student debt forgiveness

[FlyerInHi]

[quote=flu]

Democrats are too busy trying make everyone a victim [/quote]

Omg, are you serious? The biggest victim of all is Trump. He echos the perceived victimhood of his supporters.

Maybe Trump will win a second term. But that would be because the deplorables have been enabled.

BTW, blaming the rise of Trump on Democrats is victimhood at its best. Nobody made people vote for Trump — they voted and are responsible on their own. They are like crybabies “she made me do it!”

Last week, I had dinner with a friend — an old Mormon guy who is a real estate investor. He did his mission in Chile, speaks fluent Spanish and is an all around cool guy. He said that Christianity or the culture of Christianity is all about victimhood — it’s always someone else’s fault!

[quote=flu] give our free money at the cost of others that work…. .[/quote]

I have a solution. Just tariff China, Europe and all the unfair trading partners and you have $ billions for Americans. See, it’s so easy, you wouldn’t believe!

[temeculaguy]

Brian, you lose, Flu is right. I watched Sleepy/creepy Joe raise his hand on the free healthcare for illegals question and saw the nail in his coffin (60% of voters disagree). He wasn’t supposed to do that, he was supposed to be the great moderate hope but he went off script or wasn’t paying attention. He was the only real threat, your dream of a D in office will have to wait until the party can find a non progressive that can appeal to the middle, he was the only option (except for John Delaney but he sinned and exposed medicare for all as a fallacy). The rest of the country sees the rest as lunatics. You’ll disagree but you are not in a large demographic and I’m too busy to reply to your multiple anticipated responses. Just hope the DNC can derail the others as they did last time or Joe’s people can prepare him better otherwise its over. Delaney didn’t rise in the polls and was booed of the california DNC stage despite his logical points so my money is on Trump. Who I predicted would win when there was 17 republican candidates. Why, I hate politics and politicians and can see it more objectively than you can. I’m not right or wrong, I don’t care, I’m just looking at it objectively. I also wish Trumo would behave differently, but Joe is screwing up something handed to him on a platter.

[spdrun]

My question about public insurance is this — why not just sell Medi-Cal as a plan on Covered California, so people can buy into Medicaid on a sliding, income-based cost scale?

[The-Shoveler]

Because having a public option would eventually become a single payer system which the demarcate controlled California congress has voted down several times now.

(too much big money stopping it).

[spdrun]

Why would a public option necessarily become single-payer? Hasn’t happened with Medicare. You have Original Medicare (the public option), private Medicare, and Medigap insurance. As diverse a market as the private insurance market in the US.

[FlyerInHi]

Temeculaguy, I said Trump might win re-election because the deplorables have been enabled.

If certain voters are nativist, anti-science, anti progress, anti gay, anti immigration, pro guns, pro coal, essentially baskets of deplorables, it’s on them and their fellow Republicans. They can’t logically claim “Democrats made me”.

Voters who vote for Trump own their votes, no Democrat ever “made them”.

I am leaning Spanish. It’s a beautiful language that’s broadened my views. There are certain words and feelings that are better expressed in Spanish. I have a friend who is borderline deplorable who said “why would l learn the language of housekeepers?”. His parents voted for Trump and he didn’t vote. No Democrat made them. They are who they are.

[The-Shoveler]

Meant to say democrat, but anyway I doubt a public option will ever get passed even in California

There is just too much money stopping it even for the democrats to resist, their voting record shows it.

[gzz]

Try finding primary care providers who take mediCal north of DT and west of the 15.

I once did for a relative. Not easy. Some don’t take any at all, some take a fixed number and are completely full. On like the 8th call one of them said “we have a location in National City that takes mediCal” and that’s what we did.

[spdrun]

Gradually encourage more people to go onto MediCal — as the system gets flooded, providers will be forced to take it as the % of patients using it in a given area increases. Or just mandate that they take a certain % of patients as a condition of keeping their license in CA.

[Reality]

[quote=spdrun]Why would a public option necessarily become single-payer? Hasn’t happened with Medicare. You have Original Medicare (the public option), private Medicare, and Medigap insurance. As diverse a market as the private insurance market in the US.[/quote]

By private Medicare do you mean Medicare Advantage? The federal government is still the payer.

