Home › Forums › Closed Forums › Buying and Selling RE › Recommend a good home insurance company
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November 3, 2010 at 10:45 PM #626855November 4, 2010 at 5:55 AM #627351CoronitaParticipant
I have allstate. I’ve been ok with them. Basically I have homeowners insurance, muti-policy auto for cars, and umbrella coverage, so my rates are pretty decent. I don’t have earthquake insurance, though I’m considering it.
AAA insurance I had was always good for me. I found that AAA has better service, though Allstate for me had better rates.
Allstate, however, will have issues if you own a pitbull (seriously…They asked).
You might want to check with your existing auto insurance to see if they also have homeowners..Your savings might add up if with a muti-policy discount + being a customer for some time.
If I could, I would switch to AAA..But since I’ve been with Allstate for some time, AAA can’t give me the “returning customer” discounts that Allstate does. Plus allstate gives great discounts with folks who have no accidents/tickets (or for folks that have gotten several tickets within a few months but weaselled out of them)
November 4, 2010 at 5:55 AM #626365CoronitaParticipantI have allstate. I’ve been ok with them. Basically I have homeowners insurance, muti-policy auto for cars, and umbrella coverage, so my rates are pretty decent. I don’t have earthquake insurance, though I’m considering it.
AAA insurance I had was always good for me. I found that AAA has better service, though Allstate for me had better rates.
Allstate, however, will have issues if you own a pitbull (seriously…They asked).
You might want to check with your existing auto insurance to see if they also have homeowners..Your savings might add up if with a muti-policy discount + being a customer for some time.
If I could, I would switch to AAA..But since I’ve been with Allstate for some time, AAA can’t give me the “returning customer” discounts that Allstate does. Plus allstate gives great discounts with folks who have no accidents/tickets (or for folks that have gotten several tickets within a few months but weaselled out of them)
November 4, 2010 at 5:55 AM #627042CoronitaParticipantI have allstate. I’ve been ok with them. Basically I have homeowners insurance, muti-policy auto for cars, and umbrella coverage, so my rates are pretty decent. I don’t have earthquake insurance, though I’m considering it.
AAA insurance I had was always good for me. I found that AAA has better service, though Allstate for me had better rates.
Allstate, however, will have issues if you own a pitbull (seriously…They asked).
You might want to check with your existing auto insurance to see if they also have homeowners..Your savings might add up if with a muti-policy discount + being a customer for some time.
If I could, I would switch to AAA..But since I’ve been with Allstate for some time, AAA can’t give me the “returning customer” discounts that Allstate does. Plus allstate gives great discounts with folks who have no accidents/tickets (or for folks that have gotten several tickets within a few months but weaselled out of them)
November 4, 2010 at 5:55 AM #626286CoronitaParticipantI have allstate. I’ve been ok with them. Basically I have homeowners insurance, muti-policy auto for cars, and umbrella coverage, so my rates are pretty decent. I don’t have earthquake insurance, though I’m considering it.
AAA insurance I had was always good for me. I found that AAA has better service, though Allstate for me had better rates.
Allstate, however, will have issues if you own a pitbull (seriously…They asked).
You might want to check with your existing auto insurance to see if they also have homeowners..Your savings might add up if with a muti-policy discount + being a customer for some time.
If I could, I would switch to AAA..But since I’ve been with Allstate for some time, AAA can’t give me the “returning customer” discounts that Allstate does. Plus allstate gives great discounts with folks who have no accidents/tickets (or for folks that have gotten several tickets within a few months but weaselled out of them)
November 4, 2010 at 5:55 AM #626916CoronitaParticipantI have allstate. I’ve been ok with them. Basically I have homeowners insurance, muti-policy auto for cars, and umbrella coverage, so my rates are pretty decent. I don’t have earthquake insurance, though I’m considering it.
AAA insurance I had was always good for me. I found that AAA has better service, though Allstate for me had better rates.
Allstate, however, will have issues if you own a pitbull (seriously…They asked).
You might want to check with your existing auto insurance to see if they also have homeowners..Your savings might add up if with a muti-policy discount + being a customer for some time.
If I could, I would switch to AAA..But since I’ve been with Allstate for some time, AAA can’t give me the “returning customer” discounts that Allstate does. Plus allstate gives great discounts with folks who have no accidents/tickets (or for folks that have gotten several tickets within a few months but weaselled out of them)
November 4, 2010 at 6:24 AM #626927XBoxBoyParticipantWe use Geico and have gotten good rates and service from them. AAA wouldn’t even quote for our zip code (La Jolla) due to fears of landslides, I can’t remember if it was State Farm or Allstate who wouldn’t quote because we were within 1000 ft of an open space. Regardless, what I found when I shopped around was there was a surprising amount of difference in price.
