San Diego, with a break in there when I lived in SD again about 8 yrs ago.

I like the Bay Area and really like the LA/LAH/MV area a lot. I have lived in MV, PA, LA, and Berkeley over those years and now San Jose the past 8. It has changed, but it is still nice. My complaint is not so much the high cost of housing as it is what those big $$ buy you. Not much. Ranch homes abound up here. I don’t like ranch homes. There are few homes like you find in RSF, and when they hit the market, they are twice the RSF price. Selection just is not there up here.

Silicon Valley is a special place and I do appreciate it for what it is, but my family wants back to SD and that is what matters. I am lucky to be able to accomodate them.

[Allan from Fallbrook]

raptor: I live in San Diego, but the SF/Bay Area will always be home to me. That being said, the Bay Area now is nothing like it was when I was growing up.

Palo Alto/Los Altos/LAH/Mountain View were all quiet bedroom communities, and the Silicon Valley was just beginning it’s existence. Aside from a few large employers (IBM, Lockheed, Ford Aerospace) and Stanford University, there really wasn’t much going on in our neck of the woods.

Once the Silicon Valley exploded, the place changed and in every sense of the word. We were up there last Thanksgiving for vacation and I didn’t recognize entire swathes of Mountain View, Sunnyvale, Palo Alto, etc.

I guess my point would be this: The place had a lot more appeal 25+ years ago than it does now. My dad and I used to go to Stanford football games on Saturdays. You could get in for less than ten bucks, and concessions were cheap. Same went for Niner, Raider, and Giants games. Lift tickets at Squaw and Heavenly were affordable, and the lines were short.

Once the money arrived, so did the a-hole mentality that went with it, and now you have 11,000sf French chateaux lining the hills of Palo Alto and Los Altos. I don’t blame you for preferring RSF to that.

[Allan from Fallbrook]

raptor: I live in San Diego, but the SF/Bay Area will always be home to me. That being said, the Bay Area now is nothing like it was when I was growing up.

Palo Alto/Los Altos/LAH/Mountain View were all quiet bedroom communities, and the Silicon Valley was just beginning it’s existence. Aside from a few large employers (IBM, Lockheed, Ford Aerospace) and Stanford University, there really wasn’t much going on in our neck of the woods.

Once the Silicon Valley exploded, the place changed and in every sense of the word. We were up there last Thanksgiving for vacation and I didn’t recognize entire swathes of Mountain View, Sunnyvale, Palo Alto, etc.

I guess my point would be this: The place had a lot more appeal 25+ years ago than it does now. My dad and I used to go to Stanford football games on Saturdays. You could get in for less than ten bucks, and concessions were cheap. Same went for Niner, Raider, and Giants games. Lift tickets at Squaw and Heavenly were affordable, and the lines were short.

Once the money arrived, so did the a-hole mentality that went with it, and now you have 11,000sf French chateaux lining the hills of Palo Alto and Los Altos. I don’t blame you for preferring RSF to that.

[Allan from Fallbrook]

raptor: I live in San Diego, but the SF/Bay Area will always be home to me. That being said, the Bay Area now is nothing like it was when I was growing up.

Palo Alto/Los Altos/LAH/Mountain View were all quiet bedroom communities, and the Silicon Valley was just beginning it’s existence. Aside from a few large employers (IBM, Lockheed, Ford Aerospace) and Stanford University, there really wasn’t much going on in our neck of the woods.

Once the Silicon Valley exploded, the place changed and in every sense of the word. We were up there last Thanksgiving for vacation and I didn’t recognize entire swathes of Mountain View, Sunnyvale, Palo Alto, etc.

I guess my point would be this: The place had a lot more appeal 25+ years ago than it does now. My dad and I used to go to Stanford football games on Saturdays. You could get in for less than ten bucks, and concessions were cheap. Same went for Niner, Raider, and Giants games. Lift tickets at Squaw and Heavenly were affordable, and the lines were short.

Once the money arrived, so did the a-hole mentality that went with it, and now you have 11,000sf French chateaux lining the hills of Palo Alto and Los Altos. I don’t blame you for preferring RSF to that.

[Allan from Fallbrook]

raptor: I live in San Diego, but the SF/Bay Area will always be home to me. That being said, the Bay Area now is nothing like it was when I was growing up.

Palo Alto/Los Altos/LAH/Mountain View were all quiet bedroom communities, and the Silicon Valley was just beginning it’s existence. Aside from a few large employers (IBM, Lockheed, Ford Aerospace) and Stanford University, there really wasn’t much going on in our neck of the woods.

Once the Silicon Valley exploded, the place changed and in every sense of the word. We were up there last Thanksgiving for vacation and I didn’t recognize entire swathes of Mountain View, Sunnyvale, Palo Alto, etc.

I guess my point would be this: The place had a lot more appeal 25+ years ago than it does now. My dad and I used to go to Stanford football games on Saturdays. You could get in for less than ten bucks, and concessions were cheap. Same went for Niner, Raider, and Giants games. Lift tickets at Squaw and Heavenly were affordable, and the lines were short.

Once the money arrived, so did the a-hole mentality that went with it, and now you have 11,000sf French chateaux lining the hills of Palo Alto and Los Altos. I don’t blame you for preferring RSF to that.

[raptorduck]

SDR. I have seen you provide consistenly sound and honest advice on this board.

