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April 1, 2010 at 11:41 PM #535332April 2, 2010 at 12:14 AM #534399scaredyclassicParticipant
but there is no goddamn point to not moving out; theya re letting the houses SIT VACANT in many cases. if there weren’t anyone in there, the place would just be abandonned!!!!
what a crock.
nobody’s freeloading.
the bank shuld be paying these people like Bill to hang around and keep an eye on the place!!!
April 2, 2010 at 12:14 AM #534526scaredyclassicParticipantbut there is no goddamn point to not moving out; theya re letting the houses SIT VACANT in many cases. if there weren’t anyone in there, the place would just be abandonned!!!!
what a crock.
nobody’s freeloading.
the bank shuld be paying these people like Bill to hang around and keep an eye on the place!!!
April 2, 2010 at 12:14 AM #534986scaredyclassicParticipantbut there is no goddamn point to not moving out; theya re letting the houses SIT VACANT in many cases. if there weren’t anyone in there, the place would just be abandonned!!!!
what a crock.
nobody’s freeloading.
the bank shuld be paying these people like Bill to hang around and keep an eye on the place!!!
April 2, 2010 at 12:14 AM #535083scaredyclassicParticipantbut there is no goddamn point to not moving out; theya re letting the houses SIT VACANT in many cases. if there weren’t anyone in there, the place would just be abandonned!!!!
what a crock.
nobody’s freeloading.
the bank shuld be paying these people like Bill to hang around and keep an eye on the place!!!
April 2, 2010 at 12:14 AM #535347scaredyclassicParticipantbut there is no goddamn point to not moving out; theya re letting the houses SIT VACANT in many cases. if there weren’t anyone in there, the place would just be abandonned!!!!
what a crock.
nobody’s freeloading.
the bank shuld be paying these people like Bill to hang around and keep an eye on the place!!!
April 2, 2010 at 1:27 AM #534404AnonymousGuestYou’ve made some poor assumptions and math is not your friend, but I’ll humour you.[quote=flu]Don’t get all worked up this one. I call B.S. on this one. Let’s do some analysis
$114k salary.[/quote]You got one right
[quote=flu]Supposedly had $57k to put down, ended up putting down $11.7k[/quote]I had saved up over $75k by the beginning of 07 without touching my IRA OR 401K. And 3% of $570K is $17,100.
[quote=flu]20 months of non-rent paying, are we to believe that now all the sudden you ahave $200k post-tax to put down?[/quote]You missed the part where I said “With all the money I’ve saved AND MADE IN THE MARKET”. I was talking about the stock market and commodities futures markets. I did very well in the last 2 years. I could sell all my long term investments without touching my IRA and 401K and have over $250k in cash after paying long term capital gains taxes.
My biggest monthly expense is direct TV.
April 2, 2010 at 1:27 AM #534531AnonymousGuestYou’ve made some poor assumptions and math is not your friend, but I’ll humour you.[quote=flu]Don’t get all worked up this one. I call B.S. on this one. Let’s do some analysis
$114k salary.[/quote]You got one right
[quote=flu]Supposedly had $57k to put down, ended up putting down $11.7k[/quote]I had saved up over $75k by the beginning of 07 without touching my IRA OR 401K. And 3% of $570K is $17,100.
[quote=flu]20 months of non-rent paying, are we to believe that now all the sudden you ahave $200k post-tax to put down?[/quote]You missed the part where I said “With all the money I’ve saved AND MADE IN THE MARKET”. I was talking about the stock market and commodities futures markets. I did very well in the last 2 years. I could sell all my long term investments without touching my IRA and 401K and have over $250k in cash after paying long term capital gains taxes.
My biggest monthly expense is direct TV.
April 2, 2010 at 1:27 AM #534991AnonymousGuestYou’ve made some poor assumptions and math is not your friend, but I’ll humour you.[quote=flu]Don’t get all worked up this one. I call B.S. on this one. Let’s do some analysis
$114k salary.[/quote]You got one right
[quote=flu]Supposedly had $57k to put down, ended up putting down $11.7k[/quote]I had saved up over $75k by the beginning of 07 without touching my IRA OR 401K. And 3% of $570K is $17,100.
[quote=flu]20 months of non-rent paying, are we to believe that now all the sudden you ahave $200k post-tax to put down?[/quote]You missed the part where I said “With all the money I’ve saved AND MADE IN THE MARKET”. I was talking about the stock market and commodities futures markets. I did very well in the last 2 years. I could sell all my long term investments without touching my IRA and 401K and have over $250k in cash after paying long term capital gains taxes.
My biggest monthly expense is direct TV.
April 2, 2010 at 1:27 AM #535088AnonymousGuestYou’ve made some poor assumptions and math is not your friend, but I’ll humour you.[quote=flu]Don’t get all worked up this one. I call B.S. on this one. Let’s do some analysis
$114k salary.[/quote]You got one right
[quote=flu]Supposedly had $57k to put down, ended up putting down $11.7k[/quote]I had saved up over $75k by the beginning of 07 without touching my IRA OR 401K. And 3% of $570K is $17,100.
[quote=flu]20 months of non-rent paying, are we to believe that now all the sudden you ahave $200k post-tax to put down?[/quote]You missed the part where I said “With all the money I’ve saved AND MADE IN THE MARKET”. I was talking about the stock market and commodities futures markets. I did very well in the last 2 years. I could sell all my long term investments without touching my IRA and 401K and have over $250k in cash after paying long term capital gains taxes.
