Not a jumbo. I think he said it was through Wells Fargo – it could have been SDCCU.
He’s got great credit, good income (he’s a couple pay grades above me) and a big down payment – enough that it was conventional (not even conforming jumbo).
My other friend is in Missouri – it’s definitely not a jumbo since they owe well under $100k on their 5 acres. They’re in farm country and prices are a lot less. I have no idea who they financed with. She’s been grappling with whether to refi for 2 years, and whether to pull cash out to do some badly needed updating, or to sell and get a bigger house. The rates were low enough they pulled 20k out, kept the same payoff date (refi’ing their 15 year loan to a 10 year… since they’re 5 years in). So they’ll have the money to do repairs/updating and keep their payments the same.
UCGal,
Working on a refi now. Locked a bit earlier than I wish @ 4.125 on a 15 yr conventional. Any idea on what the closing costs were for your coworker’s 3.75 rate?
UCGal,
Working on a refi now. Locked a bit earlier than I wish @ 4.125 on a 15 yr conventional. Any idea on what the closing costs were for your coworker’s 3.75 rate?
UCGal,
Working on a refi now. Locked a bit earlier than I wish @ 4.125 on a 15 yr conventional. Any idea on what the closing costs were for your coworker’s 3.75 rate?
UCGal,
Working on a refi now. Locked a bit earlier than I wish @ 4.125 on a 15 yr conventional. Any idea on what the closing costs were for your coworker’s 3.75 rate?
UCGal,
Working on a refi now. Locked a bit earlier than I wish @ 4.125 on a 15 yr conventional. Any idea on what the closing costs were for your coworker’s 3.75 rate?
Not sure. I know he paid a point. I double checked – it’s through SDCCU. If I talk to him later, I’ll ask.
Another coworker with less wonderful credit is buying – he’s in the conforming jumbo, doing a 30 year. I think he said he’s getting 4.25 with a point. I guess this is another area where size of the loan, duration of the loan, and credit scores all factor big time. He’s going through a broker… so I have no idea what bank/institution.
Not sure. I know he paid a point. I double checked – it’s through SDCCU. If I talk to him later, I’ll ask.
Another coworker with less wonderful credit is buying – he’s in the conforming jumbo, doing a 30 year. I think he said he’s getting 4.25 with a point. I guess this is another area where size of the loan, duration of the loan, and credit scores all factor big time. He’s going through a broker… so I have no idea what bank/institution.
Not sure. I know he paid a point. I double checked – it’s through SDCCU. If I talk to him later, I’ll ask.
Another coworker with less wonderful credit is buying – he’s in the conforming jumbo, doing a 30 year. I think he said he’s getting 4.25 with a point. I guess this is another area where size of the loan, duration of the loan, and credit scores all factor big time. He’s going through a broker… so I have no idea what bank/institution.
Not sure. I know he paid a point. I double checked – it’s through SDCCU. If I talk to him later, I’ll ask.
Another coworker with less wonderful credit is buying – he’s in the conforming jumbo, doing a 30 year. I think he said he’s getting 4.25 with a point. I guess this is another area where size of the loan, duration of the loan, and credit scores all factor big time. He’s going through a broker… so I have no idea what bank/institution.