I first lived in Manhattan, but mostly in Connecticut. I just did not like growing up in the NE. Good memories from prep school, but overall not for me. I liked Florida much better. But then I came to Cali for the military (to SD actually) and boom I was done for. No way I was going back East after comming here. Even Florida paled in comparison. See my top 25 reasons I love SD post for my colorful whys. I have been here ever since.

I love Cali, but love it more the more south I go. I like LA more than the Bay Area and SD more than LA. But I like the Bay Area more than any other place in the U.S. that is not in Cali.

[raptorduck]

SDR. I have seen you provide consistenly sound and honest advice on this board.

I first lived in Manhattan, but mostly in Connecticut. I just did not like growing up in the NE. Good memories from prep school, but overall not for me. I liked Florida much better. But then I came to Cali for the military (to SD actually) and boom I was done for. No way I was going back East after comming here. Even Florida paled in comparison. See my top 25 reasons I love SD post for my colorful whys. I have been here ever since.

I love Cali, but love it more the more south I go. I like LA more than the Bay Area and SD more than LA. But I like the Bay Area more than any other place in the U.S. that is not in Cali.

[raptorduck]

SDR. I have seen you provide consistenly sound and honest advice on this board.

I first lived in Manhattan, but mostly in Connecticut. I just did not like growing up in the NE. Good memories from prep school, but overall not for me. I liked Florida much better. But then I came to Cali for the military (to SD actually) and boom I was done for. No way I was going back East after comming here. Even Florida paled in comparison. See my top 25 reasons I love SD post for my colorful whys. I have been here ever since.

I love Cali, but love it more the more south I go. I like LA more than the Bay Area and SD more than LA. But I like the Bay Area more than any other place in the U.S. that is not in Cali.

[raptorduck]

SDR. I have seen you provide consistenly sound and honest advice on this board.

I first lived in Manhattan, but mostly in Connecticut. I just did not like growing up in the NE. Good memories from prep school, but overall not for me. I liked Florida much better. But then I came to Cali for the military (to SD actually) and boom I was done for. No way I was going back East after comming here. Even Florida paled in comparison. See my top 25 reasons I love SD post for my colorful whys. I have been here ever since.

I love Cali, but love it more the more south I go. I like LA more than the Bay Area and SD more than LA. But I like the Bay Area more than any other place in the U.S. that is not in Cali.

[sdrealtor]

Just curious as to what metro area in the Northeast you are from. I grew up there also and fell it is a great place to be from.

As for writing offers, I write whatever my client wants me to. It’s not my job to decide what a buyer should pay and I dont worry about insulting anyone. I do let my buyers know that I have been very successful at getting homes well below market prices when I can write a letter justifying the offer. My justification always includes market conditions, market direction and seller opportunity costs invovled in dismissing the offer.

Sometimes it works, sometimes it doesnt. Sometimes it royally pisses off the listing agent. I dont care. I just do my job which is to represent my client as if I’m spending my own money. If you agent doesnt do this, you probably have the wrong one.

FWIW, I dont take clients from this board and am not looking to get your business but rather provide sound advice.

[sdrealtor]

Just curious as to what metro area in the Northeast you are from. I grew up there also and fell it is a great place to be from.

As for writing offers, I write whatever my client wants me to. It’s not my job to decide what a buyer should pay and I dont worry about insulting anyone. I do let my buyers know that I have been very successful at getting homes well below market prices when I can write a letter justifying the offer. My justification always includes market conditions, market direction and seller opportunity costs invovled in dismissing the offer.

Sometimes it works, sometimes it doesnt. Sometimes it royally pisses off the listing agent. I dont care. I just do my job which is to represent my client as if I’m spending my own money. If you agent doesnt do this, you probably have the wrong one.

FWIW, I dont take clients from this board and am not looking to get your business but rather provide sound advice.

[sdrealtor]

Just curious as to what metro area in the Northeast you are from. I grew up there also and fell it is a great place to be from.

As for writing offers, I write whatever my client wants me to. It’s not my job to decide what a buyer should pay and I dont worry about insulting anyone. I do let my buyers know that I have been very successful at getting homes well below market prices when I can write a letter justifying the offer. My justification always includes market conditions, market direction and seller opportunity costs invovled in dismissing the offer.

Sometimes it works, sometimes it doesnt. Sometimes it royally pisses off the listing agent. I dont care. I just do my job which is to represent my client as if I’m spending my own money. If you agent doesnt do this, you probably have the wrong one.

FWIW, I dont take clients from this board and am not looking to get your business but rather provide sound advice.

[sdrealtor]

Just curious as to what metro area in the Northeast you are from. I grew up there also and fell it is a great place to be from.

As for writing offers, I write whatever my client wants me to. It’s not my job to decide what a buyer should pay and I dont worry about insulting anyone. I do let my buyers know that I have been very successful at getting homes well below market prices when I can write a letter justifying the offer. My justification always includes market conditions, market direction and seller opportunity costs invovled in dismissing the offer.

Sometimes it works, sometimes it doesnt. Sometimes it royally pisses off the listing agent. I dont care. I just do my job which is to represent my client as if I’m spending my own money. If you agent doesnt do this, you probably have the wrong one.

FWIW, I dont take clients from this board and am not looking to get your business but rather provide sound advice.

[Dukehorn]

Life isn’t always about money.

Though I (and my dad) warned my sister not to buy in San Diego and hold off for one or two more years, she and her husband pulled the trigger in ’06. Yeah, her house has lost 10%, but they plan on being in for the long haul and the two of them make over $200k.