[temeculaguy]

Brian, you should learn Spanish. Spanish is spoken by many countries, 20 of them have it as their official language, most of them in the new world. It also gives an easy pathway to italian, french, portugeese and romanian among other latin derivatives.Plus it’s one of the easiest ones to learn from English. Nobody ever said they wished they didn’t understand other languages. It gives you Two continents and and easy transition to parts of Europe. Now Asian languages, especially the ones that are more tonal are hard to learn from English. I think other Asian countries will follow Singapore’s lead and make English mandatory in the future unless China conquers all of them.

The Medicare for all thing never gets fully explained, private insurance already subsidizes medicare and medical. Without it, Medicare and medical cannot get the rates they have. For every 100 dollars of medical services, private insurance pays $115, medicare pays $85 and medical pays $50. Providers require more private insurance payers to cover the losses of medicare (old people) and medical (poor people, illegal aliens). Put everyone on medicare and hospitals and clinics either fold or need to charge more, thus eliminating the benefit. A bifurcated system is common in other countries but the one democrat who tells it at events get booed. Why do hospitals in poorer areas struggle financially, it has too many discount patients, you need 3-1 insurance to medical to break even and 1-1 medicare to insured to break even. Since medicare patients need more expensive treatment, it’s actually much higher.

As the saying goes “think it’s expensive now, wait till it’s free.” Same goes for college, free college will cost more than it does today, which ties back to Real Estate, the great recession was caused in part by free credit which ran up prices. Limited commodities are like that, if everyone can have them for free, more will want them and the prices will be driven up (not down) because the ability to deliver them will not be increased and may be decreased if the incentive to deliver them is removed.

[Coronita]

[quote=temeculaguy]

The Medicare for all thing never gets fully explained, private insurance already subsidizes medicare and medical. Without it, Medicare and medical cannot get the rates they have. For every 100 dollars of medical services, private insurance pays $115, medicare pays $85 and medical pays $50. Providers require more private insurance payers to cover the losses of medicare (old people) and medical (poor people, illegal aliens). Put everyone on medicare and hospitals and clinics either fold or need to charge more, thus eliminating the benefit. A bifurcated system is common in other countries but the one democrat who tells it at events get booed. Why do hospitals in poorer areas struggle financially, it has too many discount patients, you need 3-1 insurance to medical to break even and 1-1 medicare to insured to break even. Since medicare patients need more expensive treatment, it’s actually much higher.

As the saying goes “think it’s expensive now, wait till it’s free.” Same goes for college, free college will cost more than it does today, which ties back to Real Estate, the great recession was caused in part by free credit which ran up prices. Limited commodities are like that, if everyone can have them for free, more will want them and the prices will be driven up (not down) because the ability to deliver them will not be increased and may be decreased if the incentive to deliver them is removed.[/quote]

Damn… That was well put…

[spdrun]

If 90% of people have the same basic insurance, medical billing becomes much easier. You no longer have to pay as many medical billing people to deal with 20 different systems. Reimbursements become known and clear-cut — it’s not a lottery, and you’re more likely to get paid a good portion of your bill. The collections people go away for the most part too. A lot of bureaucracy that’s responsible for qualifying people for different insurance programs goes away too.

I’m not advocating for true single-payer, just something like Medicare + Medigap. Private insurance will still exist, but it will play a secondary role.

[The-Shoveler]

I don’t think (well at least me anyway) was saying medical insurance should be “FREEE!!!”.

But I do think there needs to be a public option, you should be able to buy or get all the private medical insurance you want or can afford.

But like I said, I doubt it will ever happen,

Too much money in private insurance.

[spdrun]

NY state already increased their Medicaid buy-in threshold to $50,000 for a family of four. It’s not called Medicaid, but “essential plan”, but it comes to the same thing. I suspect that states will gradually raise this threshold and allow people to buy into Medicaid until they end up with a de-facto public option. It will be done slowly so as not to piss on the insurers’ parades, but it will happen.

[Author]

Posts