Keep in mind some of the bigger companies will give a good discount if you have all your insurance with them. (ie, homeowners, auto, umbrella policy, rv or boat, etc)
November 4, 2010 at 6:24 AM #627052XBoxBoyParticipantWe use Geico and have gotten good rates and service from them. AAA wouldn’t even quote for our zip code (La Jolla) due to fears of landslides, I can’t remember if it was State Farm or Allstate who wouldn’t quote because we were within 1000 ft of an open space. Regardless, what I found when I shopped around was there was a surprising amount of difference in price.
Keep in mind some of the bigger companies will give a good discount if you have all your insurance with them. (ie, homeowners, auto, umbrella policy, rv or boat, etc)
November 4, 2010 at 6:24 AM #627361XBoxBoyParticipantWe use Geico and have gotten good rates and service from them. AAA wouldn’t even quote for our zip code (La Jolla) due to fears of landslides, I can’t remember if it was State Farm or Allstate who wouldn’t quote because we were within 1000 ft of an open space. Regardless, what I found when I shopped around was there was a surprising amount of difference in price.
Keep in mind some of the bigger companies will give a good discount if you have all your insurance with them. (ie, homeowners, auto, umbrella policy, rv or boat, etc)
November 4, 2010 at 6:24 AM #626375XBoxBoyParticipantWe use Geico and have gotten good rates and service from them. AAA wouldn’t even quote for our zip code (La Jolla) due to fears of landslides, I can’t remember if it was State Farm or Allstate who wouldn’t quote because we were within 1000 ft of an open space. Regardless, what I found when I shopped around was there was a surprising amount of difference in price.
Keep in mind some of the bigger companies will give a good discount if you have all your insurance with them. (ie, homeowners, auto, umbrella policy, rv or boat, etc)
November 4, 2010 at 6:24 AM #626296XBoxBoyParticipantWe use Geico and have gotten good rates and service from them. AAA wouldn’t even quote for our zip code (La Jolla) due to fears of landslides, I can’t remember if it was State Farm or Allstate who wouldn’t quote because we were within 1000 ft of an open space. Regardless, what I found when I shopped around was there was a surprising amount of difference in price.
Keep in mind some of the bigger companies will give a good discount if you have all your insurance with them. (ie, homeowners, auto, umbrella policy, rv or boat, etc)
November 4, 2010 at 7:39 AM #626965joecParticipantWe have AAA for our home, auto and umbrella…No home owner claims so far, but multiple auto claims in the past without issues. My rate should go up due to some parking accidents and hit and runs from others, but it didn’t with the latest renewal. Still expect a bill probably later. Their pricing is hit or miss and I left them a while back since they were charging a lot for auto a few years back.
Overall, pretty decent IMO.Considering earthquake insurance now since a 20% deductible is better than 100% deductible.
November 4, 2010 at 7:39 AM #626334joecParticipantWe have AAA for our home, auto and umbrella…No home owner claims so far, but multiple auto claims in the past without issues. My rate should go up due to some parking accidents and hit and runs from others, but it didn’t with the latest renewal. Still expect a bill probably later. Their pricing is hit or miss and I left them a while back since they were charging a lot for auto a few years back.
Overall, pretty decent IMO.Considering earthquake insurance now since a 20% deductible is better than 100% deductible.
November 4, 2010 at 7:39 AM #627092joecParticipantWe have AAA for our home, auto and umbrella…No home owner claims so far, but multiple auto claims in the past without issues. My rate should go up due to some parking accidents and hit and runs from others, but it didn’t with the latest renewal. Still expect a bill probably later. Their pricing is hit or miss and I left them a while back since they were charging a lot for auto a few years back.
Overall, pretty decent IMO.Considering earthquake insurance now since a 20% deductible is better than 100% deductible.
November 4, 2010 at 7:39 AM #626414joecParticipantWe have AAA for our home, auto and umbrella…No home owner claims so far, but multiple auto claims in the past without issues. My rate should go up due to some parking accidents and hit and runs from others, but it didn’t with the latest renewal. Still expect a bill probably later. Their pricing is hit or miss and I left them a while back since they were charging a lot for auto a few years back.
Overall, pretty decent IMO.Considering earthquake insurance now since a 20% deductible is better than 100% deductible.
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