It offends my sensibilities to go into a bad investment, but her rationale was that her husband was itching to buy a home after living for 8 years in a tiny rental in NYC and if sometimes you lose a bit of money to placate the family that’s fine.

A marriage isn’t about a monetary bottom line, so give raptor a break.

[Dukehorn]

Life isn’t always about money.

Though I (and my dad) warned my sister not to buy in San Diego and hold off for one or two more years, she and her husband pulled the trigger in ’06. Yeah, her house has lost 10%, but they plan on being in for the long haul and the two of them make over $200k.

It offends my sensibilities to go into a bad investment, but her rationale was that her husband was itching to buy a home after living for 8 years in a tiny rental in NYC and if sometimes you lose a bit of money to placate the family that’s fine.

A marriage isn’t about a monetary bottom line, so give raptor a break.

[Dukehorn]

Life isn’t always about money.

Though I (and my dad) warned my sister not to buy in San Diego and hold off for one or two more years, she and her husband pulled the trigger in ’06. Yeah, her house has lost 10%, but they plan on being in for the long haul and the two of them make over $200k.

It offends my sensibilities to go into a bad investment, but her rationale was that her husband was itching to buy a home after living for 8 years in a tiny rental in NYC and if sometimes you lose a bit of money to placate the family that’s fine.

A marriage isn’t about a monetary bottom line, so give raptor a break.

[Dukehorn]

Life isn’t always about money.

Though I (and my dad) warned my sister not to buy in San Diego and hold off for one or two more years, she and her husband pulled the trigger in ’06. Yeah, her house has lost 10%, but they plan on being in for the long haul and the two of them make over $200k.

It offends my sensibilities to go into a bad investment, but her rationale was that her husband was itching to buy a home after living for 8 years in a tiny rental in NYC and if sometimes you lose a bit of money to placate the family that’s fine.

A marriage isn’t about a monetary bottom line, so give raptor a break.

[raptorduck]

LOB. I say nothing negative about renters. I have been a renter and put off buying my first house longer than my peers. I paid cash for it.

I am where I am because I have made good financial decisions. I am well within my comfort zone. If my new RSF homes looses so much value that I am underwater after a 30% down payment and paying 15% below asking, I will be just fine. As I said, it is not an investment. It is my future home.

If my wife leaves me for the pool boy and I have to sell it at a loss, as jpinpb said, it is just money. I don’t waste it, but sometimes you loose some of it. Life goes on. Watching your $$ does not mean your world ends when you permanently misplace a few.

[raptorduck]

LOB. I say nothing negative about renters. I have been a renter and put off buying my first house longer than my peers. I paid cash for it.

I am where I am because I have made good financial decisions. I am well within my comfort zone. If my new RSF homes looses so much value that I am underwater after a 30% down payment and paying 15% below asking, I will be just fine. As I said, it is not an investment. It is my future home.

If my wife leaves me for the pool boy and I have to sell it at a loss, as jpinpb said, it is just money. I don’t waste it, but sometimes you loose some of it. Life goes on. Watching your $$ does not mean your world ends when you permanently misplace a few.

[raptorduck]

LOB. I say nothing negative about renters. I have been a renter and put off buying my first house longer than my peers. I paid cash for it.

I am where I am because I have made good financial decisions. I am well within my comfort zone. If my new RSF homes looses so much value that I am underwater after a 30% down payment and paying 15% below asking, I will be just fine. As I said, it is not an investment. It is my future home.

If my wife leaves me for the pool boy and I have to sell it at a loss, as jpinpb said, it is just money. I don’t waste it, but sometimes you loose some of it. Life goes on. Watching your $$ does not mean your world ends when you permanently misplace a few.

[raptorduck]

LOB. I say nothing negative about renters. I have been a renter and put off buying my first house longer than my peers. I paid cash for it.

I am where I am because I have made good financial decisions. I am well within my comfort zone. If my new RSF homes looses so much value that I am underwater after a 30% down payment and paying 15% below asking, I will be just fine. As I said, it is not an investment. It is my future home.

If my wife leaves me for the pool boy and I have to sell it at a loss, as jpinpb said, it is just money. I don’t waste it, but sometimes you loose some of it. Life goes on. Watching your $$ does not mean your world ends when you permanently misplace a few.

[jpinpb]

[jpinpb]

[jpinpb]

[jpinpb]

[LookoutBelow]

So what your saying is that YOUR WIFE is going to take the hit when you both realize and accept that you actually paid 200K + TOO MUCH for your home ?…..Thats a good tactic.

Correct me if Im wrong here, youre saying:…I know its a bad time to buy, and renting would be a smarter move until things settle down, but I've got oodles of money and I can afford to buy EVEN WHEN logic, business, common sense dictates otherwise, simply because I can. Plus it makes my wife happy to be a "owner" rather than a scummy old "renter".

 Am I right in this assumption ? 

I got bad news for you if thats the case…..People with "money"…tend to become people WITHOUT "Money" with decisions like that……

 Good luck raptor, let us know how THAT works out for you

[LookoutBelow]

So what your saying is that YOUR WIFE is going to take the hit when you both realize and accept that you actually paid 200K + TOO MUCH for your home ?…..Thats a good tactic.

Correct me if Im wrong here, youre saying:…I know its a bad time to buy, and renting would be a smarter move until things settle down, but I've got oodles of money and I can afford to buy EVEN WHEN logic, business, common sense dictates otherwise, simply because I can. Plus it makes my wife happy to be a "owner" rather than a scummy old "renter".

