Refi from 30 year to 15?

[Coronita]

[quote=sdduuuude]Related article, confirming FLU’s experience:

http://news.yahoo.com/s/nm/20101013/bs_nm/us_usa_housing_mortgages%5B/quote%5D

I’ll tell you also that don’t even bother trying to open a credit card at the same time. I had friends that mentioned they had to open a credit card for corporate expenses during they time they were going through a refinance. Dude got a crapstorm of questions from that.

[Coronita]

Holy moly…..

At this rate (pun intended), I might end up refinancing in a couple of weeks again….

http://aerofcu.mortgagewebcenter.com/Default.asp?bhcp=1

15 yr 3.375% 3.494% (apr)

[Coronita]

Holy moly…..

At this rate (pun intended), I might end up refinancing in a couple of weeks again….

http://aerofcu.mortgagewebcenter.com/Default.asp?bhcp=1

15 yr 3.375% 3.494% (apr)

[Coronita]

Holy moly…..

At this rate (pun intended), I might end up refinancing in a couple of weeks again….

http://aerofcu.mortgagewebcenter.com/Default.asp?bhcp=1

15 yr 3.375% 3.494% (apr)

[Coronita]

Holy moly…..

At this rate (pun intended), I might end up refinancing in a couple of weeks again….

http://aerofcu.mortgagewebcenter.com/Default.asp?bhcp=1

15 yr 3.375% 3.494% (apr)

[Coronita]

Holy moly…..

At this rate (pun intended), I might end up refinancing in a couple of weeks again….

http://aerofcu.mortgagewebcenter.com/Default.asp?bhcp=1

15 yr 3.375% 3.494% (apr)

[UCGal]

[quote=sdduuuude]Related article, confirming FLU’s experience:

http://news.yahoo.com/s/nm/20101013/bs_nm/us_usa_housing_mortgages%5B/quote%5D

Sheldon pretty much told me the same story when I inquired about a refi yesterday… He said ALL loans are hard these days – no guarantees, even with fantastic credit, low LTVs, decent income and assets.
Sheldon knows my stats since he did my refi last year. I’ve got excellent credit, loan is < 25% of the appraised value from last years refi, I've had the same employer for 15+ years and significant savings. I'm not sure the .75% I could save is worth the hassle it would take since I'm doing my darndest to pay it off early (and reducing the total interest that way.)

[UCGal]

[quote=sdduuuude]Related article, confirming FLU’s experience:

http://news.yahoo.com/s/nm/20101013/bs_nm/us_usa_housing_mortgages%5B/quote%5D

Sheldon pretty much told me the same story when I inquired about a refi yesterday… He said ALL loans are hard these days – no guarantees, even with fantastic credit, low LTVs, decent income and assets.
Sheldon knows my stats since he did my refi last year. I’ve got excellent credit, loan is < 25% of the appraised value from last years refi, I've had the same employer for 15+ years and significant savings. I'm not sure the .75% I could save is worth the hassle it would take since I'm doing my darndest to pay it off early (and reducing the total interest that way.)

[UCGal]

[quote=sdduuuude]Related article, confirming FLU’s experience:

http://news.yahoo.com/s/nm/20101013/bs_nm/us_usa_housing_mortgages%5B/quote%5D

Sheldon pretty much told me the same story when I inquired about a refi yesterday… He said ALL loans are hard these days – no guarantees, even with fantastic credit, low LTVs, decent income and assets.
Sheldon knows my stats since he did my refi last year. I’ve got excellent credit, loan is < 25% of the appraised value from last years refi, I've had the same employer for 15+ years and significant savings. I'm not sure the .75% I could save is worth the hassle it would take since I'm doing my darndest to pay it off early (and reducing the total interest that way.)

[UCGal]

[quote=sdduuuude]Related article, confirming FLU’s experience:

http://news.yahoo.com/s/nm/20101013/bs_nm/us_usa_housing_mortgages%5B/quote%5D

Sheldon pretty much told me the same story when I inquired about a refi yesterday… He said ALL loans are hard these days – no guarantees, even with fantastic credit, low LTVs, decent income and assets.
Sheldon knows my stats since he did my refi last year. I’ve got excellent credit, loan is < 25% of the appraised value from last years refi, I've had the same employer for 15+ years and significant savings. I'm not sure the .75% I could save is worth the hassle it would take since I'm doing my darndest to pay it off early (and reducing the total interest that way.)

[UCGal]

[quote=sdduuuude]Related article, confirming FLU’s experience:

http://news.yahoo.com/s/nm/20101013/bs_nm/us_usa_housing_mortgages%5B/quote%5D

Sheldon pretty much told me the same story when I inquired about a refi yesterday… He said ALL loans are hard these days – no guarantees, even with fantastic credit, low LTVs, decent income and assets.
Sheldon knows my stats since he did my refi last year. I’ve got excellent credit, loan is < 25% of the appraised value from last years refi, I've had the same employer for 15+ years and significant savings. I'm not sure the .75% I could save is worth the hassle it would take since I'm doing my darndest to pay it off early (and reducing the total interest that way.)

[joec]

Anyone hear or know of any self employed folks who were able to get refinanced?

Seems like it’s worst now than even 2 years ago when this all hit the crapper…

[joec]

Anyone hear or know of any self employed folks who were able to get refinanced?

Seems like it’s worst now than even 2 years ago when this all hit the crapper…

[joec]

Anyone hear or know of any self employed folks who were able to get refinanced?

Seems like it’s worst now than even 2 years ago when this all hit the crapper…

[joec]

Anyone hear or know of any self employed folks who were able to get refinanced?

Seems like it’s worst now than even 2 years ago when this all hit the crapper…

[Author]

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