My biggest monthly expense is direct TV.
April 2, 2010 at 1:27 AM #535352AnonymousGuestYou’ve made some poor assumptions and math is not your friend, but I’ll humour you.[quote=flu]Don’t get all worked up this one. I call B.S. on this one. Let’s do some analysis
$114k salary.[/quote]You got one right
[quote=flu]Supposedly had $57k to put down, ended up putting down $11.7k[/quote]I had saved up over $75k by the beginning of 07 without touching my IRA OR 401K. And 3% of $570K is $17,100.
[quote=flu]20 months of non-rent paying, are we to believe that now all the sudden you ahave $200k post-tax to put down?[/quote]You missed the part where I said “With all the money I’ve saved AND MADE IN THE MARKET”. I was talking about the stock market and commodities futures markets. I did very well in the last 2 years. I could sell all my long term investments without touching my IRA and 401K and have over $250k in cash after paying long term capital gains taxes.
My biggest monthly expense is direct TV.
April 2, 2010 at 1:52 AM #534409AnonymousGuest[quote=cabal]If you don’t mind further sharing…
– Have you received pestering calls from bill collectors?
– What has happened to your credit score?
– Who is your lender?
– Are you current on property taxes?
– Are you concerned about qualifying for another mortgage?
FYI – I don’t agree with everything SD R says, but his comments are usually well balanced, measured, and insightful. He adds a lot of value to this board.[/quote] – I had a lot of calls in the first few months and that was when I thought a NOD would be sent out, then almost nothing for a while, more calls again last summer/fall and then nothing again.
– My FICO has dropped slightly but that’s due to canceling some credit cards. I’m still in the high 700’s.
– I’m not mentioning my lender, I don’t need bitter crazies from here trying to track me down.
– I think so, you’d have to ask my lender. My property taxes are included in the monthly payment. If they weren’t being paid it seems like the county would have taken the property by now.
– I’m not at all concerned, just want this taken care of by the end of next year. I’m thinking of taking a year to travel around the world or maybe join a band and go on tour one last time.
April 2, 2010 at 1:52 AM #534536AnonymousGuest[quote=cabal]If you don’t mind further sharing…
– Have you received pestering calls from bill collectors?
– What has happened to your credit score?
– Who is your lender?
– Are you current on property taxes?
– Are you concerned about qualifying for another mortgage?
FYI – I don’t agree with everything SD R says, but his comments are usually well balanced, measured, and insightful. He adds a lot of value to this board.[/quote] – I had a lot of calls in the first few months and that was when I thought a NOD would be sent out, then almost nothing for a while, more calls again last summer/fall and then nothing again.
– My FICO has dropped slightly but that’s due to canceling some credit cards. I’m still in the high 700’s.
– I’m not mentioning my lender, I don’t need bitter crazies from here trying to track me down.
– I think so, you’d have to ask my lender. My property taxes are included in the monthly payment. If they weren’t being paid it seems like the county would have taken the property by now.
– I’m not at all concerned, just want this taken care of by the end of next year. I’m thinking of taking a year to travel around the world or maybe join a band and go on tour one last time.
April 2, 2010 at 1:52 AM #534996AnonymousGuest[quote=cabal]If you don’t mind further sharing…
– Have you received pestering calls from bill collectors?
– What has happened to your credit score?
– Who is your lender?
– Are you current on property taxes?
– Are you concerned about qualifying for another mortgage?
FYI – I don’t agree with everything SD R says, but his comments are usually well balanced, measured, and insightful. He adds a lot of value to this board.[/quote] – I had a lot of calls in the first few months and that was when I thought a NOD would be sent out, then almost nothing for a while, more calls again last summer/fall and then nothing again.
– My FICO has dropped slightly but that’s due to canceling some credit cards. I’m still in the high 700’s.
– I’m not mentioning my lender, I don’t need bitter crazies from here trying to track me down.
– I think so, you’d have to ask my lender. My property taxes are included in the monthly payment. If they weren’t being paid it seems like the county would have taken the property by now.
– I’m not at all concerned, just want this taken care of by the end of next year. I’m thinking of taking a year to travel around the world or maybe join a band and go on tour one last time.
April 2, 2010 at 1:52 AM #535093AnonymousGuest[quote=cabal]If you don’t mind further sharing…
– Have you received pestering calls from bill collectors?
– What has happened to your credit score?
– Who is your lender?
– Are you current on property taxes?
– Are you concerned about qualifying for another mortgage?
FYI – I don’t agree with everything SD R says, but his comments are usually well balanced, measured, and insightful. He adds a lot of value to this board.[/quote] – I had a lot of calls in the first few months and that was when I thought a NOD would be sent out, then almost nothing for a while, more calls again last summer/fall and then nothing again.
– My FICO has dropped slightly but that’s due to canceling some credit cards. I’m still in the high 700’s.
– I’m not mentioning my lender, I don’t need bitter crazies from here trying to track me down.
– I think so, you’d have to ask my lender. My property taxes are included in the monthly payment. If they weren’t being paid it seems like the county would have taken the property by now.
– I’m not at all concerned, just want this taken care of by the end of next year. I’m thinking of taking a year to travel around the world or maybe join a band and go on tour one last time.
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