 Am I right in this assumption ? 

I got bad news for you if thats the case…..People with "money"…tend to become people WITHOUT "Money" with decisions like that……

 Good luck raptor, let us know how THAT works out for you

[LookoutBelow]

So what your saying is that YOUR WIFE is going to take the hit when you both realize and accept that you actually paid 200K + TOO MUCH for your home ?…..Thats a good tactic.

Correct me if Im wrong here, youre saying:…I know its a bad time to buy, and renting would be a smarter move until things settle down, but I've got oodles of money and I can afford to buy EVEN WHEN logic, business, common sense dictates otherwise, simply because I can. Plus it makes my wife happy to be a "owner" rather than a scummy old "renter".

 Am I right in this assumption ? 

I got bad news for you if thats the case…..People with "money"…tend to become people WITHOUT "Money" with decisions like that……

 Good luck raptor, let us know how THAT works out for you

[LookoutBelow]

So what your saying is that YOUR WIFE is going to take the hit when you both realize and accept that you actually paid 200K + TOO MUCH for your home ?…..Thats a good tactic.

Correct me if Im wrong here, youre saying:…I know its a bad time to buy, and renting would be a smarter move until things settle down, but I've got oodles of money and I can afford to buy EVEN WHEN logic, business, common sense dictates otherwise, simply because I can. Plus it makes my wife happy to be a "owner" rather than a scummy old "renter".

 Am I right in this assumption ? 

I got bad news for you if thats the case…..People with "money"…tend to become people WITHOUT "Money" with decisions like that……

 Good luck raptor, let us know how THAT works out for you

[jpinpb]

That was a nice post and your wife is a lucky lady. When you do buy your dream home, enjoy it. I can tell you are not a flipper and you are doing your homework, buying in the very best area.

[jpinpb]

That was a nice post and your wife is a lucky lady. When you do buy your dream home, enjoy it. I can tell you are not a flipper and you are doing your homework, buying in the very best area.

[jpinpb]

That was a nice post and your wife is a lucky lady. When you do buy your dream home, enjoy it. I can tell you are not a flipper and you are doing your homework, buying in the very best area.

[jpinpb]

That was a nice post and your wife is a lucky lady. When you do buy your dream home, enjoy it. I can tell you are not a flipper and you are doing your homework, buying in the very best area.

[gn]

I am a future seller. I know the market. I will price my home to market.

Raptor, just out of curiosity, which area of San Jose do you live ? Most areas of San Jose is in a strong "buyer's market", you'll probably have to price your house aggressively.

[gn]

I am a future seller. I know the market. I will price my home to market.

Raptor, just out of curiosity, which area of San Jose do you live ? Most areas of San Jose is in a strong "buyer's market", you'll probably have to price your house aggressively.

[gn]

I am a future seller. I know the market. I will price my home to market.

Raptor, just out of curiosity, which area of San Jose do you live ? Most areas of San Jose is in a strong "buyer's market", you'll probably have to price your house aggressively.

[gn]

I am a future seller. I know the market. I will price my home to market.

Raptor, just out of curiosity, which area of San Jose do you live ? Most areas of San Jose is in a strong "buyer's market", you'll probably have to price your house aggressively.

[gn]

I am a future seller. I know the market. I will price my home to market.

Raptor, just out of curiosity, which area of San Jose do you live ? Most areas of San Jose is in a strong "buyer's market", you'll probably have to price your house aggressively.

[pfflyer]

Raptor Just curious…What did you do in the USN and during which years? Maybe we have crossed paths.

[raptorduck]

pfflyer. Very early 80’s. I was stationed at SSC-NTC in an officer program that was located there at the time. Now that NTC is history, that program is in Newport, RI.

[raptorduck]

pfflyer. Very early 80’s. I was stationed at SSC-NTC in an officer program that was located there at the time. Now that NTC is history, that program is in Newport, RI.

[raptorduck]

pfflyer. Very early 80’s. I was stationed at SSC-NTC in an officer program that was located there at the time. Now that NTC is history, that program is in Newport, RI.

[raptorduck]

pfflyer. Very early 80’s. I was stationed at SSC-NTC in an officer program that was located there at the time. Now that NTC is history, that program is in Newport, RI.

[raptorduck]

pfflyer. Very early 80’s. I was stationed at SSC-NTC in an officer program that was located there at the time. Now that NTC is history, that program is in Newport, RI.

[pfflyer]

Raptor Just curious…What did you do in the USN and during which years? Maybe we have crossed paths.

[pfflyer]

Raptor Just curious…What did you do in the USN and during which years? Maybe we have crossed paths.

[pfflyer]

Raptor Just curious…What did you do in the USN and during which years? Maybe we have crossed paths.

[pfflyer]

Raptor Just curious…What did you do in the USN and during which years? Maybe we have crossed paths.

[jpinpb]

Somewhat OT – Just wanted to express my thoughts on houses in the Bay Area vs San Diego, not pricing, just architecture.

Setting aside the size of the houses or the lot size, I will just comment on some of the houses in San Francisco specifically. Some of those old Victorians are the most beautiful homes. They don’t make them like that any more. Economically, it would be prohibitive cost-wise. The character and style are uncommon today.

It sounds like people are interested in purchasing very large Tuscany-style houses on large lots, which I don’t deny are truly exceptional. But I personally am partial to the older style homes. Maybe b/c it reminds me more of the East Coast, where I’m from, and you just don’t see too many of them here on the west. Makes me nostalgic.

