Safe(r) banks

[peterb]

Thanks for the heads up nccoast…
I checked my credit union and it came up a 4! Ouch. I called them, and funny, before I barely said a word they assumed I was calling to close out my account. Weird! Maybe I’m not the only one?
Anyway I was going to get some checks to write against the account, but when she said that, I said, “yes, that’s what I’m calling for.”

On another note. I had a large sum of money in Wachovia’s CDs’. When I went to get the money out, they gave me such a run around, it blew me away. I took all the money out that day, but man, they really tried to stall me.

Watch out people, somethings on the rise and aint good.

[34f3f3f]

I checked a bank in the CDARS network yesterday, which had a good rating from bankrate.com. The scheme seems like a good idea, but I was put off by the fees, which you can either pay or the bank pays giving you a lower rate. I also couldn’t find if CDARS is regulated, and since they don’t leave any contact details on their website (another minus in my book), I couldn’t really ask them. Most of the banks in the network are small, and although you can ask not to have you funds placed with certain banks, you can’t specify which ones you do want. The banks are apparently vetted by some FDIC solvency test. A similar scheme exists for Money Market funds. I think I’m right in saying the FDIC “watch” list grew 30% last month, and I still haven’t been able to find a leaked document of those banks on the internet.

[34f3f3f]

I checked a bank in the CDARS network yesterday, which had a good rating from bankrate.com. The scheme seems like a good idea, but I was put off by the fees, which you can either pay or the bank pays giving you a lower rate. I also couldn’t find if CDARS is regulated, and since they don’t leave any contact details on their website (another minus in my book), I couldn’t really ask them. Most of the banks in the network are small, and although you can ask not to have you funds placed with certain banks, you can’t specify which ones you do want. The banks are apparently vetted by some FDIC solvency test. A similar scheme exists for Money Market funds. I think I’m right in saying the FDIC “watch” list grew 30% last month, and I still haven’t been able to find a leaked document of those banks on the internet.

[34f3f3f]

I checked a bank in the CDARS network yesterday, which had a good rating from bankrate.com. The scheme seems like a good idea, but I was put off by the fees, which you can either pay or the bank pays giving you a lower rate. I also couldn’t find if CDARS is regulated, and since they don’t leave any contact details on their website (another minus in my book), I couldn’t really ask them. Most of the banks in the network are small, and although you can ask not to have you funds placed with certain banks, you can’t specify which ones you do want. The banks are apparently vetted by some FDIC solvency test. A similar scheme exists for Money Market funds. I think I’m right in saying the FDIC “watch” list grew 30% last month, and I still haven’t been able to find a leaked document of those banks on the internet.

[34f3f3f]

I checked a bank in the CDARS network yesterday, which had a good rating from bankrate.com. The scheme seems like a good idea, but I was put off by the fees, which you can either pay or the bank pays giving you a lower rate. I also couldn’t find if CDARS is regulated, and since they don’t leave any contact details on their website (another minus in my book), I couldn’t really ask them. Most of the banks in the network are small, and although you can ask not to have you funds placed with certain banks, you can’t specify which ones you do want. The banks are apparently vetted by some FDIC solvency test. A similar scheme exists for Money Market funds. I think I’m right in saying the FDIC “watch” list grew 30% last month, and I still haven’t been able to find a leaked document of those banks on the internet.

[34f3f3f]

I checked a bank in the CDARS network yesterday, which had a good rating from bankrate.com. The scheme seems like a good idea, but I was put off by the fees, which you can either pay or the bank pays giving you a lower rate. I also couldn’t find if CDARS is regulated, and since they don’t leave any contact details on their website (another minus in my book), I couldn’t really ask them. Most of the banks in the network are small, and although you can ask not to have you funds placed with certain banks, you can’t specify which ones you do want. The banks are apparently vetted by some FDIC solvency test. A similar scheme exists for Money Market funds. I think I’m right in saying the FDIC “watch” list grew 30% last month, and I still haven’t been able to find a leaked document of those banks on the internet.

[Coronita]

I guess in today’s climate there is no clear safe bank. But if I were to bank, I’d bank in a bigger institution. That said, FYI

FWIW: Some of you might have an online account with emigrantdirect.com (I remember they use to be one of the higher interest payees for online savings).Well i think Emigrant Bank has a 4, ** rating.
http://www.bankrate.com/brm/safesound/rating.asp

[Coronita]

I guess in today’s climate there is no clear safe bank. But if I were to bank, I’d bank in a bigger institution. That said, FYI

FWIW: Some of you might have an online account with emigrantdirect.com (I remember they use to be one of the higher interest payees for online savings).Well i think Emigrant Bank has a 4, ** rating.
http://www.bankrate.com/brm/safesound/rating.asp

[Coronita]

I guess in today’s climate there is no clear safe bank. But if I were to bank, I’d bank in a bigger institution. That said, FYI

FWIW: Some of you might have an online account with emigrantdirect.com (I remember they use to be one of the higher interest payees for online savings).Well i think Emigrant Bank has a 4, ** rating.
http://www.bankrate.com/brm/safesound/rating.asp

[Coronita]

I guess in today’s climate there is no clear safe bank. But if I were to bank, I’d bank in a bigger institution. That said, FYI

FWIW: Some of you might have an online account with emigrantdirect.com (I remember they use to be one of the higher interest payees for online savings).Well i think Emigrant Bank has a 4, ** rating.
http://www.bankrate.com/brm/safesound/rating.asp

[Coronita]

I guess in today’s climate there is no clear safe bank. But if I were to bank, I’d bank in a bigger institution. That said, FYI

FWIW: Some of you might have an online account with emigrantdirect.com (I remember they use to be one of the higher interest payees for online savings).Well i think Emigrant Bank has a 4, ** rating.
http://www.bankrate.com/brm/safesound/rating.asp

[Raybyrnes]

Wamu was offering a 12 month cd online with an add on feature for 5% last week. Best I’ve seen. They also have deals at the branch level for thsoe who are willing to speak to the manger and have a 90 K to put down.

[Raybyrnes]

Wamu was offering a 12 month cd online with an add on feature for 5% last week. Best I’ve seen. They also have deals at the branch level for thsoe who are willing to speak to the manger and have a 90 K to put down.

[Raybyrnes]

Wamu was offering a 12 month cd online with an add on feature for 5% last week. Best I’ve seen. They also have deals at the branch level for thsoe who are willing to speak to the manger and have a 90 K to put down.

[Raybyrnes]

Wamu was offering a 12 month cd online with an add on feature for 5% last week. Best I’ve seen. They also have deals at the branch level for thsoe who are willing to speak to the manger and have a 90 K to put down.

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