But having lived in Italy for a few years, it always eye-opening to see the Tuscany-style houses, quite a vision of grandeur.

[raptorduck]

jpinpb. I agree with you on the Victorians. I am not partial to that style, but I can certainly admire that architecture. The ones in SF are very extraordinary, and there are some nice examples in old Palo Alto and the Rose Garden area of San Jose, for example.

[fencesitter123]

I agree with your excellent assessments of RSF. I have been also watching this area. I am particularly interested in Santaluz but agree that this area is overpriced. I can’t help but think there won’t be a strong downward pressure on price as the “investors” realize they are losing money with each passing month when there is no home appreciation (and certainly with depreciation). The monthly burn rate is pretty high given the MR, HOA and loan carrying costs. The flame burns even brighter if you have even a basic club membership. It is already well documented from this site the NOD’s in some of the lower priced homes in Santaluz. Right now, those prices in Santaluz just dont pass the olfactory test………

[raptorduck]

For us, Santaluz is the same analysis as any other new development. No costs to upgrade the home as it is already brand new. In Fairbanks Ranch and some other areas, we are buying homes that require complete interior updating. Maybe not knocking down walls, but kitchen/bathroom remodels, new floors, finishes etc.

So while you have to pay Mello Roos, you don’t have to pay for improvements. Tough call.

[raptorduck]

For us, Santaluz is the same analysis as any other new development. No costs to upgrade the home as it is already brand new. In Fairbanks Ranch and some other areas, we are buying homes that require complete interior updating. Maybe not knocking down walls, but kitchen/bathroom remodels, new floors, finishes etc.

So while you have to pay Mello Roos, you don’t have to pay for improvements. Tough call.

[raptorduck]

For us, Santaluz is the same analysis as any other new development. No costs to upgrade the home as it is already brand new. In Fairbanks Ranch and some other areas, we are buying homes that require complete interior updating. Maybe not knocking down walls, but kitchen/bathroom remodels, new floors, finishes etc.

So while you have to pay Mello Roos, you don’t have to pay for improvements. Tough call.

[raptorduck]

For us, Santaluz is the same analysis as any other new development. No costs to upgrade the home as it is already brand new. In Fairbanks Ranch and some other areas, we are buying homes that require complete interior updating. Maybe not knocking down walls, but kitchen/bathroom remodels, new floors, finishes etc.

So while you have to pay Mello Roos, you don’t have to pay for improvements. Tough call.

[raptorduck]

For us, Santaluz is the same analysis as any other new development. No costs to upgrade the home as it is already brand new. In Fairbanks Ranch and some other areas, we are buying homes that require complete interior updating. Maybe not knocking down walls, but kitchen/bathroom remodels, new floors, finishes etc.

So while you have to pay Mello Roos, you don’t have to pay for improvements. Tough call.

[fencesitter123]

I agree with your excellent assessments of RSF. I have been also watching this area. I am particularly interested in Santaluz but agree that this area is overpriced. I can’t help but think there won’t be a strong downward pressure on price as the “investors” realize they are losing money with each passing month when there is no home appreciation (and certainly with depreciation). The monthly burn rate is pretty high given the MR, HOA and loan carrying costs. The flame burns even brighter if you have even a basic club membership. It is already well documented from this site the NOD’s in some of the lower priced homes in Santaluz. Right now, those prices in Santaluz just dont pass the olfactory test………

[fencesitter123]

I agree with your excellent assessments of RSF. I have been also watching this area. I am particularly interested in Santaluz but agree that this area is overpriced. I can’t help but think there won’t be a strong downward pressure on price as the “investors” realize they are losing money with each passing month when there is no home appreciation (and certainly with depreciation). The monthly burn rate is pretty high given the MR, HOA and loan carrying costs. The flame burns even brighter if you have even a basic club membership. It is already well documented from this site the NOD’s in some of the lower priced homes in Santaluz. Right now, those prices in Santaluz just dont pass the olfactory test………

[fencesitter123]

I agree with your excellent assessments of RSF. I have been also watching this area. I am particularly interested in Santaluz but agree that this area is overpriced. I can’t help but think there won’t be a strong downward pressure on price as the “investors” realize they are losing money with each passing month when there is no home appreciation (and certainly with depreciation). The monthly burn rate is pretty high given the MR, HOA and loan carrying costs. The flame burns even brighter if you have even a basic club membership. It is already well documented from this site the NOD’s in some of the lower priced homes in Santaluz. Right now, those prices in Santaluz just dont pass the olfactory test………

[fencesitter123]

I agree with your excellent assessments of RSF. I have been also watching this area. I am particularly interested in Santaluz but agree that this area is overpriced. I can’t help but think there won’t be a strong downward pressure on price as the “investors” realize they are losing money with each passing month when there is no home appreciation (and certainly with depreciation). The monthly burn rate is pretty high given the MR, HOA and loan carrying costs. The flame burns even brighter if you have even a basic club membership. It is already well documented from this site the NOD’s in some of the lower priced homes in Santaluz. Right now, those prices in Santaluz just dont pass the olfactory test………

[raptorduck]

jpinpb. I agree with you on the Victorians. I am not partial to that style, but I can certainly admire that architecture. The ones in SF are very extraordinary, and there are some nice examples in old Palo Alto and the Rose Garden area of San Jose, for example.

[raptorduck]

jpinpb. I agree with you on the Victorians. I am not partial to that style, but I can certainly admire that architecture. The ones in SF are very extraordinary, and there are some nice examples in old Palo Alto and the Rose Garden area of San Jose, for example.

[raptorduck]

jpinpb. I agree with you on the Victorians. I am not partial to that style, but I can certainly admire that architecture. The ones in SF are very extraordinary, and there are some nice examples in old Palo Alto and the Rose Garden area of San Jose, for example.

[raptorduck]

jpinpb. I agree with you on the Victorians. I am not partial to that style, but I can certainly admire that architecture. The ones in SF are very extraordinary, and there are some nice examples in old Palo Alto and the Rose Garden area of San Jose, for example.

[jpinpb]

Somewhat OT – Just wanted to express my thoughts on houses in the Bay Area vs San Diego, not pricing, just architecture.

Setting aside the size of the houses or the lot size, I will just comment on some of the houses in San Francisco specifically. Some of those old Victorians are the most beautiful homes. They don’t make them like that any more. Economically, it would be prohibitive cost-wise. The character and style are uncommon today.

It sounds like people are interested in purchasing very large Tuscany-style houses on large lots, which I don’t deny are truly exceptional. But I personally am partial to the older style homes. Maybe b/c it reminds me more of the East Coast, where I’m from, and you just don’t see too many of them here on the west. Makes me nostalgic.

But having lived in Italy for a few years, it always eye-opening to see the Tuscany-style houses, quite a vision of grandeur.

[jpinpb]

Somewhat OT – Just wanted to express my thoughts on houses in the Bay Area vs San Diego, not pricing, just architecture.

Setting aside the size of the houses or the lot size, I will just comment on some of the houses in San Francisco specifically. Some of those old Victorians are the most beautiful homes. They don’t make them like that any more. Economically, it would be prohibitive cost-wise. The character and style are uncommon today.

It sounds like people are interested in purchasing very large Tuscany-style houses on large lots, which I don’t deny are truly exceptional. But I personally am partial to the older style homes. Maybe b/c it reminds me more of the East Coast, where I’m from, and you just don’t see too many of them here on the west. Makes me nostalgic.

But having lived in Italy for a few years, it always eye-opening to see the Tuscany-style houses, quite a vision of grandeur.

[jpinpb]

Somewhat OT – Just wanted to express my thoughts on houses in the Bay Area vs San Diego, not pricing, just architecture.

Setting aside the size of the houses or the lot size, I will just comment on some of the houses in San Francisco specifically. Some of those old Victorians are the most beautiful homes. They don’t make them like that any more. Economically, it would be prohibitive cost-wise. The character and style are uncommon today.

It sounds like people are interested in purchasing very large Tuscany-style houses on large lots, which I don’t deny are truly exceptional. But I personally am partial to the older style homes. Maybe b/c it reminds me more of the East Coast, where I’m from, and you just don’t see too many of them here on the west. Makes me nostalgic.

But having lived in Italy for a few years, it always eye-opening to see the Tuscany-style houses, quite a vision of grandeur.

[jpinpb]

Somewhat OT – Just wanted to express my thoughts on houses in the Bay Area vs San Diego, not pricing, just architecture.

Setting aside the size of the houses or the lot size, I will just comment on some of the houses in San Francisco specifically. Some of those old Victorians are the most beautiful homes. They don’t make them like that any more. Economically, it would be prohibitive cost-wise. The character and style are uncommon today.

It sounds like people are interested in purchasing very large Tuscany-style houses on large lots, which I don’t deny are truly exceptional. But I personally am partial to the older style homes. Maybe b/c it reminds me more of the East Coast, where I’m from, and you just don’t see too many of them here on the west. Makes me nostalgic.

But having lived in Italy for a few years, it always eye-opening to see the Tuscany-style houses, quite a vision of grandeur.

[pfflyer]

Raptor…I was Miramar late 80’s so probably not. I’m also looking at these areas so appreciate the extensive posts. I haven’t ruled out the coast altogether.

[vagabondo]

My problem is that Mello Roos is a tough sell for me, especially in places like Santa Luz where the bonds are incredibly high. I know it has some effect on the quality of education, etc., but it can be real tough to quantify that benefit. Home improvements, on the other hand, usually get you what you want in terms of QOL.

I often joke with my wife about the contrast between Fairbanks and Santa Luz. There is a dividing line as you reach the crest driving up San Dieguito Rd. It’s like you’ve reached the 10,000 ft tree line. You go from the eucalyptus and pine tree forested landscape of Fairbanks to the treeless tundra of Santa Luz.

[raptorduck]

vagabondo. That is so true. It is indeed very odd. Could not be more different. I went after a house in FBR that backed up to Santaluz and then could see it from homes I toured in Santaluz. I like FBR better, but that whole Tuscan landscape thing really appeals to me too.

[Anonymous]

FBR did not look any different than Santaluz back in the 1920’s. The trees there were planted (as in all of RSF). That explains the tree “line” on the City of San Diego border. Look at the pictures in the following link:

http://history.sandiego.edu/gen/local/rsf/pics4.html

I really love the forested look of RSF and FBR but I must admit that the tuscan landscape is more compatible with the San Diego climate (cf. water usage). If irrigation had to be cut out by half, Santaluz would still look pretty pleasant. I don’t know how some of the tropical FBR yards would fare (even though they do recycle waste waters there).

Water usage is something San Diego properties buyers might want to consider when making their choice. Tropical landscaping does not belong here in my opinion. Eucalyptus and olive trees are beautiful and are way better suited to our climate (even though Eucalyptus are quite a fire hazard…).

Rene

[Sandi Egan]

raptorduck, thank you very much for the observations.

I don’t want to participate in buy/rent discussion. You’re as “piggy” as any of us, so I believe you know what you are doing.

[SD Realtor]

Thius is a good thread. Very intelligent posts based on alot of thorough analysis. My quick two cents on a comparison between FBR and SL from a depreciation standpoint is that I really do feel SL is poised for a much higher fall then FBR. I think there is alot of speculative purchases in SL (alot by realtors/brokers) that will start to fall apart over the next few years. FBR just has so much old money and has alot more equity. You guys who have a few years to hang loose will possibly find substantial price cuts in SL. Raptor keep up the great work. If you never find a place you have done a great service in all of your legwork.

SD Realtor

[SD Realtor]

Thius is a good thread. Very intelligent posts based on alot of thorough analysis. My quick two cents on a comparison between FBR and SL from a depreciation standpoint is that I really do feel SL is poised for a much higher fall then FBR. I think there is alot of speculative purchases in SL (alot by realtors/brokers) that will start to fall apart over the next few years. FBR just has so much old money and has alot more equity. You guys who have a few years to hang loose will possibly find substantial price cuts in SL. Raptor keep up the great work. If you never find a place you have done a great service in all of your legwork.

SD Realtor

[SD Realtor]

Thius is a good thread. Very intelligent posts based on alot of thorough analysis. My quick two cents on a comparison between FBR and SL from a depreciation standpoint is that I really do feel SL is poised for a much higher fall then FBR. I think there is alot of speculative purchases in SL (alot by realtors/brokers) that will start to fall apart over the next few years. FBR just has so much old money and has alot more equity. You guys who have a few years to hang loose will possibly find substantial price cuts in SL. Raptor keep up the great work. If you never find a place you have done a great service in all of your legwork.

SD Realtor

[SD Realtor]

Thius is a good thread. Very intelligent posts based on alot of thorough analysis. My quick two cents on a comparison between FBR and SL from a depreciation standpoint is that I really do feel SL is poised for a much higher fall then FBR. I think there is alot of speculative purchases in SL (alot by realtors/brokers) that will start to fall apart over the next few years. FBR just has so much old money and has alot more equity. You guys who have a few years to hang loose will possibly find substantial price cuts in SL. Raptor keep up the great work. If you never find a place you have done a great service in all of your legwork.

SD Realtor

[SD Realtor]

Thius is a good thread. Very intelligent posts based on alot of thorough analysis. My quick two cents on a comparison between FBR and SL from a depreciation standpoint is that I really do feel SL is poised for a much higher fall then FBR. I think there is alot of speculative purchases in SL (alot by realtors/brokers) that will start to fall apart over the next few years. FBR just has so much old money and has alot more equity. You guys who have a few years to hang loose will possibly find substantial price cuts in SL. Raptor keep up the great work. If you never find a place you have done a great service in all of your legwork.

SD Realtor

[Sandi Egan]

raptorduck, thank you very much for the observations.

I don’t want to participate in buy/rent discussion. You’re as “piggy” as any of us, so I believe you know what you are doing.

[Sandi Egan]

raptorduck, thank you very much for the observations.

I don’t want to participate in buy/rent discussion. You’re as “piggy” as any of us, so I believe you know what you are doing.

[Sandi Egan]

raptorduck, thank you very much for the observations.

I don’t want to participate in buy/rent discussion. You’re as “piggy” as any of us, so I believe you know what you are doing.

[Sandi Egan]

raptorduck, thank you very much for the observations.

I don’t want to participate in buy/rent discussion. You’re as “piggy” as any of us, so I believe you know what you are doing.

[Anonymous]

FBR did not look any different than Santaluz back in the 1920’s. The trees there were planted (as in all of RSF). That explains the tree “line” on the City of San Diego border. Look at the pictures in the following link:

http://history.sandiego.edu/gen/local/rsf/pics4.html

I really love the forested look of RSF and FBR but I must admit that the tuscan landscape is more compatible with the San Diego climate (cf. water usage). If irrigation had to be cut out by half, Santaluz would still look pretty pleasant. I don’t know how some of the tropical FBR yards would fare (even though they do recycle waste waters there).

Water usage is something San Diego properties buyers might want to consider when making their choice. Tropical landscaping does not belong here in my opinion. Eucalyptus and olive trees are beautiful and are way better suited to our climate (even though Eucalyptus are quite a fire hazard…).

Rene

[Anonymous]

FBR did not look any different than Santaluz back in the 1920’s. The trees there were planted (as in all of RSF). That explains the tree “line” on the City of San Diego border. Look at the pictures in the following link:

http://history.sandiego.edu/gen/local/rsf/pics4.html

I really love the forested look of RSF and FBR but I must admit that the tuscan landscape is more compatible with the San Diego climate (cf. water usage). If irrigation had to be cut out by half, Santaluz would still look pretty pleasant. I don’t know how some of the tropical FBR yards would fare (even though they do recycle waste waters there).

Water usage is something San Diego properties buyers might want to consider when making their choice. Tropical landscaping does not belong here in my opinion. Eucalyptus and olive trees are beautiful and are way better suited to our climate (even though Eucalyptus are quite a fire hazard…).

Rene

[Anonymous]

FBR did not look any different than Santaluz back in the 1920’s. The trees there were planted (as in all of RSF). That explains the tree “line” on the City of San Diego border. Look at the pictures in the following link:

http://history.sandiego.edu/gen/local/rsf/pics4.html

I really love the forested look of RSF and FBR but I must admit that the tuscan landscape is more compatible with the San Diego climate (cf. water usage). If irrigation had to be cut out by half, Santaluz would still look pretty pleasant. I don’t know how some of the tropical FBR yards would fare (even though they do recycle waste waters there).

Water usage is something San Diego properties buyers might want to consider when making their choice. Tropical landscaping does not belong here in my opinion. Eucalyptus and olive trees are beautiful and are way better suited to our climate (even though Eucalyptus are quite a fire hazard…).

Rene

[Anonymous]

FBR did not look any different than Santaluz back in the 1920’s. The trees there were planted (as in all of RSF). That explains the tree “line” on the City of San Diego border. Look at the pictures in the following link:

http://history.sandiego.edu/gen/local/rsf/pics4.html

I really love the forested look of RSF and FBR but I must admit that the tuscan landscape is more compatible with the San Diego climate (cf. water usage). If irrigation had to be cut out by half, Santaluz would still look pretty pleasant. I don’t know how some of the tropical FBR yards would fare (even though they do recycle waste waters there).

Water usage is something San Diego properties buyers might want to consider when making their choice. Tropical landscaping does not belong here in my opinion. Eucalyptus and olive trees are beautiful and are way better suited to our climate (even though Eucalyptus are quite a fire hazard…).

Rene

[raptorduck]

vagabondo. That is so true. It is indeed very odd. Could not be more different. I went after a house in FBR that backed up to Santaluz and then could see it from homes I toured in Santaluz. I like FBR better, but that whole Tuscan landscape thing really appeals to me too.

[raptorduck]

vagabondo. That is so true. It is indeed very odd. Could not be more different. I went after a house in FBR that backed up to Santaluz and then could see it from homes I toured in Santaluz. I like FBR better, but that whole Tuscan landscape thing really appeals to me too.

[raptorduck]

vagabondo. That is so true. It is indeed very odd. Could not be more different. I went after a house in FBR that backed up to Santaluz and then could see it from homes I toured in Santaluz. I like FBR better, but that whole Tuscan landscape thing really appeals to me too.

[raptorduck]

vagabondo. That is so true. It is indeed very odd. Could not be more different. I went after a house in FBR that backed up to Santaluz and then could see it from homes I toured in Santaluz. I like FBR better, but that whole Tuscan landscape thing really appeals to me too.

[vagabondo]

My problem is that Mello Roos is a tough sell for me, especially in places like Santa Luz where the bonds are incredibly high. I know it has some effect on the quality of education, etc., but it can be real tough to quantify that benefit. Home improvements, on the other hand, usually get you what you want in terms of QOL.

I often joke with my wife about the contrast between Fairbanks and Santa Luz. There is a dividing line as you reach the crest driving up San Dieguito Rd. It’s like you’ve reached the 10,000 ft tree line. You go from the eucalyptus and pine tree forested landscape of Fairbanks to the treeless tundra of Santa Luz.

[vagabondo]

My problem is that Mello Roos is a tough sell for me, especially in places like Santa Luz where the bonds are incredibly high. I know it has some effect on the quality of education, etc., but it can be real tough to quantify that benefit. Home improvements, on the other hand, usually get you what you want in terms of QOL.

I often joke with my wife about the contrast between Fairbanks and Santa Luz. There is a dividing line as you reach the crest driving up San Dieguito Rd. It’s like you’ve reached the 10,000 ft tree line. You go from the eucalyptus and pine tree forested landscape of Fairbanks to the treeless tundra of Santa Luz.

[vagabondo]

My problem is that Mello Roos is a tough sell for me, especially in places like Santa Luz where the bonds are incredibly high. I know it has some effect on the quality of education, etc., but it can be real tough to quantify that benefit. Home improvements, on the other hand, usually get you what you want in terms of QOL.

I often joke with my wife about the contrast between Fairbanks and Santa Luz. There is a dividing line as you reach the crest driving up San Dieguito Rd. It’s like you’ve reached the 10,000 ft tree line. You go from the eucalyptus and pine tree forested landscape of Fairbanks to the treeless tundra of Santa Luz.

[vagabondo]

My problem is that Mello Roos is a tough sell for me, especially in places like Santa Luz where the bonds are incredibly high. I know it has some effect on the quality of education, etc., but it can be real tough to quantify that benefit. Home improvements, on the other hand, usually get you what you want in terms of QOL.

I often joke with my wife about the contrast between Fairbanks and Santa Luz. There is a dividing line as you reach the crest driving up San Dieguito Rd. It’s like you’ve reached the 10,000 ft tree line. You go from the eucalyptus and pine tree forested landscape of Fairbanks to the treeless tundra of Santa Luz.

[pfflyer]

Raptor…I was Miramar late 80’s so probably not. I’m also looking at these areas so appreciate the extensive posts. I haven’t ruled out the coast altogether.

[pfflyer]

Raptor…I was Miramar late 80’s so probably not. I’m also looking at these areas so appreciate the extensive posts. I haven’t ruled out the coast altogether.

[pfflyer]

Raptor…I was Miramar late 80’s so probably not. I’m also looking at these areas so appreciate the extensive posts. I haven’t ruled out the coast altogether.

[pfflyer]

Raptor…I was Miramar late 80’s so probably not. I’m also looking at these areas so appreciate the extensive posts. I haven’t ruled out the coast altogether.

[Author]

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